Citadel Credit Union Kennett Square PA | Affordable Auto Loans & ATM Services

Introduction

At Citadel, we believe in building strong relationships with our members right here in the heart of Kennett Square. Located at 842 E Baltimore Pike, Kennett Square, PA 19348, our branch has been serving the community since 1937. With over 264,200 members and a solid commitment to your financial well-being, we strive to be more than just a credit union; we aim to be your trusted partner in achieving your financial goals. While you can always visit us at our branch for personalized service, please note that official correspondence should be sent to our mailing address: 842 E Baltimore Pike, Kennett Square, PA 19348-1842. As of now, Citadel boasts impressive financial strength with total assets exceeding $6 billion and total deposits reaching $321 million. We proudly manage a net worth of $594 million, ensuring stability and security for all our members. Our dedicated team of 552 employees, led by CEO Bill Brown and Board President Claudia Hellebush, is here to support you through every step of your financial journey. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or even business banking services, we have tailored solutions designed for you. With total loans and leases amounting to 157,762, we have the resources to help meet your needs effectively. Your trust means everything to us. At Citadel, we're committed not just to serving but empowering our community. Feel free to reach out at 610-380-6000 or visit our website at citadelbanking.com to learn more about how we can assist you today!

Branch History & Mission

Growth and Community Impact

Since our inception, Citadel has seen remarkable growth, with total assets reaching an impressive $6,046,199,480. Our dedication to providing value has led us to expand our services continuously while maintaining a strong community presence. We actively participate in local outreach programs and partnerships that uplift those around us. We understand that financial literacy plays a vital role in achieving economic stability. That's why we offer resources aimed at educating our members about smart financial choices and long-term planning.

Join Us

As we look toward the future, we invite you to join Citadel. Experience firsthand how we blend innovative banking solutions with a deep commitment to community support. Whether you're looking for a new bank or seeking guidance on your financial journey, we're here for you every step of the way. Visit us today or explore more about our offerings online at Citadel's website. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while supporting our community's growth and well-being. We believe that everyone deserves access to affordable banking solutions that empower them to achieve their financial goals. Whether it's through personal banking options like checking accounts and auto loans or business services such as merchant accounts and business loans, Citadel strives to meet the diverse needs of our members. While members can visit us at 842 E Baltimore Pike, official correspondence should be sent to 842 E Baltimore Pike, Kennett Square, PA 19348-1842. Our friendly team is here to assist you during our lobby hours from 9 AM to 5 PM, Monday through Friday. We also offer convenient ATM services and drive-thru banking for those on the go.

Branch Location & Accessibility

Banking Made Easy

In addition to traditional banking services, we also provide ATM access for cash withdrawals and balance checks anytime you need it. If you're on the go, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your car. For those who are members of partner credit unions, we even offer basic shared branch transactions!

Convenient Access

At Citadel, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can access our services without any hassle. Plus, we offer ample parking right outside the building, so you can quickly hop in and out as needed.

Get in Touch

Have questions? Feel free to give us a call at 610-380-6000; our team would be happy to assist you! While members can visit us at 842 E Baltimore Pike, official correspondence should be sent to the same address. We invite you to come experience the warmth and convenience that Citadel has to offer your community credit union awaits!

Operating Hours

We know your time is valuable! That's why our lobby is open Monday through Friday from 9:00 AM to 5:00 PM. Whether you're looking to open a new account or need assistance with a loan, our friendly staff is here to help during those hours.

Member Eligibility

At Citadel, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and open to anyone who shares our values. If you live, work, worship, or attend school in the areas we serve, you can easily join us at our branch located at 842 E Baltimore Pike Kennett Square Pa 19348. Membership comes with great benefits like personalized financial services and competitive rates that help you achieve your financial goals. For more specific eligibility details, feel free to check out our resource page at . And when you're ready to take the next step, opening an account is a breeze! Just visit http://www.citadelbanking.com/citadel-financial-wellness/applying-for-a-loan or give us a call at (610) 380-6000 for any questions you might have. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,296 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $382,782,824, we continue to drive economic growth by financing new and expanding businesses. Whether you're looking for working capital, equipment financing, or property acquisition, we have options that cater to your unique needs.

Merchant Services

In addition to loans, our merchant services offer practical solutions that streamline daily operations. From payment processing systems that accept all major credit cards to invoicing tools that simplify billing, we make it easier for you to manage transactions efficiently. Picture this: a customer walks into your store, makes a purchase using their card, and the transaction is processed smoothly allowing you to focus more on what you love: serving your customers. Located conveniently at 842 E Baltimore Pike Kennett Square Pa 19348, Kennett Square, PA, our team is ready to discuss how we can help your business thrive. Contact us today at (610) 380-6000!

