Our commitment extends beyond just banking; we engage actively with our community through various outreach programs and partnerships. Whether it's providing financial education or supporting local events, we aim to create positive impacts that resonate throughout Peoria. Moreover, we're proud of our modern digital services that allow you to manage your finances effortlessly through online banking and mobile applications. We prioritize accessibility for all members by ensuring ADA compliance and offering ATM services right here at our branch. As we look toward the future, we invite you to join us on this journey. Experience the benefits of membership with Citizens Equity First today! Whether you're looking for personal banking solutions or business services, we're here for you every step of the way. Reach out at 309-633-7980 or visit us online at cefu.com to learn more about how we can support your financial goals.
At the heart of Citizens Equity First is our mission: to enhance the lives of our members and strengthen our community. We believe that access to quality financial services should be available to everyone. That's why we are committed not only to meeting your banking needs but also to supporting local initiatives that make Peoria a better place for all its residents. While members can visit us at 200 N Macarthur Hwy, official correspondence should be sent to our mailing address at 200 N MacArthur Hwy, Peoria, IL 61605-2179. With operating hours designed for your convenience Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday until 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. we ensure you can access your accounts when it suits you best.
Have questions or need assistance? Feel free to give us a call at 309-633-7980. Our dedicated team is here to help you with whatever you need. We invite you to visit us today and discover how Citizens Equity First can support your financial journey!
We understand that convenience matters. That's why we're open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Our hours are designed to fit into your busy schedule, so you can always find time to stop by.
Our branch offers ample parking with accessible options available for those who need it. We strive to ensure that everyone can easily access our services. Whether you're visiting us for personal banking or exploring loan options, you'll find our facility welcoming and equipped to meet your needs.
At Citizens Equity First, we offer a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Additionally, we provide online and mobile banking for your convenience. If you prefer using an ATM, you're in luck! Our location features an ATM for quick cash withdrawals and balance checks.
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,879 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $684,214,774, we continue to drive economic growth by financing new and expanding businesses.
In addition to loans, we offer merchant services that simplify daily operations for businesses. Imagine having the tools to accept payments seamlessly, manage transactions efficiently, and gain insights into sales trends all from one platform. This means less time worrying about finances and more time focusing on what you do best: running your business. Located at 200 N Macarthur Hwy Peoria Il 61605, Peoria, IL IL, we invite you to discover how our tailored financial solutions can empower your business journey. Reach out today at (309) 633-7980 to explore how we can help you thrive!
Thinking about buying a new car? Our auto loans and vehicle financing options provide competitive rates and flexible terms to help you drive off in your dream vehicle. Whether it's a brand-new ride or a reliable used car, we're here to support your journey.
For entrepreneurs, we offer robust business banking services, including merchant services and business loans. We understand the challenges faced by small businesses and are committed to providing the financial tools necessary for success.
In addition to traditional banking services, we pride ourselves on offering ATM and cash withdrawal services for quick access to your money whenever you need it. Our ATMs are available for basic transactions like withdrawals and balance checks, making banking easy and efficient.
At Citizens Equity First, we strive to create an engaging environment where members feel valued and supported. If you have any questions about our offerings or wish to explore how we can assist you further, don't hesitate to reach out at 309-633-7980. We invite you to visit us at our Valley Park Member Center or check out more details on our website at cefcu.com. Your financial journey starts here let's take the next steps together!
For those ready to invest in a home, our mortgage loans and refinancing options can make the process smooth and stress-free. From first-time buyers to seasoned homeowners looking to refinance, we offer guidance every step of the way.
Whether you're looking to open a new checking or savings account, we have options that fit your lifestyle. With our personal banking services, managing your finances is simpler than ever. Imagine easily accessing your funds through our user-friendly online and mobile banking platforms, allowing you to check balances, transfer money, or pay bills from the comfort of your home.
If you're facing unexpected expenses or want to simplify your finances, consider our personal loans and debt consolidation services. We help you manage debt efficiently by providing solutions that can lower your monthly payments and streamline your financial commitments.
Our credit cards with rewards are designed for everyday spending while giving back to you. Enjoy cashback on purchases or points towards travel whatever suits your needs best!
One of the standout features is our mobile application, which makes banking on the go a breeze. Whether you're making purchases with mobile payments or checking your e-statements for quick insights into your spending, you'll find everything you need in one user-friendly place. Plus, with electronic signature authorization, signing important documents has never been easier. No more printing or mailing forms just sign electronically and you're all set! If you ever need to send money to friends or family, our person-to-person transfers make it simple and hassle-free. While this feature may not be available at the moment, we continually strive to enhance our offerings based on member feedback. Security is a top priority for us. Our online banking platform uses advanced security measures to keep your information safe while you manage your accounts. Rest assured that your data is protected as you enjoy the convenience of modern banking. In summary, whether you're checking balances from home or using our mobile app while out and about, Citizens Equity First ensures that managing your money is straightforward and secure. Experience the ease of digital banking today!
Total Share Accounts: 776,575 shows a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,426,764 further underscores our commitment to providing valuable resources to our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citizens Equity First is your trusted partner. Visit us at 200 N Macarthur Hwy Peoria Il 61605 or call 309-633-7980 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.
With $927,309,606 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is impressive: with $85,043 in used auto loans and a total of $5,989,870,538 in loans and leases, we support members' financial goals across various sectors.
Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,016 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.
Members' savings are secured through $1,784,103,145 in share certificates and $1,320,323,090 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $457,598, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $941,559,727, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.10% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,509,535,444 in used vehicle loans and $713,341,413 in new vehicle loans already helping members get on the road. We provide flexible financing solutions that can accommodate your budget.
For business owners, our outstanding commercial loans totaling $684,214,774 provide the capital needed to grow and expand your business operations. At Citizens Equity First located at 200 N Macarthur Hwy Peoria IL 61605, we're committed to providing personalized service and support throughout the borrowing process. You can reach us at 309-633-7980 during our operating hours: Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 9:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan products today and see how we can assist you in fulfilling your financial dreams!
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $180,125,149, make buying or refinancing simple. We also offer refinancing options that can help you secure better rates and terms on your current mortgage.
We also offer flexible terms on unsecured credit card loans, with a total of $142,483,010 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or make unexpected purchases without tying up collateral.