Christian Financial Credit Union Center Line MI | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Christian Financial, where your financial well-being is our top priority! Located at 8171 E 10 Mile Rd, Center Line, MI 48015, we have been serving the community since 1967. With a strong commitment to our members, we pride ourselves on being more than just a credit union; we're a trusted partner in your financial journey. At Christian Financial, we understand that every member has unique needs. That's why we offer a variety of services tailored to help you achieve your goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Our community-focused approach has enabled us to grow to a membership of 56,013 and manage assets totaling over $876 million. Under the leadership of our CEO, Patricia Campbell, and Board President, James Banaszak, our dedicated team of 182 employees works tirelessly to provide exceptional service. We are proud of our robust financial standing, with total deposits reaching $51,869,462 and net worth amounting to $93,231,457. These figures reflect not only our stability but also our commitment to reinvesting in the community. While you can visit us at our branch for all your banking needs, feel free to reach out via phone at 586-772-6330 for any inquiries or assistance. If you prefer digital solutions, explore our website at Christian Financial for online banking options and resources. Whether you're looking to save for the future or secure a loan today, Christian Financial is here to support you every step of the way. Come discover how we can help you thrive financially!

Branch History & Mission

Commitment to Service

Our commitment goes beyond traditional banking; we focus on providing an inclusive environment where every member feels valued. Accessibility is important to us; we ensure ADA compliance throughout our branch and strive to make banking easier for everyone. With dedicated operating hours from Monday through Saturday and both lobby and drive-thru services available, we make it easy for members to bank at their convenience. If you need assistance or have any questions about your account or our services, don't hesitate to reach out at 586-772-6330. As we look ahead, Christian Financial remains committed to growth and innovation while staying true to our roots. We invite you to join our family today! Experience firsthand how we can help you achieve your financial dreams while being part of a community-focused organization. Together, let's build a better tomorrow!

Our Evolution

From its humble beginnings, Christian Financial has continuously adapted to meet the needs of its members. Over the years, it has expanded its services to include personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. As technology advanced, so did the credit union's offerings. Today, members can enjoy convenient online and mobile banking services along with ATM access for quick transactions. While members can visit us at our branch address in Center Line, official correspondence should be sent to our mailing address: 8171 E 10 Mile Rd, Center Line, MI 48015-1449. We are proud to offer drive-thru banking for those who prefer quick service without leaving their vehicles.

Our Mission

At Christian Financial, our mission is simple yet powerful: to empower our members to achieve their financial goals while making a positive impact in the community. We believe that strong communities lead to stronger families and individuals. That's why we actively engage in outreach efforts and partnerships that uplift our neighbors. Whether it's providing financial education or supporting local initiatives, we aim to create a brighter future for everyone in Macomb County.

Branch Location & Accessibility

Comprehensive Services

At Christian Financial, we offer a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have the tools to help you succeed financially. Plus, with our ATM availability and drive-thru banking service, you can manage your transactions quickly and efficiently. While members can visit us at 8171 E 10 Mile Rd, official correspondence should be sent to the same address as our mailing address: 8171 E 10 Mile Rd, Center Line, MI 48015-1449.

Convenient Access

Our branch is easily accessible, with ample parking available for members visiting us. We take pride in being ADA compliant, ensuring that everyone can comfortably access our services. Whether you're stopping by for a quick transaction or looking to discuss more complex financial needs, our doors are open to assist you.

Get in Touch!

Have questions or want to learn more? Don't hesitate to give us a call at 586-772-6330. We're here to support you every step of the way! Come visit us today at Christian Financial and see how we can help make your banking experience smooth and enjoyable.

Operating Hours

We understand that life can be busy! That's why we offer flexible operating hours to fit your schedule. Our lobby is open Monday through Thursday from 9:30 AM to 5 PM, and on Friday until 6 PM. If you're planning a Saturday visit, our drive-thru is available from 9 AM to 2 PM making it easy for you to handle banking tasks even on weekends.