Comprehensive List Of Services

Business Solutions Tailored for You

For our business members, we offer a variety of services including Merchant Services & Business Loans. Whether you're looking to expand your business or simply need support with transactions, our solutions are designed to help you thrive in today's competitive market.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options that let you manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, staying on top of your finances has never been easier. Need cash? Our branch offers accessible ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick deposits and withdrawals. And if you're part of another credit union, take advantage of our Shared Branch Transactions making it simple to access funds wherever you are.

Join Us Today!

Ready to explore all that Citadel has to offer? We're excited to partner with you on your financial journey. Give us a call at (610) 380-6000, visit us at 842 E Baltimore Pike Kennett Square Pa 19348, or check out our website at https://www.citadelbanking.com/ for more information about opening an account or applying for a loan. Your financial future starts here!

Personal Banking Made Easy

Our personal banking services start with Checking and Savings Accounts that help you manage your daily finances efficiently. Imagine having a place where you can save for that family vacation or manage everyday expenses without worry. Our accounts come with user-friendly features and competitive rates, making it easier than ever to keep track of your money. For those considering a new vehicle, our Auto Loans & Vehicle Financing options provide flexible terms and competitive rates. Picture yourself driving off in that new car with an affordable monthly payment tailored just for you. If homeownership is on your mind, our Mortgage Loans & Refinancing services are here to guide you through the process, ensuring you find the right fit for your budget.

Supporting Your Financial Journey

We understand that life can sometimes throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation solutions to help manage those costs effectively. With easy application processes and fast approvals, we're here to assist when you need it most. Our members also enjoy the benefits of Credit Cards with Rewards, allowing you to earn points or cash back on everyday purchases. It's a great way to get more from your spending while managing credit wisely.

Digital & Online Banking

Key Features

You'll find that our mobile application takes banking even further. It offers features like mobile payments, allowing you to make purchases directly from your phone with ease. Plus, if you ever need to send money quickly to a friend or family member, our person-to-person transfer service makes it simple and hassle-free. For those who prefer paperless options, we provide e-statements that give you quick access to your financial history without the clutter of physical documents. And if you have any questions about transactions or need assistance, our electronic signature authorization ensures that you can sign documents securely without needing to visit a branch. With these user-friendly features at Citadel, staying on top of your finances has never been more accessible. Join us today and experience the freedom of digital banking!

Financial Strength

A Dedicated Team

We also take pride in having 547 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust you place in us is reflected in the 548,844 accounts we manage an indication of our strong and growing member base.

Commitment to Growth

With $584,995,979 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $44,745 in used auto loans and $5,272,791,709 in total loans and leases to support members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citadel is your trusted partner. Visit us at 842 E Baltimore Pike Kennett Square Pa 19348 or call (610) 380-6000 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $1,629,322,324 in share certificates and $270,315,657 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $52,782,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $594,006,530, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This net worth demonstrates our ability to withstand economic fluctuations and continue supporting our members' financial journeys. Our net worth ratio of $981 showcases a solid capital foundation. This ensures that we can keep providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $825,173,747 in used vehicle loans and $480,622,190 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find a plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $382,782,824 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funds when they need them most. We also understand that everyone's financial situation is unique. That's why we encourage you to explore refinancing options if you're looking to lower payments or access equity from your current loans. Our team at Citadel, located at 842 E Baltimore Pike Kennett Square Pa 19348, Kennett Square, PA, is ready to assist you every step of the way. For more information about our loan offerings or to discuss eligibility options, feel free to reach us at (610) 380-6000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan solution today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $570,151,407, make buying or refinancing simple. We offer competitive rates and flexible terms tailored to your needs, whether you're purchasing a new home or refinancing an existing mortgage.

Unsecured Credit Cards

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $210,551,471 in loans helping members manage their finances effectively. Our credit cards come with various benefits to help you maximize your spending power while keeping your finances in check.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value that LendMesh brings to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified data ensures that users receive fair and transparent offers tailored to their needs. Each loan comparison reflects current rates, allowing potential borrowers to see a clear picture of their options.

Citadel

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Growth and Community Impact

Join Us

Our Mission

Branch Location & Accessibility

Banking Made Easy

Convenient Access

Get in Touch

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Solutions Tailored for You

Convenient Digital Banking Features

Join Us Today!

Personal Banking Made Easy

Supporting Your Financial Journey

Digital & Online Banking

Key Features

Financial Strength

A Dedicated Team

Commitment to Growth

Conclusion

Member-Focused Savings

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community