Citadel Credit Union Phoenixville PA | Top Checking & Auto Loans

Introduction

Welcome to Citadel, your trusted financial partner located at 558 Kimberton Rd, Phoenixville, PA 19460. With a rich history dating back to 1937, we have proudly served our community for over eight decades, helping more than 264,200 members achieve their financial dreams. Our commitment goes beyond just numbers; we strive to make a positive impact in the lives of our members and the surrounding community. At Citadel, we understand that banking is not just about transactions it's about relationships. Under the leadership of our dedicated CEO, Bill Brown, and Board President, Claudia Hellebush, we work tirelessly to provide exceptional service tailored to your needs. With total assets exceeding $6 billion and robust deposits totaling $321,010,759, we are well-equipped to support you with a wide range of services including personal banking, auto loans, mortgages, and business banking. We take pride in our accessibility. Whether you're visiting us in person or reaching out through our website at citadelbanking.com, we're here for you. Our branch is equipped with an ATM and drive-thru service for your convenience. While members can visit us at 558 Kimberton Rd, official correspondence should be sent to the same address. As part of our ongoing dedication to serve you better, we maintain a strong financial foundation with a net worth of $594,006,530 and cash reserves of $23,013,162 on hand. Our team of 552 employees is ready to assist you during lobby hours Monday through Thursday from 8:30 a.m. to 5:00 p.m., Friday until 7:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. Join us today and discover how Citadel can help you navigate your financial journey with confidence! For any inquiries or assistance, don't hesitate to call us at 610-380-6000. We look forward to serving you!

Branch History & Mission

At Citadel, we take pride in our rich history and unwavering commitment to serving the community of Phoenixville, PA. Founded in 1937, our branch has grown from humble beginnings into a trusted financial partner for over 264,000 members. Located at 558 Kimberton Rd, we are conveniently situated near local landmarks that make us a central hub for financial services in the area. Over the years, Citadel has achieved remarkable milestones. With total assets now exceeding $6 billion, we've expanded our offerings to meet the evolving needs of our members. Our mission is simple yet powerful: to empower individuals and families with the financial tools they need to thrive. We believe that everyone deserves access to quality financial services, which is why we focus on providing personal banking solutions such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our branch operates with a customer-first mindset. We are dedicated to making banking accessible and convenient for everyone. In addition to our lobby hours Monday through Thursday from 8:30 a.m. to 5:00 p.m., Friday until 7:00 p.m., and Saturday from 9:00 a.m. to 2:00 p.m. we also offer drive-thru banking and ATM services for quick transactions. Whether you're stopping by for a simple deposit or seeking guidance on loan options, our friendly staff is always ready to assist you. Citadel's commitment extends beyond just financial services; we actively engage in community outreach programs aimed at making a positive impact in Phoenixville and surrounding areas. From partnerships with local organizations to initiatives that promote financial education, we strive to uplift our community while fostering strong relationships with our members. While members can visit us at 558 Kimberton Rd Phoenixville Pa 19460, official correspondence should be sent to 558 Kimberton Rd, Phoenixville, PA 19460. We welcome you to become part of the Citadel family, where your financial wellness is our priority. Join us today and experience the benefits of being a member-focused credit union dedicated to your success! For more information or assistance, please call us at (610) 380-6000 or visit our website at Citadel.

Branch Location & Accessibility

Welcome to the Citadel branch located at 558 Kimberton Rd, Phoenixville, PA 19460! We are proud to be part of the vibrant community here in Chester County. Our convenient location makes it easy for you to access a wide range of financial services right in your neighborhood. Whether you're stopping by for personal banking, auto loans, or just need some quick assistance, we're here for you. If you're planning to visit us, you'll find that our branch is easily accessible with ample parking available. We also strive to ensure that everyone can visit us comfortably; our facilities are ADA compliant and equipped with ramps for easier access. Our operating hours are designed with your busy schedule in mind: we're open Monday through Thursday from 8:30 a.m. to 5:00 p.m., Fridays until 7:00 p.m., and Saturdays from 9:00 a.m. to 2:00 p.m. This means you have plenty of opportunities to come in and discuss your financial needs or simply drop by for a quick transaction. At Citadel, we offer various services tailored just for you, including checking and savings accounts, mortgage loans, personal loans, and credit card options with rewards. If you're in need of cash outside of regular hours, you can take advantage of our ATM services available on-site as well as drive-thru banking for your convenience. While members can visit us at 558 Kimberton Rd, official correspondence should be sent to the same address since it serves as both our branch and mailing address. We invite you to explore everything Citadel has to offer! If you have any questions or would like more information about our services, please don't hesitate to call us at 610-380-6000. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Citadel feels like joining a family where your financial well-being is our priority. Located at 558 Kimberton Rd Phoenixville Pa 19460, we welcome individuals who live, work, worship, or attend school in the local community. If you're looking for a place that offers personalized service and great financial products, you'll find it here. We believe that everyone deserves access to top-notch banking services, and our membership criteria reflect that belief. Ready to take the next step? Opening an account is straightforward and welcoming! You can learn more about how to become a member by visiting us at Citadel's eligibility page. Should you have any questions or need assistance, feel free to give us a call at (610) 380-6000. We're excited to help you start your journey with us!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having the tools you need to manage your transactions smoothly. Our merchant services offer easy payment processing options that fit your operations perfectly. From point-of-sale systems to online payment solutions, we make it simple for you to focus on what matters most growing your business. Located at 558 Kimberton Rd Phoenixville Pa 19460 in Phoenixville, PA, we invite you to discover how our tailored services can support your business goals. Give us a call at (610) 380-6000 or visit us today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,296 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $382,782,824, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

We understand that businesses require specialized support too. That's why we offer comprehensive Business Banking services including Merchant Services & Business Loans to help your business thrive. With tailored solutions and expert guidance, managing your business finances has never been easier.

