Citizens Community Credit Union Storm Lake IA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Citizens Community Credit Union, your trusted financial partner located at 609 Flindt Dr, Storm Lake, IA 50588. Established in 1940, we have proudly served our community for over eight decades, continually striving to meet the diverse needs of our 14,131 members. With total assets exceeding $222,911,807, we are committed to providing you with exceptional services and support. At Citizens Community, we understand that every member's financial journey is unique. That's why we offer a wide range of products tailored to fit your needs from personal banking solutions like checking and savings accounts to various loan options including auto loans and mortgages. Our dedicated team of 61 employees, led by CEO Dan Scott and Board President Tim Doyle, is here to help you navigate your financial goals with ease. While members can visit us at our branch for personal service, official correspondence should be sent to the same address: 609 Flindt Drive, Storm Lake, IA 50588. We invite you to explore our online services at citizenscu.com where you can manage your accounts conveniently from anywhere. With a focus on community impact and member satisfaction, we take pride in offering personalized assistance and financial education resources. Our financial strength is evident in our total deposits of $32,607,791 and net worth of $42,367,114, ensuring that your money is safe with us. We believe that good communication is key. You can reach us at 712-732-5400 or send a fax to 515-955-8241 during our operating hours: Monday through Thursday from 9 AM to 5 PM, and Friday from 9 AM to 6 PM. Join us today and discover how Citizens Community Credit Union can empower your financial future! Whether you're looking for a new account or need guidance on loans, our friendly staff is ready to assist you every step of the way.

Branch History & Mission

Our Mission

Our mission goes beyond just banking. We are dedicated to making a positive impact on the lives of our members by offering a range of services tailored to their unique financial situations. Whether it's personal banking options like checking and savings accounts or loans for vehicles and homes, we strive to provide accessible financial solutions that help our members achieve their dreams. At Citizens Community Credit Union, we believe in fostering a sense of belonging. We are committed to supporting local initiatives and partnerships that uplift our community. From educational programs to charitable events, we actively engage in outreach efforts that resonate with the values of our members. While you can visit us at 609 Flindt Dr Storm Lake Ia 50588, please note that official correspondence should be directed to 609 Flindt Drive, Storm Lake, IA 50588. Our team is here for you during convenient hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. With both drive-thru service and ATM availability, accessing your funds has never been easier. As we look toward the future, we remain focused on enhancing our digital services while ensuring compliance with ADA standards for all our members. Our commitment extends beyond transactions; it's about building relationships based on trust and understanding. We invite you to join the Citizens Community family today! Experience firsthand how we can support your financial journey while contributing positively to our beloved community. For more information or assistance, feel free to reach out at (712) 732-5400 or visit us online at Citizens Community Credit Union. Together, let's create a brighter future!

Branch Location & Accessibility

Call to Action

We invite you to come visit us at Citizens Community Credit Union! Whether you're looking for advice on financial products or need assistance with your account, our team is eager to help. Feel free to give us a call at 712-732-5400 if you have any questions before your visit. We look forward to seeing you soon!

Nearby Landmarks and Accessibility

Located near popular spots in Storm Lake, our branch is just a short drive from the scenic Storm Lake Park and the vibrant downtown area. This makes it convenient for you to pop in after enjoying a stroll or visiting local shops. We offer ample parking right outside the entrance, making it easy for everyone to access our services. Our branch is designed with accessibility in mind. We comply with ADA standards, featuring ramps and accessible entrances so that all members of our community can visit us without any hassle.

Operating Hours & Services

We know your time is valuable! That's why we're open Monday through Thursday from 9 AM to 5 PM and on Fridays from 9 AM to 6 PM. During these hours, our friendly staff is ready to assist you with a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and more. For your convenience, we also have an ATM available on-site for quick cash withdrawals and balance checks. If you're in a hurry, take advantage of our drive-thru banking service which allows you to handle deposits and simple transactions without leaving your vehicle.

Member Eligibility

Becoming a member of Citizens Community is like joining a caring family that values your financial well-being. If you live, work, or worship in the area, you're already on your way to enjoying all the benefits we offer! We welcome individuals from various backgrounds, making our community vibrant and diverse. Plus, as a member, you'll gain access to personalized services tailored just for you, including competitive loan rates and attractive savings options. To learn more about how you can become a member at Citizens Community, check out the details on our eligibility page here: https://www.citizenscu.com/become-a-member/. If you're ready to take the next step, opening an account is simple and straightforward; you can find all the information you need at this link: https://www.citizenscu.com/consumer-loans/. Should you have any questions or need assistance, feel free to give us a call at (712) 732-5400. We're excited to help you start your journey with us!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your business without the hassle of payment processing. Our merchant services streamline transactions, allowing you to focus on what matters most growing your business. From point-of-sale systems to online payment solutions, we provide the tools necessary for your operations to run smoothly and efficiently. Located at 609 Flindt Dr Storm Lake Ia 50588 in Storm Lake, IA, we invite you to explore how our tailored services can elevate your business. Contact us today at (712) 732-5400 to learn more about how we can help you achieve your financial goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we provide comprehensive business banking services, including merchant services and business loans. We understand how vital it is for small businesses to have reliable financial support; thus, we're here to help you grow and succeed.

