Citizens Equity First Credit Union Peoria IL

Introduction

At Citizens Equity First, we understand that financial decisions can feel overwhelming, but you don't have to navigate them alone. Located at 5401 W Everett M Dirksen Pkwy, Peoria, IL 61607, our branch is more than just a place to bank; it's a community hub where members come together to achieve their financial goals. Established in 1937, we've grown to serve over 402,000 members with a commitment to providing reliable and trustworthy service. With total assets of $7,768,682,749 and deposits totaling $357,663,736, we pride ourselves on our stability and the strong relationships we've built within our community. Our team of dedicated professionals, led by CEO Matthew Mamer and Board President Joseph Needham, works tirelessly to ensure you receive the best service possible. Whether you're seeking auto loans where we've approved over 220,826 loans or looking for a safe place to grow your savings, we've got you covered. While members can visit us at our branch location for personal assistance, official correspondence should be sent to PO Box 1715, Peoria, IL 61656-1715. Feel free to reach out at (309) 633-3630 for any inquiries or to learn more about our services. Join us as we continue making a positive impact in the lives of our members. Explore our website at cefcu.com for more information on how we can help you achieve your financial dreams today!

Branch History & Mission

At Citizens Equity First, we take pride in our rich history and unwavering commitment to our community. Established in 1937, our branch has been a cornerstone in Peoria, IL, for over eight decades. Located at 5401 W Everett M Dirksen Pkwy, we are easily accessible for our members and neighbors alike. As we've grown, so has our mission to provide exceptional financial services while fostering a sense of community among our members. Over the years, Citizens Equity First has seen remarkable growth. From our humble beginnings, we now proudly serve over 402,000 members with total assets exceeding $7.7 billion. Our success is not just measured in numbers but in the relationships we've built and the lives we've touched through our services. We offer a range of products including personal banking accounts, auto loans, mortgages, and business banking solutions designed to meet the diverse needs of our community. Our mission is clear: to empower our members financially while supporting local initiatives that strengthen the fabric of Peoria. We believe in making a positive impact through community outreach programs and partnerships that enrich lives beyond banking. Whether it's sponsoring local events or providing financial education workshops, we are dedicated to being more than just a credit union; we aim to be a trusted partner in our members' journeys. While members can visit us at 5401 W Everett M Dirksen Pkwy for all their banking needs, official correspondence should be sent to PO Box 1715, Peoria, IL 61656-1715. We also offer convenient ATM access and drive-thru services for added flexibility in your banking experience. As technology evolves, so do we. Our commitment to providing user-friendly online and mobile banking options ensures that members can manage their finances anywhere and anytime. With ADA compliance as a priority, we strive to create an inclusive environment for all. Join us at Citizens Equity First and experience a credit union that truly cares about you and your financial well-being. Together, let's build a brighter future for ourselves and our community! For more information or to become a member today, please call us at 309-633-3630 or visit our website.

Branch Location & Accessibility

Accessibility Features

At Citizens Equity First, we prioritize accessibility for everyone. Our branch is fully ADA compliant, featuring ramps and designated parking spots to accommodate all of our members. Whether you need assistance or prefer to handle your transactions independently, we are here to support you.

Connect With Us

Have questions or need assistance? Don't hesitate to reach out! You can call us at (309) 633-3630 or simply drop by during our operating hours. We look forward to welcoming you into the Citizens Equity First family!

Location Highlights

Situated right off the main thoroughfare, our branch is just a short drive from popular destinations in Peoria. If you're coming from the nearby airport or the heart of the city, you'll find us to be an easily reachable spot for all your banking requirements. We have ample parking available for our members, ensuring a hassle-free visit.

Operating Hours

We understand that convenience is key when it comes to banking. That's why we offer flexible operating hours! Visit us Monday through Thursday from 9:00 a.m. to 5:00 p.m., Fridays from 8:00 a.m. to 5:00 p.m., and Saturdays from 9:00 a.m. to 1:00 p.m. We're always ready to assist you during these times!

Services Offered

At our member center, you'll find a variety of services designed with your needs in mind. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we provide tailored solutions for every financial situation. Plus, enjoy easy access through our drive-thru service and ATM facilities for quick transactions on-the-go. While members can visit us at 5401 W Everett M Dirksen Pkwy, official correspondence should be sent to PO Box 1715, Peoria, IL 61656-1715.

