Christian Financial Credit Union Roseville MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Christian Financial, your trusted partner for financial success right here in Roseville, MI. Established in 1967, our branch at 27454 Gratiot Ave has been a cornerstone of community banking for over five decades. With a total membership of 56,013 and assets exceeding $876 million, we pride ourselves on providing personalized service that meets the needs of our members. At Christian Financial, we believe in more than just transactions; we believe in building relationships. Whether you're looking for a new auto loan, personal savings options, or business banking services, our experienced team is here to guide you every step of the way. Under the leadership of CEO Patricia Campbell and Board President James Banaszak, our dedicated staff of 182 employees is ready to assist you with friendly and knowledgeable support. While members can visit us at 27454 Gratiot Ave, official correspondence should be sent to the same address. Our branch is designed with your convenience in mind, offering both lobby and drive-thru services, as well as ATM access to ensure your banking needs are met efficiently. We understand that financial decisions can be overwhelming, but with our robust offerings including a variety of loans totaling 31,459, total deposits of $51.87 million, and a net worth of $93.23 million you can feel confident that you are making informed choices for your future. Explore all that we have to offer by visiting our website at Christian Financial. We invite you to stop by or call us at 586-772-6330 today! Your journey towards financial well-being starts here at Christian Financial.

Branch History & Mission

Welcome to Christian Financial, where our story is deeply woven into the fabric of Roseville, MI. Since our founding in 1967, we have proudly served our community with a commitment to excellence and a passion for helping our members achieve their financial goals. Located at 27454 Gratiot Ave, Roseville, MI 48066, we are easily accessible, just a short drive from local landmarks that highlight the vibrant nature of our city. Over the years, Christian Financial has experienced significant growth and transformation. What began as a small credit union has evolved into a trusted financial institution with over 56,000 members and total assets amounting to an impressive $876,147,303. Our journey reflects not only our dedication to providing exceptional financial services but also our commitment to community outreach and support. Our mission is simple yet powerful: to empower individuals and families in their financial journeys while fostering a sense of belonging within our community. We offer a wide range of services including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our focus on customer satisfaction drives us to continuously improve and innovate, ensuring that we meet the needs of all members. At Christian Financial, we believe in inclusivity and accessibility. With features like online banking, mobile payments, and ATM availability, we strive to make banking easy and convenient for everyone. Additionally, we take pride in being ADA compliant and offering shared service center capabilities so that all members can benefit from our services seamlessly. While members can visit us at 27454 Gratiot Ave, official correspondence should be sent to the same address for clarity. Our dedicated team works tirelessly from Monday through Saturday to assist you with your financial needs visit us during our lobby hours or utilize our drive-thru services for quick transactions. As we look toward the future, we invite you to join the Christian Financial family. Experience firsthand how we can help you navigate your financial journey while being part of a supportive community. Contact us today at 586-772-6330 or explore more about what we offer through our website here. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Services

At Christian Financial, we prioritize your convenience. Our branch offers ample parking and is equipped with ADA-compliant features, ensuring that everyone can easily navigate our space. If you're on the go, take advantage of our drive-thru banking for quick deposits and withdrawals without leaving your car. Need to withdraw cash or check your balance? We have an ATM available right at our location for your convenience. And if you require assistance beyond typical transactions, our shared service center allows you to conduct basic transactions even if you are a member of another credit union.

Get in Touch

If you have any questions or need assistance, feel free to call us at 586-772-6330. Our friendly team is ready to help with all your personal banking needs, including checking and savings accounts, auto loans, mortgages, and more. While members can visit us at 27454 Gratiot Ave, official correspondence should be sent to the same address. We look forward to welcoming you to Christian Financial! Come see how we can assist you today!

Operating Hours Designed for You

Our doors are open during flexible hours to fit your schedule. Join us Monday through Friday from 9:30 AM to 6 PM (with drive-thru service available until 6 PM), and Saturday from 9 AM to 1:30 PM (drive-thru open until 2 PM). On Tuesdays, we offer lobby hours from 11 AM to 5 PM, ensuring that you can visit us when it's most convenient for you.

Member Eligibility

At Christian Financial, we believe that everyone deserves a place to thrive financially, and becoming a member is like joining a welcoming family. If you're looking to take control of your finances and enjoy personalized service, you might be just who we're looking for! Membership is open to anyone who lives, works, worships, or attends school in our local community. Our aim is to support individuals from all walks of life, so if you meet these simple criteria, you're already on the right path to joining us at Christian Financial. Opening an account with us is straightforward and hassle-free. You can start by visiting us at 27454 Gratiot Ave Roseville Mi 48066, or if you prefer to reach out first, give us a call at (586) 772-6330 for any questions. For more details on eligibility and account opening, feel free to check out our resource page here. We're excited to have you as part of our community!

