Cincinnati Ohio Police Credit Union Cincinnati OH | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Cincinnati Ohio Police, your trusted partner in financial wellness since 1935. Located at 10761 Pippin Rd, Cincinnati, OH 45231, we are proud to serve a vibrant community of over 10,690 members. With total assets exceeding $161,841,152 and total deposits of $8,122,709, our commitment to your financial success is stronger than ever. At Cincinnati Ohio Police, we understand the importance of reliable banking services tailored to meet your unique needs. Whether you're looking for personal banking options like checking and savings accounts or seeking auto loans and credit cards with rewards, we have a range of services designed just for you. Our team is dedicated to providing personalized service that reflects our core values of trust and community engagement. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at 3550 Springdale Rd, Cincinnati, OH 45251. We invite you to explore how our offerings can empower you financially. With a strong net worth of $18,627,630 and cash in hand amounting to $719,235, we are well-positioned to support your goals. Led by CEO Kathy Haas and Board President Mark Brown, our experienced staff of 36 employees is here to assist you during our operating hours from Tuesday through Friday, 10:21 AM to 12:00 PM specifically for students and faculty of Northwest High School. We encourage you to reach out by calling us at 513-385-4808 or visit our website at Cincinnati Ohio Police for more information about our services. Let's work together towards a brighter financial future!

Branch History & Mission

Welcome to the Cincinnati Ohio Police Credit Union, where our rich history and strong community ties come together to create a financial institution dedicated to serving its members. Established in 1935, we have been proudly located at 10761 Pippin Rd, Cincinnati, OH 45231 for many years. Our journey began with a simple yet powerful mission: to provide financial services that empower our members and enhance their lives. Over the decades, we have grown significantly, now boasting a membership of 10,690 individuals who rely on us for their banking needs. Our commitment to our members is evident in our total assets of $161,841,152, which reflect our stability and dedication to responsible management. At Cincinnati Ohio Police Credit Union, we believe that our mission goes beyond just offering financial products. We strive to foster a sense of community and support among our members. Our goal is to provide personal banking solutions such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. We aim to ensure that every member feels valued and empowered in their financial journey. While you can visit us at 10761 Pippin Rd, please note that official correspondence should be directed to our mailing address: 3550 Springdale Rd, Cincinnati, OH 45251. We are conveniently open Tuesday through Friday from 10:21 AM to 12:00 PM, catering specifically to the students and faculty of Northwest High School. In addition to traditional banking services, we are proud to offer modern conveniences such as online and mobile banking. With options like electronic signatures and mobile payments available, we make it easy for you to manage your finances anytime and anywhere. Plus, our commitment to ADA compliance ensures that all members have equal access to our services. Our partnerships with local organizations highlight our dedication to community outreach efforts. We believe in giving back and supporting those around us, fostering an environment where everyone can thrive. If you're looking for a credit union that prioritizes your needs while building strong community connections, we invite you to join us at Cincinnati Ohio Police Credit Union. Experience the difference of a member-focused institution where your financial well-being is at the heart of everything we do. Contact us today at 513-385-4808 or visit our website at copfcu.com for more information on how you can become part of our family!

Branch Location & Accessibility

Convenient Access and Parking

Our branch is designed with convenience in mind. We offer ample parking spaces to make your visit hassle-free. You'll find that our location is ADA compliant, featuring ramps and easy access points for everyone. Whether you're stopping by for a quick transaction or need assistance with your banking needs, we strive to provide a welcoming environment.

Join Us Today!

We invite you to experience the friendly service and community spirit at Cincinnati Ohio Police Credit Union. Whether you're a current member or considering joining us for the first time, we look forward to helping you achieve your financial goals!

Operating Hours Tailored for You

We understand that your time is valuable. That's why our operating hours are tailored to fit the schedules of students and faculty of Northwest High School. Visit us Tuesday through Friday from 10:21 AM to 12:00 PM, when we are ready to assist you with a range of services designed just for our members.

Services at Your Fingertips

At Cincinnati Ohio Police Credit Union, we pride ourselves on offering essential banking services such as personal checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more. Plus, enjoy the convenience of ATM access for quick withdrawals and balance checks anytime you need them. While we don't have drive-thru banking available at this branch, our friendly staff is always ready to help you inside. Don't hesitate to reach out at 513-385-4808 if you have any questions or need assistance.

Member Eligibility

Becoming a member of Cincinnati Ohio Police is like joining a caring community that looks out for you. If you're a student or faculty member of Northwest High School, you're already eligible to join us! We believe in making banking accessible and friendly, so you'll find it easy to get started. Our members enjoy a range of services tailored to their needs, including personal banking options, auto loans, and much more. For those interested in opening an account, you can find all the details at https://loans.itsme247.com/283/home/start . If you have any questions or need assistance, feel free to give us a call at (513) 385-4808. For more information on membership eligibility, check out our resources at . We can't wait to welcome you to Cincinnati Ohio Police!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We also support the broader business community with $134 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital you need to purchase new equipment, hire additional staff, or open a new location. That's what our loans can do for you.

