Citizens Community Credit Union Fort Dodge IA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Citizens Community Credit Union, your trusted partner in financial wellness since 1940. Located at 2012 1St Ave S, Fort Dodge, IA 50501, we pride ourselves on being a cornerstone of the community, dedicated to serving our 14,131 members with personalized banking solutions and unwavering support. With total assets of $222,911,807 and a commitment to responsible lending, we offer a variety of services designed to meet your unique needs. At Citizens Community, we understand that every member's journey is different. That's why we provide options like auto loans, personal loans, and credit cards with rewards to help you achieve your financial goals. Our total deposits amount to $32,607,791, reflecting the trust our members place in us every day. Our leadership team is here for you; CEO Dan Scott and Board President Tim Doyle lead with integrity and dedication. Together with our team of 61 employees, we strive to create an environment where you feel valued and empowered. We also want to ensure that your experience is convenient; while you can visit us at our main office for all your banking needs, official correspondence should be sent to the same address. With a strong net worth of $42,367,114 and over 15,943 loans issued, we're not just another credit union we're a community bank that cares about your financial success. Whether you're looking for online banking options or need assistance in-person during our lobby hours from 9 AM to 5 PM, we're here for you. Ready to take the next step? Visit us today or give us a call at 515-955-5524. Let's work together towards a brighter financial future! For more information about our services or to explore membership options, check out our website at citizenscu.com.

Branch History & Mission

Welcome to Citizens Community Credit Union, a pillar of strength and support in the heart of Fort Dodge, IA. Since opening our doors in 1940, we have built a legacy of trust, service, and community focus that continues to thrive today. With over 14,000 members and total assets exceeding $222 million, we are proud to serve as a vital financial resource for individuals and families in our area. Located at 2012 1st Ave S, our branch is easily accessible to the community, just a stone's throw away from local landmarks that bring people together. We invite you to visit us during our operating hours from Monday to Friday, 9 AM to 5 PM. For those on the go, we offer convenient ATM services and drive-thru banking options, ensuring that your banking needs are met with ease. At Citizens Community Credit Union, our mission is simple yet powerful: to provide exceptional financial services while supporting the communities we serve. We believe that when our members succeed, our entire community thrives. This mission drives us to offer a wide range of services from personal banking products like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our commitment goes beyond banking; we actively engage in community outreach efforts and partnerships that uplift and empower local residents. As technology evolves, so do we. Our digital advancements include online banking and mobile applications designed with user-friendliness in mind. We prioritize accessibility for all members by maintaining ADA compliance across all platforms and services. While you can reach us at our branch address for all your banking needs, please note that official correspondence should be directed to 2012 1st Ave S, Fort Dodge, IA 50501 if it differs from our physical location. We invite you to join the Citizens Community Credit Union family today! Experience firsthand the benefits of membership where personalized service meets a genuine commitment to your financial well-being. Together, let's build a brighter future for ourselves and our community. For more information or to become a member, please call us at 515-955-5524 or visit our website at citizenscu.com.

Branch Location & Accessibility

Additional Features

For added convenience, we have an ATM available for cash withdrawals and balance checks anytime you need it. While you're here, feel free to ask about our online and mobile banking options that make managing your finances even easier. If you have any questions or need assistance, don't hesitate to give us a call at 515-955-5524. We invite you to visit us at Citizens Community Credit Union and experience our welcoming environment firsthand!

Nearby Landmarks and Accessibility

You'll find us close to popular spots like the beautiful John D. Dingell Veterans Affairs Medical Center, ensuring you can easily pop in before or after your visit. Parking is available right at our branch, and we are committed to accessibility for all our members. Our facility includes ramps and ADA-compliant features, so everyone can navigate comfortably.

Operating Hours and Services

We know your time is valuable! That's why we're open Monday through Friday from 9 AM to 5 PM, ready to assist you with a wide range of services. Whether you need personal banking assistance, auto loans, or mortgage refinancing, our dedicated team is here to help. We also offer convenient drive-thru banking for quick deposits and withdrawals perfect for those on the go!

Member Eligibility

At Citizens Community, we believe that becoming a member is like joining a welcoming family dedicated to your financial well-being. If you're wondering how to become part of our community, it's simple! You're eligible if you live, work, or attend school in Webster County or have an immediate family member who is already a member. This means that whether you're looking for personal banking services or planning to secure a loan, our doors are open to you. Plus, being a member comes with great perks like personalized service and competitive rates that help you achieve your financial goals. Ready to get started? Opening an account with us is straightforward. Just visit us at 2012 1St Ave S, Fort Dodge, IA 50501, or give us a call at 515-955-5524 for more information. For detailed eligibility criteria, check out our resource page at this link. We can't wait to welcome you to the Citizens Community family!

Business Banking & Commercial Services

Essential Merchant Services

In addition to our loan options, we offer merchant services that make everyday transactions smoother for your business. Imagine being able to accept payments easily from customers through various methods whether it's credit cards, mobile payments, or online transfers. Our services help simplify payment processes so you can focus on what really matters: growing your business. Let us help you take your business to the next level. Visit us at Citizens Community or give us a call at (515) 955-5524 to learn more about how we can assist you today!

