Christian Financial Credit Union Harper Woods MI | Affordable Auto Loans & Easy ATM Access

Introduction

Welcome to Christian Financial, your trusted partner in financial well-being since 1967! Located at 19770 Harper Ave, Harper Woods, MI 48225, our branch is dedicated to serving our community with personalized banking solutions. With a strong commitment to our members, we are proud to support over 56,000 individuals and families as they navigate their financial journeys. At Christian Financial, we understand that every member's needs are unique. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. Our total assets of $876,147,303 and total deposits of $51,869,462 reflect the trust our members place in us. We also ensure our members can easily access their funds with services like online banking and ATMs. Under the leadership of CEO Patricia Campbell and Board President James Banaszak, our team of 182 employees is dedicated to providing you with exceptional service. We're here to help you achieve your financial goals through transparent advice and tailored products designed just for you. While members can visit us at 19770 Harper Ave, official correspondence should be sent to the same address for your convenience. If you have any questions or need assistance, feel free to reach out by calling us at 586-772-6330. Join us today at Christian Financial and discover how we can support your financial journey! For more information about our services or to become a member, visit our website at christianfinancialcu.com. Your future starts here!

Branch History & Mission

Welcome to the heart of Harper Woods, where Christian Financial has proudly served our community since 1967. With a rich history and a commitment to fostering financial wellness, we have grown alongside our members, becoming a trusted partner in their financial journeys. Located at 19770 Harper Ave, Harper Woods, MI 48225, our branch is not just a place for transactions; it's a hub for community connection and support. Over the years, we've expanded our services to meet the evolving needs of our members while maintaining a personal touch that makes banking feel warm and welcoming. Christian Financial is more than just numbers; it's about people. With over 56,000 members and total assets exceeding $876 million, we are dedicated to providing financial products that empower individuals and families. Our mission is clear: to offer accessible banking services while actively supporting local initiatives that strengthen our community. Throughout the years, we've embraced advancements in technology to enhance your banking experience. From online banking to mobile payments, we strive to make your financial management easier and more convenient. Our branch features include an ATM for quick cash access and drive-thru service for those on the go, ensuring you can manage your finances without added stress. We believe in giving back. Whether through partnerships with local organizations or outreach programs aimed at improving financial literacy, Christian Financial is committed to making a difference in Harper Woods and beyond. While members can visit us at 19770 Harper Ave, official correspondence should be sent to 19770 Harper Ave, Harper Woods, MI 48225-1803 if needed. Our friendly team is here during the following hours: - Monday: Lobby 9:30 AM - 5 PM | Drive-Thru 9 AM - 5 PM - Tuesday: Lobby 11 AM - 5 PM | Drive-Thru 9 AM - 5 PM - Wednesday: Lobby 9:30 AM - 5 PM | Drive-Thru 9 AM - 5 PM - Thursday: Lobby 9:30 AM - 5 PM | Drive-Thru 9 AM - 5:30 PM - Friday: Lobby 9:30 AM - 6 PM | Drive-Thru 9 AM - 6 PM - Saturday: Lobby 9:30 AM - 1:30 PM | Drive-Thru 9 AM - 2 PM If you have questions or need assistance, don't hesitate to call us at 586-772-6330. Join us at Christian Financial today and discover how we can help you achieve your financial goals while being part of something bigger a community-driven credit union that cares. Experience the benefits of membership and take your first step towards better financial health!

Branch Location & Accessibility

Accessibility Features

At Christian Financial, we prioritize accessibility for all our members. Our branch is designed with ADA-compliant features and ramps to ensure everyone can easily access our services. Plus, we offer ample parking right at our location, so you can visit us without any hassle.

Operating Hours

We understand that your time is valuable. That's why our lobby is open Monday through Thursday from 9:30 AM to 5 PM, with extended hours on Friday until 6 PM. On Saturdays, we're here from 9:30 AM to 1:30 PM. If you prefer drive-thru banking, you can take advantage of our service during these same hours ideal for quick transactions when you're on the go!

Services Offered

Christian Financial offers a wide range of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we have you covered. We also provide business banking solutions and convenient online and mobile banking services.

Stay Connected

While members can visit us at 19770 Harper Ave, official correspondence should be sent to our mailing address at the same location for your convenience. If you have questions or need assistance, don't hesitate to give us a call at 586-772-6330. We invite you to visit us soon and experience the friendly service that makes Christian Financial your trusted partner in banking!

Member Eligibility

At Christian Financial, becoming a member feels like joining a family that truly cares about your financial well-being. If you're looking to be part of our supportive community, you'll be pleased to know that membership is open to anyone who lives, works, or worships in the areas we serve. We believe in making banking accessible for everyone, so whether you're just starting out or have been managing finances for years, we welcome you with open arms. For specific eligibility details, feel free to explore our website at where you can find all the information you need. Opening an account with us is simple and straightforward! Just visit our branch located at 19770 Harper Ave Harper Woods Mi 48225, or give us a call at (586) 772-6330 to get started. You can also check out our easy online process through this link: https://www.christianfinancialcu.com/about/contact/opt-in-to-receive-special-offers/ . We can't wait to help you achieve your financial goals and be part of your journey!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $192 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $251 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $52,762,833, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

Imagine having a payment solution that allows you to focus on what truly matters running your business. Our merchant services provide just that. From easy card processing to online payment options, we ensure you can accept payments seamlessly, helping you serve your customers better. Located at 19770 Harper Ave Harper Woods Mi 48225 in Harper Woods, MI, our team is ready to assist you. Reach out at (586) 772-6330 to explore how we can support your business journey today!

Comprehensive List Of Services

Business Banking

For our business members, we provide tailored solutions such as merchant services and business loans designed to support your growth and operations. No matter the size of your business, our knowledgeable staff can guide you through the best options available.

Credit Cards and Rewards

We understand that every little bit helps when it comes to managing expenses. That's why we offer credit cards with rewards that allow you to earn points on purchases you already make. Whether it's cash back for groceries or travel rewards for your next vacation, our credit card options give you more value for your money.

Drive-Thru and Shared Services

For those who prefer face-to-face interactions but need quick service, we offer basic drive-thru banking for deposits, withdrawals, and other simple transactions. If you're a member of a partner credit union, take advantage of our basic shared branch transactions, which allow easy deposits and withdrawals.

Get Started Today!

With so many comprehensive services available at Christian Financial, we're committed to meeting all your financial needs under one roof. For any questions or to learn more about how we can assist you, don't hesitate to reach out at (586) 772-6330 or visit us in person at 19770 Harper Ave Harper Woods Mi 48225 in Harper Woods. Join us today and experience personalized service tailored just for you!

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features like online and mobile banking. With these tools, you can manage your accounts from anywhere check balances, transfer funds, or pay bills right from your smartphone or computer. Plus, our ATM and cash withdrawal services ensure that accessing your funds is quick and hassle-free.

Personal Banking

Our personal banking services are designed with you in mind. We offer checking and savings accounts that can help you manage your day-to-day finances easily. Need a new car? Our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. If you're considering a new home or refinancing your current mortgage, our mortgage loans provide competitive rates and flexible terms that fit your budget. Additionally, our personal loans and debt consolidation services can help simplify your financial life by combining multiple debts into one easy-to-manage payment.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check balances, transfer money, and pay bills whenever it suits you. Plus, our mobile application makes it even more convenient to manage your finances right from your smartphone. You can also enjoy the ease of person-to-person transfers, allowing you to send money to friends and family quickly and securely. We prioritize your security while making banking easier. Although we do not currently support electronic signature authorization, we provide robust security measures to keep your information safe. You can feel confident knowing that your transactions are protected. For those who prefer paperless options, e-statements are available for all members. This not only helps reduce clutter but also allows you to view your statements anytime without waiting for them in the mail. And if you're someone who loves using mobile payments, you'll be pleased to know that this feature is supported as well. At Christian Financial, we believe that banking should empower you giving you control over your financial life while providing peace of mind. Explore our digital banking options today and discover how easy it is to stay on top of your finances!

Financial Strength

Dedicated Team

We also take pride in having 171 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team dedicated to providing excellent service.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored for your needs.

Growing Membership Base

Total Share Accounts: 153,736, showing a strong and growing member base that trusts us with their finances. This growth is a testament to the trust placed in us by our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Christian Financial is your trusted partner. Visit us at 19770 Harper Ave Harper Woods MI 48225 or call 586-772-6330 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our net income reflects our operational efficiency and commitment to serving you well. Although currently at $0, it highlights our focus on managing resources wisely so that we can continue offering competitive loan rates and solid financial products for all members.

Reinvestment for Growth

With $70,894,178 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to reinvesting in our community means more resources go directly back into improving your banking experience.

Secure Savings Options

Members' savings are secured through $221,106,806 in share certificates and $131,810,146 in money market shares, offering stable and rewarding financial growth opportunities. These options provide our members with flexible ways to save while earning competitive returns.

Solid Capital Foundation

Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This ratio shows our ability to withstand market fluctuations while continuing to support our members' needs.

Strong Net Worth

With a net worth of $93,231,457, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid base gives our members peace of mind knowing their funds are secure.

Support for Your Financial Goals

With $6,979 in used auto loans and a total of $639,134,211 in loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're buying a car or seeking financing for other purposes, we're here to help you succeed.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,536,820 in used vehicle loans and $26,059,841 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our dedicated team is here to guide you through the process and ensure you find an option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $52,762,833 provide the capital needed to grow and expand. Whether you need funding for inventory, equipment purchases, or other business-related expenses, we can work with you to find the right solution.

Credit Lines

In addition to traditional loans, we offer credit lines totaling $99,500,000, giving you access to funds when you need them most without having to reapply for a loan each time. At Christian Financial, our goal is to support our members' financial journeys every step of the way. With our array of loan products and personalized service, we're committed to helping you make informed decisions that lead to successful outcomes. For more information or to discuss your loan options further, feel free to contact us at (586) 772-6330, or visit us at our branch located at 19770 Harper Ave Harper Woods Mi 48225 in Harper Woods, MI. We look forward to assisting you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,407,090, make buying or refinancing simple. We provide competitive rates and flexible terms tailored to your specific situation. If you're considering refinancing your current mortgage, we can help with that too our refinancing options are designed to ease your financial burden while providing potential savings.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $27,166,751 in loans helping members manage their finances effectively. These credit cards come with rewards that make everyday purchases more rewarding and manageable.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers are fair and transparent. By working only with credible financial institutions, LendMesh guarantees that users receive accurate information when comparing loan options.

CHRISTIAN FINANCIAL CREDIT UNION