Citadel Credit Union Harleysville PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Citadel, your trusted financial partner located at 255 Harleysville Pike, Harleysville, PA 19438. Established in 1937, we have been dedicated to serving our community for over 85 years, providing reliable banking solutions tailored to meet the needs of our members. With a total membership of 264,200, we're proud to be a vital part of the lives of many families and businesses in the area. At Citadel, we understand that each member has unique financial goals. That's why we offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our total assets stand impressively at $6,046,199,480, ensuring that we have the resources to support you through every financial journey. We're not just about numbers; our commitment goes beyond finances. Our team of 552 dedicated employees, led by CEO Bill Brown and Board President Claudia Hellebush, strives to create a welcoming environment where you can feel confident about your financial decisions. Whether you're looking for guidance on loans or simply need assistance with your account, we're here for you. While members can visit us at our branch location, official correspondence should be sent to 255 Harleysville Pike, Harleysville, PA 19438. Feel free to reach out at 610-380-6000 or explore more about us online at citadelbanking.com. Join us today and experience the Citadel difference where community meets commitment! Your financial future starts here.

Branch History & Mission

Community Focus

Our roots run deep in the community, and we take pride in participating in various outreach efforts and partnerships that uplift those around us. From hosting financial literacy workshops to supporting local charities, we are committed to making a positive impact on the lives of our members and neighbors alike. While members can visit us at 255 Harleysville Pike Harleysville Pa 19438, official correspondence should be sent to 255 Harleysville Pike, Harleysville, PA 19438 if different. We invite you to reach out at (610) 380-6000 during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday. Join us at Citadel, where your financial well-being is our priority! Experience the difference of being part of a credit union that truly cares about its members. Together, let's build a brighter future!

Our Mission

At Citadel, our mission goes beyond just providing financial products; it's about enriching lives and strengthening our community. We are dedicated to empowering individuals and families by offering sound financial advice and support. Our team is here to help you navigate your financial journey with confidence, whether you're opening your first savings account or planning for retirement. We believe that banking should be convenient and accessible for everyone. That's why we've embraced modern technology while maintaining a personal touch. With features like online banking, mobile payments, and ATM availability, we make managing your finances easier than ever. Plus, our drive-thru service ensures you can get assistance quickly without leaving your car.

Branch Location & Accessibility

Accessibility and Services

Our branch is designed with accessibility in mind. You'll find ample parking and ADA-compliant features such as ramps to ensure everyone can visit us comfortably. Plus, our drive-thru service allows you to handle basic transactions without leaving your vehicle, making banking even easier! We're open Monday through Friday from 9 AM to 5 PM, allowing you plenty of time during the week to come in and meet with our knowledgeable staff. If you're looking for a quick transaction, our ATM is available for your convenience. As a shared service center, we also cater to members of partner credit unions, ensuring that more people can benefit from our wide range of services.

Connect With Us

For any inquiries or assistance, don't hesitate to reach out! You can call us at 610-380-6000. We look forward to welcoming you at Citadel in Harleysville and helping you achieve your financial goals. Come visit us today!

Member Eligibility

Joining the community at Citadel is a wonderful way to access financial services designed with your needs in mind. If you're located in or around Harleysville, PA, you may be eligible for membership. We welcome individuals who live, work, worship, or attend school in Montgomery County and those who have family members already part of our credit union. Being a member means you'll enjoy personalized service, competitive rates on loans and savings accounts, and a supportive community that prioritizes your financial well-being. To get started with your membership at Citadel, simply visit us at 255 Harleysville Pike Harleysville Pa 19438 or give us a call at (610) 380-6000. You can also check out more details about eligibility by visiting our website at . When you're ready to open an account, the process is easy! Head over to our account opening page here: http://www.citadelbanking.com/citadel-financial-wellness/applying-for-a-loan. We look forward to welcoming you into the Citadel family!

Business Banking & Commercial Services

Financing Options That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2,296 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $382,782,824, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Running a business involves many moving parts. Our merchant services simplify payment processing so you can focus on what matters most growing your business. Imagine having the ability to accept payments seamlessly from anywhere, whether in-store or online. This flexibility not only improves customer satisfaction but also increases sales opportunities. Visit us at 255 Harleysville Pike Harleysville Pa 19438 in Harleysville, PA, or call us at (610) 380-6000 to learn how we can help your business thrive!

Comprehensive List Of Services

ATM Services

Need cash on the go? Our network of ATMs provides easy access for withdrawals and balance checks. Plus, if you're a member of partner credit unions, you can take advantage of basic shared branch transactions for deposits and withdrawals without any hassle.

Business Services

For entrepreneurs and small business owners, we offer specialized business banking services, including merchant services and business loans. We know that running a business requires reliable support, so our team is dedicated to helping you find the right financial solutions.