Convenient Access

At Citizens Community, convenience is paramount. Enjoy our ATM services for quick cash withdrawals and balance checks whenever you need them. Additionally, our drive-thru service allows you to complete basic transactions without leaving your car, making it easier than ever to manage your finances on the go. Our friendly staff is always ready to assist you with any questions or concerns at our branch in Storm Lake. Feel free to reach us at 712-732-5400 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. We invite you to experience the difference at Citizens Community Credit Union where we prioritize your financial well-being. Visit us today or explore more about our offerings on our website here. Your journey toward financial success starts with us!

Credit Cards with Rewards

We also know that managing expenses wisely is key to financial health. That's why we offer credit cards with rewards that allow you to earn points on everyday purchases. Imagine using your card for groceries or gas and earning rewards that can lead to exciting benefits down the line.

Loans for Every Need

When it comes to financing, we offer various loan options to fit your lifestyle. If you're in the market for a new vehicle or need help refinancing an existing one, our auto loans provide competitive rates and flexible terms. For those considering buying a home, our mortgage loans and refinancing options can help make your dream a reality. Need cash for unexpected expenses? Our personal loans are available for debt consolidation or other financial needs.

Personal Banking Solutions

Our personal banking options include checking and savings accounts designed to help you manage your day-to-day finances effortlessly. With online and mobile banking features, you can check balances, transfer funds, and pay bills from anywhere making banking convenient and accessible. Imagine being able to deposit your paycheck with just a few taps on your phone!

Digital & Online Banking

Key Services

Our online banking platform, available at https://www.citizenscu.com/, allows you to check balances, pay bills, and transfer funds with just a few clicks. You can also take advantage of our person-to-person transfer feature, making it simple to send money to friends or family without the hassle of cash or checks. For those who prefer mobile banking, our user-friendly mobile application is here for you. With this app, you can perform all the essential banking tasks right from your smartphone. While we currently do not offer mobile payments, our focus is on providing a safe and efficient experience through other features.

Security and Convenience

We prioritize your security with robust measures in place to protect your personal information. Although we do not support electronic signature authorization at this time, you can still enjoy the peace of mind that comes with our secure online environment. Additionally, our e-statements service makes it easy to keep track of your financial activity without cluttering your mailbox. You'll receive your statements electronically, allowing for quick and easy access whenever you need them. With Citizens Community, managing your finances has never been more convenient or secure. Join us today and experience the ease of modern banking!

Financial Strength

At Citizens Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to financial strength ensures that your savings and investments are in good hands. With a net worth of $42,367,114, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 19.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $23,665,310 in share certificates and $6,683,760 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $32,557,908 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $13,129 in used auto loans and a total of $164,908,691 in loans and leases across various sectors. Our operational efficiency is reflected in our net income of $2,956,744, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 50 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $319,393. Total Share Accounts: 27,391, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citizens Community is your trusted partner. Visit us at 609 Flindt Dr, Storm Lake IA 50588 or call 712-732-5400 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $143,494,679 in used vehicle loans and $6,793,588 in new vehicle loans already helping members get on the road. We can assist you in finding the right financing solution that fits your budget, whether it's for a brand-new model or a reliable used vehicle.

Credit Lines and Unsecured Loans

If you're looking for flexibility in managing your finances, consider our credit lines totaling $32,950,000. We also offer flexible terms on unsecured credit card loans, with a total of $272,828 in loans helping members manage their finances effectively. This can be an excellent way to consolidate debt or handle unexpected expenses without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $51,121, make buying or refinancing simple. We guide you through the process with clear terms and competitive rates so that you can feel confident about your investment.

Refinancing Options

We also provide refinancing options for existing loans to help you take advantage of better rates or change your loan terms. If you're interested in exploring eligibility options, please don't hesitate to reach out to us at (712) 732-5400 for more information. At Citizens Community, we believe in empowering our members through accessible financial solutions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at 609 Flindt Dr Storm Lake Ia 50588 or check out our website at Citizens Community to learn more about how we can assist you in achieving your financial dreams!

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CITIZENS COMMUNITY CREDIT UNION - Storm Lake, IA

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