CITIZENS COMMUNITY CREDIT UNION

Welcome to Citizens Community Credit Union, your trusted financial partner located at 2 N 2Nd St, Estherville, IA 51334. Established in 1940, we have proudly served our community for over eight decades, building strong relationships and supporting our members' financial journeys. With a total membership of 14,131 and assets exceeding $222,911,807, we are dedicated to providing personalized banking solutions that meet your unique needs. At Citizens Community, we understand the importance of community impact. Our commitment is reflected in our wide range of services from checking and savings accounts to auto loans and personal loans. We believe in empowering our members with the tools they need to achieve their financial goals. In fact, we have successfully issued over 15,943 loans and leases, ensuring that dreams turn into reality. Our leadership team is here to guide you every step of the way. Under the guidance of CEO Dan Scott and Board President Tim Doyle, our staff of 61 dedicated employees is ready to assist you with friendly service and expert advice. Whether you're visiting us for a simple transaction or seeking comprehensive financial planning, our team is committed to making your experience as smooth as possible. While members can visit us at 2 N 2Nd St, official correspondence should be sent to our mailing address at 2 North Second Street, Estherville, IA 51334. Feel free to reach out via phone at 712-362-7751 or fax at 515-955-8241 during our lobby hours from Monday through Friday from 9 AM to 5 PM. We invite you to explore how Citizens Community Credit Union can help you thrive financially. Visit us online at citizenscu.com or stop by today to learn more about how we can serve you!

At Citizens Community, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us as a member is simple and welcoming! If you live, work, worship, or attend school in our local area, you're likely eligible to become a member. We welcome individuals and families alike, so whether you're just starting out on your financial journey or looking to grow your existing plans, there's a place for you here. You can learn more about our specific eligibility criteria by visiting this page. Becoming a member at Citizens Community opens the door to a range of benefits designed to help you thrive financially. From competitive loan rates to personalized service, we're here to support your financial needs every step of the way. Ready to take the next step? Opening an account with us is easy just check out the details here or give us a call at (712) 362-7751. We can't wait to welcome you into our family at 2 N 2Nd St Estherville Ia 51334!

At Citizens Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is built on our ability to provide reliable services and sound financial management. With a net worth of $42,367,114, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 19.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $23,665,310 in share certificates and $6,683,760 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $32,557,908 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity supports members' financial goals across various sectors with $13,129 in used auto loans and a total of $164,908,691 in loans and leases. Our operational efficiency is reflected in our net income of $2,956,744, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 50 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $319,393. Total Share Accounts: 27,391, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citizens Community is your trusted partner. Visit us at 2 N 2Nd St Estherville IA 51334 or call 712-362-7751 to learn more about how we can help you achieve your financial goals.