Chrome Credit Union Washington PA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Chrome at our Racetrack Branch, conveniently located at 440 Racetrack Rd, Washington, PA 15301. Since our establishment in 1971, we have proudly served our community with a commitment to providing exceptional financial services and support to our 13,856 members. At Chrome, we understand that every member's financial journey is unique. That's why we offer a wide range of services tailored to meet your personal and business needs. Whether you are looking for checking and savings accounts, auto loans, mortgage refinancing, or credit cards with rewards, we have you covered. Our total assets stand at an impressive $201,706,290, reflecting our dedication to maintaining a strong financial foundation for our members. While members can visit us at 440 Racetrack Rd, official correspondence should be sent to our mailing address: PO Box 658, Canonsburg, PA 15317. Our branch operates Monday through Friday from 9:00 am to 5:00 pm, making it easy for you to stop by when it's convenient for you. Under the leadership of CEO Robert Flanyak and Board President Robert Greek, our dedicated team of 49 employees is here to help you navigate your financial goals. With total deposits reaching $27,453,107 and a net worth of $28,723,561, we are well-equipped to provide reliable financial solutions. Our focus on community impact is evident in the way we engage with our members and contribute positively to the local economy. With a total loan portfolio exceeding 9,243 loans and leases, we're committed to empowering individuals and businesses alike. If you're ready to take the next step in your financial journey or simply want more information about what we offer, don't hesitate to reach out! Call us today at 724-228-2030 or visit us online at chromefcu.org for more details. We're excited to assist you!

Branch History & Mission

Embracing Technology

In today's digital world, Chrome is dedicated to enhancing member experiences through online and mobile banking options. Our members can access their accounts anytime with ease and security. We also ensure ADA compliance so that all members can navigate our services comfortably. With an ATM on-site for convenient cash withdrawals and balance checks, we strive to make banking accessible for everyone. Although we currently do not offer drive-thru services or shared service centers, our dedicated staff is always ready to assist you during lobby hours from Monday to Friday from 9:00 AM to 5:00 PM.

Join Us Today!

As we look ahead to the future, Chrome remains committed to its core values of trustworthiness and community support. Whether you are looking for personal banking solutions or business services tailored for your needs, we invite you to become part of the Chrome family. Experience the difference that comes with being a member-focused credit union. For inquiries or assistance, don't hesitate to reach out at 724-228-2030 or visit us online at chromefcu.org. Join us today and take the first step towards achieving your financial goals!

Our Mission

At Chrome, our mission is clear: we aim to provide exceptional financial services while fostering a sense of community and support. We believe in empowering individuals through personal banking solutions like checking and savings accounts, auto loans, mortgage financing, and more. We also offer business banking services designed to help local entrepreneurs thrive. Our commitment goes beyond just banking; we actively engage with our community through outreach programs and partnerships that promote financial literacy and economic well-being. We understand that by investing in our members and neighbors, we contribute to building a stronger future for everyone.

Branch Location & Accessibility

Accessibility and Parking

At our branch, we prioritize your convenience and accessibility. You'll find ample parking available, along with features designed for easy access. Our location complies with ADA standards, ensuring that all members can visit us comfortably.

Get in Touch

Have questions or ready to learn more? Give us a call at 724-228-2030 or visit us today at the Chrome branch on Racetrack Rd. We look forward to welcoming you!

Operating Hours

We're here for you Monday through Friday from 9:00 AM to 5:00 PM. Whether you need assistance with personal banking or have questions about our services, our team is ready to help during these hours.

Services Offered

Chrome offers a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need it. While we don't have drive-thru banking at this location, we encourage you to come inside where our friendly staff can assist you directly.

Member Eligibility

At Chrome, we're excited to welcome you into our community of members who enjoy financial services tailored just for them. Joining us is simple! If you live, work, worship, or attend school in the area surrounding 440 Racetrack Rd Washington Pa 15301, you can become a member and take advantage of all we have to offer. We believe everyone deserves access to friendly, personalized service and competitive rates on loans and savings. For more detailed information on eligibility criteria, please check out this resource: . Ready to open an account? You can start the process easily online by visiting https://app.loanspq.com/apply.aspx ?enc=kw21wblm1yxpjjabdozad2ffqey1c1f-7jzjgsf_ccthrlwqdkpatitkkl5ibwr7v9qknfttxacqoeanvwazpsucj7te1dzcztuy-sl_du-_y349zhiyp3wsfcr0wrqi or give us a call at (724) 228-2030 if you have any questions. We look forward to having you as part of the Chrome family!

