Citadel Credit Union Lancaster PA | Affordable Auto Loans & ATM Services

Introduction

At Citadel, we believe in building strong relationships with our members and the community. Located at 340 Rohrerstown Rd, Lancaster, PA 17603, our branch has been a trusted financial partner since 1937. With a commitment to providing personalized service, we proudly serve over 264,200 members, helping them achieve their financial goals. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 340 Rohrerstown Road, Lancaster, PA 17601. Our dedication to excellence is reflected in our robust financial standing. We manage total assets of $6,046,199,480 and hold $321,010,759 in deposits. Additionally, we have approved a total of 157,762 loans and leases to support our members' ambitions. Our net worth stands strong at $594,006,530, ensuring that we are well-equipped to serve you today and into the future. Led by CEO Bill Brown and Board President Claudia Hellebush, our team of 552 employees is here to assist you with a variety of services including personal banking accounts, auto loans, mortgages, and business financing. With cash reserves of $23,013,162, we prioritize your financial security while providing competitive rates on loans and savings. At Citadel, we understand that every member's journey is unique. That's why we offer tailored solutions through online and mobile banking for your convenience. Whether you're looking for a new vehicle loan or seeking guidance on debt consolidation, we're ready to help. We invite you to experience the difference that comes from being part of a community-focused credit union. Visit us today or give us a call at 610-380-6000 to learn more about how we can support your financial journey!

Branch History & Mission

At Citadel, our roots run deep in the Lancaster community. Founded in 1937, we have been dedicated to serving our members with a strong focus on growth and community support. Our branch, located at 340 Rohrerstown Rd, Lancaster, PA 17603, has evolved significantly since its opening. Over the decades, we have not only expanded our services but also strengthened our commitment to improving the financial well-being of those we serve. As of now, Citadel proudly boasts a total membership of over 264,200 individuals. This number reflects the trust and loyalty we've built within our community. With total assets reaching an impressive $6,046,199,480, we are well-equipped to provide essential financial services that cater to the diverse needs of our members. Our mission is clear: to empower individuals and families through accessible financial solutions while fostering a sense of belonging within the community. We believe that everyone deserves a chance to achieve their financial goals. Through our various offerings including personal banking accounts, auto loans, mortgage refinancing, and business banking services we strive to support our members' journeys toward financial stability and success. While members can visit us at our physical location on Rohrerstown Road, official correspondence should be sent to 340 Rohrerstown Road, Lancaster, PA 17601. We also ensure convenience for all by providing ATM access and drive-thru banking services for quick transactions. Citadel is proud of its commitment to digital advancements in banking as well. With options like online banking and mobile payments available for all members, we aim to make managing finances as straightforward as possible. Our shared service center further enhances member accessibility by allowing simple transactions for partner credit union members. Community involvement is at the heart of what we do. We actively engage in outreach programs and partnerships that uplift local initiatives and support those in need. Our team is here not just for transactions but to build lasting relationships with each member. If you're ready to experience personalized financial services that prioritize your needs and contribute positively to your community, we invite you to join Citadel today! Together, let's pave the way for a brighter financial future. For more information or assistance, feel free to reach out at 610-380-6000 or visit us online at Citadel Banking.

Branch Location & Accessibility

Accessibility and Convenience

At Citadel, we prioritize your convenience and comfort. Our branch is equipped with features that make banking a breeze for everyone. We have ample parking available right outside our doors, plus ADA-compliant accessibility features like ramps to ensure all members can visit us easily. Whether you prefer to walk in or use our drive-thru service, we strive to make your experience as smooth as possible. Our drive-thru offers quick access for deposits and withdrawals without leaving your vehicle.

Connect With Us

If you have questions or need assistance, don't hesitate to call us at 610-380-6000. We're here to help! Come visit us today at Citadel on Rohrerstown Road; we look forward to serving you!

Operating Hours and Services

We're here for you during the week! Our lobby hours are Monday through Friday from 9 AM to 5 PM, allowing you ample time to stop by before or after work. You can also count on us for ATM services if you need cash outside of regular hours; we offer convenient ATM access for quick withdrawals and balance checks. At our branch, we provide a wide range of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have everything you need under one roof. Plus, if you're a member of a partner credit union, feel free to utilize our shared service center for basic transactions.

Member Eligibility

Joining the Citadel community is more than just opening an account; it's about becoming part of a supportive family that's dedicated to your financial well-being. To become a member of Citadel, you simply need to meet a few friendly eligibility requirements. Generally, anyone who lives, works, worships, or attends school in the areas we serve can apply. This means that whether you're a local resident or just passing through, you're welcome to join us and enjoy all the benefits of membership, from competitive loan rates to personalized service. If you're ready to take the next step, opening an account with Citadel is straightforward and welcoming. You can find detailed information about eligibility and how to get started on our website at Citadel Eligibility. If you have any questions or need assistance, don't hesitate to call us at (610) 380-6000. Our friendly team at 340 Rohrerstown Rd Lancaster, PA 17603 is excited to help you start your journey with us!

