Citizens Equity First Credit Union Peoria IL | Affordable Vehicle Loans & Online Banking

Introduction

Welcome to Citizens Equity First, your trusted financial partner located at 900 W Lake Ave, Peoria, IL 61614. Established in 1937, we have proudly served our community for over 85 years, providing a reliable and member-focused banking experience. With a total membership of 402,409, we are committed to meeting the unique needs of our members and fostering a sense of belonging. At Citizens Equity First, our financial strength is evident with total assets amounting to an impressive $7,768,682,749. We understand the importance of security and accessibility in your financial journey. That's why we offer $357,663,736 in deposits along with a robust loan portfolio that includes 220,826 loans and leases designed to help you achieve your personal and business goals. Our dedicated team, led by CEO Matthew Mamer and Board President Joseph Needham, is here to guide you through your financial decisions with personalized service. We take pride in being a part of the Peoria community and strive to make a positive impact through various services such as personal banking, auto loans, mortgages, and business financing solutions. While you can visit us at our branch for face-to-face support or to use our drive-thru services, official correspondence can be sent to our mailing address: 900 W Lake Ave, Peoria, IL 61614. We invite you to explore what Citizens Equity First can offer you! Whether you're looking for a new checking account or considering a home loan, we're here to assist you every step of the way. Feel free to call us at 309-633-7500 or visit our website at cefcu.com for more information on how we can support your financial needs. Join us today and become part of a community where your financial well-being truly matters!

Branch History & Mission

At Citizens Equity First, we take pride in our rich legacy that began in 1937. Since our doors opened, we've been dedicated to serving the Peoria community and beyond, steadily growing alongside our members. Located at 900 W Lake Ave, Peoria, IL 61614, our branch has become a trusted financial partner for over 402,000 members. Our commitment to excellence has allowed us to amass total assets of approximately $7.77 billion, empowering us to provide a wide range of financial services tailored to meet the diverse needs of our community. Our mission is clear: we strive to enhance the financial well-being of our members while fostering strong community ties. We believe that by offering quality financial products and services like personal banking, auto loans, mortgage financing, and business loans we can make a real difference in people's lives. We are not just a credit union; we are a part of this community's fabric, committed to uplifting everyone we serve. Over the years, we've embraced innovation and technology to improve member experience. Our digital banking options include online banking and mobile payments, ensuring that our members have convenient access to their accounts anytime they need it. With features like ATM access and drive-thru banking available at our branch, we prioritize making banking as easy as possible. In addition to our financial services, we actively participate in community outreach initiatives that strengthen local ties. Whether partnering with local organizations or supporting events that benefit the residents of Peoria, we understand that a thriving community is essential for all. While members can visit us at 900 W Lake Ave for their banking needs, official correspondence should be sent to the same address as there is no separate mailing address. Our lobby hours are designed with your convenience in mind: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. We invite you to join the Citizens Equity First family and experience the benefits of being part of a member-focused credit union that truly cares about your financial journey. If you're ready to take the next step towards securing your future or simply want more information about what we offer, give us a call at 309-633-7500 or visit us online at cefcu.com. Let's build a brighter future together!

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 309-633-7500 or visit us during our operating hours. Our friendly staff is always ready to help you with any inquiries about membership benefits or how we can assist you in reaching your financial goals. Come visit us at Citizens Equity First where your financial journey begins!

Operating Hours

We're here to serve you during the following hours: - Monday through Thursday from 9:00 a.m. to 5:00 p.m. - Friday from 9:00 a.m. to 6:00 p.m. - Saturday from 9:00 a.m. to 2:00 p.m. These hours are designed to fit your busy schedule, allowing you to bank when it's most convenient for you.

Services Offered

As part of our commitment to providing excellent service, we offer a range of banking options right here at our branch. You can take advantage of personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. Plus, with our drive-thru banking option available for deposits and withdrawals, you can get what you need without leaving your car! For those who prefer digital banking solutions, we also provide online and mobile banking services that let you manage your finances from anywhere. If you're looking for an ATM, you'll be pleased to know that our branch offers ATM access for quick cash withdrawals and balance checks.

