Citadel Credit Union Warminster PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Citadel in Warminster, PA! Located at 836 W Street Rd, our credit union has been a trusted financial partner for the community since 1937. With a rich history and a commitment to serving our members, we currently boast a membership of 264,200, all benefiting from our range of financial services designed to meet diverse needs. At Citadel, your financial well-being is our priority. Our total assets amount to an impressive $6,046,199,480, with total deposits reaching $321,010,759. We are dedicated to supporting you with personal banking solutions like checking and savings accounts, auto loans, mortgage options, and business banking services. Whether you're looking to finance your next vehicle or manage your day-to-day banking needs, we have tailored solutions just for you. Our leadership team is dedicated to fostering a strong community connection. Under the guidance of CEO Bill Brown and Board President Claudia Hellebush, we strive to create an environment where every member feels valued and supported. With a team of 552 dedicated employees, we're here to assist you at every step of your financial journey. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 836 W Street Rd, Warminster, PA 18974. If you have any questions or need assistance, feel free to reach out to us at 610-380-6000 or visit our website at citadelbanking.com. Join us at Citadel today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

At Citadel, we take pride in our rich history and commitment to serving the community. Established in 1937, our Warminster branch has been a cornerstone of financial support for individuals and families in the area for decades. Located at 836 W Street Rd, Warminster, PA 18974, we are easily accessible to our members and neighbors alike. Our location not only provides a welcoming environment but also places us near key community landmarks that enhance our connection to the people we serve. From our humble beginnings, Citadel has grown into a trusted financial partner with over 264,200 members and total assets reaching an impressive $6,046,199,480. Our journey reflects the dedication of our team and the strong relationships we have built within the community. We believe that every milestone is a testament to our mission: to provide exceptional financial services while supporting the local community's needs. Our mission at Citadel is clear: we strive to empower our members through comprehensive financial solutions that improve their lives. Whether it's offering personal banking services like checking and savings accounts or providing resources for auto loans and mortgages, our goal is to foster financial wellness for everyone who walks through our doors. We also recognize that community involvement is essential; that's why we actively participate in outreach programs and partnerships designed to uplift those around us. While you can visit us at our Warminster branch address for all your banking needs, official correspondence should be sent to 836 W Street Rd, Warminster, PA 18974 if different from our physical location. We are proud to offer modern conveniences like online banking, mobile payments, and ATM services available 24/7, ensuring that banking with us is as easy and flexible as possible. Our drive-thru service adds another layer of convenience, allowing members to conduct simple transactions without leaving their vehicles. Plus, with shared service center availability, we extend our reach further by partnering with other credit unions so you can access your funds when traveling. As we look toward the future, Citadel remains committed to being a beacon of hope and support for our members. We invite you to join us on this journey! Experience firsthand how being part of Citadel can benefit you financially while also contributing positively to your community. For more information or to open an account today, visit us online at citadelbanking.com. Let's build a brighter future together!

Branch Location & Accessibility

Welcome to Citadel, your friendly neighborhood credit union located at 836 W Street Rd, Warminster, PA. Nestled conveniently near popular landmarks and easy-to-access routes, our branch is designed with your needs in mind. Whether you're stopping by for a quick transaction or looking to explore our range of financial services, we've made it simple and inviting for all members. At Citadel, we understand the importance of accessibility. Our location is equipped with ADA-compliant features, including ramps to ensure everyone can visit us comfortably. Plus, ample parking space means you won't have to worry about finding a spot when you arrive. While you're here, enjoy our convenient drive-thru banking service for quick deposits or withdrawals without leaving your vehicle. We also offer ATM access so you can manage your cash flow easily any time of day. Our branch hours are designed to fit into your busy schedule. We're open Monday through Friday from 9 AM to 5 PM, making it easy for you to drop in during the week. Should you need assistance outside these hours, feel free to give us a call at 610-380-6000. If you require official correspondence, please send it to the same address as our branch: 836 W Street Rd, Warminster, PA 18974. At Citadel, we're not just about transactions; we're about building relationships. Our team is here to help you with everything from personal banking and auto loans to mortgage financing and business services. We invite you to stop by and discover how we can assist you on your financial journey!

Member Eligibility

At Citadel, we believe that everyone deserves a supportive financial community. Becoming a member is easier than you might think! If you live, work, or worship in the area, you're likely eligible to join us. We welcome individuals from various backgrounds, making it simple for you to take advantage of our personalized services and member benefits. Whether you're looking for checking accounts, loans, or financial advice, our friendly team is here to help you every step of the way. To start your membership journey with Citadel, just visit us at 836 W Street Rd Warminster Pa 18974 or give us a call at (610) 380-6000. For more detailed information about eligibility requirements, feel free to check out this resource. When you're ready to open an account, you can find all the necessary details here. Joining Citadel is not just about banking; it's about being part of a caring community that prioritizes your financial well-being!

