Christian Financial Credit Union Novi MI | Affordable Auto Loans & Business Banking

Introduction

A Community-Focused Credit Union

Our members are not just numbers; they are our neighbors and friends. With a total loan portfolio of 31,459, we offer a range of services from personal loans to auto financing and business banking solutions. We pride ourselves on fostering strong relationships within our community while ensuring that our members have access to the resources they need for their financial goals. While you can reach us at our Novi location for in-person assistance, please note that official correspondence should be sent to the same address: 41690 W 10 Mile Rd, Novi, MI 48375.

Join Us Today!

Experience the difference with Christian Financial. Whether you're looking to open an account or inquire about loans, we're just a phone call away at 248-380-8921. Visit us today or explore more about our services on our website here. Together, let's build a brighter financial future!

Leadership You Can Trust

Under the leadership of CEO Patricia Campbell and Board President James Banaszak, we strive to maintain transparency and integrity in all our dealings. Our dedicated team of 182 employees is always ready to assist you with any inquiries or needs you may have.

Branch History & Mission

Welcome to Christian Financial, a pillar of the community in Novi, MI. Since we first opened our doors in 1967, we have dedicated ourselves to serving our members with integrity and compassion. Located at 41690 W 10 Mile Rd, Novi, MI 48375, our branch has become a trusted destination for those seeking financial services that truly cater to their needs. Over the years, we have grown significantly, now proudly serving over 56,000 members with total assets amounting to an impressive $876,147,303. Our journey has been marked by milestones that reflect our commitment to excellence and community engagement. From enhancing our service offerings to adopting digital banking solutions, we've continually evolved to meet the changing needs of our members while maintaining the personal touch that sets us apart. At Christian Financial, our mission is simple yet powerful: we strive to improve the financial well-being of our members through personalized services and community support. We believe that when our members succeed, so does our community. Whether it's providing auto loans, mortgage financing, or business banking services, every interaction is rooted in our dedication to making a positive impact. While you can visit us at our main location in Novi for all your banking needs, official correspondence should be sent to the same address: 41690 W 10 Mile Rd, Novi, MI 48375. We are here for you during our operating hours Monday through Friday from 9:00 AM to 6:30 PM and Saturday from 9:00 AM to 2:00 PM. As part of our commitment to accessibility and convenience, we offer ATM availability for quick transactions and shared service center options for members who bank elsewhere but want access to our services. Although we currently do not have drive-thru banking at this branch, we ensure that your experience with us is smooth and efficient. Our focus on digital advancements means you can manage your finances anytime with online banking and mobile payment options. We're always looking for ways to enhance your experience while ensuring compliance with ADA standards so everyone can access our services easily. Community involvement is also close to our heart. We've built strong partnerships with local organizations and schools, engaging in outreach efforts that uplift those around us. Our goal is not just to provide financial services but also to strengthen the fabric of our community. Join us today and become part of a credit union that prioritizes your financial health while giving back to the community. Experience firsthand how Christian Financial can help you achieve your goals because together, we can make a difference! For more information or assistance, feel free to contact us at 248-380-8921. We look forward to welcoming you!

Branch Location & Accessibility

Convenient Access and Parking

We know how important it is for our members to have easy access when they visit. That's why our location offers ample parking right outside the entrance, so you won't have to worry about finding a spot. Plus, we are committed to accessibility; our branch features ADA-compliant entrances and ramps to ensure everyone can easily visit us.

Operating Hours Tailored for You

At Christian Financial, we strive to accommodate your busy schedule. Our lobby hours are Monday through Friday from 9:00 AM to 6:30 PM, and we're also open on Saturdays from 9:00 AM to 2:00 PM. Whether you're stopping by during lunch or after work, we're here to help when you need us most!

Services Designed for Your Needs

When you step into our branch, you'll discover a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we aim to support all your financial goals. We also offer credit cards with rewards and business banking solutions. For added convenience, we have ATM availability right on-site for quick cash withdrawals or balance checks. While members can visit us at 41690 W 10 Mile Rd Novi Mi 48375, official correspondence should be sent to our mailing address at 41690 W 10 Mile Rd, Novi, MI 48375 if it differs. If you're looking for a welcoming place where your banking needs are met with care, look no further than Christian Financial. Feel free to reach out at (248) 380-8921 if you have any questions or would like more information about our services. We invite you to stop by soon our team is excited to assist you!

