CITADEL FEDERAL CREDIT UNION - Oxford, PA

Welcome to Citadel, your trusted financial partner in the heart of Oxford, PA! Located at 105 Commons Dr, Oxford, PA 19363, we have been serving our community since 1937. With a commitment to providing personalized banking solutions, Citadel proudly supports over 264,200 members and manages total assets exceeding $6 billion. At Citadel, we understand that every member's financial journey is unique. Whether you're looking for auto loans, mortgage options, or business financing, our dedicated team is here to help you navigate your choices with ease. We currently hold more than $321 million in deposits and have issued over 157,000 loans, reflecting our strong dedication to empowering our members' financial dreams. Our leadership team, headed by CEO Bill Brown and Board President Claudia Hellebush, is passionate about fostering a supportive environment for both members and employees alike. With a staff of 552 talented individuals, we are ready to assist you with any banking needs you may have. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 105 Commons Dr, Oxford, PA 19363. We invite you to explore our wide range of services including personal banking accounts, credit cards with rewards, and robust online and mobile banking options. Feel free to reach out to us at 610-380-6000 or visit our website at Citadel Banking for more information. Join us today and experience a credit union that truly puts its members first!

At Citadel, our story began in 1937 in Oxford, PA, when we opened our doors with a simple yet powerful mission: to serve our community by providing accessible financial services that empower individuals and families. Over the decades, we have grown alongside our members, evolving from a small credit union to a trusted financial partner for over 264,200 members. Our branch is located at 105 Commons Dr, Oxford, PA 19363, easily accessible and close to local landmarks that enhance our connection with the community. As we reflect on our journey, it's clear that each milestone has been fueled by our commitment to our members and the community we serve. From humble beginnings to becoming a robust institution with total assets of $6046199480, we've consistently focused on fostering financial wellness through a range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our mission is centered around more than just banking; it's about building strong relationships within our community. We strive to provide personalized service that meets the unique needs of each member. Whether you are looking for guidance on managing debt or seeking options for your first home, Citadel is here to support you every step of the way. In addition to traditional banking services, we've embraced digital advancements to ensure convenience for all our members. We offer online and mobile banking options that enable you to manage your finances anywhere, anytime. Our commitment to accessibility also includes ADA-compliant facilities and services tailored for everyone in the community. While members can visit us at 105 Commons Dr, official correspondence should be sent to the same address. We are proud to maintain an ATM availability and drive-thru service for added convenience. Community outreach remains at the heart of what we do. We've partnered with local organizations and initiatives aimed at improving financial literacy and supporting those in need. Through these efforts, we aim not only to serve as a bank but also as a pillar of support for our neighbors. Join us today at Citadel in Oxford, PA! Experience firsthand how we can help you achieve your financial goals while becoming part of a community-focused family that genuinely cares about your success. For more information or assistance, feel free to reach out at 610-380-6000 or visit us online at Citadel. Together, let's build a brighter financial future!

Joining the Citadel community is more than just opening an account; it's about becoming part of a supportive family that cares about your financial well-being. To become a member at our Oxford branch located at 105 Commons Dr, you simply need to meet a few friendly eligibility requirements. Generally, anyone who lives, works, worships, or attends school in the area can join us. Plus, we welcome immediate family members of current members too! This means that if you're looking for a place where your needs come first and you have access to personalized financial services, Citadel is the right choice for you. Becoming a member is straightforward and welcoming! All you need to do is visit our website for detailed eligibility criteria and get started with the account opening process. You can find everything you need by checking out our eligibility page and when you're ready to open an account, head over to our account opening section. If you have any questions or would like to speak with someone directly, don't hesitate to call us at (610) 380-6000. We're excited to help you start your journey with us!

At Citadel, we understand that every business has its own unique story and challenges. That's why we are dedicated to supporting local entrepreneurs and established companies alike with tailored financial solutions. Whether you're looking to expand your operations, invest in new equipment, or manage daily expenses, our commercial loan options can help you achieve your goals. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,296 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $382,782,824, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services are designed to simplify transactions and enhance cash flow. Imagine a busy Saturday at your store where customers can easily make purchases using their preferred payment methods credit cards, mobile payments, or even contactless options. Our merchant services ensure that you're equipped to meet customer demands while keeping your operations running smoothly. Come visit us at 105 Commons Dr Oxford Pa 19363, Oxford, PA, or reach out at (610) 380-6000 to learn more about how we can support your business journey!

At Citadel, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a reliable banking experience backed by strong financial foundations. With a net worth of $594,006,530, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $981 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,629,322,324 in share certificates and $270,315,657 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $52,782,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $584,995,979 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $44,745 in used auto loans and $5,272,791,709 in total loans and leases, supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 547 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 548,844, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citadel is your trusted partner. Visit us at 105 Commons Dr Oxford Pa 19363 or call (610) 380-6000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.