Citizens Equity First Credit Union East Peoria IL | Best Auto Loans & Personal Banking

Introduction

Welcome to Citizens Equity First, your trusted partner in financial growth and community support! Located at 501 Richland St, East Peoria, IL 61611, our member center has been serving the local community since 1937. With a proud history spanning over eight decades, we are dedicated to providing our members with personalized financial services that cater to their unique needs. At Citizens Equity First, we prioritize our members' financial well-being. Our total assets amount to an impressive $7,768,682,749, reflecting our stability and reliability as a financial institution. We proudly serve 402,409 members, offering a range of services from checking and savings accounts to auto loans and mortgage financing. Currently, we hold $357,663,736 in deposits and maintain a net worth of $941,559,727, ensuring that your money is secure with us. Our leadership team is committed to fostering a welcoming atmosphere. Under the guidance of CEO Matthew Mamer and Board President Joseph Needham, we work tirelessly to enhance the member experience while contributing positively to the community around us. We invite you to explore our wide array of services tailored just for you! Whether you're looking for an auto loan or need assistance with personal banking, our friendly staff is here to help. For any inquiries or assistance, feel free to reach us at (309) 633-7300. While members can visit us at our branch location in East Peoria, official correspondence should be sent to the same address. We encourage you to check out our website at cefcu.com for more information on membership benefits and how we can assist you on your financial journey. Join us today at Citizens Equity First where your success is our mission!

Branch History & Mission

Community Commitment

Citizens Equity First isn't just about transactions; it's about making a positive impact. We actively engage in community outreach programs and partnerships that promote financial literacy and support local initiatives. Through these efforts, we strive to uplift those around us and foster an environment where everyone can thrive. In addition to our commitment to service excellence, we've embraced digital advancements to enhance convenience for our members. You can access your accounts through online banking or via our mobile app making it easier than ever to manage your finances on-the-go.

Our Mission

At the heart of Citizens Equity First lies our mission: to empower individuals and families through exceptional financial services while actively contributing to the well-being of our community. We believe that banking should be simple and accessible for all. That's why we offer a variety of services, including personal checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking options. We understand that each member has unique needs. That's why we focus on personalized service and support. Our team is dedicated to helping you achieve your financial goals whether it's buying your first car or saving for retirement.

Visit Us Today!

We invite you to visit us at 501 Richland St in East Peoria or reach out by phone at 309-633-7300 during our operating hours: Monday through Friday from 8:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. If you need official correspondence sent elsewhere, please use our mailing address: 501 Richland St, East Peoria, IL 61611-2480. Join us at Citizens Equity First and experience firsthand how we can help you succeed financially while being part of something bigger a vibrant community dedicated to growth and support. Let's build a brighter future together!

Branch Location & Accessibility

Operating Hours

We understand that life can get busy! That's why we're open Monday through Friday from 8:00 a.m. to 5:00 p.m., with Saturday hours from 9:00 a.m. to 1:00 p.m. This schedule allows you to visit us at your convenience.

Services Offered

At Citizens Equity First, we pride ourselves on offering a wide range of services tailored just for you. From personal banking options like checking and savings accounts to various loan products including auto loans and mortgages, we have something for everyone. Plus, if you prefer banking on the go, our online and mobile banking services make managing your finances easier than ever. For those who enjoy the traditional banking experience, we have drive-thru service available, making quick transactions convenient without leaving your car. And yes, our ATM is ready for use whenever you need cash or want to check your balance. While members can visit us at the above address for all their banking needs, official correspondence should be directed to the same location: 501 Richland St, East Peoria, IL 61611-2480. If you're in the area or just passing through, don't hesitate to stop by or give us a call at 309-633-7300. We look forward to welcoming you into our community!

Member Eligibility

At Citizens Equity First, we believe that everyone deserves the chance to be part of a caring and supportive financial community. Becoming a member is simple! If you live, work, or attend school in the East Peoria area, you're likely eligible for membership. We also welcome members from various organizations and associations. This means that whether you're a local resident or connected through your workplace, you can enjoy all the benefits we offer. Membership at our branch not only gives you access to great financial products but also connects you to a community focused on helping one another thrive. To get started on your journey with us, check out our detailed eligibility criteria at this link. If you're ready to open an account or want more information, feel free to give us a call at (309) 633-7300 or visit us at our branch located at 501 Richland St East Peoria Il 61611. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Business Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,879 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $684,214,774, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Work for You

Imagine running your business without worrying about payment processing. Our merchant services provide just that, allowing you to focus on what matters most serving your customers. From easy credit card transactions to online payment solutions, we simplify the process so you can grow confidently. Discover how Citizens Equity First can be your partner in success. Visit us today or call us at (309) 633-7300 to learn more about how our business banking and commercial services can help your company thrive!

