Cincinnati Employees Credit Union Harrison OH | Affordable Auto Loans & Business Banking

Introduction

At Cincinnati Employees Credit Union, we believe in the power of community and personal relationships. Established in 1979, our commitment to serving members has grown alongside our vibrant community in Harrison, OH. With a strong foundation built on trust and reliability, we proudly serve over 1,738 members who have entrusted us with their financial needs. Located at 1003 Harrison Ave Ste 200, Harrison, OH 45030, our branch is dedicated to providing exceptional financial services tailored to each member's unique circumstances. We are proud to manage total assets of $32,718,154, ensuring that we can offer competitive rates and robust services. Our total deposits stand at $825,624, reflecting the confidence our members have in us. Under the leadership of CEO Christan Eldridge and Board President Dustin Bauer, we've established a supportive environment where our members can thrive financially. With a team of just five dedicated employees, we focus on delivering personalized service that larger institutions often overlook. While you can visit us at our branch for all your banking needs, please direct any official correspondence to our mailing address: 1003 Harrison Ave., Suite 200, Harrison, OH 45030. We invite you to explore a range of services including personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our passion for helping our community shines through not only in the numbers such as managing total loans of 991 but also in the genuine connections we foster with each member. Whether you're looking to open an account or inquire about loan options, we're here for you every step of the way. Feel free to reach out at (513) 367-4495 or visit our website at www.cintiecu.org for more information. Join us today and experience the difference that a credit union focused on its members can make!

Branch History & Mission

Welcome to the Cincinnati Employees Credit Union, a cornerstone of financial well-being in Harrison, OH. Since opening our doors in 1979, we've grown alongside our community, serving as a trusted partner for over 1,700 members. Our commitment to providing accessible and meaningful financial services has allowed us to accumulate total assets of over $32 million, reflecting our dedication to sound financial practices and member satisfaction. Located at 1003 Harrison Ave Ste 200, Harrison, OH 45030, we're proud to be part of a vibrant community. Our branch is easily accessible, ensuring that all members can reach us for their banking needs. For any official correspondence, please send your mail to 1003 Harrison Ave., Harrison, OH 45030. At the heart of Cincinnati Employees Credit Union is our mission: to empower our members through superior financial services while fostering a spirit of community support. We believe that everyone deserves access to the tools they need for financial growth and stability. Whether it's personal banking solutions like checking and savings accounts or lending options such as auto loans and mortgages, we strive to meet the diverse needs of our members. Over the years, we've made significant strides in enhancing our services through digital advancements and customer-focused initiatives. Our online banking platform allows members to manage their accounts conveniently from anywhere. While we currently do not offer ATM services or drive-thru banking, our lobby hours Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM are designed to accommodate your busy schedule. Cincinnati Employees Credit Union is not just about numbers; it's about people. We actively engage with our community through outreach programs and partnerships that aim to uplift those around us. Our dedicated team is here to provide personalized service and guidance tailored specifically for you. We invite you to join us on this journey toward financial empowerment. Experience the benefits of being a member at Cincinnati Employees Credit Union where your goals are our priority! For more information or assistance, don't hesitate to reach out at 513-367-4495 or visit us online at cintiecu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Cincinnati Employees Credit Union, conveniently located at 1003 Harrison Ave Ste 200 in the heart of Harrison, Ohio. Nestled within Hamilton County, our branch is easy to reach and provides a friendly environment for all your banking needs. If you need to send official correspondence, please use our mailing address: 1003 Harrison Ave., Suite 200, Harrison, OH 45030. When you visit us, you'll find that we're close to local landmarks, making it simple to stop by during your daily routine. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking so everyone can access our services comfortably. We're open Monday through Thursday from 9 AM to 5 PM and on Fridays from 9 AM to 6 PM. Whether you're looking to open a new checking account or inquire about auto loans, our dedicated staff is here to help you every step of the way. Although we currently do not offer ATM services or drive-thru banking, our team is always available inside the branch to assist you with your financial needs. At Cincinnati Employees Credit Union, we pride ourselves on providing personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we have a variety of options designed to fit your lifestyle. Feel free to call us at 513-367-4495 if you have any questions or need assistance before your visit. We look forward to welcoming you soon!

Member Eligibility

At Cincinnati Employees, we believe that joining our community is a step towards a brighter financial future. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the area surrounding Harrison, Ohio, you're likely eligible to join us. This means that whether you're a local resident or just passing through, you can take advantage of all the benefits we offer. Membership at Cincinnati Employees opens up access to personalized banking services designed with your needs in mind, including competitive loan rates and friendly customer support. To get started on your journey with us, simply visit our website for detailed eligibility criteria at . And when you're ready to open an account, you can easily do so online by following this link: https://www.cuconline.net/olb/www.cintiecu.org/olb-login/enroll . If you have any questions or need assistance during the process, feel free to reach out to us at (513) 367-4495. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member or non-member commercial loans to showcase, our aim is to provide flexible financing solutions when needed. Imagine having the ability to invest in new equipment, hire more staff, or expand your operations all made possible by a loan designed specifically for your business needs.

