Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those who aren't members yet, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Imagine being able to accept payments easily from your customers, no matter where they are. Our merchant services provide the tools you need to streamline transactions and enhance customer satisfaction. From point-of-sale systems to online payment solutions, we help you manage your finances efficiently while focusing on what you do best running your business. Located at 1310 18Th St Ste A Spirit Lake Ia 51360 in Spirit Lake, IA, we invite you to explore how our business banking and commercial services can empower your enterprise. Contact us at (712) 336-1095 or visit our website at Citizens Community Credit Union to learn more!
While we currently don't have ATMs at our location, our drive-thru service provides easy access for deposits and withdrawals during business hours. You can also rely on other local ATMs within our network for cash withdrawal needs. At Citizens Community, we are committed to being more than just a financial institution; we're a community partner invested in your success. For more information about our services or assistance with any financial need, don't hesitate to reach out at (712) 336-1095 or visit us online at https://www.citizenscu.com/. Join us today and experience how we can support your financial journey!
Need a new car? Our Auto Loans & Vehicle Financing options make it simple and affordable. Picture driving away in your dream car with financing that works for your budget. We offer competitive rates and flexible terms, ensuring that purchasing a vehicle is a smooth experience.
For our business members, we offer comprehensive Business Banking services including merchant services and business loans. If you're starting a new venture or looking to grow an existing one, we have the tools and support necessary for success.
Our Credit Cards with Rewards program gives members the chance to earn while they spend. Imagine getting cash back or points for every dollar spent rewards that can be used for travel, shopping, or simply paying down balances.
If buying a home is on your mind, our Mortgage Loans & Refinancing services will guide you through the process. We'll work with you to find the right mortgage solution tailored to your unique situation, helping turn the dream of homeownership into reality. Plus, if you're looking to refinance, we can help you explore options that could lower your monthly payments.
In today's fast-paced world, convenience matters. Our Online & Mobile Banking features allow you to manage your finances anytime and anywhere. Whether it's checking your balance during lunch or transferring funds from the comfort of your couch, banking has never been easier.
We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking solutions, including checking and savings accounts, designed to fit your lifestyle. Imagine having a checking account that lets you easily track your spending or a savings account that helps you reach your financial goals faster. Our friendly staff is always ready to assist you with opening an account or answering any questions you may have.
Life can throw unexpected expenses your way, which is where our Personal Loans & Debt Consolidation services come in handy. Whether it's for unexpected repairs or consolidating debt into one manageable payment, our personal loans are designed to provide quick access to cash when you need it most.
With just a few clicks at https://www.citizenscu.com/, you can access your accounts 24/7. Our online banking services make it simple to check balances, transfer funds, and pay bills without the hassle of visiting a branch. Plus, if you're someone who prefers paperless options, we offer e-statements that let you review your account activity in a secure digital format.
Your security is our priority. With secure login protocols in place, you can feel confident knowing that your information is protected while you bank online. Whether you're using the website or our mobile app, our goal is to provide a safe environment where you can manage your accounts without worry. In a world where time is valuable, Citizens Community makes banking convenient and accessible for everyone. If you're ready to experience modern banking tailored for your needs, visit us at https://www.citizenscu.com/ today!
Managing your money has never been easier! Need to send money to a friend? Our person-to-person transfer feature allows you to do just that with minimal effort. And for those moments when you're out shopping or grabbing coffee, our mobile application gives you the freedom to make transactions directly from your phone. While we don't currently support mobile payments, our app is packed with tools to keep your finances organized.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have $143,494,679 in used vehicle loans and $6,793,588 in new vehicle loans already helping members get on the road. If you're interested in financing a vehicle, our team is here to guide you through the application process.
For those who need ongoing access to funds for various purposes, our credit lines are an excellent solution. We offer a total of $32,950,000 in credit lines that can be utilized as needed. Our dedicated team at Citizens Community is committed to providing exceptional service and support throughout your lending experience. If you're interested in any of these loan products or want to learn more about refinancing options available to you, please reach out to us at 712-336-1095 or visit us at our branch located at 1310 18th St Ste A, Spirit Lake, IA 51360. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!
Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $51,121, making buying or refinancing simple. We strive to provide competitive rates and terms tailored to fit your budget. If you're considering refinancing your current mortgage, we can help you explore eligibility options that may lower your monthly payments or reduce your interest rate.
Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $272,828 in loans helping members manage their finances effectively. This option provides you with the flexibility needed for unexpected costs or planned purchases.