Citizens Equity First Credit Union Bloomington IL | Quick Personal Loans & Top Checking Accounts

Introduction

Welcome to Citizens Equity First, your trusted partner in financial growth and community support, located at 1114 S Veterans Pkwy, Bloomington, IL 61704. Since our establishment in 1937, we have been dedicated to serving our members with a commitment that goes beyond banking. With over 402,409 members and total assets amounting to an impressive $7,768,682,749, we take pride in offering personalized services tailored to meet your unique needs. At Citizens Equity First, we understand the importance of trust and reliability in financial matters. That's why our experienced team, led by CEO Matthew Mamer and Board President Joseph Needham, is here to assist you every step of the way. Our branch is not just a place for transactions; it's a hub for building relationships and supporting our community. We offer a wide range of services including personal banking, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. With total deposits reaching $357,663,736 and net worth at $941,559,727, you can rest assured that your finances are in safe hands. Our commitment to excellence is reflected in our operational efficiency and member satisfaction. For any official correspondence, please note that while you can visit us at our branch location, you may also send mail to 1114 S Veterans Dr, Bloomington, IL 61704. Whether you're looking to open an account or simply have questions about our services, we're here for you. Feel free to reach out at (309) 633-4270 or explore more about us on our website here. We invite you to join our thriving community where your financial well-being is our top priority!

Branch History & Mission

Join Us!

As we continue on this journey together, we invite you to experience all that Citizens Equity First has to offer. Whether you are looking for reliable banking services or seeking ways to grow your financial health, we are dedicated to being your partner every step of the way. Explore membership benefits today by visiting our website or call us at (309) 633-4270 for more information. Join us as we work together towards a brighter financial future!

Our Journey

Our journey began with a simple mission: to provide accessible financial services to those who needed them most. Over the years, we've expanded our offerings to include personal banking, auto loans, mortgages, and business services. With total assets now exceeding $7.7 billion, we are proud to say that we have remained true to our roots while adapting to the needs of our members. Our headquarters is based in Peoria, IL, but our reach extends throughout McLean County and beyond. We understand that every member's needs are unique, which is why we offer personalized service and innovative solutions tailored just for you. Whether you're looking to save for the future or finance your next vehicle purchase, we're here to help.

Our Mission

At Citizens Equity First, our mission goes beyond just providing financial products; it's about making a difference in the lives of our members and the community. We strive to empower individuals with the knowledge and resources they need to make informed financial decisions. Our commitment to community support is evident through various outreach programs and partnerships that aim to uplift those around us. We also prioritize accessibility and convenience for all members. Our branch offers ATM access and drive-thru banking services for easy transactions without leaving your vehicle. Plus, with operating hours designed to fit busy schedules including extended hours on Fridays and Saturday availability we're here when you need us most. While members can visit us at 1114 S Veterans Pkwy for all their banking needs, official correspondence should be sent to our mailing address at 1114 S Veterans Dr, Bloomington, IL 61704.

Branch Location & Accessibility

Comprehensive Services

Citizens Equity First offers a variety of services tailored to meet your financial needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Plus, our drive-thru service makes quick transactions easy for those on the go. We also provide ATM access for withdrawals and balance checks whenever you need it.

Connect With Us

If you have any questions or need assistance before your visit, feel free to call us at 309-633-4270. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 1114 S Veterans Dr, Bloomington, IL 61704. We look forward to welcoming you at Citizens Equity First! Come see how we can support your financial journey today!

Convenient Access

At Citizens Equity First, we understand that accessibility matters. Our branch features ample parking spaces and is equipped with ADA-compliant facilities, ensuring that everyone can visit us comfortably. If you need assistance while you're here, our staff is always ready to help.

Operating Hours That Fit Your Schedule

We strive to make banking as convenient as possible. You can visit us Monday through Thursday from 8:00 a.m. to 5:00 p.m., Friday from 8:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Whether you're stopping by during your lunch break or after work, we've got you covered!

Member Eligibility

Welcome to the community at Citizens Equity First, where becoming a member means joining a supportive family that values your financial well-being! If you're looking to join us, you'll be pleased to know that membership is open to anyone who lives, works, or worships in the area. We also welcome immediate family members of current members, making it easy for you to share the benefits with your loved ones. At Citizens Equity First, we offer a range of services designed to meet your needs, from personal banking and auto loans to mortgage options and credit cards with rewards. To get started on your journey with us, simply visit our website for more details about eligibility at https://www.cefcu.com/personal/learn/membership-benefits.html. It's straightforward, and our friendly staff is ready to help you every step of the way! You can also check out how to open an account at https://www.cefcu.com/apply-for-a-loan.html. If you have any questions or need assistance, feel free to call us at (309) 633-4270. We're excited to welcome you to Citizens Equity First located at 1114 S Veterans Pkwy Bloomington Il 61704!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that make everyday transactions easier for you. Imagine accepting payments effortlessly while keeping track of sales data in real-time. Our services help streamline operations so you can focus on what really matters: growing your business. Explore how Citizens Equity First, located at 1114 S Veterans Pkwy Bloomington Il 61704, Bloomington, IL, can partner with you to achieve your business goals today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,879 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $684,214,774, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

