Christian Financial Credit Union Sterling Heights MI

Introduction

Welcome to Christian Financial, your trusted credit union located at 35100 Van Dyke Ave, Sterling Heights, MI 48312. Established in 1967, we have proudly served our community for over five decades, building strong relationships with our 56,013 members. With total assets of $876,147,303 and total deposits amounting to $51,869,462, we are dedicated to providing exceptional financial services tailored to meet your needs. At Christian Financial, we believe in making banking accessible and straightforward. Whether you're looking for a loan or want to open a savings account, our experienced team is here to help. We currently manage 31,459 loans and leases, reflecting our commitment to supporting your financial goals. Under the leadership of our CEO, Patricia Campbell, and Board President, James Banaszak, we strive to create an environment of trust and reliability. While you can visit us at our branch location, please note that official correspondence should be sent to the same address: 35100 Van Dyke Ave, Sterling Heights, MI 48312. If you have any questions or need assistance, feel free to call us at 586-772-6330 during our operating hours: Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 9:00 AM to 2:00 PM. Join us in experiencing the difference that a member-focused credit union can make in your financial journey. Visit our website at christianfinancialcu.com today!

Branch History & Mission

Christian Financial has been a cornerstone of the Sterling Heights community since it first opened its doors in 1967. Over the years, we have evolved and grown, staying true to our mission of providing exceptional financial services while nurturing strong community ties. With a total membership of over 56,000 and assets exceeding $876 million, we proudly serve our members from our location at 35100 Van Dyke Ave, Sterling Heights, MI 48312. From humble beginnings, Christian Financial was founded on the belief that everyone deserves access to quality financial services. As we grew, we embraced modern banking solutions while ensuring that personal connections remain at the heart of everything we do. Our team is dedicated to offering tailored services that meet the needs of our diverse member base. Our mission is straightforward: to empower our members to achieve their financial goals through personalized service and community involvement. We strive to support local initiatives and partner with organizations that make a positive impact in our neighborhoods. This commitment reflects our deep-rooted belief that financial institutions should contribute to the well-being of the communities they serve. While members can visit us at 35100 Van Dyke Ave, official correspondence should be sent to the same address for your convenience. Our operating hours are designed to accommodate your busy schedule: Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 9:00 AM to 2:00 PM. In addition to traditional banking services, Christian Financial embraces technology to enhance member experience. We offer online banking, mobile payments, and e-statements making it easier for you to manage your finances on your terms. As we look ahead, we remain committed to fostering strong relationships with our members and community partners. Join us at Christian Financial and discover how we can help you navigate your financial journey with confidence and care. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to Christian Financial, your friendly neighborhood credit union located at 35100 Van Dyke Ave Sterling Heights Mi 48312 in the heart of Sterling Heights, MI. Our branch is conveniently situated near popular spots like the local shopping center and community park, making it easy for you to drop by while running errands or enjoying a day out. We understand that accessibility is essential, which is why our location is designed with your convenience in mind. With ample parking available and features that comply with ADA standards, we ensure that everyone can easily access our services. Although we do not offer drive-thru banking at this location, our lobby hours are flexible: you can visit us from 7:00 AM to 7:00 PM Monday through Friday, and on Saturday from 9:00 AM to 2:00 PM. If you need assistance outside of our regular hours, don't hesitate to reach out! You can contact us at (586) 772-6330 for any inquiries or support. While members can visit us at 35100 Van Dyke Ave Sterling Heights Mi 48312, official correspondence should be sent to 35100 Van Dyke Ave, Sterling Heights, MI 48312 if it differs from our branch address. At Christian Financial, we take pride in serving our community with a variety of banking options, including ATM services for your cash needs. We invite you to stop by and discover how we can help you achieve your financial goals. Your satisfaction is our priority, so come see us today!

Member Eligibility

At Christian Financial, we believe that becoming a member is like joining a close-knit family that cares about your financial well-being. If you live, work, or worship in our community or have a family member who is already a member, you are eligible to join us! Our welcoming team is here to help you every step of the way as you explore the advantages of membership, including competitive rates on loans and personalized service tailored just for you. To find out more about the eligibility criteria and ensure you're ready to take this exciting step, please visit our website at . Ready to open an account? It's simple! Check out the details at https://www.christianfinancialcu.com/about/contact/opt-in-to-receive-special-offers/ , or give us a call at (586) 772-6330 if you have any questions. We can't wait to welcome you into our community at 35100 Van Dyke Ave Sterling Heights Mi 48312!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $192 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $251 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $52,762,833, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

In addition to loans, our merchant services are designed to simplify payment processing for businesses of all sizes. Imagine running your day-to-day operations without worrying about how you'll accept payments from customers. Whether it's through card processing or online transactions, we provide reliable tools that help you manage sales effortlessly. Visit us at 35100 Van Dyke Ave Sterling Heights Mi 48312, Sterling Heights, MI or contact us at (586) 772-6330 to learn more about how our business banking and commercial services can help take your business further.

