Christian Financial Credit Union Sterling Heights MI | Affordable Vehicle Loans & Quick Personal Loans

Introduction

At Christian Financial, located at 13705 Lakeside Cir, Sterling Heights, MI 48313, we understand that financial decisions can feel overwhelming. That's why we've been committed to serving our community since 1967, providing not just banking services, but also a sense of belonging and trust. With a total membership of 56,013 and assets amounting to an impressive $876,147,303, our focus remains on the needs and goals of our members. Whether you are looking for personal banking options such as checking and savings accounts, auto loans, or mortgage refinancing, we have tailored solutions to help you succeed. In addition to personal finance products, we also cater to businesses with comprehensive business banking services including merchant services and business loans. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 13705 Lakeside Cir, Sterling Heights, MI 48313-1315. Our team is dedicated to making your experience smooth and enjoyable, which is why we offer various modern conveniences like online and mobile banking. Under the leadership of our CEO Patricia Campbell and Board President James Banaszak, we strive not only for financial success but also for community impact. We currently support a net worth of $93,231,457 and maintain a healthy cash reserve of $2,593,153, ensuring that we are well-positioned to support our members in times of need. If you're ready to take control of your financial future or have any questions about our services, don't hesitate to reach out! Call us at 586-772-6330 or visit our website at Christian Financial today. We look forward to welcoming you into the Christian Financial family!

Branch History & Mission

Join Us!

With all these resources at your disposal combined with operating hours designed for your convenience we invite you to become part of the Christian Financial family. Experience firsthand how we're not just here for your transactions but also committed to your overall financial well-being. For more information or assistance, feel free to reach out at 586-772-6330 or visit us online at Christian Financial. Join us today and take the next step toward achieving your financial dreams!

Our Journey

From the moment we opened our doors, our mission has been clear: to provide exceptional financial services while fostering a sense of community among our members. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. This growth reflects not only our commitment to serving you but also the trust you place in us. As we evolved, so did our commitment to accessibility. We are proud to provide modern conveniences such as online banking and mobile payments alongside traditional services. Our branch is fully equipped with an ATM for your convenience and offers drive-thru banking for quick transactions. Furthermore, we maintain ADA compliance to ensure that everyone can access our facilities comfortably.

Our Mission

At Christian Financial, our mission goes beyond just numbers. We strive to enhance the lives of our members by providing reliable financial products and a personal touch that sets us apart from traditional banks. Our team is dedicated to understanding your unique needs and working closely with you to help achieve your financial goals. We believe in giving back to our community through partnerships and outreach efforts that uplift those around us. By collaborating with local organizations, we aim to make a positive impact on the lives of those in Sterling Heights and beyond. While members can visit us at 13705 Lakeside Cir, official correspondence should be sent to the same address as it serves both as our branch and mailing location.

Branch Location & Accessibility

Accessibility Features

At Christian Financial, we prioritize your ease of access. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit without hassle. We also offer ample parking spaces close to the entrance, so you can get in and out quickly.

Call to Action

We invite you to come visit us at Christian Financial! Whether you're opening an account or just have questions about our services, our team is ready to help. Give us a call at 586-772-6330 or stop by during our operating hours we look forward to serving you!

Operating Hours

We're here for you throughout the week! Visit us Monday through Thursday from 9:30 AM to 5 PM, Friday until 6 PM, and even Saturday mornings from 9:30 AM to 1:30 PM. Our drive-thru service runs alongside these hours, with extended hours on Fridays until 6 PM and Saturdays until 2 PM for your convenience.

Services Offered

Christian Financial provides a wide range of services tailored to meet your banking needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Plus, our shared service center allows members of partner credit unions to access essential banking services easily. With ATM availability right at our branch and the convenience of drive-thru banking for quick transactions, managing your finances has never been easier!

Member Eligibility

Joining the community at Christian Financial is an exciting step towards better financial services tailored just for you. If you're located in or around Sterling Heights, MI, and share our commitment to community and cooperation, you might be eligible for membership! Generally, anyone who lives, works, or worships in the area can become a member. It's about creating a supportive network where everyone can thrive together. For those interested in understanding specific eligibility criteria, I recommend checking out more details at . Opening your account is simple and straightforward. Just visit us at our branch located at 13705 Lakeside Cir Sterling Heights Mi 48313, or if you prefer, you can call us at (586) 772-6330 for assistance on how to get started. We're here to guide you through the process and answer any questions you may have. Welcome to Christian Financial, where we look forward to helping you reach your financial goals!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify how you manage payments. Imagine having a reliable system that accepts various payment methods seamlessly whether it's credit cards, mobile payments, or online transactions. This allows you to focus on what you do best: running your business. At Christian Financial, located at 13705 Lakeside Cir Sterling Heights Mi 48313, Sterling Heights, MI, we're here to empower your business journey. Reach out to us at (586) 772-6330 to discover how our banking solutions can work for you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $192 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $251 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $52,762,833, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Funds

Need cash? Our convenient ATM and cash withdrawal services ensure you can access your money when you need it most. For simple transactions like deposits or withdrawals, take advantage of our basic drive-thru banking or shared branch transactions with partner credit unions.

