CITIZENS EQUITY FIRST CREDIT UNION - Columbia, IL

Welcome to Citizens Equity First, your trusted financial partner located at 180 Admiral Trost Rd, Columbia, IL 62236. Established in 1937, we have proudly served our community for over 85 years, building a reputation rooted in trust and reliability. With more than 402,409 members and total assets amounting to an impressive $7,768,682,749, we are committed to helping you achieve your financial goals. At Citizens Equity First, we understand that every member's needs are unique. That's why we offer a diverse range of services, including personal banking options such as checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Whether you're looking to save for the future or need a loan for your next big purchase, we're here to support you every step of the way. While our main branch is conveniently situated at 180 Admiral Trost Rd, any official correspondence should be directed to our mailing address: 180 Admiral Trost Dr, Columbia, IL 62236. Under the leadership of our CEO Matthew Mamer and Board President Joseph Needham, our dedicated team of over 1,022 employees is ready to assist you with personalized service tailored to your financial journey. With a strong net worth of $941,559,727 and total deposits reaching $357,663,736, you can trust that your finances are secure with us. Feel free to reach out at (618) 281-6500 during our lobby hours from Monday through Friday from 9:00 a.m. to 5:00 p.m., or visit us on Saturday from 9:00 a.m. until noon. We invite you to explore all that Citizens Equity First has to offer by visiting our website at cefcu.com. Join us today and experience the difference of being part of a community-focused credit union!

Joining the Citizens Equity First community is like opening the door to a world of financial support and personalized services. If you're eager to become a member, you'll be pleased to know that eligibility is straightforward and welcoming. Whether you're a resident of Columbia, IL, or work in the area, you can qualify for membership. Additionally, if you have family members who are already part of our credit union, you can join as well! This inclusive approach ensures that everyone has a chance to experience the benefits we offer, such as competitive loan rates and personalized banking solutions. To learn more about the specific eligibility criteria, feel free to visit our detailed page at Citizens Equity First Membership Benefits. Once you're ready to take the next step and open your account, it's as easy as pie! Just head over to our account opening page at Apply for a Loan. If you have any questions or need assistance along the way, don't hesitate to give us a call at (618) 281-6500. We look forward to welcoming you into our vibrant community at 180 Admiral Trost Rd, Columbia, IL 62236!

At Citizens Equity First, we understand that convenience and security are top priorities for our members. That's why we offer a range of digital and online banking services designed to make managing your finances easy and accessible, anytime and anywhere. With our user-friendly online banking platform, you can securely access your accounts 24/7. Simply visit https://www.cefcu.com/ to get started. Whether you want to check your balance, pay bills, or transfer funds, everything is just a few clicks away. Plus, if you prefer using your smartphone, our mobile application provides all the features you need on the go. You can manage your accounts right from the palm of your hand! We also offer electronic signature authorization, making it easier than ever to complete transactions without needing to visit a branch. For those who like to keep track of their statements digitally, e-statements are available for hassle-free management of your financial documents. Looking to make payments quickly? Our mobile payments feature allows you to pay with just a tap, so you can leave your wallet at home. And while person-to-person transfers aren't available right now, we're always looking for ways to enhance our services. At Citizens Equity First, we're committed to providing secure and efficient digital solutions that fit into your busy life. Experience the freedom of real-time account management today!

At Citizens Equity First, we understand that financial needs come in many shapes and sizes. Whether you're looking to buy a new car, purchase a home, or manage your day-to-day expenses, we have loan products tailored for you. Our commitment is to help you achieve your financial goals with competitive rates and flexible options. With over 220826 loans issued, we've helped thousands of members achieve their financial goals. If you're considering purchasing a vehicle, our auto loans offer some of the lowest rates in the industry. We have already disbursed over $1,509,535,444 in used vehicle loans and $713,341,413 in new vehicle loans to help members get on the road. Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $180,125,149, make buying or refinancing simple. We also provide refinancing options if you're looking to lower your monthly payments or adjust your loan terms. For those managing everyday expenses or unexpected costs, we offer flexible terms on unsecured credit card loans. With a total of $142,483,010 in unsecured credit card loans available, members can navigate their finances effectively without feeling overwhelmed. If you're a business owner looking for funding to grow and expand your operations, our outstanding commercial loans totaling $684,214,774 provide the capital needed to move forward confidently. Our branch is conveniently located at 180 Admiral Trost Rd Columbia IL 62236, and we invite you to reach out to us at (618) 281-6500 for any questions regarding eligibility or the application process. You can explore more about our offerings by visiting our website. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Citizens Equity First be your partner in achieving financial success!