Christian Financial Credit Union Shelby Township MI | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Christian Financial, your trusted credit union nestled in the heart of Shelby Township, MI. Since opening our doors in 1967, we've proudly served over 56,000 members with a commitment to community and financial empowerment. Located at 55834 Van Dyke Ave, we invite you to experience personalized banking designed with your needs in mind. At Christian Financial, we understand that financial decisions can be daunting. That's why we're dedicated to providing reliable services tailored for everyone from individuals seeking personal loans and auto financing to businesses looking for growth through our business banking solutions. With total assets exceeding $876 million and deposits totaling around $51.9 million, our robust financial foundation ensures that we're here for you today and into the future. Our leadership team, including CEO Patricia Campbell and Board President James Banaszak, is passionate about fostering a welcoming environment where every member feels valued. We take pride in our local presence, which allows us to understand and meet the unique needs of our community. Whether you're looking for checking and savings accounts, mortgage loans, or credit cards with rewards, Christian Financial offers a wide range of services designed to help you achieve your financial goals. Our commitment goes beyond banking; we strive to make a positive impact within Shelby Township by supporting local initiatives and empowering our members. While members can visit us at 55834 Van Dyke Ave, official correspondence should be sent to 55834 Van Dyke Ave, Shelby Township, MI 48316-5314. If you have any questions or need assistance, don't hesitate to reach out at 586-772-6330. We look forward to welcoming you into our family! Explore more about what we offer by visiting our website at Christian Financial. Join us on this journey towards financial wellness together, we can build a brighter future!

Branch History & Mission

Commitment to Innovation

As technology continues to shape the way we bank, we remain committed to providing convenient services for all our members. Our branch offers online and mobile banking options, ensuring you can manage your finances anytime and anywhere. With ATM availability and drive-thru banking services, accessing your funds has never been easier. Our team is focused on maintaining ADA compliance so that every member can enjoy a seamless experience in our branch. From personal interactions with our staff to engaging with digital tools designed for ease of use, we place customer satisfaction at the forefront of everything we do.

Join Us!

As we look toward the future, we invite you to be part of the Christian Financial family. Experience firsthand the benefits of membership where your financial goals meet community spirit! To learn more about how you can join us or if you have any questions about our services, don't hesitate to reach out at 586-772-6330 or visit us online at Christian Financial. Together, let's build a brighter future!

Our Mission

Our mission is simple yet profound: to empower our members with the financial tools and support they need to thrive. We believe that everyone deserves access to quality financial services and education. This belief drives us to offer a wide range of products including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking services. We also recognize that financial well-being goes beyond numbers; it's about building relationships and supporting one another. Through various community outreach programs and partnerships, we strive to make a positive impact right here in Shelby Township. Whether it's sponsoring local events or offering financial literacy workshops, we are dedicated to enhancing the lives of those we serve.

Branch Location & Accessibility

Welcome to Christian Financial! Conveniently located at 55834 Van Dyke Ave Shelby Township Mi 48316 in the heart of Shelby Township, Michigan, our branch is here to serve you with all your banking needs. Whether you're a long-time member or considering joining our community, we aim to provide an inviting experience right at your doorstep. While members can visit us at 55834 Van Dyke Ave Shelby Township Mi 48316, official correspondence should be sent to our mailing address at 55834 Van Dyke Ave, Shelby Township, MI 48316-5314. Nestled near local landmarks, our branch is easy to find and access. We offer ample parking and ensure that our facilities are ADA compliant, with features like ramps for easy entry. Our doors are open during convenient hours: Monday through Thursday from 9:30 AM to 5 PM, Friday from 9:30 AM to 6 PM, and Saturday from 9:30 AM to 1:30 PM. On Tuesdays, we adjust our lobby hours slightly, opening at 11 AM. The drive-thru service is available every day during these hours for quick transactions without leaving your car. At Christian Financial, we pride ourselves on offering a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're equipped to meet your financial needs. Our shared service center allows members of partner credit unions to easily conduct basic transactions as well. Need cash? We have an ATM on-site for your convenience, so you can withdraw funds whenever you need them. If you have any questions or need assistance, feel free to call us at (586) 772-6330. We're always ready to help! We invite you to stop by and discover how Christian Financial can support your financial journey today!

Member Eligibility

Becoming a member of Christian Financial is like joining a caring family that's dedicated to your financial well-being. If you live, work, or worship in the Shelby Township area, or if you're related to someone who does, you're likely eligible to join us! At Christian Financial, we believe in empowering our members through personalized service and a range of financial products tailored just for you. For more detailed information about eligibility criteria, feel free to visit this link: . Opening an account is easy and welcoming simply give us a call at (586) 772-6330, or check out the account opening details here: https://www.christianfinancialcu.com/about/contact/opt-in-to-receive-special-offers/ . We can't wait to welcome you into our community and help you achieve your financial goals at our branch located at 55834 Van Dyke Ave Shelby Township Mi 48316!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $192 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $251 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $52,762,833, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services make it easy for you to accept payments seamlessly, whether online or in-store. This means faster transactions and happier customers, allowing you to focus on what truly matters growing your business. Located at 55834 Van Dyke Ave Shelby Township Mi 48316 in Shelby Township, MI, we invite you to explore how our business banking and commercial services can empower your entrepreneurial journey. Reach out to us at (586) 772-6330 today!