Business Banking Services

For our business members, we offer comprehensive support through our business banking services. From essential merchant services that simplify transactions to tailored business loans that fuel growth, we're here to partner with you on your entrepreneurial journey.

Contact Us Today!

We invite you to experience all that Christian Financial has to offer. With our friendly staff ready to assist you at every turn, achieving your financial goals is just a phone call away at (586) 772-6330. Visit us today at 13705 Lakeside Cir Sterling Heights Mi 48313, or explore more about our services online at our website. We look forward to serving you!

Digital Banking Convenience

In today's fast-paced world, having access to your finances anytime is crucial. That's why we offer robust online and mobile banking features. You can manage your accounts from anywhere, making transfers, paying bills, or checking balances as easy as tapping a button on your smartphone.

Personal Banking Solutions

Managing your finances should be simple and convenient. With our personal banking services, you can choose from various checking and savings accounts that fit your lifestyle. Need a new car? Our auto loans and vehicle financing options can get you behind the wheel without breaking the bank. If you're considering buying a home, explore our competitive mortgage loans and refinancing programs designed to make home ownership more accessible. Sometimes life throws unexpected expenses your way, and that's where our personal loans and debt consolidation services come into play. We provide flexible options to help you manage those financial bumps in the road smoothly. Plus, don't forget about our credit cards with rewards, which allow you to earn while you spend.

Digital & Online Banking

Key Services

Our online banking features provide real-time account management, allowing you to check balances, transfer funds, and pay bills with just a few clicks. If you're always on the go, you'll love our mobile application. It not only offers the same functionalities as our website but also supports mobile payments, making transactions smoother and faster. We know that life can be unpredictable, which is why we've made it easy for you to send money to friends or family through person-to-person transfers. Whether it's splitting a bill or sending a gift, this feature ensures that money moves quickly and securely.

Security and User-Friendliness

Your security is our top priority. While we don't currently support electronic signature authorization, rest assured that all your transactions are protected with advanced encryption measures. We strive to create a user-friendly experience so that even those who may not be tech-savvy can navigate our services with ease. In addition to e-statements available for your convenience, our commitment to providing accessible services means you'll never have to worry about waiting in line again. With just a smartphone or computer, everything you need is at your fingertips. Whether you're checking your account from home or making a quick payment while out shopping, Christian Financial ensures that managing your finances has never been easier or more secure. Explore all these features today by visiting us online at https://www.christianfinancialcu.com/ !

Financial Strength

A Growing Community

We also boast a strong community presence with 153,736 total share accounts, showcasing the trust placed in us by over 56,013 members. This growing member base reflects our commitment to fostering lasting relationships built on mutual respect and reliability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Christian Financial is your trusted partner. Visit us at 13705 Lakeside Cir Sterling Heights MI 48313 or call us at 586-772-6330 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Commitment to Member Services

With $70,894,178 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust: we have $63,913,421 in total loans and leases, including $6,979 in used auto loans that help support your financial goals across various sectors.

Efficient Operations for Your Benefit

Our operational efficiency is reflected in our net income of $0 this year; this allows us to continue offering competitive loan rates and solid financial products for our members without compromising service quality. We are proud to have 171 full-time employees and 11 part-time employees dedicated to serving you with knowledge and care.

Our Solid Financial Health

With a net worth of $93,231,457, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings for Our Members

Members' savings are secured through $221,106,806 in share certificates and $131,810,146 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This approach allows us to focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Additional Services

At Christian Financial, we also provide refinancing options for those looking to lower their monthly payments or consolidate debt. If you're unsure about your eligibility for any of our loan products, don't hesitate to reach out! Our dedicated team is available at (586) 772-6330 to answer all your questions and guide you through the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at our branch located at 13705 Lakeside Cir Sterling Heights Mi 48313, Sterling Heights, MI 48,313, and take a step towards securing your financial future today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,536,820 in used vehicle loans and $26,059,841 in new vehicle loans already helping members get on the road. We make the auto financing process simple and straightforward, ensuring that you can drive away in your dream vehicle without unnecessary hassle.

Business Loans

For business owners, our outstanding commercial loans totaling $52,762,833 provide the capital needed to grow and expand your business. Whether it's purchasing new equipment or managing cash flow, we are here to support local businesses with competitive lending options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,407,090, make buying or refinancing simple. We strive to support you every step of the way, whether you're a first-time buyer or looking to refinance an existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $27,166,751 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to fit your lifestyle while providing easy access to credit when you need it.

Loan Aggregator

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CHRISTIAN FINANCIAL CREDIT UNION