CITIZENS EQUITY FIRST CREDIT UNION - Morton, IL

Welcome to Citizens Equity First, your trusted partner in financial well-being, conveniently located at 825 Detroit Ave, Morton, IL 61550. Since our establishment in 1937, we have been dedicated to serving our community with integrity and commitment. With over 402,000 members and total assets exceeding $7.76 billion, we pride ourselves on being a cornerstone of financial support for families and businesses alike. At Citizens Equity First, we understand that each member's journey is unique. That's why we offer a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to auto loans, mortgages, and business financing. Our total deposits stand at an impressive $357,663,736, reflecting the trust our members place in us. Our CEO, Matthew Mamer, alongside Board President Joseph Needham, leads a passionate team of over 1,022 employees who are here to help you navigate your financial goals. We're not just about numbers; we're about people real people who care deeply about their community. We have a strong net worth of $941,559,727 and maintain a solid cash position with $91,356,492 on hand to ensure we can always serve you effectively. While members can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address at 825 Detroit Ave, Morton, IL 61550-2439. Whether you're stopping by for a quick transaction or looking for guidance on a major financial decision, our doors are open for you. If you're interested in joining our family or need assistance with any of our services, don't hesitate to reach out! You can contact us at (309) 263-0009 or explore more on our website at www.cefcu.com. Come experience the difference with Citizens Equity First where your financial future is always bright!

Becoming a member of Citizens Equity First is like joining a family that truly cares about your financial well-being. If you live, work, or attend school in the areas we serve, you're already on your way to membership! We welcome individuals from all walks of life, and whether you're looking for a personal loan, a new checking account, or simply a supportive community, we've got your back. Plus, being part of Citizens Equity First means you'll enjoy competitive rates and personalized service tailored to your needs. To get started, just head over to our website at https://www.cefcu.com/personal/learn/membership-benefits .html where you can find more details about eligibility and what it means to be a member. If you're ready to take the next step, opening an account is simple just visit us at https://www.cefcu.com/apply-for-a-loan.html . Have questions? Don't hesitate to give us a call at (309) 263-0009. We're here for you every step of the way!

At Citizens Equity First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With our strong financial foundation, we are committed to providing you with reliable services tailored to your needs. With a net worth of $941,559,727, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1210 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,784,103,145 in share certificates and $1,320,323,090 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $457,598, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $927,309,606 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $85,043 in used auto loans and a total of $5,989,870,538 in loans and leases. Our operational efficiency is reflected in our net income of $0 this period; despite this figure not indicating profit at this moment, it underscores our commitment to investing back into our services for your benefit. We also take pride in having 1,016 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares available for lending and investments stand at $8,426,764, reinforcing our ability to support member needs effectively. Additionally, the total share accounts have reached an impressive 776,575, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Citizens Equity First is your trusted partner. Visit us at 825 Detroit Ave Morton IL 61550 or call 309-263-0009 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*