Merchant Services for Everyday Transactions

In today's fast-paced market, having reliable merchant services is crucial. Whether you're accepting card payments at your storefront or managing online transactions, our services simplify these processes. Picture this: you're busy serving customers during peak hours, and our merchant solutions work seamlessly in the background, ensuring every sale is processed quickly and efficiently. At Cincinnati Employees, we're not just about transactions; we're about building relationships that help your business succeed. Connect with us today at (513) 367-4495 to learn how we can support your business goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs on-site, rest assured that our team is always available during lobby hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM at (513) 367-4495 if you need assistance accessing cash or have any questions regarding transactions. We invite you to explore how Cincinnati Employees can assist with all your financial needs. Visit us at 1003 Harrison Ave Ste 200 Harrison Oh 45030, call us at (513) 367-4495, or check out our website at Cincinnati Employees Credit Union for more information. We look forward to supporting you on your financial journey!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options provide flexible terms and affordable rates to get you on the road without breaking the bank. Picture yourself driving away in that new vehicle, knowing you secured a great deal through us. We're here to guide you through the financing process so that it fits comfortably within your budget.

Business Banking

If you're a business owner, we haven't forgotten about you! Our Business Banking services include merchant services and business loans designed to help your business thrive. From managing cash flow to expanding operations, we're here to partner with you in reaching your business goals.

Credit Cards with Rewards

For those who love earning while they spend, our Credit Cards with Rewards program allows members to earn points on their purchases that can be redeemed for travel, merchandise, or cash back. Every swipe brings you closer to rewards making everyday spending work for you.

Mortgage Loans & Refinancing

Buying a home is one of the biggest decisions you'll ever make, and we want to help make it as smooth as possible. With our Mortgage Loans & Refinancing services, we provide options that cater to various budgets and needs. Whether you're a first-time homebuyer or looking to refinance your current mortgage for better rates, our experienced team will walk you through each step, ensuring you feel confident in your decision.

Online & Mobile Banking

In today's fast-paced world, having access to your finances anywhere is crucial. That's why we offer robust Online & Mobile Banking features. Check balances, transfer funds, pay bills all from the comfort of your home or on-the-go. You can manage everything right from your smartphone or computer, making banking more convenient than ever.

Personal Banking

Managing your money should be straightforward and accessible. That's why we offer Personal Banking options like checking and savings accounts that come with competitive rates and no hidden fees. Imagine having a dedicated space for your finances where you can save for that family vacation or build an emergency fund. Our accounts make it easy to set goals and track your progress.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation options, we offer solutions that help you manage those costs effectively. Imagine consolidating multiple debts into one manageable payment it's not just a dream; it's achievable with our assistance!

Digital & Online Banking

Accessibility and Ease-of-Use

While we currently do not support mobile payments or a dedicated mobile application, our online banking system ensures that all members can enjoy a straightforward experience on their devices. You can also engage in person-to-person transfers directly from our platform though this feature is currently unavailable our team is here to assist you with any inquiries. Although we don't offer electronic signature authorization right now, our focus remains on providing secure and accessible banking solutions that empower you to manage your finances effectively. With Cincinnati Employees, convenience meets safety. Join us today at http://www.cintiecu.org and take the first step towards smarter banking!

Key Services

With just a few clicks at http://www.cintiecu.org , you can view your account balances, transfer funds, and pay bills without stepping foot in a branch. Our online banking platform is user-friendly and designed to fit seamlessly into your busy life. One of the great features we provide is e-statements. Instead of waiting for paper statements in the mail, you can opt for electronic versions that are not only convenient but also help reduce clutter. Plus, with our commitment to security, rest assured that your personal information is well protected.

Financial Strength

Commitment to Service

Our $38,803 net income reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With $1,399,086 in net shares, we demonstrate strong lending capabilities while fostering trust among our members. The total number of share accounts stands at 3,224, showing a robust and growing member base that trusts us with their finances. Cincinnati Employees is dedicated to maintaining its stability and reliability as your trusted partner for all your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, visit us at 1003 Harrison Ave Ste 200 Harrison OH 45030 or call 513-367-4495 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $7,252,775 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $2,050,538 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $17,151,699 in total loans and leases and $3,393 in used auto loans.

Strong Financial Health

With a net worth of $3,589,341, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.97% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,444,138 in used vehicle loans and $2,833,062 in new vehicle loans already helping members get on the road. We offer competitive rates and flexible terms, making it easier than ever to drive off with your dream vehicle.

Credit Lines

If you need additional flexibility in managing your finances, our total credit lines amounting to $1,000,000 provide a safety net for unexpected expenses or planned purchases. This way, you can access funds when you need them most. Our branch is located at 1003 Harrison Ave Ste 200 Harrison Oh 45030 in Harrison, OH, and we're just a phone call away at (513) 367-4495. We invite you to visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Come see how Cincinnati Employees can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,274,435, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our knowledgeable staff will walk you through each step of the process.

Personal Financing

For those looking for extra cash without collateral, we also offer flexible terms on unsecured credit card loans. Although we currently have a total of $0 in loans helping members manage their finances effectively, we encourage you to explore our credit card options that can fit your spending habits and lifestyle.

Loan Aggregator

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CINCINNATI EMPLOYEES CREDIT UNION - Harrison, OH