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer tailored solutions through our business banking services. From merchant services that simplify payment processing to business loans designed to help you grow, we're here to support your entrepreneurial journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. You can easily manage your accounts from anywhere, whether it's checking balances or transferring funds with just a few taps on your smartphone. Our ATM services allow for quick cash withdrawals and balance checks without the hassle of long lines.

Financial Flexibility

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation options come in handy. We understand that getting back on track financially can be challenging, so we provide flexible terms to help ease the burden. Plus, with our credit cards featuring rewards, you can earn benefits while making everyday purchases.

In-Person Support

We know that sometimes you prefer face-to-face interactions for certain transactions. Our branch offers basic drive-thru banking for deposits, withdrawals, and simple transactions for added convenience. If you need assistance or have questions about your account, feel free to call us at 309-633-7300 during our lobby hours from Monday through Friday from 8:00 a.m. to 5:00 p.m., or visit us on Saturday from 9:00 a.m. to 1:00 p.m. At Citizens Equity First, we are committed to serving the financial needs of our members with dedication and care. Explore all that we have to offer by visiting us online at cecu.com or stop by our branch today! Your financial journey starts here!

Personal Banking Solutions

Our personal banking services are designed with your everyday needs in mind. We offer checking and savings accounts that help you manage your money effectively while earning interest on your savings. If you're planning to buy a car, our auto loans and vehicle financing options make the process straightforward and affordable. For those looking to purchase a home or refinance an existing mortgage, our mortgage loans and refinancing solutions can guide you through every step of the journey.

Digital & Online Banking

Key Features for Your Convenience

One standout feature is our mobile application, which allows you to manage your banking needs directly from your smartphone. With this app, you can enjoy the convenience of mobile payments, making transactions quicker than ever before. Plus, if you prefer going paperless, we offer e-statements that keep your financial information organized and accessible without cluttering your mailbox. Security is a top priority at Citizens Equity First. We utilize electronic signature authorization to ensure that your transactions are safe and secure. You can feel confident knowing that your personal information is protected while enjoying all the benefits of modern banking. Although person-to-person transfers aren't available at this time, our robust suite of online services provides everything else you need for effective account management. This includes real-time updates on account activity so you can stay informed about your finances every step of the way. Embrace the ease of banking with us today! Experience all these digital features and more by visiting https://www.cefcu.com/. At Citizens Equity First, we're committed to making banking as straightforward and secure as possible for our valued members.

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 776,575, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $8,426,764 further underline our capability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citizens Equity First is your trusted partner. Visit us at 501 Richland St East Peoria Il 61611 or call (309) 633-7300 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Commitment to Member Growth

With $927,309,606 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; we have $85,043 in used auto loans and $5,989,870,538 in total loans and leases to support your financial goals across various sectors.

Efficient Operations

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,016 full-time employees and 6 part-time employees. This ensures our branches are always ready to serve you with a knowledgeable, committed team.

Robust Financial Health

With a net worth of $941,559,727, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,210 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $1,784,103,145 in share certificates and $1,320,323,090 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $457,598, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,509,535,444 in used vehicle loans and $713,341,413 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we have financing options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $180,125,149, make buying or refinancing simple. We understand the importance of having a place to call home and are here to assist you every step of the way.

Other Loan Products

In addition to our main offerings, we provide various other loan types including credit lines totaling $2,762,497,585, which can help you manage unexpected expenses or consolidate debt. For business owners looking for growth opportunities, our outstanding commercial loans total $684,214,774, providing essential capital for expansion. If you're considering refinancing or want to learn more about eligibility options for any of our loans, don't hesitate to reach out. Our team is dedicated to guiding you through the process and ensuring you find the best solution for your needs. For further information or assistance with any of our loan products, please call us at 309-633-7300. Our branch hours are Monday through Friday from 8:00 a.m. to 5:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Choose Citizens Equity First for your lending needs and let us help you turn your plans into reality!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $142,483,010 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases without collateral while enjoying competitive interest rates.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that every loan comparison is based on fair and transparent offers. The platform prioritizes user experience by offering verified data, meaning users can trust that the information they receive reflects legitimate financial institutions.