At Citadel, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a
net worth of $594,006,530, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust financial standing reflects our commitment to supporting you in every aspect of your financial journey. Our
net worth ratio of $981 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We prioritize your needs by focusing our resources on you our valued members. Members' savings are secured through
$1,629,322,324 in share certificates and
$270,315,657 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, which may cater to external investors, our mission is to serve our community first and foremost. With non-member deposits totaling
$52,782,715, we reinforce our focus on benefiting you through better loan rates, lower fees, and exclusive perks. With
$584,995,979 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to support your financial goals is reflected in our lending capacity, with
$44,745 in used auto loans and
$5,272,791,709 across total loans and leases. Our operational efficiency is highlighted by a
net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having
547 full-time employees and
5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) stand at
$0, showcasing our capability to provide the necessary resources for all your banking needs. Furthermore, with a total of
548,844 accounts held by our members, this demonstrates a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Citadel is your trusted partner. Visit us at 1246 Cornerstone Blvd Downingtown Pa 19335 or call (610) 380-6000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at:
https://www.ncua.gov, based on the latest results.