Comprehensive List Of Services

A Community Focused on You

At Christian Financial, we believe in building strong relationships with our members while providing essential services that enhance their financial well-being. With dedicated staff ready to assist you at every turn and a commitment to community involvement, we're more than just a credit union; we're part of your neighborhood. For any questions or assistance with opening an account or accessing our services, feel free to reach out at 586-772-6330. Join us today and discover how easy banking can be!

Banking at Your Fingertips

In today's fast-paced world, convenience is key. With our robust online and mobile banking options, managing your accounts is just a click away. You can easily check balances, transfer funds, and pay bills from anywhere using our user-friendly app or website. We also offer ATM and cash withdrawal services, ensuring you have access to your funds whenever you need them. If you prefer face-to-face transactions, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your car. Additionally, we provide shared branch transactions for members of partner credit unions, making it even easier for you to manage your money.

Business Solutions That Work

If you're a business owner, we understand the unique challenges you face. That's why our business banking services include everything from merchant services that simplify payment processing to tailored business loans that support your growth ambitions. Your success is important to us, and we're here to help you every step of the way.

Personal Banking Made Easy

Managing your finances shouldn't be complicated. That's why we offer a variety of personal banking options. From checking and savings accounts that help you save for your goals, to auto loans and vehicle financing designed to get you on the road without breaking the bank. If you're considering homeownership, our mortgage loans and refinancing options can help you navigate the process smoothly. Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services provide flexible solutions to keep your finances on track. Plus, our credit cards with rewards let you earn points for everyday purchases, making your spending work for you.

Digital & Online Banking

Convenience and Accessibility

Our commitment to convenience means that you can access your accounts whenever you need to without having to visit a branch. The ability to manage your accounts in real-time gives you greater control over your financial decisions. Whether you're monitoring spending habits or planning for future expenses, our digital tools are here to assist you every step of the way. Experience the ease of banking at Christian Financial where technology meets personal service. Visit us today at https://www.christianfinancialcu.com/ and discover how our digital banking services can simplify your financial life!

Key Features

One of the highlights of our digital offerings is the mobile application, which provides a user-friendly interface for managing your accounts right from your smartphone. You can also take advantage of features like mobile payments that make it simple to pay for purchases directly from your phone. Plus, with person-to-person transfers, sending money to friends or family has never been easier just a few taps and it's done! For those who prefer going paperless, we offer e-statements that allow you to view your account statements online securely. This not only helps you stay organized but also contributes to environmental sustainability by reducing paper waste. While we currently do not support electronic signature authorization, rest assured that all our services prioritize security and privacy.

Financial Strength

A Committed Team

Our strength lies not only in numbers but also in our people. We take pride in having 171 full-time employees and 11 part-time employees, ensuring that our branches are always ready to serve you with a knowledgeable and dedicated team.

Growing Together

The trust you place in us is reflected by our membership base of 56,013 members and 153,736 total share accounts. This growing community demonstrates that more people are choosing Christian Financial as their partner for financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Christian Financial is your trusted partner. Visit us at 55834 Van Dyke Ave Shelby Township MI 48316 or call 586-772-6330 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Members' Savings Secured

Your savings are our top priority. We have secured $221,106,806 in share certificates and $131,810,146 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus our resources on benefiting you our members through better loan rates and exclusive perks.

Reinvesting in Our Community

With $70,894,178 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to lend is substantial; we currently support $639,134,211 in total loans and leases, including $6,979 in used auto loans. This diverse lending portfolio ensures that we can help you achieve your financial goals across various sectors.

Solid Financial Health

With a net worth of $93,231,457, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,536,820 in used vehicle loans and $26,059,841 in new vehicle loans already helping members get on the road. We also provide refinancing options to make it even easier for you to manage your payments and keep more money in your pocket.

Business Financing

For business owners, our outstanding commercial loans totaling $52,762,833 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we can help you find financing solutions that fit your business model.

Credit Lines

Additionally, our total credit lines available are $99,500,000, giving you access to funds when you need them most. This flexibility ensures that you can tackle unexpected expenses or seize opportunities as they arise. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our dedicated team is here to assist you every step of the way. For more information on our loan products or eligibility options, feel free to call us at 586-772-6330 or visit us at 55834 Van Dyke Ave Shelby Township MI 48316. Let's work together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,407,090, make buying or refinancing simple. We work closely with you to find the best solution tailored to your needs, ensuring a smooth process from start to finish.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $27,166,751 in loans helping members manage their finances effectively. This option allows you to have access to funds without putting up collateral while enjoying competitive interest rates.

Loan Aggregator

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CHRISTIAN FINANCIAL CREDIT UNION - Shelby Township, MI