Business Banking & Commercial Services

Business Loan Options

Imagine having the resources to expand your operations, invest in new equipment, or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $192 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $251 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $52,762,833, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services help you streamline transactions and improve customer experiences. Whether it's accepting payments or managing cash flow, we provide tools that make everyday operations easier. Imagine being able to focus on what you do best growing your business while we handle the financial side of things. Located at 27454 Gratiot Ave Roseville Mi 48066, Roseville, MI, we are here to empower your business with the right financial solutions. Reach out today at (586) 772-6330 to learn how we can assist you!

Comprehensive List Of Services

Business Banking Support

If you own a business or are planning to start one, our Business Banking services include merchant services and business loans that cater specifically to your operational needs. We understand the challenges small businesses face, and we're here to support your growth.

Convenient Digital Access

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, managing your finances has never been easier. Plus, with ATM access available at multiple locations, cash withdrawals are simple and hassle-free.

Credit Options with Benefits

Our Credit Cards with Rewards are designed to give back to our members. Enjoy perks while making purchases, all while benefiting from competitive interest rates and no hidden fees.

Drive-Thru & Shared Services

For those who prefer face-to-face interactions but want quick service, our Drive-Thru Banking offers basic transactions such as deposits and withdrawals without having to leave your car. Additionally, we participate in shared branching networks which means that even if you're traveling or away from home, you can still perform essential banking tasks with ease. At Christian Financial, we strive to create a welcoming environment where all members can thrive financially. Whether you're visiting us in person at 27454 Gratiot Ave Roseville Mi 48066 or accessing services online through our website at https://www.christianfinancialcu.com/ , we are here for you every step of the way. If you're ready to explore how we can assist with your financial needs or have any questions about our services, don't hesitate to reach out at (586) 772-6330. Join us today and experience personalized banking tailored just for you!

Home Ownership Made Easy

For those dreaming of home ownership, our Mortgage Loans & Refinancing services make the process straightforward. We help guide you through each step, ensuring you find the right mortgage solution for your budget. Additionally, if you're facing unexpected expenses or need to consolidate debt, our Personal Loans & Debt Consolidation options can provide quick relief and help streamline your finances.

Personal Banking Solutions

Whether you're just starting out or looking to manage your finances more effectively, our Personal Banking options are tailored for you. We offer checking and savings accounts that fit various lifestyles, making it easy to save for your goals or manage everyday expenses. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing programs provide competitive rates and flexible terms to get you behind the wheel without breaking the bank.

Digital & Online Banking

Key Features

One of the standout features is our ability to send money directly to friends and family through person-to-person transfers. It's as simple as a text message! If you're someone who prefers electronic communication, rest assured that we offer e-statements for easy access to your financial documents. You won't have to worry about paperwork piling up anymore. For those who enjoy modern payment methods, we also support mobile payments. This means you can make purchases quickly and securely using just your smartphone. And with electronic signature authorization not currently available, we're focused on ensuring that each step in our process is clear and secure for our members. At Christian Financial, we prioritize making your banking experience as smooth as possible. Our commitment to accessibility means that whether you're at home or out running errands, managing your money is always within reach. Embrace the ease of digital banking and discover how simple it can be to take control of your finances with us!

Financial Strength

Committed Team

We also take pride in having 171 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members.

Growing Membership Base

Total Share Accounts stand at 153,736, showing a strong and growing member base that trusts us with their finances. With $369,005 available for lending and investments as net shares, we have the capacity to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Christian Financial is your trusted partner. Visit us at 27454 Gratiot Ave Roseville MI 48066 or call 586-772-6330 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $221,106,806 in share certificates and $131,810,146 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $70,894,178 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $6,979 in used auto loans and an impressive $639,134,211 in total loans and leases.

Solid Financial Health

With a net worth of $93,231,457, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,536,820 in used vehicle loans and $26,059,841 in new vehicle loans already helping members get on the road. We provide financing options tailored to your budget, making it easy to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $52,762,833 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to providing personalized service to help you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,407,090, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our knowledgeable team is here to guide you through every step.

Refinancing Options

If you're considering refinancing any of your existing loans, we have options available that could lower your monthly payments or help you pay off debt faster. Don't hesitate to reach out for more information on how we can assist you with refinancing solutions tailored to your needs. At Christian Financial, we pride ourselves on being a resource for our community. If you have questions about our loan offerings or would like to discuss eligibility options further, feel free to call us at (586) 772-6330 or visit us at our location at 27454 Gratiot Ave Roseville Mi 48066 in Roseville, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial goals!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $27,166,751 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards that can help you maximize your spending power.

Loan Aggregator

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CHRISTIAN FINANCIAL CREDIT UNION - Roseville, MI