Business Banking & Commercial Services

Loan Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,296 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $382,782,824, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In today's fast-paced world, having efficient payment solutions is crucial. Our merchant services provide seamless transactions, allowing you to accept payments easily and securely. Imagine a busy Saturday at your café: customers can pay with just a tap on their phones while you focus on serving them delicious coffee and pastries. Explore how Citadel, located at 340 Rohrerstown Rd Lancaster Pa 17603 in Lancaster, PA, can help your business thrive. Let us be your partner in success! For more information, call us at (610) 380-6000 or visit our website at https://www.citadelbanking.com/.

Comprehensive List Of Services

Business Banking Solutions

For small business owners, Citadel offers valuable tools to help your business grow. Our merchant services simplify payment processing, while our business loans provide the funding necessary to expand operations or invest in new opportunities.

Convenient Digital Banking Features

Emphasizing convenience, our digital banking features ensure that you can manage your finances anytime, anywhere. With our online and mobile banking, you can check balances, transfer funds, and pay bills with just a few taps on your smartphone. Additionally, we offer features like ATM services for cash withdrawals, ensuring that access to your money is straightforward and hassle-free.

Drive-Thru & Shared Branch Services

If you prefer face-to-face interactions, take advantage of our drive-thru banking services, where you can handle deposits and simple transactions quickly. We also participate in shared branch transactions which means members from partner credit unions can access basic services like deposits and withdrawals right here at Citadel.

Join Us Today!

With so many services available at your fingertips, there's never been a better time to become a member of Citadel. Feel free to reach out at (610) 380-6000 if you have questions or want more information about how we can assist you with your financial needs. Visit us today at our convenient location in Lancaster, PA, or explore more online at our website. Let us be part of your financial success!

Personal Banking Services

We offer several personal banking services that make managing your finances easy and convenient. Our checking and savings accounts provide you with flexible options for everyday banking needs. If you're in the market for a vehicle, our auto loans and vehicle financing can help you get behind the wheel without breaking the bank. For those considering home ownership, our mortgage loans and refinancing options are tailored to suit various budgets, making your dream home more accessible. In addition, if you find yourself needing extra funds, our personal loans and debt consolidation solutions can provide relief. Plus, don't forget about our credit cards with rewards that allow you to earn points on everyday purchases!

Digital & Online Banking

Key Features

Our online banking platform, accessible at https://www.citadelbanking.com/, provides 24/7 access to your accounts. Whether you need to check your balance, review transactions, or set up automatic payments, it's all right at your fingertips. For members who prefer paperless options, we offer e-statements that allow you to receive your financial documents securely and efficiently. If you're always on the move, our mobile application is here to help. It not only supports mobile payments but also lets you transfer money person-to-person with ease. Imagine being able to split a dinner bill or send money to a friend without needing cash it's that simple!

Security and Convenience

Your security is our top priority. While we do not currently offer electronic signature authorization for documents, rest assured that our online banking services utilize robust security measures to keep your information safe. You can bank confidently knowing that your personal data is protected. With our user-friendly interface, managing your finances has never been easier. Whether you're at home or out running errands, you can stay updated on your account status in real-time. Plus, with the ability to make mobile payments and perform person-to-person transfers directly from our app, accessing funds has never been more convenient. At Citadel, we are committed to making banking accessible for everyone. Join us today and take advantage of our digital tools designed with you in mind!

Financial Strength

Growing Together

Total Share and Deposit Accounts: 548,844, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citadel is your trusted partner. Visit us at 340 Rohrerstown Rd Lancaster Pa 17603 or call (610) 380-6000 to learn more about how we can help you achieve your financial goals.

Investing in You

With $584,995,979 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $44,745 in used auto loans and $5,272,791,709 in total loans and leases, supporting your financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 547 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secured Member Savings

Members' savings are secured through $1,629,322,324 in share certificates and $270,315,657 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $52,782,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $594,006,530, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $981 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $825,173,747 in used vehicle loans and $480,622,190 in new vehicle loans already helping members get on the road. Our flexible terms make it easier than ever to drive away with the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $382,782,824 provide the capital needed to grow and expand your operations. We're committed to supporting local businesses with tailored solutions that fit your unique needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $570,151,407, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the process.

Refinancing Options

If you're considering refinancing any existing loans or are curious about eligibility options for our various loan products, we encourage you to reach out. Our team is here to help you explore how our offerings can best suit your financial situation. At Citadel, we pride ourselves on offering competitive rates and personalized service. If you're interested in learning more about our loan offerings or would like to start an application today, give us a call at 610-380-6000 or visit us at 340 Rohrerstown Rd Lancaster Pa 17603. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $210,551,471 in loans helping members manage their finances effectively. These cards can be a great tool for everyday purchases or emergencies without tying up your savings.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers tailored to their needs.

Key Benefits of Using LendMesh

- Verified Data: All loan offers are obtained from legitimate financial institutions, guaranteeing transparency and trust in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to present users with unbiased results, allowing them to make informed decisions without hidden influences. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which aids in making timely and informed choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of LendMesh in helping individuals achieve better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Citadel

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Convenience

Connect With Us

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Loan Options That Drive Growth

Merchant Services Tailored for You

Comprehensive List Of Services

Business Banking Solutions

Convenient Digital Banking Features

Drive-Thru & Shared Branch Services

Join Us Today!

Personal Banking Services

Digital & Online Banking

Key Features

Security and Convenience

Financial Strength

Growing Together

Investing in You

Secured Member Savings

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

Key Benefits of Using LendMesh

Join Our Community