Comprehensive List Of Services

Accessibility and Support

We know that banking should be accessible for everyone. That's why our branch operates Monday through Friday from 7:00 AM to 7:00 PM and Saturday from 9:00 AM to 2:00 PM. You can reach us at 586-772-6330 whenever you need assistance or would like more information about our services. At Christian Financial, we are committed to providing comprehensive financial solutions that fit your lifestyle. Visit us today or explore more about our offerings by checking out our website at Christian Financial. We look forward to being part of your financial success story!

Commitment to Community

As a community-focused credit union, we understand the importance of building lasting relationships with our members. We are here not just as a financial institution but as a partner in your journey toward financial wellness. Our friendly staff at the Sterling Heights branch is always ready to assist you with any questions or concerns you may have.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we are proud to offer robust digital banking features that allow you to manage your accounts anytime, anywhere. You can access our online banking platform or use our mobile app to transfer funds, pay bills, and even make person-to-person payments effortlessly. These tools empower you to take control of your finances with just a few taps on your phone or clicks on your computer.

Personalized Banking Solutions

Every member's financial situation is unique, and that's why we offer tailored services that cater to various needs. At Christian Financial, you can take advantage of our ATM Services Only. This service provides easy access to your funds when you need them most, making it convenient for those on the go. Imagine being able to withdraw cash or check your balance quickly without having to visit a full-service location.

Digital & Online Banking

Key Services for Your Banking Needs

Our online banking is available 24/7, allowing you to check balances, pay bills, and transfer funds whenever it suits you. If you're always on the go, our mobile application makes banking even simpler. You can deposit checks, make payments, and manage your accounts right from your smartphone. And if you prefer cashless transactions, our mobile payments feature lets you make purchases quickly and securely. For those who enjoy paperless options, we offer e-statements that help keep your records organized while reducing clutter. Plus, with our person-to-person transfer service, sending money to friends or family is as easy as sending a text!

Secure and Simple

Your security is our top priority. While we currently do not offer electronic signature authorization, rest assured that all transactions made through our online services are protected with robust security measures. We strive to provide a safe environment for your financial activities. Overall, our digital banking services at Christian Financial make it easier than ever to stay in control of your finances. Whether you're at home or out and about, we've got the tools to support you every step of the way. Explore all these features and more by visiting us at https://www.christianfinancialcu.com/ today!

Financial Strength

Growing Member Base

Total Share Accounts stand at 153,736, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $369,005. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Christian Financial is your trusted partner. Visit us at 35100 Van Dyke Ave Sterling Heights MI 48312 or call 586-772-6330 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Approach

Members' savings are secured through $221,106,806 in share certificates and $131,810,146 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 171 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Better Services

With $70,894,178 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $63,913,421 in total loans and leases, which includes $6,979 in used auto loans, helping our members achieve their financial goals across various sectors.

Solid Financial Health

With a net worth of $93,231,457, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,536,820 in used vehicle loans and $26,059,841 in new vehicle loans already helping members get on the road. Whether you're interested in a reliable used car or a brand-new model, we have options that fit your budget and lifestyle.

Commercial Loans

For business owners, our outstanding commercial loans totaling $52,762,833 provide the capital needed to grow and expand your business. We understand the unique challenges businesses face and are here to support your journey toward success.

Credit Lines

In addition to these offerings, we provide total credit lines available up to $99,500,000, giving you access to funds when you need them most. No matter what you're looking for in a loan product whether it's auto financing or support for your business Christian Financial is here to assist you every step of the way. Contact us at 586-772-6330 or visit us at 35100 Van Dyke Ave Sterling Heights MI 48312 for more information about our loan products and how they can benefit you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $33,407,090. This allows you to secure funding for your dream home with ease. If you're looking to refinance an existing mortgage, we can help explore eligibility options tailored just for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $27,166,751 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs that make everyday spending more rewarding.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers presented are fair and transparent.

CHRISTIAN FINANCIAL CREDIT UNION