Business Banking & Commercial Services

Merchant Services That Work

Imagine being able to accept payments easily and efficiently. Our merchant services are designed to help you streamline transactions, whether you're in retail or service industries. By utilizing cutting-edge payment processing systems, you can focus on what you do best running your business. Located at 440 Racetrack Rd Washington Pa 15301 in Washington, PA, our team is ready to assist you with personalized solutions that fit your unique needs. Connect with us today at (724) 228-2030 to learn how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $61 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $98 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $12,664,447, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a small business owner, we have tailored solutions for you too! Our Business Banking services include Merchant Services and Business Loans designed specifically to meet the needs of local entrepreneurs.

Convenient Digital Banking

In today's fast-paced world, convenience is key. With our robust Online & Mobile Banking, managing your finances has never been easier. You can check balances, transfer funds, and even pay bills from the comfort of your home or on-the-go using our mobile app. Plus, we provide ATM & Cash Withdrawal Services so you can access cash when you need it most no matter where you are. At Chrome, we pride ourselves on making banking accessible and friendly for all members. Our dedicated team is available at (724) 228-2030 during business hours (M-F 9:00 am - 5:00 pm) to answer any questions or assist with account setup. Ready to take the next step? Visit us at Racetrack Branch and explore all the ways we can help you achieve your financial goals today!

Home Financing Made Simple

For those dreaming of home ownership or looking to refinance, our Mortgage Loans & Refinancing options make the process straightforward and stress-free. We know that buying a home is one of the biggest decisions you'll ever make, and we're here to guide you through it with personalized support.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, or you need help financing your next vehicle, our personal banking services have got you covered. We offer Personal Banking options that include Checking & Savings Accounts designed to help you manage your money effectively. If you're thinking about buying a new car, our Auto Loans & Vehicle Financing can provide competitive rates and flexible terms to get you on the road without hassle.

Personal Loans for Life's Needs

Sometimes life throws unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation can come in handy. Whether it's medical bills, home improvements, or consolidating debt into one manageable payment, we're here to assist you in finding the best solution for your situation.

Rewarding Credit Options

Don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases. Imagine earning rewards just for using your card for groceries or gas! It's a simple way to add value back into your spending.

Digital & Online Banking

Key Features

Our online banking services provide a user-friendly experience that allows you to check balances, make payments, and transfer funds with ease. Whether you're at home or on the go, our mobile application makes banking simple and efficient. You can even make person-to-person transfers quickly, so sending money to friends or family is just a few taps away. For those who prefer going paperless, we offer e-statements that are not only environmentally friendly but also secure and easily accessible. You can review your statements anytime without the clutter of physical paperwork. Plus, with electronic signature authorization available, signing documents has never been easier or safer.

Security and Accessibility

Your security is our top priority. We utilize advanced technology to ensure that your personal information remains protected while you bank online. Our mobile payments feature allows for quick transactions directly from your smartphone, making it easy to pay for goods and services without the need for cash or cards. At Chrome, we strive to make banking accessible and straightforward. With our commitment to providing real-time account management through reliable digital solutions, you can focus more on what matters most in your life while knowing that your finances are well managed. Explore all that our digital banking services have to offer today by visiting us at https://www.chromefcu.org/ !

Financial Strength

Growing Member Base

We are pleased to report that we have 25,747 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,057,836. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chrome is your trusted partner. Visit us at 440 Racetrack Rd Washington Pa 15301 or call (724) 228-2030 to learn more about how we can help you achieve your financial goals.

Member-Centric Resources

Members' savings are secured through $41,703,271 in share certificates and $11,227,608 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,489,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 47 full-time employees and 2 part-time employees who are dedicated to serving you with expertise and care.

Reinvestment in Member Services

With $26,524,744 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our portfolio, with $1,997 in used auto loans and $138,722,982 in total loans and leases available for our members' diverse needs.

Solid Financial Health

With a net worth of $28,723,561, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,420 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $27,072,386 in used vehicle loans and $13,324,516 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used vehicle, our financing options make it easy for you to drive away in style.

Business Financing

For business owners, our outstanding commercial loans totaling $12,664,447 provide the capital needed to grow and expand. We believe in supporting local businesses and providing them with the resources necessary for success.

Credit Cards and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,307,956 in loans helping members manage their finances effectively. Our credit card options come with rewards that can benefit you while offering an efficient way to handle daily purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,862,193, make buying or refinancing simple. We aim to help you find the right solution for your housing needs while keeping your budget in mind.

Refinancing Options

If you're interested in reducing your monthly payments or accessing cash from your equity, refinancing options are available across various loan types. This could be an excellent way to optimize your financial situation as market conditions change. At Chrome, we pride ourselves on being a community-focused credit union located at 440 Racetrack Rd Washington Pa 15301 in Washington, PA. If you have any questions or would like more information about our loan offerings, don't hesitate to reach out at (724) 228-2030 during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial future starts here let us help you take the next step!

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all offers presented are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive reliable information tailored to their unique needs.

Take Action Today

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CHROME FEDERAL CREDIT UNION