For quick transactions, take advantage of our ATM services, which allow for easy cash withdrawals and balance checks. Prefer personal service? Our basic drive-thru banking offers deposits, withdrawals, and other simple transactions without having to leave your car. At Citizens Equity First in Bloomington, IL, we strive to ensure that every member feels valued and supported in their financial journey. If you're ready to take the next step towards achieving your financial goals or want more information on any of these services, don't hesitate to reach out! You can contact us at 309-633-4270 or visit us today. Explore how we can assist you in building a brighter financial future together!

Business Banking Solutions

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to help your venture grow. We understand the unique challenges businesses face, and we're here to provide the support you need.

Credit Cards with Benefits

Our credit cards with rewards allow you to earn points on every purchase, making your spending work harder for you. Use it for daily expenses and watch those rewards add up!

Digital Banking Convenience

In today's fast-paced world, managing your finances on-the-go is essential. That's why we offer robust online and mobile banking features that let you check balances, transfer funds, and pay bills anytime, anywhere. With our user-friendly app and online platform, accessing your accounts has never been easier.

Loans for Every Need

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easy for you to get behind the wheel without breaking the bank. If homeownership is on your mind, explore our mortgage loans and refinancing services that can help turn your dream into reality. For unexpected expenses or debt consolidation, our personal loans can provide the financial relief you need.

Personal Banking

For those looking to manage their finances more effectively, we offer personal banking solutions that include checking and savings accounts tailored to suit your lifestyle. Whether you're saving for a special occasion or managing day-to-day expenses, our accounts provide flexibility and convenience.

Digital & Online Banking

Additional Features

While person-to-person transfers are not offered at this time, there are still plenty of ways to manage your money effectively. You can stay on top of your finances in real-time with our intuitive platform, ensuring that you always know where your money is going. In summary, at Citizens Equity First, our digital banking services empower you to take control of your finances securely and conveniently. Explore everything we offer today by visiting https://www.cefcu.com/ and experience banking made simple!

Mobile Banking on the Go

Don't forget about the convenience of mobile banking! Our mobile application, available at Yes, allows you to manage your accounts from anywhere. You can even make payments with just a few taps using our mobile payments feature, making transactions quicker and hassle-free.

Online Banking Services

You can access your accounts anytime through our 24/7 online banking service available at https://www.cefcu.com/. This means you can check balances, transfer funds, and pay bills whenever it suits you. Plus, our user-friendly interface makes navigation a breeze for everyone, regardless of tech-savviness.

Security Features

Your security is our top priority. With electronic signature authorization available at Yes, signing documents online is safe and straightforward. You can also opt for e-statements through Yes, reducing paper clutter while ensuring your information is secure and easy to access.

Financial Strength

Commitment to Innovation and Growth

With $927,309,606 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $85,043 in used auto loans and a total of $5,989,870,538 in loans and leases.

Growing Member Base

Total Share and Deposit Accounts stand at 776,575, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $8,426,764, further emphasizing our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Citizens Equity First is your trusted partner. Visit us at 1114 S Veterans Pkwy Bloomington IL 61704 or call 309-633-4270 to learn more about how we can help you achieve your financial goals.

Member Savings Are Secure

Members' savings are secured through $1,784,103,145 in share certificates and $1,320,323,090 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $457,598, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,016 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Health

With a net worth of $941,559,727, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1210 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,509,535,444 in used vehicle loans and $713,341,413 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our financing options are designed to make your experience smooth and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $684,214,774 provide the capital needed to grow and expand. Whether you're looking to invest in new equipment or need funds for operational expenses, our commercial lending solutions can help propel your business forward.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $180,125,149, make buying or refinancing simple. We're here to assist you every step of the way as you navigate the path to owning your home.

Refinancing and Eligibility Options

If you're considering refinancing your existing loans or exploring eligibility options for any of our products, we encourage you to reach out. Our dedicated team at Citizens Equity First is ready to provide personalized assistance tailored to your unique situation. You can contact us at 309-633-4270 or visit us at 1114 S Veterans Pkwy Bloomington IL 61704. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you reach your financial goals!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $142,483,010 in loans helping members manage their finances effectively. These credit cards come with competitive rates and benefits that suit your spending habits.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers presented are fair and transparent. Each listing reflects the most current rates and terms, allowing users to find loans that fit their specific needs without hidden surprises.

Benefits of Using LendMesh

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