Citizens Equity First is also proud of its partnerships with local organizations aimed at enhancing community welfare. Through outreach programs and initiatives designed to support education, health, and economic development, we work tirelessly to make a positive impact in Peoria. As technology continues to advance, so do we. Our digital banking options include online banking and mobile payments that are designed with user convenience in mind while ensuring ADA compliance for accessibility.
We invite you to experience the benefits of being part of Citizens Equity First. Discover how our member-focused approach can help you reach your financial aspirations. With convenient operating hours from Monday through Friday (8:00 a.m. - 5:00 p.m.) and Saturday (9:00 a.m. - 1:00 p.m.), along with ATM availability and drive-thru banking options, accessing your finances has never been easier. Join us today! Visit our website or call us at (309) 633-7400 for more information on becoming a member or exploring our wide range of services!
Since our opening year, Citizens Equity First has evolved significantly. We began with a small group of visionaries dedicated to making banking more accessible and community-oriented. Over the years, we have expanded our offerings and enhanced our services while staying true to our mission: empowering individuals and families through sound financial solutions and exceptional support. Our commitment goes beyond just banking; it is about fostering connections and improving lives in Peoria and surrounding areas. Today, we boast total assets of approximately $7.77 billion, reflecting our stability and growth in the financial sector. As a member-focused credit union, we prioritize your needs by offering diverse services such as personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions.
At Citizens Equity First, we believe in the power of community. Our mission is to provide high-quality financial products and services while giving back to the neighborhoods we serve. We are dedicated to helping you achieve your financial goals through responsible lending practices and personalized service. We understand that every member's journey is unique. That's why we strive to create an inclusive environment where everyone feels welcome and valued. Whether you're visiting us for basic banking needs or seeking guidance on complex financial decisions, our knowledgeable team is here for you every step of the way. While members can visit us at 8629 N Knoxville Ave Peoria Il 61615, official correspondence should be sent to 8629 N Knoxville Ave, Peoria, IL 61615-1718.
Our branch not only provides a prime location but also prioritizes accessibility for all members. With ADA-compliant features and ample parking available, visiting us is simple and hassle-free. If you're looking for a quick banking experience, take advantage of our drive-thru service, which allows for quick deposits and withdrawals without leaving your vehicle.
We invite you to visit us at the Northpoint Member Center for all your banking needs or give us a call at 309-633-7400 if you have any questions. Our dedicated team is excited to serve you!
We understand that your time is valuable. That's why we are open Monday through Friday from 8:00 a.m. to 5:00 p.m., and on Saturdays from 9:00 a.m. to 1:00 p.m. This schedule ensures that whether you need to stop by during the week or prefer a weekend visit, we'll be ready to help.
At Citizens Equity First, we offer a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans, mortgage services, and credit cards with rewards there's something for everyone. Plus, with our ATM availability right at the branch, accessing cash or checking your balance is just steps away. While members can visit us at 8629 N Knoxville Ave, official correspondence should be sent to the same address as well as our mailing address: 8629 N Knoxville Ave, Peoria, IL 61615-1718.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,879 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $684,214,774, we continue to drive economic growth by financing new and expanding businesses.
Imagine having the ability to accept payments seamlessly, manage transactions efficiently, and focus on what truly matters your customers. Our merchant services provide you with the tools you need to simplify payment processing and enhance customer satisfaction. From card payments to online transactions, we're here to help your business thrive in every way possible. Visit us at 8629 N Knoxville Ave Peoria Il 61615, Peoria, IL or give us a call at (309) 633-7400 to learn how we can partner with you on your business journey!
For entrepreneurs and business owners, we understand the importance of reliable banking services. Our business banking solutions include merchant services and business loans tailored to help you grow your business efficiently. We're here to support local businesses in achieving their dreams.
Accessing your funds has never been easier! We have ATM services available for quick cash withdrawals and balance checks whenever you need them. Plus, our drive-thru service makes it simple for members to complete basic transactions without leaving their vehicles.
Credit cards can also play a significant role in managing your finances. At Citizens Equity First, we offer credit cards with rewards that allow you to earn points on every purchase. Picture yourself traveling or shopping with the benefits you've accumulated just by using your card!