Digital Banking Features

In today's fast-paced world, convenience is key. At Citadel, we embrace technology to make banking easier for you. Our robust online and mobile banking features allow you to manage your accounts anytime, anywhere. You can pay bills, transfer money between accounts, or even make person-to-person payments with just a few taps on your smartphone.

In-Person Support

Our branch also offers essential drive-thru banking services for simple transactions like deposits and withdrawals. We aim to make your banking experience as smooth as possible while ensuring that personal service is always available when needed. In summary, whether you're managing personal finances or seeking business solutions, Citadel at Harleysville has everything you need under one roof. Our commitment to serving our members is evident in every service we offer from traditional banking options to innovative digital tools. To learn more about how we can assist you today or to inquire about opening an account, feel free to call us at (610) 380-6000 or visit us online at our website. Let us help you achieve your financial goals!

Loans and Credit

We understand that life can be unpredictable, which is why our personal loans and debt consolidation solutions are here to help when you need it most. Additionally, our credit cards with rewards not only provide purchasing power but also allow you to earn points for your everyday spending.

Personal Banking

For individuals, we provide a variety of personal banking options. Our checking and savings accounts are designed to help you manage your money easily and effectively. If you're thinking about purchasing a new car, our auto loans and vehicle financing options offer competitive rates that can fit any budget. Planning to buy a home? Our mortgage loans and refinancing services can guide you through the process with ease.

Digital & Online Banking

Key Services

Our online banking features give you real-time access to your account information. You can check balances, transfer funds, and pay bills without ever leaving your home. Plus, if you're on the go, our mobile application allows you to manage your finances right from your smartphone or tablet. Whether you're making a quick payment or checking your latest transactions, everything is just a tap away. For those who love the ease of electronic transactions, we offer person-to-person transfers so you can send money to friends and family quickly and securely. And if you prefer going paperless, you'll be pleased to know that e-statements are available, letting you view your account statements online whenever you need them.

Mobile Payments and More

Finally, enjoy the convenience of mobile payments through our app. This feature allows you to make purchases directly from your phone while keeping your financial information secure. At Citadel, we are committed to providing services that enhance your banking experience. With easy access to tools that help you manage your money effectively, we're here to support you every step of the way!

Security and Accessibility

Security is at the forefront of our digital services. While we do not currently support electronic signature authorization, rest assured that all transactions are protected with top-notch security measures. Your peace of mind is our priority. With 24/7 online banking services, you can take control of your finances on your schedule no more rushing to the bank before it closes! Our user-friendly interface means that managing your accounts is straightforward and hassle-free.

Financial Strength

At Citadel, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to serving you with confidence and reliability. With a net worth of $594,006,530, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $981 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,629,322,324 in share certificates and $270,315,657 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $52,782,715, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $584,995,979 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $44,745 in used auto loans and $5,272,791,709 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 547 full-time employees and 5 part-time employees ready to assist you with knowledgeable service every day. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 548,844, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citadel is your trusted partner. Visit us at 255 Harleysville Pike Harleysville Pa 19438 or call (610) 380-6000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $480622190 in new vehicle loans and $825173747 in used vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms can help make it happen.

Business Financing

For business owners, our outstanding commercial loans totaling $382782824 provide the capital needed to grow and expand your ventures. We recognize that every business has unique needs and are committed to supporting local businesses with tailored solutions. At Citadel, we're not just about providing loans; we aim to empower our members through sound financial decisions. If you're interested in refinancing or exploring eligibility options for any of these products, please feel free to reach out. For more information or to discuss which loan product might be right for you, contact us at 6103806000 or visit us at our branch in Harleysville. Together, we can help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $570151407. We strive to make buying or refinancing simple and accessible for everyone. If you're exploring options for home financing, our team is ready to assist you every step of the way.

Unsecured Credit Card Loans

Managing day-to-day expenses or unexpected bills? We also offer flexible terms on unsecured credit card loans, with a total of $210551471 in loans available to help our members manage their finances effectively. This option provides an easy way to access funds without needing collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on verified institutions, LendMesh guarantees that the information presented is both accurate and trustworthy.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are comparing valid options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This commitment to impartiality empowers users to find the best rates without any hidden agendas. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. LendMesh continuously updates its data so users can access the most current information available. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reflects the positive impact LendMesh has on its users' financial journeys. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Citadel

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Focus

Our Mission

Branch Location & Accessibility

Accessibility and Services

Connect With Us

Member Eligibility

Business Banking & Commercial Services

Financing Options That Empower Growth

Merchant Services That Make Life Easier

Comprehensive List Of Services

ATM Services

Business Services

Digital Banking Features

In-Person Support

Loans and Credit

Personal Banking

Digital & Online Banking

Key Services

Mobile Payments and More

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Join Our Community