Citadel Credit Union West Chester PA | Convenient ATM Services

Introduction

Welcome to Citadel, your trusted financial partner located at 1209 W Chester Pike, West Chester, PA 19382. Since our establishment in 1937, we have been dedicated to serving our community and helping our members achieve their financial goals. With a total membership of 264,200, we pride ourselves on being more than just a credit union; we are a family committed to your financial well-being. At Citadel, we manage assets totaling an impressive $6,046,199,480 and offer loans and leases amounting to 157,762. Our commitment to stability is reflected in our net worth of $594,006,530 and cash reserves of $23,013,162. We believe in empowering our members with the right tools for success while ensuring that your deposits currently at $321,010,759 are safe and secure. Our leadership team is here to guide you every step of the way. Under the direction of CEO Bill Brown and Board President Claudia Hellebush, Citadel continues to foster growth and innovation. Our dedicated staff of 552 employees is always ready to assist you with personalized service that meets your unique needs. While you can visit us at our main branch for all your banking needs, please note that official correspondence should be sent to the same address: 1209 W Chester Pike, West Chester, PA 19382. We invite you to explore the various services we offer by visiting our website at citadelbanking.com. Whether you're looking for loans, savings options, or wealth management solutions, Citadel is here to support you on your financial journey. Call us today at 610-380-6000 to speak with one of our friendly representatives or stop by our branch we look forward to serving you!

Branch History & Mission

At Citadel, our journey began in 1937, a time when communities were coming together to support one another in the wake of economic challenges. Since then, we have grown into a vital financial institution for the residents of West Chester, PA, and beyond. Our commitment to our members is rooted in a rich history that reflects resilience and community spirit. Located at 1209 W Chester Pike, West Chester, PA 19382, Citadel has been a cornerstone of financial service in this area for decades. Over the years, we have expanded our offerings and embraced new technologies to better serve our 264,200 members while maintaining the personal touch that defines us. With total assets now exceeding $6 billion, we are proud to support not only individual financial needs but also community initiatives that uplift those around us. Our mission is simple yet profound: to empower our members through exceptional financial services and unwavering community support. We believe that when our members succeed, so do we. This principle drives us to provide innovative solutions tailored to meet diverse needs from home loans to savings accounts ensuring everyone has access to the tools they need for financial wellness. While members can visit us at 1209 W Chester Pike, official correspondence should be sent to the same address. Our branch operates Monday through Friday from 9 AM to 5 PM, making it easy for you to stop by and speak with our dedicated team. Although we currently do not offer ATM or drive-thru services, we have invested heavily in digital banking solutions. Members can enjoy online banking, mobile payments, and person-to-person transfers right from their devices. Citadel is more than just a credit union; we are an active participant in our community. Our partnerships with local organizations allow us to contribute meaningfully through outreach programs and financial literacy workshops. We aim to build stronger neighborhoods where everyone can thrive. Join us at Citadel today! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization that truly cares about its members. Visit our website or call us at 610-380-6000 for more information on becoming a member or exploring our services. Together, let's pave the way for a brighter financial future!

Branch Location & Accessibility

Convenient Access and Amenities

At Citadel, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and spacious parking to accommodate everyone. If you prefer to drive, ample parking is available right outside our doors, allowing for a hassle-free experience. Our lobby hours are designed with your schedule in mind open Monday through Friday from 9 AM to 5 PM. We invite you to drop by during these hours to explore the range of services we offer. While we currently do not have an ATM or drive-thru banking at this location, our dedicated team is always ready to assist you inside the branch.

Get in Touch!

If you have any questions or need assistance before your visit, feel free to give us a call at 610-380-6000. We're here to help! While members can visit us at 1209 W Chester Pike, official correspondence should be sent to the same address for consistency. Come see us at Citadel today we look forward to serving you!

Member Eligibility

At Citadel, we believe that everyone deserves a chance to be part of a supportive financial community. If you're looking to join us, you'll find that becoming a member is both simple and welcoming. Eligibility typically extends to individuals who live, work, worship, or attend school in our local communities, as well as their family members. This means you could be one step closer to enjoying the benefits of membership, such as personalized financial services and competitive rates. To explore the specific eligibility requirements, feel free to check out the detailed information at . Once you confirm your eligibility, opening an account with us is straightforward! Just visit our website at http://www.citadelbanking.com/citadel-financial-wellness/applying-for-a-loan for all the steps you'll need. If you have any questions or need assistance, don't hesitate to reach out at (610) 380-6000. We're excited to welcome you to the Citadel family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,296 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $382,782,824, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify transactions so you can focus on what really matters growing your business. Imagine being able to process payments quickly and easily, allowing you to serve your customers without delay. Our solutions are designed to fit various business models, ensuring you have the tools needed for success. Whether you're starting a new venture or looking to expand, Citadel is here to provide the financial support you need. Let's work together to turn your business goals into reality! For more information, call us at (610) 380-6000 or visit our website at https://www.citadelbanking.com/.

