Citizens Equity First Credit Union Peoria IL | Quick Personal Loans & Business Banking

Introduction

Welcome to Citizens Equity First, your trusted partner in financial growth and community support. Located at 7900 N University St, Peoria, IL 61615, our branch has proudly served members since 1937. With over 402,000 members and a robust asset base of $7,768,682,749, we are committed to helping individuals and families achieve their financial goals. At Citizens Equity First, we believe in the power of community. Our mission goes beyond just banking; it's about making a positive impact in the lives of our members. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, our dedicated team is here to provide personalized service tailored to your needs. Under the leadership of our CEO, Matthew Mamer, and Board President, Joseph Needham, we strive for excellence in all that we do. Our experienced staff of 1,022 employees is ready to assist you with any inquiries or financial needs you may have. Feel free to reach out to us at (309) 633-2750 during our lobby hours from Monday through Friday, 8:00 a.m. to 5:00 p.m. While members can visit us at our branch address for services, official correspondence should be sent to our mailing address: 7900 N University St, Peoria, IL 61615-1839. Join us today and experience the benefits of membership at Citizens Equity First. Visit our website at cefcu.com or call us now to learn more about how we can assist you on your financial journey!

Branch History & Mission

Citizens Equity First has a rich history that dates back to its founding in 1937. Since then, we have grown alongside the community of Peoria, IL, building a legacy of trust and support for our members. Located at 7900 N University St, Peoria, IL 61615, our branch has become a vital part of the local landscape, offering financial services tailored to meet the diverse needs of our growing membership base. Over the years, we have proudly expanded our reach and services. Today, we serve over 402,409 members and manage total assets exceeding $7.77 billion. This growth is a testament to our commitment to providing exceptional banking solutions while fostering strong relationships within the community. Our mission at Citizens Equity First is clear: we aim to enhance the financial well-being of our members through personalized service and innovative products. We believe in empowering individuals and families by offering essential services such as checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Our dedication extends beyond just banking; we are deeply involved in community outreach initiatives that make a positive impact on those we serve. While members can visit us at 7900 N University St, official correspondence should be sent to 7900 N University St, Peoria, IL 61615-1839. Our branch operates Monday through Friday from 8:00 a.m. to 5:00 p.m., making it convenient for you to access the services you need. At Citizens Equity First, we are committed to ensuring that all members can enjoy easy access to their accounts. We offer ATM availability for quick transactions and have embraced digital advancements such as online banking and mobile payments. We also prioritize ADA compliance to ensure everyone can utilize our services without barriers. We invite you to join Citizens Equity First and experience firsthand how we can support your financial journey. Become part of a community-focused credit union that truly cares about your success! For more information on membership benefits or to open an account, please visit our website.

Branch Location & Accessibility

Convenient Access

Our branch is designed with your ease in mind. You'll find ample parking right outside, making it simple to pop in for services like checking and savings accounts, auto loans, and personal loans. We ensure that everyone can access our facilities comfortably with ADA-compliant features and ramps available. While you can visit us at 7900 N University St for all your banking needs, please note that official correspondence should be sent to the same address: 7900 N University St, Peoria, IL 61615-1839.

Operating Hours

Our doors are open Monday through Friday from 8:00 a.m. to 5:00 p.m., allowing you to stop by at your convenience. If you have questions or need assistance outside of these hours, feel free to give us a call at 309-633-2750. Our friendly staff is always ready to help!

Services Available

At Citizens Equity First, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to loans for vehicles and mortgages, we've got you covered. You can also take advantage of our ATM services for cash withdrawals and balance checks whenever you need them. Although we do not currently have drive-thru banking available, we encourage you to come inside where our team is eager to assist you personally.

Visit Us Today!

We invite you to visit us at Citizens Equity First in Peoria! Experience firsthand how we can support your financial journey. Whether you're looking for loans or just want some friendly advice about managing your money, we're here for you every step of the way. Don't hesitate stop by or call us today!

Member Eligibility

At Citizens Equity First, we believe that everyone deserves a chance to be part of a welcoming community that prioritizes your financial well-being. Becoming a member is easier than you might think! If you live, work, or worship in the Peoria area, or if you have a family member who is already a member, you're likely eligible to join us. We offer a range of services tailored to meet your needs from checking and savings accounts to loans and credit cards so you can find the perfect fit for your financial journey. To learn more about our eligibility criteria and see if you qualify, feel free to visit our website at this link. Once you've confirmed your eligibility, opening an account is simple! Just head over to our account opening page at this link or give us a call at (309) 633-2750 for assistance. We're here to guide you every step of the way as you take this exciting step towards better banking with Citizens Equity First at our branch located at 7900 N University St Peoria Il 61615. Join us today and experience the benefits of being part of our community!

