Cincinnati Ohio Police Credit Union Cincinnati OH | Top Auto Loans & Business Banking

Introduction

Welcome to Cincinnati Ohio Police, your trusted financial partner located at 3550 Springdale Rd, Cincinnati, OH 45251. Established in 1935, we have proudly served our community for nearly 90 years, helping over 10,690 members achieve their financial goals. With total assets exceeding $161 million, we are committed to providing reliable banking solutions tailored to your needs. At Cincinnati Ohio Police, we understand the importance of a strong financial foundation. That's why we offer a range of services including personal banking, auto loans, mortgages, and business loans. Our dedicated team of 36 employees, led by CEO Kathy Haas and Board President Mark Brown, is here to ensure you receive the support and guidance you deserve. While members can visit us at our branch location for everyday banking needs, official correspondence should be sent to our mailing address: 3550 Springdale Rd, Cincinnati, OH 45251. Our friendly staff is ready to assist you with any inquiries or transactions during our convenient operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. With total loans amounting to 9,868 and total deposits reaching $8,122,709, we are proud of our solid financial standing and commitment to our members. We also maintain a healthy net worth of $18,627,630 and have cash readily available totaling $719,235. Join us today at Cincinnati Ohio Police where community meets finance! Feel free to call us at (513) 385-4808 or visit our website at www.copfcu.com for more information on how we can assist you. Your financial journey begins here!

Branch History & Mission

Join Us

As we continue our journey into the future, we invite you to become part of our family at Cincinnati Ohio Police Credit Union. Experience firsthand how we prioritize your financial success while fostering a sense of community and support. Whether you're looking for everyday banking solutions or planning for significant life events, we're here for you every step of the way. Call us today at (513) 385-4808 or visit us online at Cincinnati Ohio Police Credit Union to learn more about how we can assist you on your financial journey!

Mission Statement

At Cincinnati Ohio Police Credit Union, our mission is clear: to provide reliable financial services while supporting our community's growth and well-being. We believe that everyone deserves access to fair financial opportunities. That's why we are committed to not just helping our members achieve their personal goals but also giving back through community outreach initiatives and partnerships that enrich lives. While members can visit us at 3550 Springdale Rd Cincinnati Oh 45251, official correspondence should be sent to 3550 Springdale Rd, Cincinnati, OH 45251. Our operating hours are designed with you in mind: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM.

Our Journey

Since our inception, the Cincinnati Ohio Police Credit Union has dedicated itself to providing exceptional financial services tailored to meet the needs of our members. With a humble beginning, we started with a small group of dedicated individuals and have expanded significantly over the years. Today, we proudly serve over 10,690 members with total assets reaching an impressive $161,841,152. Our growth reflects not only our commitment to quality service but also the trust our community has placed in us. Our branch operates out of modern facilities equipped for both convenience and accessibility. We offer a range of services including personal banking accounts, auto loans, mortgage options, credit cards with rewards, and much more. Our drive-thru banking service ensures that even during busy times, you can access your funds quickly and efficiently. For those who prefer digital solutions, we've embraced technology by offering online banking and mobile payments making banking easier than ever before.

Branch Location & Accessibility

Welcome to the Cincinnati Ohio Police Credit Union's Northwest Branch! Conveniently situated at 3550 Springdale Rd in Cincinnati, OH, our branch is designed to serve you with ease and accessibility. Whether you're stopping by for personal banking or need assistance with loans, we're here for you. Located near the bustling Springdale area, our branch is easily recognizable and accessible from major roads. If you're coming from downtown Cincinnati or neighboring communities, you'll find us just a short drive away. We have ample parking available to make your visit even smoother. Our facility complies with ADA standards, ensuring that everyone can access our services comfortably. While members can visit us at 3550 Springdale Rd, official correspondence should be sent to the same address for consistency. Our friendly staff is ready to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. For those on the go, we offer a convenient drive-thru service, allowing you to conduct essential transactions without leaving your vehicle. Need cash? We also provide ATM access right at our location. Our shared service center means that you can enjoy additional benefits such as basic transactions for partner credit union members, further enhancing your banking experience. If you have any questions or need assistance, feel free to give us a call at 513-385-4808. We invite you to come visit us at the Cincinnati Ohio Police Northwest Branch today your financial goals are just a conversation away!

Member Eligibility

At Cincinnati Ohio Police, we believe in creating a welcoming community where everyone feels valued and supported. Becoming a member is easier than you might think! If you live, work, or worship in the Cincinnati area, you're likely eligible to join us. We're proud to serve those connected to our community, including families and individuals who share our commitment to financial well-being. To learn more about the specific eligibility criteria, feel free to check out the details at . Joining Cincinnati Ohio Police opens up a world of benefits, from personalized banking services to competitive loan rates and rewards programs. Our friendly team is here to guide you through the simple account-opening process, ensuring that your transition into membership is smooth and enjoyable. Ready to take the next step? You can start your application online at https://loans.itsme247.com/283/home/start , or give us a call at (513) 385-4808 if you have any questions. We can't wait for you to become part of our family!

