CITIZENS EQUITY FIRST CREDIT UNION - Chillicothe, IL

At Citizens Equity First, we believe that financial success begins with a strong community. Located at 110 S 4Th St, Chillicothe, IL 61523, our Chillicothe Member Center has been serving its members since 1937, providing personalized banking solutions that truly make a difference in people's lives. With over 402,409 members and total assets reaching an impressive $7,768,682,749, we are dedicated to helping our community thrive. As your trusted credit union, we offer a range of services tailored to meet your needs whether you're looking for checking and savings accounts, auto loans, or even business banking solutions. Our commitment to excellence is reflected not only in our financial strength but also in the relationships we build with our members. With total deposits amounting to $357,663,736 and a net worth of $941,559,727, you can rest assured that your finances are in capable hands. Led by CEO Matthew Mamer and Board President Joseph Needham, our team is passionate about fostering growth and stability for all our members. We pride ourselves on being more than just a financial institution; we're a partner in your journey toward achieving financial goals. While you can easily visit us at our Chillicothe branch for any banking needs, feel free to reach out via phone at (309) 274-9057 for inquiries or support. Join us today and experience how Citizens Equity First can help empower your financial future! Visit us online at cefcu.com to learn more about our offerings or open an account. Your success is our mission!

At Citizens Equity First, our story began in 1937, a year that marked the beginning of a dedicated journey to serve the community of Chillicothe, IL. Since our inception, we have been committed to providing accessible and affordable financial services to our members. As we grew, so did our mission: to empower individuals and families by delivering tailored financial solutions that foster growth and stability. Located at 110 S 4th St, Chillicothe, IL 61523, our branch has become a cornerstone of the community. We are proud to be a part of this vibrant area where neighbors know each other and support one another. Our strategic location allows us to be easily accessible for all your banking needs. Whether you are visiting us for personal banking or business services, you can expect a warm welcome from our team. Over the years, we have reached significant milestones. Today, we proudly serve over 402,409 members, with total assets amounting to an impressive $7,768,682,749. This growth reflects our unwavering commitment to our members and the trust they place in us. Our achievements are not just numbers; they represent lives impacted and dreams supported. Our mission is simple yet profound: we strive to provide excellent financial services while fostering community support. At Citizens Equity First, we believe that when our members succeed, the entire community thrives. We aim to create lasting relationships through personalized service and innovative products designed with your needs in mind. In addition to traditional banking services such as checking accounts and loans, we also embrace technology to ensure ease of access for all members. With features like online banking and mobile payments available, managing your finances has never been easier. Our commitment to accessibility extends beyond digital advancements; we also maintain compliance with ADA standards to ensure everyone can bank comfortably. We actively engage in community outreach initiatives because giving back is at the heart of what we do. Through partnerships with local organizations and support for various programs, we strive to make a positive impact on those around us. If you're looking for a credit union that values you as a member and is dedicated to supporting your financial journey while uplifting the community, look no further than Citizens Equity First. Join us today and experience firsthand the benefits of being part of a credit union that truly cares! For more information or assistance, feel free to call us at 309-274-9057 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM; Friday from 8:00 AM to 5:00 PM; and Saturday from 8:00 AM to Noon. Together, let's build a brighter future!

Becoming a member of Citizens Equity First is like joining a welcoming family that supports your financial journey. If you're in the Chillicothe area and share our values, we invite you to explore membership! To be eligible, you generally need to live, work, or worship in the communities we serve, or have a family member who's already part of our credit union. We believe everyone deserves access to quality financial services, so we make it easy for you to join us. For more detailed information on eligibility criteria, feel free to check out our website at https://www.cefcu.com/personal/learn/membership-benefits.html . Opening an account with us is straightforward! You can visit us in person at 110 S 4Th St Chillicothe Il 61523 or start the application process online at https://www.cefcu.com/apply-for-a-loan.html . If you have any questions along the way, don't hesitate to give us a call at (309) 274-9057. Join us at Citizens Equity First, where your financial goals are supported by a community that cares!

At Citizens Equity First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring your financial well-being through strong performance and reliable services. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $941,559,727, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1210 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,784,103,145 in share certificates and $1,320,323,090 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $457,598, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $927,309,606 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with $85,043 in used auto loans and an impressive $5,989,870,538 in total loans and leases. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,016 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $8,426,764. Total Share and Deposit Accounts: 776,575, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citizens Equity First is your trusted partner. Visit us at 110 S 4Th St Chillicothe Il 61523 or call 309-274-9057 to learn more about how we can help you achieve your financial goals.

At Citizens Equity First, we understand that every financial journey is unique. That's why we offer a diverse range of loan products designed to meet the various needs of our members in Chillicothe, IL, and beyond. Whether you're looking to purchase a vehicle, buy a home, or manage your finances with credit cards, we've got you covered. With over 220826 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular among members. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,509,535,444 in used vehicle loans and $713,341,413 in new vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $180,125,149, make buying or refinancing simple. We aim to provide straightforward solutions that fit your budget and lifestyle. For those who prefer flexibility in managing their expenses, we also offer unsecured credit card loans with total financing reaching $142,483,010. This allows members to enjoy convenient spending while effectively managing their finances. If you're considering refinancing your existing loans or want to learn more about eligibility options for our various products, our team is here to assist you every step of the way. You can reach us at 309-274-9057 for any inquiries or visit us at our branch located at 110 S 4Th St Chillicothe IL 61523. Our operating hours are Monday through Thursday from 9:00 a.m. to 5:00 p.m., Friday from 8:00 a.m. to 5:00 p.m., and Saturday from 8:00 a.m. to Noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're committed to providing transparent information so you can make informed decisions about your financial future. Explore your options today by visiting our website at https://www.cefcu.com or check out our eligibility requirements for membership benefits!