Business Banking & Commercial Services

Financing Solutions That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,296 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $382,782,824, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we provide merchant services that simplify payment processing for your business. Imagine being able to accept payments quickly and securely, whether you're operating a brick-and-mortar store or an online shop. Our services are designed to ensure that your transactions go smoothly, leaving you more time to focus on what matters most growing your business. Whether you're looking for financing options or reliable payment solutions, Citadel is here to support your journey. Visit us at 836 W Street Rd Warminster Pa 18974, Warminster, PA, or give us a call at (610) 380-6000 to learn more about how we can assist you!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM services ensure that you can access your money whenever necessary. Additionally, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle perfect for those busy days.

Business Banking

For our business members, we offer comprehensive solutions such as merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the tools you need for success.

Credit Cards

Shopping rewards? Yes, please! With our credit cards featuring rewards, every purchase brings you closer to exciting perks and benefits. It's a great way to earn while you spend!

Loans and Financing

Need a new car? Our auto loans and vehicle financing options make it easy to drive off in the vehicle of your choice without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing solutions provide flexible terms to suit your budget. For those unexpected expenses or consolidating debt, our personal loans are an excellent choice, offering quick access to cash when you need it most.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, or pay bills with just a few taps on your smartphone. Plus, with features like person-to-person payments, sending money to friends or family has never been easier.

Personal Banking

We understand that everyone has unique banking needs, which is why our personal banking services are tailored just for you. With options like checking and savings accounts, you can easily manage your day-to-day expenses while saving for future goals. Our competitive interest rates mean that your money works harder for you.

Shared Branch Transactions

If you're traveling or away from home, you can still access your accounts through basic shared branch transactions at partner credit unions. This means you're never too far from your finances! Whether you're visiting us at Citadel or taking advantage of our digital offerings, we're here to support you every step of the way. For more information about any of these services or to speak with one of our friendly representatives, don't hesitate to call us at (610) 380-6000. Ready to take control of your financial future? Visit us today or explore more online at Warminster. Your journey towards better banking starts here!

Digital & Online Banking

Always Accessible

With features like mobile payments, you can make purchases directly from your phone without the hassle of cash or cards. All these tools come together to give you real-time account management that fits seamlessly into your lifestyle. So whether you're out shopping or relaxing at home, Citadel ensures you're never far from the financial support you need. Join us today and experience the ease and efficiency of digital banking with Citadel!

Key Features for Your Convenience

Enjoy the simplicity of person-to-person transfers that let you send money to friends and family with ease. No more waiting for checks to clear; just a quick tap on your mobile device! Speaking of mobile, our dedicated mobile application makes banking on-the-go a breeze. You can manage all your accounts right from your pocket making it perfect for those busy days when time is tight. Worried about security? Rest easy knowing that we prioritize your safety. While we currently do not offer electronic signature authorization, our systems are built with robust security measures to protect your information.

Financial Strength

Commitment to Growth

With $584,995,979 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $44,745 in used auto loans and $5,272,791,709 in total loans and leases.

Member Trust

Total Share and Deposit Accounts stand at 548,844, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citadel is your trusted partner. Visit us at 836 W Street Rd Warminster Pa 18974 or call (610) 380-6000 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our commitment to efficiency is reflected in our operational success, demonstrated by our $0 figure. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 547 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,629,322,324 in share certificates and $270,315,657 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $52,782,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Position

With a net worth of $594,006,530, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $981 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing your current loans or exploring eligibility options for any of our products, our team is ready to assist you. We believe in transparency and will guide you through every option available so that you can make informed decisions about your financial future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage assistance, or credit card options, Citadel is here to help you every step of the way. Reach out to us at (610) 380-6000, or visit us at 836 W Street Rd Warminster Pa 18974 in Warminster, PA, to explore how we can assist you today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $825,173,747 in used vehicle loans and $480,622,190 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms and straightforward application process make it easy to drive away in your next car.

Business Financing

For business owners, our outstanding commercial loans totaling $382,782,824 provide the capital needed to grow and expand. We understand the challenges small businesses face, and we're here to support your ambitions with tailored lending solutions.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $210,551,471 in loans helping members manage their finances effectively. With our credit cards, you can enjoy the freedom of cashless transactions along with rewards that suit your lifestyle.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $570,151,407, make buying or refinancing simple. We provide tailored solutions to fit your unique situation, ensuring that you feel confident every step of the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results that serve your needs. - Real-Time Rate Comparisons: With access to up-to-date loan rates from multiple institutions, users can quickly assess their options and find the best fit for their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of using a dedicated comparison tool like LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers, allowing them to make informed decisions without any guesswork.

Citadel

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans