Citizens Equity First Credit Union Peoria IL | Quick Personal Loans & Business Banking

Introduction

Welcome to Citizens Equity First, your trusted financial partner located at 5211 W Landens Way, Peoria, IL 61615. Since our establishment in 1937, we have proudly served our community, growing to a membership of over 402,000 individuals who depend on us for their banking needs. At Citizens Equity First, we believe in the power of community and work diligently to provide personalized financial solutions that meet the diverse needs of our members. Our branch is not just a place to bank; it's a hub for financial wellness. With total assets exceeding $7.76 billion and deposits reaching $357.66 million, we are committed to maintaining a solid foundation for our members' financial futures. Our CEO, Matthew Mamer, along with Board President Joseph Needham, leads a dedicated team of over 1,022 employees who are here to assist you every step of the way. Whether you're looking for auto loans, mortgages, or personal banking services, we offer a range of products designed to help you achieve your goals. We understand that life can be unpredictable; that's why we also provide resources for debt consolidation and credit cards with rewards tailored just for you. While members can visit us at 5211 W Landens Way, official correspondence should be sent to 5211 W Landens Way, Peoria, IL 61615-9259. Feel free to reach out via phone at 309-633-7850 or explore more about what we offer on our website at cefcu.com. Join us today and discover how Citizens Equity First is committed to enriching lives and empowering our members with the financial tools they need for success. Your journey towards financial stability starts here!

Branch History & Mission

At Citizens Equity First, we proudly reflect on a rich legacy that began in 1937. Our journey started with a simple mission: to serve our community by providing accessible financial services tailored to the needs of our members. Over the decades, we've grown alongside our community, evolving from humble beginnings into a thriving credit union that now supports over 402,000 members. Located at 5211 W Landens Way in Peoria, IL, our branch stands as a testament to our commitment to local service and community development. Just a short drive from the heart of Peoria, we're easily accessible for all your banking needs. While members can visit us at this address, official correspondence should be sent to our mailing address at 5211 W Landens Way, Peoria, IL 61615-9259. Our mission is clear: we strive to empower individuals and families through financial education and resources. We believe in fostering financial wellness and offering products that can truly make a difference in people's lives. Whether you're looking for personal banking solutions such as checking and savings accounts or need assistance with auto loans and mortgages, we're here to help. As of today, we proudly manage total assets exceeding $7.7 billion. This growth is not just about numbers; it reflects our dedication to serving our members better each year. Our operating hours are convenient for everyone Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. making it easy for you to find the time that works best for you. We understand that technology plays an essential role in modern banking. That's why we offer online and mobile banking services, ensuring you can manage your finances anytime, anywhere. With features like mobile payments and e-statements, we make it easier than ever for you to stay on top of your financial goals. Community support is at the heart of what we do. Over the years, we've established various partnerships aimed at enhancing local initiatives and outreach programs that benefit those around us. We believe that when our community thrives, so do we. Citizens Equity First is more than just a credit union; we are part of your community's fabric. We invite you to join us and experience the benefits of membership firsthand. Together, let's build a brighter financial future! For more information on how to become a member or explore our services further, please visit our website or give us a call at (309) 633-7850 today!

Branch Location & Accessibility

ATM Availability

For those times when you need cash or want to check your balance without entering the branch, we have an ATM available for your convenience. If you ever need to send official correspondence, please note that while you can visit us at the branch address mentioned above, mail should be directed to our mailing address: 5211 W Landens Way, Peoria, IL 61615-9259. We invite you to stop by or call us at 309-633-7850 today! Our team is eager to help you make the most of your banking experience.

Convenient Access and Parking

When you visit us, you'll find ample parking right outside the building, making it simple to pop in for a quick transaction or a longer consultation. We prioritize accessibility for all members, ensuring that our facilities are ADA compliant with ramps and easy entry points.

Operating Hours and Services

Our friendly team is ready to assist you Monday through Thursday from 9:00 a.m. to 5:00 p.m., Fridays until 6:00 p.m., and Saturdays from 9:00 a.m. to 1:00 p.m. Whether you're looking to open an account, apply for an auto loan, or simply ask questions about our services, we're here for you. Plus, we offer convenient drive-thru banking for deposits and withdrawals if you're on the go.

Member Eligibility

Becoming a member of Citizens Equity First means joining a welcoming community that values your financial well-being. Here, we believe everyone deserves access to great banking services. If you're interested in membership, you'll be glad to know that eligibility is simple and inclusive. To qualify, you generally need to live, work, or worship in the areas we serve, or have a family member who is already a member. This makes it easy for many people in Peoria and beyond to join us at our branch located at 5211 W Landens Way Peoria Il 61615. We offer fantastic benefits like competitive rates on loans and savings accounts, personalized service, and access to online banking tools that make managing your money easier. Ready to take the next step? Opening an account with us is straightforward! You can find all the details about eligibility and how to apply by visiting our website at https://www.cefcu.com/personal/learn/membership-benefits.html. If you have any questions or need assistance, don't hesitate to reach out at (309) 633-7850. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine having a reliable partner that helps you process payments efficiently while offering tools that enhance customer experience. From point-of-sale systems to online payment solutions, our services can streamline your operations and boost sales. Located at 5211 W Landens Way Peoria Il 61615 in Peoria, IL, we're here to support your business every step of the way. Connect with us today at (309) 633-7850 to learn how we can help you achieve your financial goals!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,879 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $684,214,774, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are here to help you drive away in your dream vehicle without breaking the bank. With competitive rates and flexible terms, you can choose a plan that works for your budget.