In today's fast-paced world, staying connected is crucial. That's why our online and mobile banking features allow you to manage your accounts on-the-go. You can enjoy features like e-statements and mobile payments, making it easier than ever to handle your finances from wherever you are. We invite you to explore all these fantastic services at Northpoint Member Center. For any inquiries or assistance, feel free to reach out at (309) 633-7400. Your financial well-being is our priority! Come visit us today at 8629 N Knoxville Ave Peoria Il 61615 in Peoria, IL, and discover how we can help you achieve your financial goals.
If you're considering purchasing a new vehicle, our auto loans and vehicle financing options could make that dream a reality. With competitive rates and flexible terms, we help you drive away in your ideal car without breaking the bank. For those looking to buy a home, our mortgage loans and refinancing options provide the support you need throughout the entire process. Need some extra cash for personal projects? Our personal loans are perfect for debt consolidation or unexpected expenses, ensuring you get back on track financially without unnecessary stress.
Starting with personal banking, we offer checking and savings accounts that cater to your everyday needs. Imagine having a checking account that allows you to easily manage your expenses while earning interest on your savings. Our accounts are designed for convenience, giving you access to online and mobile banking so you can check balances or transfer funds anytime, anywhere.
Our online banking platform at https://www.cefcu.com/ is available 24/7, allowing you to check your account balances, transfer funds, and pay bills anytime you want. Whether you're at home or out running errands, you can stay connected to your accounts without any hassle. Plus, with e-statements available, you'll always have access to your financial information without the clutter of paper statements. We understand that security is essential in today's digital world. That's why we offer electronic signature authorization for your peace of mind when it comes to signing important documents online. You can complete transactions safely and securely without having to visit a branch in person.
For those who prefer using their smartphones, our mobile application is here to help. With features like mobile payments, you can make purchases directly from your phone no cash or cards needed! This makes it simple to handle everyday transactions while keeping everything organized in one place. Although we currently do not offer person-to-person transfers, our robust online banking system ensures that you can still manage your money effectively and efficiently. In summary, our digital banking services at Citizens Equity First are designed with you in mind providing easy access to real-time account management while ensuring that your information stays secure. Join us today and experience the convenience of banking at your fingertips!
We also take pride in having 1,016 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our dedicated staff is here to assist you every step of the way.
Unlike traditional banks, we prioritize our members. With non-member deposits at $457,598, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks designed specifically for our members.
Total Share and Deposit Accounts stand at 776,575, showing a strong and growing member base that trusts us with their finances. This trust is the foundation upon which we build our services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citizens Equity First is your trusted partner. Visit us at 8629 N Knoxville Ave Peoria IL 61615 or call 309-633-7400 to learn more about how we can help you achieve your financial goals.
Our net income of $0 reflects our operational efficiency during this period. We strive to create an environment where members can access competitive loan rates and solid financial products tailored to their needs.
With $927,309,606 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. This commitment allows us to continually improve your experience with us.
Members' savings are secured through $1,784,103,145 in share certificates and $1,320,323,090 in money market shares, offering stable and rewarding financial growth opportunities. These options provide peace of mind knowing your funds are in safe hands while earning competitive returns.
Our net worth ratio of 1210 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio shows that we have more than enough capital to manage risks and support growth.
With a net worth of $941,559,727, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust figure reflects our ability to support our members' needs effectively.
With $85,043 in used auto loans and $5,989,870,538 in total loans and leases, our lending capacity supports your financial goals across various sectors. Whether you're looking for a new vehicle or need assistance with personal loans or mortgages, we're here to help.
For business owners looking for growth opportunities, we also provide outstanding commercial loans totaling $684,214,774. These loans are designed to give businesses the capital needed for expansion and development. If you're interested in refinancing or exploring eligibility options for any of our loan products, please don't hesitate to reach out! You can contact us at 309-633-7400, and our friendly staff will be happy to assist you during our operating hours: Monday through Friday from 8:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore how Citizens Equity First can support your financial journey today!
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $1,509,535,444 in used vehicle loans and $713,341,413 in new vehicle loans, helping members get on the road with ease. Whether you're interested in financing a brand-new vehicle or a reliable used one, our flexible terms can fit your budget.
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $180,125,149. Our team is ready to assist you through the entire process to ensure you find the best fit for your financial situation.
Managing everyday expenses just got easier with our unsecured credit card loans. With a total of $142,483,010 in these loans available to members, we provide flexible terms that help you maintain control over your finances.