Merchant Services

Managing payments shouldn't be a hassle. With our merchant services, you can accept payments easily and efficiently. Picture this: your customers pay quickly using their preferred methods, whether it's credit cards or mobile payments. This not only speeds up transactions but also enhances customer satisfaction essential for repeat business. If you're ready to take your business to the next level, visit us at 10761 Pippin Rd Cincinnati Oh 45231 or call us at (513) 385-4808. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking Services

For local businesses, our business banking services include merchant services and business loans designed to support growth and success. We understand that every business has unique challenges, which is why we work closely with you to find financial solutions that align with your goals.

Convenient Access and Support

At Knight Credit Union, convenience is key. With ATM services available for cash withdrawals and balance checks, accessing your funds has never been easier. Plus, our online and mobile banking features mean you can handle transactions anytime, anywhere making it simple to stay on top of your finances. Our commitment extends beyond just providing services; we aim to build lasting relationships with our members by offering personalized support whenever needed. If you have any questions or need assistance, feel free to reach out at (513) 385-4808. We invite you to explore all that Cincinnati Ohio Police has to offer! Visit us today at 10761 Pippin Rd Cincinnati Oh 45231 or check out our website at https://copfcu.com/ for more information on how we can assist you in achieving your financial goals.

Credit Products Tailored for You

If you're looking for additional support with personal loans or debt consolidation, we've got you covered. Our personal loans can help you manage unexpected expenses or consolidate debt into one manageable payment. Plus, our credit cards come with rewards that allow you to earn while you spend perfect for everyday purchases or special occasions.

Home Financing Options

Buying a home is one of the biggest decisions you'll ever make, and we're here to help every step of the way. Our mortgage loans and refinancing options provide flexible terms that suit various financial situations. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is ready to assist you in finding the best solution.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services cater to your everyday needs. Imagine having a secure place for your funds with easy access through online and mobile banking. You can check balances, transfer money, and manage your accounts from the comfort of your home or on the go. For those considering a new vehicle, our auto loans and vehicle financing options make it easier than ever to hit the road in style. We offer competitive rates tailored to fit your budget, allowing you to focus more on enjoying your new ride rather than worrying about payments.

Digital & Online Banking

Key Features

Our digital offerings include electronic signature authorization, making it simple for you to sign documents quickly without needing to visit a branch. You'll also love our e-statements feature, which provides easy access to your account statements online no more waiting for mail delivery! For those who prefer mobile banking, our mobile application is available for download, allowing you to handle transactions directly from your smartphone. You can even make mobile payments with ease, ensuring that shopping or paying bills is just a tap away. Need to send money to a friend? Our person-to-person transfers let you do that instantly and securely. Whether it's splitting a bill or sending a gift, this feature makes it quick and hassle-free. At Cincinnati Ohio Police, we prioritize the safety of your financial information. Our services are built with robust security measures in place so you can bank with peace of mind. We're committed to providing accessible and real-time account management tools that fit seamlessly into your lifestyle. Experience the freedom of modern banking at Cincinnati Ohio Police today! Visit us at https://copfcu.com/ to learn more about how we can support your financial journey.

Financial Strength

Committed to Growth

With $17,276,000 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $9,935,2142 in total loans and leases including 2,109 used auto loans.

Growing Together

We have a strong member base with 23,610 total share accounts, showcasing the trust our community places in us. Our net shares available for lending and investments stand at $5,011,528, reinforcing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cincinnati Ohio Police is your trusted partner. Visit us at 10761 Pippin Rd Cincinnati Oh 45231 or call 513-385-4808 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $25,719,872 in share certificates and $47,698,714 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus helps us provide better loan rates and exclusive perks without relying heavily on non-member deposits.

Operational Efficiency

Our current operations reflect efficiency with no outstanding borrowings and a net income of $0, which allows us to continue offering competitive loan rates. We take pride in having 32 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $18,627,630, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.49% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,295,821 in used vehicle loans and $18,975,266 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals, making it easier than ever to drive off in your new ride.

Credit Lines

Our total credit lines amounting to $21,638,091 provide additional flexibility for those who need access to extra funds without going through the lengthy application process each time. This can be particularly helpful for managing unexpected expenses or planning large purchases. If you're considering refinancing options or want to know about eligibility criteria, our team is here to assist you. We aim to make the borrowing experience straightforward and transparent. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Cincinnati Ohio Police, we strive to empower our members with the financial tools they need for success. Visit us today or call (513) 385-4808 to explore how we can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $16,985,727, make buying or refinancing simple. We offer competitive interest rates and personalized service to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $5,903,048 in loans helping members manage their finances effectively. This option allows you to make purchases while enjoying the benefits of rewards and manageable payment plans.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures fair and transparent offers for every user. By relying on verified financial institutions, LendMesh guarantees that all loan offers are legitimate and reliable.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CINCINNATI OHIO POLICE FEDERAL CREDIT UNION