Citizens Community Credit Union Estherville IA | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Citizens Community Credit Union, your trusted financial partner located at 2 N 2Nd St, Estherville, IA 51334. Established in 1940, we have proudly served our community for over eight decades, building strong relationships and supporting our members' financial journeys. With a total membership of 14,131 and assets exceeding $222,911,807, we are dedicated to providing personalized banking solutions that meet your unique needs. At Citizens Community, we understand the importance of community impact. Our commitment is reflected in our wide range of services from checking and savings accounts to auto loans and personal loans. We believe in empowering our members with the tools they need to achieve their financial goals. In fact, we have successfully issued over 15,943 loans and leases, ensuring that dreams turn into reality. Our leadership team is here to guide you every step of the way. Under the guidance of CEO Dan Scott and Board President Tim Doyle, our staff of 61 dedicated employees is ready to assist you with friendly service and expert advice. Whether you're visiting us for a simple transaction or seeking comprehensive financial planning, our team is committed to making your experience as smooth as possible. While members can visit us at 2 N 2Nd St, official correspondence should be sent to our mailing address at 2 North Second Street, Estherville, IA 51334. Feel free to reach out via phone at 712-362-7751 or fax at 515-955-8241 during our lobby hours from Monday through Friday from 9 AM to 5 PM. We invite you to explore how Citizens Community Credit Union can help you thrive financially. Visit us online at citizenscu.com or stop by today to learn more about how we can serve you!

Branch History & Mission

Join Us

We invite you to become part of the Citizens Community family. Experience firsthand the benefits of membership where your financial well-being matters most. Visit us today or explore more about how you can join at citizenscu.com. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Citizens Community has evolved into a trusted partner for individuals and families seeking financial stability. Located at 2 N 2Nd St, Estherville, IA 51334, we are easily accessible for all your banking needs. As we celebrate our history, we also look forward to the future with innovative services such as online banking and mobile applications that enhance convenience for our members. Our journey is marked by significant milestones, including the expansion of services to include personal loans, auto financing, and business banking solutions. We understand that every member's journey is unique; that's why we focus on personalized service and community engagement. Our drive-thru service allows for quick transactions, making banking simpler for those on the go.

Our Mission

At Citizens Community Credit Union, our mission is clear: to provide exceptional financial services while supporting the local community. We believe in empowering our members by offering tools that help them achieve their financial goals. Whether it's through checking and savings accounts or rewarding credit card options, our aim is to ensure every member feels valued and supported. In addition to our financial offerings, we are deeply committed to community outreach. Our partnerships with local organizations help us make a positive impact in Estherville and beyond. We strive not just to be a bank but to be a vital part of the lives of those we serve. While you can visit us at 2 N 2Nd St, official correspondence should be directed to 2 North Second Street, Estherville, IA 51334 if different from our branch address. As part of our commitment to accessibility, we ensure ADA compliance in all our facilities. Our operating hours from Monday to Friday between 9 AM and 5 PM are designed with your convenience in mind.

Branch Location & Accessibility

Easy Access and Parking

When you visit our branch, you'll find ample parking available right outside our doors. We've made sure that our location is ADA compliant, with ramps and features that ensure everyone can access our services comfortably. Whether you're stopping by for a quick transaction or needing assistance with more complex banking services, we're here to help.

Get in Touch

If you need assistance or have questions about our services, don't hesitate to reach out! You can call us at 712-362-7751. While members can visit us at 2 N 2Nd St for all in-person transactions and inquiries, please note that official correspondence should be sent to our mailing address: 2 North Second Street, Estherville, IA 51334. We invite you to experience the friendly atmosphere at Citizens Community Credit Union. Come by today or give us a call we're excited to assist you!

Operating Hours and Services

We're open Monday through Friday from 9 AM to 5 PM, ready to serve you during your busy week. At Citizens Community, we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards everything you need to manage your finances effectively. For those who prefer drive-thru banking, we have that covered too! You can complete deposits and withdrawals without leaving your car.

Member Eligibility

At Citizens Community, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us as a member is simple and welcoming! If you live, work, worship, or attend school in our local area, you're likely eligible to become a member. We welcome individuals and families alike, so whether you're just starting out on your financial journey or looking to grow your existing plans, there's a place for you here. You can learn more about our specific eligibility criteria by visiting this page. Becoming a member at Citizens Community opens the door to a range of benefits designed to help you thrive financially. From competitive loan rates to personalized service, we're here to support your financial needs every step of the way. Ready to take the next step? Opening an account with us is easy just check out the details here or give us a call at (712) 362-7751. We can't wait to welcome you into our family at 2 N 2Nd St Estherville Ia 51334!

Business Banking & Commercial Services

Business Loan Options

Imagine having the capital to invest in new equipment or hire additional staff. Our commercial loan products can make that happen. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: you're at a bustling event, and customers are eager to buy your products. With our merchant services, accepting credit and debit card payments becomes quick and easy, helping you maximize sales right when it matters most. Located at 2 N 2Nd St Estherville Ia 51334 in Estherville, IA, we're ready to partner with you on your journey toward success. For more information, call us at (712) 362-7751 or visit our website at Citizens Community Credit Union. Let's grow together!