Convenient Access and Support

Accessibility is key at Citadel. We provide robust Online & Mobile Banking features so you can handle transactions anytime, anywhere. Need cash? Utilize our ATM & Cash Withdrawal Services located conveniently near you. For those who prefer face-to-face interaction, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your car. Additionally, if you're a member of one of our partner credit unions, take advantage of Basic Shared Branch Transactions for seamless deposits and withdrawals across branches.

Get Started Today!

With all these services available at your fingertips, it's easy to see how Citadel can support your financial journey. Visit us at 558 Kimberton Rd Phoenixville Pa 19460, call us at (610) 380-6000, or check out our website at Phoenixville for more information on how we can assist you today! Your financial wellness is just a step away let's start this journey together!

Personal Banking Solutions

For individuals looking to manage their finances effectively, we offer Personal Banking that includes Checking & Savings Accounts. Imagine having easy access to your funds through online and mobile banking check your balance, transfer money, and pay bills all from the comfort of your home or on the go. Our accounts come with features that help you save for the future while enjoying everyday convenience. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options provide competitive rates to help you drive away in your dream car without breaking the bank. We also offer Mortgage Loans & Refinancing for those ready to invest in a home or refinance an existing mortgage, making homeownership more attainable. For unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation can provide the financial relief you need. Plus, don't forget about our Credit Cards with Rewards earn points on your purchases that can be redeemed for exciting rewards.

Digital & Online Banking

Key Services Available

Our online banking service at https://www.citadelbanking.com/ ensures that you can check your balance, transfer funds, and pay bills from the comfort of your home or on the go. You can also take advantage of our person-to-person transfers, making it simple to send money to friends or family in just a few taps. If you're always on the move, you'll love our mobile application. It's user-friendly and packed with features like mobile payments, allowing you to make quick purchases without fumbling for cash or cards. Plus, if you prefer going paperless, you can easily sign up for e-statements to keep track of your transactions without the clutter.

Security and Accessibility

Your security is our priority. Although we do not offer electronic signature authorization at this time, our online banking platform is built with advanced security features to protect your personal information. You can bank with peace of mind knowing that your data is safe. With 24/7 online banking services available, you are never far from managing your accounts. Whether it's day or night, Citadel provides reliable access whenever you need it. Our commitment to accessibility means that all members can take advantage of these tools easily and effectively. In summary, whether you're checking balances during lunch or transferring money on the weekend, Citadel has made digital banking straightforward and secure for you. Explore all these features today at https://www.citadelbanking.com/!

Financial Strength

At Citadel, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial health with you, reinforcing the trust you place in us. With a net worth of $594,006,530, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $981 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,629,322,324 in share certificates and $270,315,657 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $52,782,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $584,995,979 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to providing a wide array of lending solutions. With $44,745 in used auto loans and $5,272,791,709 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 547 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 548,844, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citadel is your trusted partner. Visit us at 558 Kimberton Rd Phoenixville Pa 19460 or call (610) 380-6000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $825,173,747 in used vehicle loans and $480,622,190 in new vehicle loans already helping members get on the road. Whether you're eyeing a sleek sedan or a reliable SUV, our flexible financing options can make your dream car a reality.

Business Financing

For business owners, our outstanding commercial loans totaling $382,782,824 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment or inventory, our commercial loan options are crafted with your business needs in mind. At Citadel in Phoenixville, PA (558 Kimberton Rd), we prioritize making financial services accessible and convenient for all members. If you have any questions about our loan offerings or would like more information on eligibility and refinancing options, don't hesitate to contact us at 610-380-6000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way in reaching your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $570,151,407, make buying or refinancing simple. We offer competitive rates and terms designed to fit your needs. Don't hesitate to reach out if you're considering refinancing your existing mortgage; we're here to help guide you through the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $210,551,471 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards to suit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you navigate the complex landscape of loan options with ease and clarity. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment is based on the latest results, which you can verify at NCUA. By relying on verified institutions, LendMesh guarantees fair and transparent offers for consumers. One key benefit of using LendMesh is its focus on verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. Additionally, LendMesh does not feature sponsored listings, meaning lenders are not prioritized based on paid promotions. The goal here is to provide unbiased results so you can make informed choices without any hidden agendas. Another advantage of LendMesh is its real-time rate comparisons. You get up-to-date loan rates from multiple institutions, allowing you to compare options side by side easily. This information empowers users to make decisions that align with their financial goals. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the practical benefits this service offers. If you're ready to explore your loan options, compare real-time offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Citadel

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Make Sense

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking Services

Convenient Access and Support

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Key Services Available

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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