Citadel Credit Union Oxford PA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Citadel, your trusted financial partner in the heart of Oxford, PA! Located at 105 Commons Dr, Oxford, PA 19363, we have been serving our community since 1937. With a commitment to providing personalized banking solutions, Citadel proudly supports over 264,200 members and manages total assets exceeding $6 billion. At Citadel, we understand that every member's financial journey is unique. Whether you're looking for auto loans, mortgage options, or business financing, our dedicated team is here to help you navigate your choices with ease. We currently hold more than $321 million in deposits and have issued over 157,000 loans, reflecting our strong dedication to empowering our members' financial dreams. Our leadership team, headed by CEO Bill Brown and Board President Claudia Hellebush, is passionate about fostering a supportive environment for both members and employees alike. With a staff of 552 talented individuals, we are ready to assist you with any banking needs you may have. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 105 Commons Dr, Oxford, PA 19363. We invite you to explore our wide range of services including personal banking accounts, credit cards with rewards, and robust online and mobile banking options. Feel free to reach out to us at 610-380-6000 or visit our website at Citadel Banking for more information. Join us today and experience a credit union that truly puts its members first!

Branch History & Mission

At Citadel, our story began in 1937 in Oxford, PA, when we opened our doors with a simple yet powerful mission: to serve our community by providing accessible financial services that empower individuals and families. Over the decades, we have grown alongside our members, evolving from a small credit union to a trusted financial partner for over 264,200 members. Our branch is located at 105 Commons Dr, Oxford, PA 19363, easily accessible and close to local landmarks that enhance our connection with the community. As we reflect on our journey, it's clear that each milestone has been fueled by our commitment to our members and the community we serve. From humble beginnings to becoming a robust institution with total assets of $6,046,199,480, we've consistently focused on fostering financial wellness through a range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our mission is centered around more than just banking; it's about building strong relationships within our community. We strive to provide personalized service that meets the unique needs of each member. Whether you are looking for guidance on managing debt or seeking options for your first home, Citadel is here to support you every step of the way. In addition to traditional banking services, we've embraced digital advancements to ensure convenience for all our members. We offer online and mobile banking options that enable you to manage your finances anywhere, anytime. Our commitment to accessibility also includes ADA-compliant facilities and services tailored for everyone in the community. While members can visit us at 105 Commons Dr, official correspondence should be sent to the same address. We are proud to maintain an ATM availability and drive-thru service for added convenience. Community outreach remains at the heart of what we do. We've partnered with local organizations and initiatives aimed at improving financial literacy and supporting those in need. Through these efforts, we aim not only to serve as a bank but also as a pillar of support for our neighbors. Join us today at Citadel in Oxford, PA! Experience firsthand how we can help you achieve your financial goals while becoming part of a community-focused family that genuinely cares about your success. For more information or assistance, feel free to reach out at 610-380-6000 or visit us online at Citadel. Together, let's build a brighter financial future!

Branch Location & Accessibility

Get in Touch

If you have any questions or need further assistance, feel free to give us a call at 610-380-6000. We're here to help! We invite you to come visit us at Citadel in Oxford where community banking meets personal service. Your financial well-being is our priority!

Nearby Landmarks

As you approach our branch, you'll find us just a short drive away from local favorites like the Oxford Area High School and the bustling shops along Baltimore Pike. Our location is not only easy to find but also offers ample parking for your convenience. We ensure that our branch is ADA compliant, featuring ramps and accessible entrances so everyone can visit us without hassle.

Operating Hours and Services

Our lobby is open Monday through Friday from 9 AM to 5 PM, ensuring that you have plenty of time during the week to drop in for assistance or to explore our wide range of services. At Citadel, we offer everything from personal banking solutions including checking and savings accounts to auto loans and mortgage refinancing options. Plus, if you're on the go, our ATM is available for quick cash withdrawals and balance checks. For those who prefer a bit more convenience, we also provide drive-thru banking services for deposits and withdrawals without needing to leave your vehicle. And if you're a member of another credit union, don't worry! Our shared service center allows you to perform basic transactions with ease.

Member Eligibility

Joining the Citadel community is more than just opening an account; it's about becoming part of a supportive family that cares about your financial well-being. To become a member at our Oxford branch located at 105 Commons Dr, you simply need to meet a few friendly eligibility requirements. Generally, anyone who lives, works, worships, or attends school in the area can join us. Plus, we welcome immediate family members of current members too! This means that if you're looking for a place where your needs come first and you have access to personalized financial services, Citadel is the right choice for you. Becoming a member is straightforward and welcoming! All you need to do is visit our website for detailed eligibility criteria and get started with the account opening process. You can find everything you need by checking out our eligibility page and when you're ready to open an account, head over to our account opening section. If you have any questions or would like to speak with someone directly, don't hesitate to call us at (610) 380-6000. We're excited to help you start your journey with us!