Comprehensive List Of Services

Banking Made Easy

In today's fast-paced world, convenience is key. That's why Citadel offers user-friendly digital banking features. With our online banking platform, you can access your accounts from anywhere. Pay bills, check balances, and transfer funds with just a few clicks. If you're on the go, don't worry! Our mobile application allows you to manage your finances right from your smartphone. We also provide mobile payments and person-to-person payment options for added flexibility.

Commitment to Accessibility

While our branch may only provide ATM services currently, our commitment to accessibility means we're always working towards enhancing how you interact with us. Our ATMs are conveniently located and ready for all your basic banking needs. If you're ever unsure about what service might be right for you or how best to use our offerings, don't hesitate to reach out! You can call us at (610) 380-6000. Our friendly staff is always ready to assist and provide guidance tailored specifically for you.

Join Us Today!

Are you ready to take control of your financial future? Visit us at 1209 W Chester Pike West Chester Pa 19382 or explore more about our services on our website: https://www.citadelbanking.com/. At Citadel, we look forward to partnering with you on your financial journey!

Personalized Financial Solutions

Understanding that each member has unique financial needs, we offer a variety of services designed to support you in different aspects of life. From savings accounts that help you grow your wealth to loans that can assist you in achieving your goals, we've got you covered. For those who need quick access to cash or want to finance their next vehicle purchase, we have tailored auto loan solutions available. Imagine driving off in your dream car while knowing you're getting a great rate from Citadel!

Digital & Online Banking

Key Services

With our online banking platform, you can access your account 24/7. Check balances, transfer funds, and pay bills all from the comfort of your own space. We also provide e-statements for those who prefer going paperless. This not only helps you stay organized but also contributes to a greener planet. If you're on the move, our mobile application allows you to manage your finances right from your smartphone. With features like mobile payments and person-to-person transfers, sending money to friends or family has never been simpler. Plus, for those who prefer the convenience of signing documents digitally, we offer electronic signature authorization for added ease.

Security and Accessibility

Your security is our top priority. We use advanced encryption methods to keep your information safe while providing user-friendly interfaces that make banking accessible for everyone. Real-time account management means you can monitor transactions as they happen, giving you peace of mind. At Citadel, we are committed to making banking as convenient as possible while ensuring robust protection for all members. Explore the full range of our digital services today by visiting our website and experience how easy it is to take control of your financial future!

Financial Strength

At Citadel, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing reliable services while ensuring that your finances are in safe hands. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $594,006,530, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $981 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,629,322,324 in share certificates and $270,315,657 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $52,782,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $584,995,979 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in our lending activities; we have $44,745 in used auto loans and $5,272,791,709 in total loans and leases. Our commitment to operational efficiency is evident in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 547 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citadel is your trusted partner. Visit us at 1209 W Chester Pike West Chester Pa 19382 or call (610) 380-6000 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $825,173,747 in used vehicle loans and $480,622,190 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or secure a better rate on an existing loan.

Business Loans

For business owners, our outstanding commercial loans totaling $382,782,824 provide the capital needed to grow and expand. We understand the challenges of running a business and are here to support you every step of the way. At Citadel, we pride ourselves on our transparent lending practices and dedicated customer service. If you're ready to apply for a loan or need more information about our eligibility requirements, please don't hesitate to reach out at (610) 380-6000 or visit us at 1209 W Chester Pike West Chester Pa 19382 in West Chester, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $570,151,407, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to upgrade, our competitive rates can help you achieve your dream of owning a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $210,551,471 in loans helping members manage their finances effectively. Our credit cards come with various features that can fit your lifestyle and spending habits.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that all offers presented are fair and transparent. By focusing on compliance and accuracy, LendMesh helps users avoid misleading information and find loans that truly meet their needs.

Citadel

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Amenities

Get in Touch!

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Banking Made Easy

Commitment to Accessibility

Join Us Today!

Personalized Financial Solutions

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community