Member Eligibility

At Citizens Equity First, we believe that everyone deserves a place in our supportive community. If you're looking to join us, becoming a member is simpler than you might think! You can qualify for membership if you live or work in the areas we serve, which include specific regions of Illinois. We welcome individuals who share our values and are ready to take advantage of the many benefits we offer. For a detailed look at the eligibility requirements, feel free to visit our website at this link. Once you see that you're eligible, opening an account with us is a breeze! Our friendly team at our branch located at 900 W Lake Ave, Peoria, IL 61614, is here to guide you through the process. Whether it's checking and savings accounts or loans tailored to your needs, we're excited to help you every step of the way. If you have any questions or need assistance, don't hesitate to call us at (309) 633-7500. We're looking forward to welcoming you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,879 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $684,214,774, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having the right tools at your disposal can make all the difference. Our merchant services provide essential support for transactions, making it easier for you to serve your customers efficiently. Imagine processing payments quickly and securely, allowing you to focus on what matters most growing your business. Visit us at 900 W Lake Ave Peoria Il 61614 or give us a call at (309) 633-7500 to learn more about how we can help your business succeed!

Comprehensive List Of Services

Accessible ATM & Drive-Thru Services

We also provide ATM services for easy cash withdrawals and balance checks without stepping foot inside the branch. Plus, our drive-thru banking enables quick deposits and withdrawals right from your car perfect for those busy days when you can't find a moment to spare. Whether it's personal banking or business solutions, we invite you to explore everything Citizens Equity First has to offer. For more details or assistance, feel free to give us a call at 309-633-7500 or visit our website at cefcu.com. We're here to support your financial journey every step of the way!

Business Banking Services

For entrepreneurs and small business owners, we understand the challenges you face. That's why we offer specialized business banking services including merchant services and business loans to help your business thrive. You can focus on what matters most growing your business while we handle the finances.

Credit Cards and Rewards

Don't forget about our credit cards equipped with rewards! Imagine earning points on every purchase that can be redeemed for travel, merchandise, or cash back. It's an effortless way to make your spending work for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking platforms allow you to manage your accounts from anywhere at any time. Need to check your balance before making a purchase? Or perhaps transfer funds while on the go? Our user-friendly app makes it all possible.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that make managing your money easier than ever. Picture this: You're ready to save for that dream vacation or a new home. With our competitive interest rates on savings accounts, every dollar you save works harder for you. Need a car? Our auto loans and vehicle financing options provide flexible terms that help you drive off with confidence. For those considering homeownership, our mortgage loans and refinancing options can assist in making that dream a reality. If you're facing unexpected expenses or want to consolidate debt, our personal loans can provide the financial relief you need.

Digital & Online Banking

Convenience at Your Fingertips

Need to send money to friends or family? While we currently do not offer person-to-person transfers, our other services ensure you have many options for managing your money efficiently. All these features are backed by top-notch security measures, so you can rest easy knowing your information is safe. Experience the convenience of real-time account management with Citizens Equity First's digital banking tools. Whether you're at home or on the move, we're here to support your financial journey every step of the way!

Key Services

Our online banking platform provides a user-friendly experience for all members. You can view account balances, transfer funds, and pay bills with just a few clicks. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. You won't need to visit the branch for every transaction; everything can be done from the comfort of your home. If you prefer keeping track of your finances on the go, our mobile application is here to help. It includes features like mobile payments, allowing you to make purchases directly from your phone. You can also enroll in e-statements, which means you'll receive your bank statements electronically saving paper and making it simpler to stay organized.

Financial Strength

A Growing Member Base

Total Share Accounts: 776,575, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citizens Equity First is your trusted partner. Visit us at 900 W Lake Ave Peoria Il 61614 or call 309-633-7500 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Committed Team Ready to Assist

We take pride in having 1,016 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. This dedicated workforce is here to assist you with your banking needs every step of the way.

Member-Centric Savings Options

Members' savings are secured through $1,784,103,145 in share certificates and $1,320,323,090 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $457,598, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $927,309,606 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is not only about maintaining what we have but also about growing it for your benefit.

Solid Financial Foundation

With a net worth of $941,559,727, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1210 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $85,043 in used auto loans and a total of $5,989,870,538 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,509,535,444 in used vehicle loans and $713,341,413 in new vehicle loans already helping members get on the road. We make it easy for you to drive away in a vehicle you love.

Credit Lines

For those who need more flexibility with their borrowing needs, we have credit lines available totaling $2,762,497,585. This option allows you to access funds as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $180,125,149, making buying or refinancing simple. We are committed to providing competitive rates and personalized service to guide you through the process.

Refinancing Options

If you're interested in lowering your current payments or consolidating debt, we provide refinancing options that may be right for you. Be sure to ask about eligibility requirements when you contact us! Our commitment is not just about providing loans but ensuring that our members feel confident and informed throughout their borrowing experience. You can find more information about our services and products at cefcu.com or visit us during our operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply for a loan or just have questions about what we offer, we're here for you!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $142,483,010 in loans helping members manage their finances effectively. Our credit cards come with various benefits to suit your lifestyle and spending habits.

Loan Aggregator

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