Member Eligibility

Becoming a member of Citizens Equity First means joining a welcoming community that genuinely cares about your financial well-being. If you live, work, or attend school in the Peoria area, you're likely eligible to join us! We also welcome family members of current members, creating a network of support and shared benefits. At Citizens Equity First, we offer personalized banking services that cater to your unique needs, including checking and savings accounts, auto loans, and much more. Joining is easy! Simply visit our website for detailed eligibility criteria at https://www.cefcu.com/personal/learn/membership-benefits.html. If you're ready to open an account, check out the straightforward steps on our account opening page here: https://www.cefcu.com/apply-for-a-loan.html. For any questions or assistance, don't hesitate to call us at (309) 633-3630. We look forward to welcoming you into our family at Citizens Equity First, located at 5401 W Everett M Dirksen Pkwy Peoria Il 61607!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,879 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $684,214,774, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer essential merchant services that make everyday transactions easier for your business. Imagine being able to accept payments quickly and securely from customers, whether they're using credit cards or mobile payments. Our services not only streamline your operations but also enhance customer satisfaction. Located at 5401 W Everett M Dirksen Pkwy Peoria Il 61607, Peoria, IL, Citizens Equity First is ready to partner with you on your journey toward success. Reach out today at (309) 633-3630 to learn more about how we can support your business needs!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive Business Banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we are committed to supporting your success with the right financial tools.

Connect With Us

At Citizens Equity First, we believe that banking should be straightforward and supportive. Our friendly staff is always ready to assist you with any questions or concerns you may have. If you're interested in learning more about what we offer or would like assistance with opening an account, feel free to reach out at (309) 633-3630. Experience the difference at Citizens Equity First, where community matters and member satisfaction is our top priority! Visit us today at Airport (peoria) Member Center and discover how we can help you achieve your financial goals.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Citizens Equity First offers robust Online & Mobile Banking features, allowing you to manage your accounts anytime, anywhere. Pay bills, transfer money between accounts, and check balances all from the comfort of your home or on the go. Need cash quickly? Our ATM services ensure that withdrawals and balance checks are just a few taps away. For those who prefer in-person transactions, our drive-thru service provides basic banking needs such as deposits and withdrawals without leaving your car.

Personal Banking Solutions

We understand that managing personal finances can be overwhelming at times. That's why our Personal Banking services include checking and savings accounts designed to help you keep track of your money effortlessly. Our accounts come with no hidden fees and offer competitive interest rates, ensuring that your savings grow over time. When it comes to financing your next car, our Auto Loans & Vehicle Financing options provide flexible terms to fit your budget. Imagine driving away in your new vehicle without breaking the bank! For those considering homeownership, our Mortgage Loans & Refinancing services can assist you in navigating the process with ease and confidence. If life throws unexpected expenses your way, don't worry our Personal Loans & Debt Consolidation options are here to help you get back on track. Plus, we offer Credit Cards with Rewards, allowing you to earn benefits while making everyday purchases.

Digital & Online Banking

E-Statements and Mobile Features

Stay organized with e-statements that keep your financial information at your fingertips. With Yes, you can view your statements online and avoid the clutter of paper documents. Plus, our mobile application makes banking even easier! Available for download, it offers secure access to your accounts right from your smartphone. If you love using mobile payments, you'll be pleased to know that Yes is supported too. This feature lets you make purchases quickly and securely using your phone, whether you're shopping in-store or online.

Real-Time Management

Need to send money to a friend? While we currently do not offer person-to-person transfers with No, our other services allow for quick management of your finances in real time. With our easy-to-use interface, you'll find tracking your expenses and making transactions straightforward. At Citizens Equity First, we prioritize your security while ensuring that managing your finances is as hassle-free as possible. Explore all these features today and experience banking designed for you!

Financial Strength

Commitment to Growth

With $927,309,606 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $85,043 in used auto loans and a total of $5,989,870,538 in loans and leases available for our community.

Growing Membership Base

Total Share Accounts: 776,575, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $8,426,764, further demonstrating our commitment to being a reliable partner for your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citizens Equity First is your trusted partner. Visit us at 5401 W Everett M Dirksen Pkwy Peoria IL 61607 or call 309-633-3630 to learn more about how we can help you achieve your financial goals.

Member Savings and Deposits

Members' savings are secured through $1,784,103,145 in share certificates and $1,320,323,090 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $457,598, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which allows us to focus on serving you without compromising quality. We also take pride in having 1,016 full-time employees and 6 part-time employees, ensuring our branches are always ready to assist you with a knowledgeable and committed team.

Strong Financial Position

With a net worth of $941,559,727, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1210 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,509,535,444 in used vehicle loans and $713,341,413 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or opting for a reliable used one, we provide competitive interest rates and terms to suit your budget.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $684,214,774 provide the resources necessary to support your ventures. We understand the unique challenges faced by businesses today and strive to offer solutions that help you thrive. If you're considering refinancing any of these products or want more information about eligibility options available at Citizens Equity First, please reach out to us at (309) 633-3630 or visit us at our branch located at 5401 W Everett M Dirksen Pkwy Peoria Il 61607, Peoria IL 61607. We're here to help you every step of the way! Discover how our lending solutions can enhance your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $180,125,149, make buying or refinancing simple. We believe that everyone deserves a place to call home, and our dedicated team is here to guide you through each step of the process.

Unsecured Credit Card Loans

Managing everyday expenses can be made easier with our flexible terms on unsecured credit card loans. With a total of $142,483,010 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when needed.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers you see are fair and transparent. Each loan comparison reflects current market conditions, so you can trust that you're getting accurate information.