Comprehensive List Of Services

Business Banking Services

For our local business owners, we provide robust business banking services, including merchant services and business loans. Starting or expanding a business can be daunting, but having the right financial partner makes all the difference. We are dedicated to supporting local enterprises and helping them thrive.

Connect with Us Today!

At Citizens Community Credit Union, we're more than just a financial institution; we're part of your community. Come visit us during our lobby hours from Monday to Friday between 9 AM and 5 PM or explore more about our offerings on our website at citizenscu.com. We look forward to helping you achieve your financial goals!

Convenient Digital Access

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking solutions. Manage your accounts anytime, anywhere with just a few clicks or taps on your device. Whether it's checking your balance, transferring funds, or making payments, we've got you covered. If you ever need cash on the go, we also provide basic ATM services and cash withdrawal options at our branch drive-thru for quick transactions without any hassle.

Personal Banking Made Easy

We understand that managing your finances can be overwhelming at times. That's why we offer various personal banking options, including checking and savings accounts that help you keep track of your money effortlessly. Whether you're saving for a rainy day or planning a big purchase, our accounts come with features designed for convenience. When it comes to financing your next vehicle, our auto loans and vehicle financing options are here to help. Imagine driving off in the car of your dreams without breaking the bank. We provide competitive rates and flexible terms to suit your budget. If you're thinking about homeownership or need to refinance, our mortgage loans and refinancing services can guide you through the process smoothly. We know how important it is to find the right loan, so we work closely with you to ensure you feel confident every step of the way.

Supporting Your Financial Goals

Life can throw unexpected challenges your way, which is why we offer personal loans and debt consolidation solutions. If you find yourself needing a little extra cash or looking to simplify your payments, our team is ready to assist you with personalized options that fit your situation. Don't forget about rewards! With our credit cards, you not only make purchases but also earn rewards along the way. It's a great way to get something back while using the card for everyday expenses.

Digital & Online Banking

Convenient Online Banking Services

Our 24/7 online banking service gives you the freedom to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, you'll have real-time access to your account, making it easier than ever to stay on top of your financial goals. Plus, if you're looking for a quick way to send money to friends or family, our person-to-person transfer feature allows you to do just that making sharing expenses or gifts a breeze.

Mobile Application and Features

For those who prefer banking on their phones, we offer a user-friendly mobile application that keeps all your banking needs right in your pocket. You can manage your accounts, view e-statements, and even make payments all from the convenience of your smartphone. While we currently don't support mobile payments, our app still provides a great experience for everyday banking tasks.

Security and Accessibility

At Citizens Community, your security is our top priority. Although we don't use electronic signature authorization at this time, rest assured that our platform is designed with advanced security measures to protect your information. By opting for e-statements instead of paper ones, you not only keep your data safe but also help the environment by reducing paper waste. In summary, whether you're using our online services or mobile app, managing your money has never been easier or more secure. Join us at Citizens Community today and discover how our digital banking solutions can make your financial life simpler!

Financial Strength

At Citizens Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is built on our ability to provide reliable services and sound financial management. With a net worth of $42,367,114, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 19.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $23,665,310 in share certificates and $6,683,760 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $32,557,908 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity supports members' financial goals across various sectors with $13,129 in used auto loans and a total of $164,908,691 in loans and leases. Our operational efficiency is reflected in our net income of $2,956,744, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 50 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $319,393. Total Share Accounts: 27,391, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citizens Community is your trusted partner. Visit us at 2 N 2Nd St Estherville IA 51334 or call 712-362-7751 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $143,494,679 in used vehicle loans and $6,793,588 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used one, our team is here to assist you through every step of the process.

Credit Lines and Refinancing Options

In addition to our standard loan offerings, we have $32,950,000 available in credit lines for those who need additional flexibility. If you're considering refinancing any existing loans or want to know more about eligibility options for our products, don't hesitate to reach out. Our team is ready to help you explore all available avenues. For inquiries or assistance with any of our loan products at Citizens Community located at 2 N 2Nd St Estherville IA 51334, feel free to call us at 712-362-7751. We're here Monday through Friday from 9 AM to 5 PM to provide guidance tailored specifically for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $51,121, make buying or refinancing simple. We guide you through the entire process and provide tailored solutions to fit your budget and lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $272,828 in unsecured credit card loans helping members manage their finances effectively, our credit cards come with features designed to fit your spending habits while keeping costs low.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive when comparing loan options.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and credibility in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that empower users to make informed decisions. - Real-Time Rate Comparisons: The platform updates loan rates from multiple institutions continuously, helping users stay informed about the best deals available. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness and reliability of LendMesh as a comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

CITIZENS COMMUNITY CREDIT UNION - Estherville, IA

Compare Loan Rates Near You

Loan rates in Estherville, IA (51334)