Business Banking Services

Entrepreneurs will appreciate our robust business banking services, including merchant services and business loans. We understand that running a business comes with its unique challenges, so we're dedicated to supporting your growth with tailored financial products.

Convenient Access & Support

In addition to all these services, we also provide essential features like ATM access for quick withdrawals and balance checks as well as drive-thru banking for easy deposits and transactions. Our lobby hours are convenient too Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. At Citizens Equity First, we believe that managing your finances should be straightforward and stress-free. If you have any questions or would like assistance with any of our services, don't hesitate to reach out at 309-633-7850 or visit us at https://www.cefcu.com. Experience financial freedom with us today!

Credit Cards with Rewards

For those who love to earn while they spend, our credit cards with rewards offer great benefits on everyday purchases. With cash back on dining, shopping, and more, you can enjoy perks just for using your card!

Home Financing Options

Buying a home is one of life's biggest milestones, and we're here every step of the way with our mortgage loans and refinancing services. Our team will guide you through the process, ensuring you find the best fit for your financial situation. Whether it's your first home or you're looking to refinance an existing mortgage, we have solutions ready for you.

Personal Banking Solutions

For those seeking to establish a solid financial foundation, we provide various checking and savings accounts designed to fit your lifestyle. Imagine effortlessly managing your day-to-day expenses with our user-friendly online and mobile banking services. You can check balances, transfer funds, and even set up automatic savings all from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

If life throws unexpected expenses your way, our personal loans and debt consolidation options can provide quick relief. Imagine consolidating multiple debts into one manageable payment, helping you save money on interest over time.

Digital & Online Banking

Convenient Online Banking

Our online banking service, available at https://www.cefcu.com/, gives you the power to manage your finances from the comfort of your home or on the go. Whether you want to check your balance, transfer funds, or pay bills, you can do it all with just a few clicks. Plus, our 24/7 online banking ensures that you can access your accounts whenever it suits you.

Go Mobile

With our mobile application, staying on top of your finances has never been easier. You can make mobile payments and manage your accounts right from your smartphone. Our app is designed for convenience and is perfect for those who are always on the move.

Person-to-Person Transfers Made Easy

While we currently do not offer person-to-person transfers, our focus remains on providing safe and efficient banking solutions tailored to meet your needs. At Citizens Equity First, we strive to make banking as accessible and straightforward as possible. Join us today and experience the ease of digital banking that puts you in control!

Secure Transactions

We take security seriously at Citizens Equity First. Our electronic signature authorization feature allows you to sign documents securely online, saving you time and hassle. You can trust that your personal information is protected every step of the way.

Stay Organized with E-Statements

Say goodbye to cluttered mailboxes! We provide e-statements for all members, allowing you to view your account statements electronically. This not only helps keep your records organized but also enhances security by reducing the risk of identity theft.

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,016 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Member Base

Total Share and Deposit Accounts: 776,575, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,426,764. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citizens Equity First is your trusted partner. Visit us at 5211 W Landens Way Peoria IL 61615 or call 309-633-7850 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Innovative Banking Tools

With $927,309,606 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $85,043 in used auto loans and an impressive $5,989,870,538 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,784,103,145 in share certificates and $1,320,323,090 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $457,598, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $941,559,727, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.10% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,509,535,444 in used vehicle loans and $713,341,413 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our financing options are straightforward and competitive.

Business Financing

For business owners seeking capital to grow and expand their operations, our outstanding commercial loans total $684,214,774. We are dedicated to supporting local businesses and providing the necessary funding to help them thrive. We also encourage you to check out our refinancing options if you're interested in adjusting your current loan terms or rates. To learn more about eligibility requirements and how to apply for any of these products conveniently online or by visiting us at our branch location. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're ready to take the next step towards achieving your financial goals with one of our loan products or simply have questions about what we offer, don't hesitate to reach out! Call us at 309-633-7850 during our operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., or Saturday from 9:00 a.m. to 1:00 p.m. We look forward to assisting you!

Credit Lines and Unsecured Loans

For those looking for flexibility in managing their finances, we provide excellent options for unsecured credit card loans. With a total of $142,483,010 in unsecured credit card loans available, you can enjoy flexible terms that help you manage expenses while building your credit history.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $180,125,149, making it easier than ever to secure your dream home. If you're considering refinancing your current mortgage for better rates or terms, we can guide you through that process as well.

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