Tailored Business Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we provide comprehensive business banking services including merchant services and business loans designed to help your enterprise thrive. Whether you're starting a new venture or expanding an existing one, our team is ready to support your goals.

Customer Support

At Citizens Community, we understand that personalized service makes all the difference. That's why we're committed to being here for you during our lobby hours from Monday to Friday, 9 AM to 5 PM. If you ever have questions or need assistance with any of our services, don't hesitate to reach out at (515) 955-5524. In summary, whether you're looking for personal banking solutions, home financing options, or support for your business endeavors, Citizens Community offers a full suite of services designed with you in mind. Join us today at Citizens Community Credit Union and discover how we can help turn your financial dreams into reality! For more information on becoming a member or opening an account, visit us online at our website or give us a call!

Digital Banking Convenience

With online and mobile banking features, accessing your accounts has never been easier. You can check balances, transfer funds, and pay bills right from the comfort of your home or on-the-go. Plus, our ATM services ensure that you have quick access to cash whenever you need it, while our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car.

Home Financing

When it comes to securing your home, our mortgage loans and refinancing options provide competitive rates and flexible terms. If you're looking to buy a new home or refinance your existing mortgage for better rates, we're here to guide you through every step of the process.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances effectively. Whether you're saving for a vacation or just need a safe place for your funds, we have options that cater to your needs. We also offer auto loans and vehicle financing, making it easier for you to get behind the wheel of your dream car without the stress of complicated terms.

Personal Loans

Need some extra cash? Our personal loans and debt consolidation services can assist you in managing unexpected expenses or consolidating high-interest debts into one manageable payment. Plus, we offer credit cards with rewards that allow you to earn points on everyday purchases, turning spending into savings.

Digital & Online Banking

Key Services for Your Convenience

Our online banking platform offers everything from checking your account balance to transferring money between accounts all with just a few clicks. You can also enjoy the ease of e-statements, which means you'll have instant access to your financial statements without the clutter of paper. Plus, if you ever need to send money to friends or family, our person-to-person transfer feature makes it simple and quick. If you're always on the go, check out our mobile application. It allows you to bank right from your smartphone or tablet, providing a user-friendly experience that puts all your banking needs at your fingertips. While we currently don't support mobile payments, rest assured that our other features will keep you covered.

Security and Accessibility

At Citizens Community, security is our top priority. Our online banking services are designed with robust security measures so you can manage your finances with peace of mind. You won't have to worry about unauthorized access; we ensure that only you can view and control your accounts. With these tools, you can take charge of your finances in real-time. Whether it's reviewing transactions or making deposits from home, our digital banking offerings allow for easy management without the need for in-person visits. Join us at Citizens Community today and discover how our digital and online banking services can simplify your life while keeping your information secure!

Financial Strength

At Citizens Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to ensuring that your funds are safe and that you can rely on us for your financial needs. With a net worth of $42,367,114, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1901 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $23,665,310 in share certificates and $6,683,760 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $32,557,908 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $13,129 in used auto loans and $164,908,691 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $2,956,744 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 50 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $319,393. Total Share and Deposit Accounts: 27,391, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Citizens Community is your trusted partner. Visit us at 2012 1St Ave S Fort Dodge IA 50501 or call 515-955-5524 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $143,494,679 in used vehicle loans and $6,793,588 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easy to drive away in your dream car without breaking the bank.

Credit Lines and Refinancing Options

In addition to personal loans and auto financing, we also offer substantial credit lines totaling $32,950,000. These lines provide a safety net when unexpected expenses arise or when you're planning a big purchase. If you're considering refinancing an existing loan or mortgage, our friendly staff can help assess your eligibility and find the best option tailored to your situation. You can reach us at 515-955-5524 for more information about any of our loan products or visit us at 2012 1st Ave S Fort Dodge IA 50501. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our commitment is not only to provide excellent financial products but also to ensure that each member feels supported throughout their journey with us. At Citizens Community Credit Union, we're here for all your lending needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $51,121, allowing you to secure your future with confidence. Whether it's your first home or an investment property, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing finances can be challenging, but our unsecured credit card loans are designed to give you flexibility and ease. With a total of $272,828 in unsecured credit card loans available, our members can take control of their spending without worrying about high-interest rates. Enjoy peace of mind with our competitive terms and conditions.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You know where your information comes from, which builds trust in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results so you can focus solely on what works best for your needs. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, you can easily see how different offers stack up against one another. This feature helps you make quick and informed decisions about your financing options. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of our platform in delivering reliable results. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that the offers you see are both fair and transparent, allowing you to compare loans confidently.

CITIZENS COMMUNITY CREDIT UNION - Fort Dodge, IA

Compare Loan Rates Near You

Loan rates in Fort Dodge, IA (50501)