Member Eligibility

At Christian Financial, we believe that becoming a member is like joining a warm, welcoming family that supports your financial journey. If you're looking to join us at our Novi branch located at 41690 W 10 Mile Rd, Novi, MI 48375, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the area. It's all about community and connection! With a membership at Christian Financial, you can enjoy personalized service and access to a variety of banking products tailored to your needs, including checking accounts, loans, and more. Getting started is easy! You can explore the eligibility requirements further by visiting this link. If you're ready to open an account or have any questions, feel free to give us a call at 248-380-8921. We're here to help you every step of the way on your path to financial wellness!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine running your day-to-day operations without the stress of complicated payment systems. Our merchant services simplify transactions, allowing you to focus on what matters most: serving your customers. From point-of-sale systems to online payment processing, we equip you with the tools to enhance your cash flow and keep your business thriving. Visit us at 41690 W 10 Mile Rd Novi Mi 48375 in Novi, MI or call us at (248) 380-8921 to learn how we can support your business journey. Together, let's build a brighter future for your enterprise!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $192 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $251 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $52,762,833, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. You can easily access your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills. We also provide ATM services for quick cash withdrawals and balance checks.

Credit Cards and Rewards

We understand that rewards matter, which is why our credit cards come with benefits that fit your lifestyle. Enjoy earning rewards on everyday purchases while having the peace of mind that comes with responsible credit use.

Get In Touch!

Ready to explore how Christian Financial can support your financial journey? Contact us at 248-380-8921 or visit us during our lobby hours from Monday to Friday between 9:00 AM and 6:30 PM and Saturday from 9:00 AM to 2:00 PM. We invite you to experience how easy banking can be with us!

Personal Banking Made Simple

When it comes to personal banking, we offer various options that cater to different lifestyles. You can choose from our checking and savings accounts, designed to help you manage your money effectively. If you're considering purchasing a new vehicle, our auto loans and vehicle financing solutions provide competitive rates and flexible terms that make it easier to drive home in your new car. For those thinking about buying a home or refinancing an existing mortgage, we offer mortgage loans with personalized service to guide you through every step of the process. Our personal loans can assist you in managing debt or funding major purchases without the stress.

Shared Branch Access

If you're part of another credit union but need to access funds while visiting us, we offer basic shared branch transactions such as deposits and withdrawals for partner credit union members. This feature ensures that you can manage your finances without hassle.

Supporting Local Businesses

For business owners, Christian Financial provides tailored business banking solutions including merchant services and business loans. We believe in supporting local businesses and helping them thrive in our community.

Digital & Online Banking

Key Services

With our 24/7 online banking feature, managing your finances has never been easier. You can check balances, pay bills, and transfer funds at your convenience through our user-friendly platform. Simply visit us at https://www.christianfinancialcu.com/ to get started. If you prefer the flexibility of mobile banking, our mobile application allows you to handle transactions right from your smartphone. Whether you're making person-to-person transfers or using mobile payments, you can do it all with just a few taps on your screen. We also offer e-statements, so you can easily keep track of your financial activities without the clutter of paper statements. This not only helps the environment but also makes organizing your finances more straightforward. Plus, for those who may need an extra layer of convenience, we provide options for electronic signature authorization, streamlining any necessary paperwork.

Security and Support

At Christian Financial, we prioritize your security. Our online banking platform is equipped with advanced security measures to protect your personal information. You can bank with peace of mind knowing that your data is safe from unauthorized access. Our friendly support team is here to assist you should you have any questions about our digital services. We're committed to making sure that you feel confident and informed as you navigate your financial journey. In summary, whether you're using a computer or a mobile device, Christian Financial offers a range of digital banking solutions tailored to fit your needs making it easier than ever to manage your money efficiently and securely.

Financial Strength

Commitment to Growth

With $70,894,178 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $6,391,342,11 in total loans and leases supporting members' financial goals across various sectors. In addition, we have issued $6,979 in used auto loans this year alone.

Growing Member Base

Total Share Accounts: 153736, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending stand at $369,005, further demonstrating our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Christian Financial is your trusted partner. Visit us at 41690 W 10 Mile Rd Novi Mi 48375 or call 248-380-8921 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our financial performance reflects our operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 171 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Opportunities

Members' savings are secured through $221,106,806 in share certificates and $131,810,146 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over profits; with non-member deposits at $0, our resources are focused solely on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $93,231,457, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $110,536,820 in used vehicle loans and $26,059,841 in new vehicle loans, helping our members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used vehicle, we are here to support you every step of the way.

Business Loans

For business owners looking to expand, our outstanding commercial loans totaling $52,762,833 provide the capital needed for growth. We understand that every business has unique needs and are committed to finding the right solution for you. At Christian Financial, our goal is to make financing straightforward and accessible. If you're interested in any of these loan products or would like more information about refinancing options, please don't hesitate to reach out. You can contact us at (248) 380-8921 or visit us at our branch located at 41690 W 10 Mile Rd Novi Mi 48375 in Novi, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $33,407,090. We simplify the process of buying or refinancing so you can focus on what matters most making your house a home. If you need assistance navigating eligibility or refinancing options, our team is ready to help.

Unsecured Credit Card Loans

Managing finances can be challenging, but we offer flexible terms on unsecured credit card loans. With a total of $27,166,751 in loans available, our credit cards are designed to give you peace of mind and financial flexibility when you need it most.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures that all loan offers are not only accurate but also fair and transparent.

CHRISTIAN FINANCIAL CREDIT UNION - Novi, MI