Business Banking & Commercial Services

Financing Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $134 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make a Difference

Imagine being able to accept payments easily, manage transactions efficiently, and keep your cash flow healthy. Our merchant services provide the tools you need to thrive in today's competitive market. From point-of-sale systems to online payment processing, we help streamline your operations so you can focus on what matters most growing your business. For personalized assistance, visit us at 3550 Springdale Rd Cincinnati Oh 45251 in Cincinnati, OH, or give us a call at (513) 385-4808. Let's work together to take your business further!

Comprehensive List Of Services

Business Banking Services

For our small business members, we understand that managing finances can be challenging. That's why we offer comprehensive business banking services, including merchant services to help streamline payment processing and business loans tailored for growth. Our team is committed to supporting local businesses in their journey toward success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts from anywhere at any time. With easy access to your balances, transaction history, and the ability to transfer funds instantly through person-to-person payments, banking has never been easier. Don't forget about our ATM services! Whether you need cash for a quick purchase or want to check your balance, our ATMs are available for your convenience. Plus, if you prefer doing things in person, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer various checking and savings accounts tailored to fit your lifestyle and help you manage your finances effectively. If you're planning to purchase a new car, consider our auto loans and vehicle financing options that come with competitive rates and flexible terms. For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide affordable solutions to help you achieve your dream. Additionally, if you find yourself in need of extra cash for unexpected expenses or want to consolidate debt, our personal loans can be a great option. And don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases!

Shared Branching and More

As part of our commitment to accessibility, we also offer basic shared branch transactions for members of partner credit unions. This means that even if you're traveling or away from home, you can still easily access your funds through our network. At Cincinnati Ohio Police, we strive to create an inviting atmosphere where members feel valued and supported. We invite you to visit us at 3550 Springdale Rd Cincinnati Oh 45251 in Cincinnati, OH, or call us at (513) 385-4808 with any questions about how we can assist you today! Explore all these services and more by visiting us online at Northwest Branch. Your financial well-being is our priority!

Digital & Online Banking

Convenience at Your Fingertips

Looking for even more convenience? Our mobile payments feature lets you make purchases directly from your smartphone, simplifying everyday transactions. Whether you're grabbing coffee or shopping for groceries, you can pay securely without fumbling for your wallet. With all these options at your disposal, managing your finances has never been easier. Enjoy real-time account management and take control of your financial life with ease at Cincinnati Ohio Police!

Key Features

Our online banking allows you to check your balance, transfer funds, and pay bills from the comfort of your home or on the go. If you're looking to send money quickly, our person-to-person transfers make it easy to send cash to friends and family without the hassle of writing checks or carrying cash. Plus, with our mobile application, accessing your accounts is just a tap away. We prioritize your security. With features like electronic signature authorization, you can sign documents safely online without needing to visit a branch in person. And for those who prefer a paperless option, e-statements are available to help you manage your finances more efficiently while reducing clutter.

Financial Strength

Efficient Operations

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 32 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Member Base

Total Share Accounts stand at 23,610, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $5,011,528, highlighting our dedication to meeting your needs. Cincinnati Ohio Police is committed to your financial well-being. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cincinnati Ohio Police is your trusted partner. Visit us at 3550 Springdale Rd Cincinnati Oh 45251 or call us at 513-385-4808 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $17,276,000 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is also impressive; with $21,097,835 in used auto loans and over $99 million in total loans and leases, we support members' financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $25,719,872 in share certificates and $47,698,714 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $18,627,630, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.49% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,295,821 in used vehicle loans and $18,975,266 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or purchasing a reliable used vehicle, our team is here to guide you through the process.

Credit Lines

Our total credit lines stand at $21,638,091, providing an excellent option for those who need ongoing access to funds without the commitment of traditional loans. This flexibility allows you to manage expenses as they arise while keeping your budget intact. At Cincinnati Ohio Police, we're committed to supporting our members through every step of their financial journey. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, feel free to reach out! You can contact us at (513) 385-4808, and our dedicated staff will be happy to assist you. For more information on how our loans can work for you, visit us online at https://copfcu.com/ . Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,985,727, make buying or refinancing simple. We provide competitive rates and flexible terms that fit your budget, making it easier for you to settle into your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,903,048 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to suit your spending habits while giving you the financial freedom you need.

Loan Aggregator

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Ensuring Accurate Comparisons

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CINCINNATI OHIO POLICE FEDERAL CREDIT UNION