Business Banking & Commercial Services

At Citadel, we understand that every business has its own unique story and challenges. That's why we are dedicated to supporting local entrepreneurs and established companies alike with tailored financial solutions. Whether you're looking to expand your operations, invest in new equipment, or manage daily expenses, our commercial loan options can help you achieve your goals. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,296 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $382,782,824, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services are designed to simplify transactions and enhance cash flow. Imagine a busy Saturday at your store where customers can easily make purchases using their preferred payment methods credit cards, mobile payments, or even contactless options. Our merchant services ensure that you're equipped to meet customer demands while keeping your operations running smoothly. Come visit us at 105 Commons Dr Oxford Pa 19363, Oxford, PA, or reach out at (610) 380-6000 to learn more about how we can support your business journey!

Comprehensive List Of Services

A Helping Hand When You Need It

At Citadel, we believe in supporting our members beyond just transactions. Our friendly staff is committed to providing personalized service to help you understand your options better. Whether you're new to banking or an experienced member, we're here for all your financial needs. Ready to explore what we have to offer? Give us a call at (610) 380-6000 or visit us online at our website today! Let's work together toward achieving your financial goals!

Accessible In-Person Services

If you prefer face-to-face interactions, visit us at our branch located at 105 Commons Dr Oxford Pa 19363 in Oxford, PA. Our lobby hours are designed for your convenience during weekdays, ensuring that you can handle transactions like deposits and withdrawals easily. We also offer basic drive-thru banking for quick service without leaving your vehicle.

Business Solutions at Your Fingertips

For our local business owners, Citadel offers robust business banking services, including merchant services and business loans. We understand that every business is unique, and our team is ready to assist you in finding the right financial tools for your success.

Convenience Through Technology

In today's fast-paced world, convenience matters. That's why we emphasize our online and mobile banking platforms. With just a few taps on your smartphone or clicks from your computer, you can check balances, transfer funds, pay bills, and even send money through person-to-person transactions. We also provide easy access to ATMs for cash withdrawals and balance checks anytime you need it.

Personal Banking Made Easy

Starting with personal banking, we offer various checking and savings accounts that fit your lifestyle. Our accounts are designed for flexibility and ease of access, allowing you to manage your finances effortlessly. Need to make a big purchase? Our auto loans and vehicle financing options can help get you on the road without breaking the bank. For those looking to buy a home or refinance their existing mortgage, our mortgage loans and refinancing services are straightforward and supportive. If you're facing unexpected expenses or want to consolidate debt, our personal loans provide quick solutions with competitive rates. Plus, enjoy rewards with our credit cards that not only offer great benefits but also help you earn while you spend.

Digital & Online Banking

Mobile Banking Convenience

With our mobile application, available for download on your smartphone, you can take your banking experience with you wherever you go. Enjoy features like mobile payments to make purchases hassle-free. Plus, our person-to-person transfer option lets you send money to friends and family without any fuss.

Online Banking Made Easy

Our 24/7 online banking services allow you to check balances, pay bills, and transfer funds with just a few clicks. Say goodbye to long waits in line! Whether you're at home or on the go, managing your money has never been easier. And if you prefer to keep track of your statements electronically, you'll be pleased to know that we offer e-statements for quick and easy access.

Security You Can Trust

We prioritize your safety with secure electronic signature authorization methods in place your transactions are protected every step of the way. You can feel confident that your personal information is safe while enjoying all the benefits of our digital banking services. In summary, at Citadel, we strive to make banking accessible and straightforward for all our members. With tools like online banking, a mobile app, and e-statements, managing your finances is not only easy but also secure. Experience the convenience today!

Financial Strength

At Citadel, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a reliable banking experience backed by strong financial foundations. With a net worth of $594,006,530, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,629,322,324 in share certificates and $270,315,657 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $52,782,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $584,995,979 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $44,745 in used auto loans and $5,272,791,709 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $7,444,139, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 547 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 548,844, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citadel is your trusted partner. Visit us at 105 Commons Dr Oxford Pa 19363 or call (610) 380-6000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $825,173,747 in used vehicle loans and $480,622,190 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $382,782,824 provide the capital needed to grow and expand your business. Whether you're looking for funds for equipment or working capital, we have solutions that can support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $570,151,407, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring that you find a plan that fits your budget.

Refinancing Options

If you're considering refinancing any existing loans, we have options available to help lower your payments or adjust your loan terms according to your current situation. We'll work with you to explore eligibility options that best suit your needs. At Citadel, we're committed to providing excellent service and affordable lending solutions. If you're interested in learning more about our loan offerings or want to discuss what might work best for you, please don't hesitate to reach out. You can contact us at (610) 380-6000, or visit us at 105 Commons Dr Oxford Pa 19363 in Oxford, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing finances can be challenging at times, which is why we also offer flexible terms on unsecured credit card loans. With a total of $210,551,471 in loans available, our credit cards come with rewards and benefits tailored to help you manage your spending effectively.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring that users have access to transparent and trustworthy information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed financial decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of using a tool dedicated to helping borrowers find the best deals without hidden agendas. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

CITADEL FEDERAL CREDIT UNION - Oxford, PA

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Student Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Oxford, PA (19363)

Introduction

Branch History & Mission

Branch Location & Accessibility

Get in Touch

Nearby Landmarks

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

A Helping Hand When You Need It

Accessible In-Person Services

Business Solutions at Your Fingertips

Convenience Through Technology

Personal Banking Made Easy

Digital & Online Banking

Mobile Banking Convenience

Online Banking Made Easy

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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