Business Banking & Commercial Services

Lending Solutions That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,879 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $684,214,774, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In today's fast-paced world, efficient payment processing is crucial. Our merchant services simplify transactions so you can focus on what matters most growing your business. Imagine quickly accepting payments from customers at your store or online without hassle. Our services ensure that every transaction runs smoothly, empowering you to serve your clients better. Visit us at 7900 N University St, Peoria, IL 61615, or call us at (309) 633-2750 to learn how our business banking and commercial services can support your success!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, our Business Banking services include essential tools like merchant services and tailored business loans. We know running a business comes with its own set of challenges, so we're here to help you navigate them with ease.

Credit Cards & Rewards

To reward our members for their loyalty, we offer credit cards with rewards. These cards not only provide purchasing power but also give you benefits like cash back or points that can be redeemed for exciting perks. It's just one more way we aim to enhance your banking experience.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts on the go is crucial. That's why we prioritize digital banking features at Citizens Equity First. Our robust online and mobile banking platforms allow you to manage your finances from anywhere, whether you're checking balances or transferring funds between accounts. Plus, with convenient ATM access for cash withdrawals and balance checks, banking has never been easier.

Get Started Today!

With such a wide variety of services available at your fingertips, there's no better time to explore what we offer at Citizens Equity First. Visit us in person or check out our website at cefcu.com for more information about opening an account or applying for a loan. Join us today and let us help you achieve your financial goals!

Personal Banking Solutions

We understand that managing your finances can be challenging, which is why we offer comprehensive Personal Banking services. From checking and savings accounts that help you save for the future to auto loans and vehicle financing designed to get you behind the wheel quickly and affordably, we've got options that suit every lifestyle. If you're considering buying a home or refinancing your current mortgage, our mortgage loans are tailored to fit your financial situation perfectly. For those unexpected expenses or debt management needs, our personal loans and debt consolidation options provide flexible solutions with competitive rates.

Digital & Online Banking

Accessibility and Support

Though we don't currently offer person-to-person transfers directly through our platform, our dedicated support team is here to help with any questions you may have about navigating these services. Experience the ease of managing your finances with Citizens Equity First's digital banking solutions today! Visit us at https://www.cefcu.com/ and discover how we can help simplify your banking experience.

Key Features

We prioritize your security with features like Electronic Signature Authorization, allowing you to sign documents securely without the need for paper. Enjoy the peace of mind knowing that your transactions are protected while you manage your finances efficiently. Additionally, we offer E-Statements, making it easier for you to view and store your financial statements electronically goodbye clutter! For those who love using their phones, our Mobile Application is a game changer. Available for download, it brings all the banking services you need right to your fingertips. You can even make Mobile Payments, allowing you to pay friends or businesses quickly and safely from your phone.

Financial Strength

At Citizens Equity First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, ensuring that your trust in us is well placed. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $941,559,727, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.10% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,784,103,145 in share certificates and $1,320,323,090 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $457,598, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $927,309,606 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $85,043 in used auto loans and a total of $5,989,870,538 in loans and leases across various sectors. Our operational efficiency is reflected in our financial performance; while our net income currently stands at $0, we remain committed to providing competitive loan rates and solid financial products for our members. We take pride in having 1,016 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team. Net Shares (Funds available for lending and investments): $8,426,764. Total Share and Deposit Accounts: 776,575, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citizens Equity First is your trusted partner. Visit us at 7900 N University St Peoria IL 61615 or call 309-633-2750 to learn more about how we can help you achieve your financial goals.

Loan Offering

At Citizens Equity First, we understand that every financial journey is unique. That's why we offer a variety of loan products designed to meet the diverse needs of our members. Whether you're looking to buy a new car, purchase your dream home, or manage expenses with a credit card, we've got you covered. With over 220826 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly attractive; if you're in the market for a vehicle, consider our competitive rates. We have already facilitated $1,509,535,444 in used vehicle loans and $713,341,413 in new vehicle loans. This means you can drive away with confidence knowing you have access to some of the lowest rates in the industry. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $180,125,149, making buying or refinancing straightforward and accessible. We know that securing a home is a big step, and we're here to help you navigate that process seamlessly. For those who prefer flexibility in managing finances, we offer unsecured credit card loans with a total of $142,483,010 available. This allows our members to handle unexpected expenses or make everyday purchases without the stress of high-interest payments. In addition to these popular offerings, we also cater to business owners with outstanding commercial loans totaling $684,214,774. These loans provide essential capital for businesses looking to expand and thrive. If you're interested in refinancing options or want to check your eligibility for any of our loan products, feel free to reach out! You can contact us at (309) 633-2750 or visit us at our branch located at 7900 N University St Peoria Il 61615, Peoria, IL. For more details on how to start your application process or learn about membership benefits, please visit our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial goals!

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