Citizens Equity First Credit Union Peoria IL | Top Business Banking & Rewards Cards

Introduction

Welcome to Citizens Equity First, your trusted financial partner located at 221 Fulton St, Peoria, IL 61602. Since our establishment in 1937, we have been dedicated to serving our community and providing exceptional financial services tailored to meet your needs. With a membership base of over 402,409 individuals, we pride ourselves on fostering a sense of belonging and support among our members. At Citizens Equity First, we understand the importance of financial stability and growth. With total assets reaching an impressive $7,768,682,749, we are well-equipped to offer a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment to excellence is reflected in our robust financial health, highlighted by a net worth of $941,559,727 and total deposits amounting to $357,663,736. Under the leadership of our CEO, Matthew Mamer, and Board President Joseph Needham, our team of 1,022 employees is here to assist you every step of the way. We believe in building lasting relationships with our members by delivering personalized service and expert advice. Whether you're looking to secure a loan or open a new account, we are ready to help you achieve your financial goals. While you can visit us at our branch for all your banking needs, please remember that official correspondence should be sent to the same address: 221 FULTON ST, PEORIA, IL 61602. If you have any questions or need assistance, don't hesitate to reach out at 309-633-7200 during our operating hours from Monday through Friday between 9:00 a.m. and 5:00 p.m. Join us today at Citizens Equity First where your financial success is our top priority! For more information about our services or to get started with an account, visit us online at https://www.cefcu.com.

Branch History & Mission

Join Us

We invite you to become part of the Citizens Equity First family. Experience the benefits of being a member of a credit union that truly cares about your financial health and community welfare. Whether you're looking for personalized loan options or straightforward banking services, we're here to help you every step of the way. For any inquiries or assistance, feel free to reach out at 309-633-7200. Let's work together towards a brighter financial future!

Our Journey

Over the decades, Citizens Equity First has evolved significantly. We've expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. With total assets reaching an impressive $7,768,682,749, we continue to prioritize financial growth for our members while ensuring stability and trust. We believe in embracing technology to better serve our community. Our online and mobile banking options provide ease and convenience for busy lives. We also ensure that our services are accessible to everyone by maintaining ADA compliance across all platforms.

Our Mission

Our mission at Citizens Equity First is clear: to empower our members through exceptional financial services while fostering a strong sense of community support. We are dedicated not just to helping individuals manage their finances but also to enhancing the quality of life in Peoria. This commitment is reflected in our various community outreach initiatives and partnerships designed to uplift those around us. While members can visit us at 221 Fulton St for face-to-face assistance or to open accounts during our operating hours Monday through Friday from 9:00 a.m. to 5:00 p.m. official correspondence should be sent to the same address for your convenience.

Branch Location & Accessibility

Accessibility Features

At Citizens Equity First, we believe everyone should have access to great banking services. Our branch is equipped with features that comply with ADA standards, ensuring all members can easily navigate our space. Parking is available nearby, so you won't have to worry about finding a spot when you visit us.

Call to Action

Ready to experience the difference at Citizens Equity First? We invite you to visit us at our downtown member center or give us a call at 309-633-7200. Our friendly team looks forward to helping you with all your banking needs!

Operating Hours

We are here for you Monday through Friday from 9:00 a.m. to 5:00 p.m. Whether you're looking to open an account, get advice on loans, or manage your finances, our team is ready to assist you during these hours.

Services Offered

Our branch offers a variety of personal banking services designed to meet your needs from checking and savings accounts to auto loans and mortgage financing. We also provide online and mobile banking options for those who prefer managing their finances digitally.

Member Eligibility

At Citizens Equity First, we believe that everyone deserves a chance to be part of a supportive community. If you're looking to join us, you'll be pleased to know that becoming a member is easier than you might think! Our eligibility criteria are designed to welcome individuals from all walks of life. Generally, you can become a member if you live or work in the communities we serve, which can include specific geographical areas or employment sectors. To get more detailed information about the exact eligibility requirements, feel free to check out our resource at this link. Once you determine your eligibility, opening an account with us is straightforward and hassle-free. Simply visit our website for the account opening details at this link. If you have any questions or need assistance, don't hesitate to reach out at (309) 633-7200. We're here to help you take this important step toward financial empowerment right at our branch located at 221 Fulton St Peoria Il 61602!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a reliable partner that offers seamless payment processing solutions. Our merchant services allow businesses to accept payments easily and securely. This means faster transactions and happier customers, which are vital for any thriving enterprise. From credit card processing to online payment options, we equip you with the tools you need to succeed. Located at 221 Fulton St, Peoria, IL 61602, we invite you to discover how our business banking services can empower your growth. Let's work together to build a brighter future for your business!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,879 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $684,214,774, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we don't currently have ATMs at this branch, rest assured that we can assist you with cash withdrawal services and provide information on nearby locations where you can access funds conveniently. At Citizens Equity First in Peoria, IL, we're committed to providing personalized service that meets the diverse needs of our members. Our knowledgeable staff is ready to assist you in exploring these options further. Ready to take the next step? Give us a call at 309-633-7200 or visit us at our branch for more details about how we can support your financial journey!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing solutions make it easier than ever to drive off in the vehicle of your dreams. We offer competitive rates and flexible terms tailored to meet your needs.

Business Banking Services

Running a business comes with its own set of challenges. Our Business Banking services include merchant services and business loans designed to help you manage cash flow and grow your enterprise effectively.

Credit Cards with Rewards

Our credit cards come with rewards that benefit you every time you use them. With our Credit Cards with Rewards, earn points for travel, dining, and more while enjoying low rates and excellent service.

Mortgage Loans & Refinancing

If homeownership is on your horizon or you're considering refinancing your current mortgage, our dedicated team is here to guide you through the process. With our Mortgage Loans & Refinancing options, we aim to make the journey to owning your home as smooth as possible.

Online & Mobile Banking

Enjoy banking on-the-go with our advanced Online & Mobile Banking features. Whether it's checking balances, making transfers, or paying bills, everything is just a click away on our user-friendly platform.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we have options that fit your lifestyle. Our Personal Banking services ensure that managing your money is straightforward and accessible. You can set up an account online or visit us during our lobby hours, Monday through Friday from 9:00 a.m. to 5:00 p.m.

Personal Loans & Debt Consolidation

For those unexpected expenses or when debt becomes overwhelming, our Personal Loans & Debt Consolidation services can provide the relief you need. We work with you to find the best solution that fits your budget and helps regain control over your finances.

Digital & Online Banking

At Citizens Equity First, we understand that your time is valuable, and that's why we've made banking easier and more secure than ever. With our digital and online banking services, you can manage your finances anytime, anywhere, right from the comfort of your home or on the go. One of the standout features we offer is our Online Banking service, which you can access through https://www.cefcu.com/. This platform allows you to view account balances, transfer funds, pay bills, and even set up e-statements for easy record-keeping. Plus, with E-Statements Availability, you can say goodbye to paper clutter while keeping your financial information safe and organized. For those who prefer mobile convenience, our Mobile Application brings banking to your fingertips. Whether you're checking your balance or making transactions, everything is just a tap away. We also support Mobile Payments, allowing you to make quick payments directly from your smartphone without needing cash or cards. Security is a top priority at Citizens Equity First. Our Electronic Signature Authorization feature ensures that all your transactions are protected. You can bank with peace of mind knowing that your information is safe. While we currently do not offer Person-to-Person Transfers, we provide robust support for other services that meet most everyday banking needs. And remember, our 24/7 Online Banking Services mean you can access your accounts whenever it suits you best. Experience the ease and security of managing your money with Citizens Equity First's digital and online banking services today! For more details on how to get started, visit us at https://www.cefcu.com/.

Financial Strength

Commitment to Growth

With $927,309,606 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; we have $85,043 in used auto loans and a total of $5,989,870,538 in loans and leases, supporting your financial goals across various sectors.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,016 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $1,784,103,145 in share certificates and $1,320,323,090 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $457,598, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $941,559,727, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1210 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Numbers

With net shares available for lending and investments totaling $8,426,764 and a strong member base of 776575 total share accounts, it's clear that our members trust us with their finances. This is foundational for what we do every day at Citizens Equity First. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Citizens Equity First is your trusted partner. Visit us at 221 Fulton St Peoria IL 61602 or call us at 309-633-7200 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Products

In addition to auto and mortgage loans, we have various other lending solutions available. Our total credit lines amount to $2,762,497,585, ensuring that you have access to funds when you need them most. For business owners, our outstanding commercial loans totaling $684,214,774 provide the capital needed to grow and expand your operations. If you're considering refinancing any of these loans or want to explore eligibility options, we're here to help! Our knowledgeable team at Citizens Equity First can guide you through the process and find the best solutions tailored specifically for you. For further assistance or inquiries regarding our loan offerings, feel free to reach out to us at (309) 633-7200 or visit us at our branch located at 221 Fulton St Peoria Il 61602 in Peoria, IL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Discover how Citizens Equity First can assist you today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,509,535,444 in used vehicle loans and $713,341,413 in new vehicle loans already helping members get on the road. Whether you're considering a new ride or a reliable used vehicle, our financing options can make it easier for you to hit the road with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $180,125,149, make buying or refinancing simple. We provide competitive rates and flexible terms tailored to help you secure your dream home without breaking the bank.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $142,483,010 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or cover unexpected expenses without needing collateral.

Loan Aggregator

Accurate Loan Comparisons

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