Member Eligibility

At Christian Financial, we believe that everyone deserves a place to thrive, and becoming a member is your first step into our welcoming community. To join us at our branch located at 8171 E 10 Mile Rd Center Line Mi 48015, you simply need to meet some straightforward eligibility criteria. Generally, if you live, work, worship, or attend school in the areas we serve, you're already on the right track! We're all about inclusivity and support, so whether you're looking for personal banking services or loans tailored to your needs, you'll find what you're looking for here. Opening an account with us is easy! You can get started by visiting our website or giving us a call at (586) 772-6330. For more details on eligibility and to stay updated on any changes, check out our resource page at . Join us today and discover the many benefits of being part of the Christian Financial family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to our loan options, we offer merchant services that make transactions easier for your business. Picture this: a busy Saturday at your store, and your customers can pay quickly with their preferred methods whether that's credit cards or mobile payments. Our services streamline these processes, allowing you to focus on what you do best running your business. Located at 8171 E 10 Mile Rd Center Line Mi 48015 in Center Line, MI, we're here to help your business reach its full potential. Give us a call at (586) 772-6330 or visit us online at https://www.christianfinancialcu.com/ for more information!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $192 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $251 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $52,762,833, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive Business Banking solutions including merchant services and business loans. We recognize how important it is for businesses in our community to thrive, and we're here to support you every step of the way.

Credit Options for Every Need

Don't forget about our Credit Cards with Rewards, which let you earn points on everyday purchases perfect for those who love to travel or shop! Our credit card options are designed not only for convenience but also to reward you for managing your expenses wisely.

Digital Access and Convenience

In today's fast-paced world, easy access to banking is essential. That's why at Christian Financial, we prioritize digital banking features like Online & Mobile Banking. You can check balances, transfer funds, and pay bills from anywhere whether you're at home or on the go. Plus, our ATM & Cash Withdrawal Services ensure that you have access to cash when you need it most. If you're in a hurry, our Basic Drive-Thru Banking allows quick deposits and withdrawals without leaving your car. For those who prefer face-to-face interactions, we also offer Basic Shared Branch Transactions so you can conduct deposits and withdrawals even if you're not at your home branch.

Get Started Today!

Ready to explore all that Christian Financial has to offer? We invite you to visit us at 8171 E 10 Mile Rd Center Line Mi 48015, or give us a call at (586) 772-6330. Join us in experiencing personalized service and comprehensive financial solutions tailored just for you. Let's work together towards achieving your financial goals!

Personal Banking Solutions

Imagine having a checking account that fits your lifestyle perfectly. Our Personal Banking options include various checking and savings accounts designed to help you manage your day-to-day finances with ease. If you're considering a new vehicle, our Auto Loans & Vehicle Financing services make it simple to get behind the wheel without breaking the bank. With competitive rates and flexible terms, you can drive away feeling confident about your choice. When it comes to securing a home, our Mortgage Loans & Refinancing options provide you with the necessary tools to achieve your dream. We offer expert guidance throughout the process to ensure you find the best fit for your situation. Additionally, if you're facing debt challenges, our Personal Loans & Debt Consolidation services are here to help you regain control over your finances.

Digital & Online Banking

Accessibility and Ease-of-Use

We believe that banking should be accessible to everyone. That's why we provide features like mobile payments and person-to-person transfer options, making it easy to send money to friends or family in seconds. With our digital tools, you can stay connected to your finances in real-time no more waiting in line or dealing with paperwork! Visit us today at https://www.christianfinancialcu.com/ to explore all the ways Christian Financial can help simplify your banking experience while keeping your information safe and sound. Whether you're using our online services or our mobile app, we're here to support you every step of the way!

Key Services

Our online banking platform at https://www.christianfinancialcu.com/ is user-friendly and packed with features that enhance your banking experience. You can easily check your balance, transfer funds, and pay bills all at your fingertips. Plus, with our mobile application, managing your finances has never been simpler. Whether you're making person-to-person transfers or setting up mobile payments, everything is just a tap away. Security is a top priority for us. While we currently do not offer electronic signature authorization, rest assured that your data is protected through robust security measures. Additionally, enjoy the peace of mind that comes with e-statements availability. This means you can access your statements anytime without worrying about lost paper copies.

Financial Strength

Commitment to Growth

With $70,894,178 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $6,979 in used auto loans and a total of $639,134,211 in loans and leases across various sectors.

Growing Trust

We have built a strong member base with 153,736 total share accounts, showcasing the trust our community places in us. Additionally, our net shares available for lending stand at $369,005, further solidifying our position as your reliable financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Christian Financial is your trusted partner. Visit us at 8171 E 10 Mile Rd Center Line MI 48015 or call 586-772-6330 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $221,106,806 in share certificates and $131,810,146 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 171 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $93,231,457, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.62% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,536,820 in used vehicle loans and $26,059,841 in new vehicle loans already helping members get on the road. We cater to both new and used vehicle purchases, ensuring you have access to financing that fits your budget and lifestyle.

Credit Lines and Unsecured Loans

For those who need extra flexibility in managing finances, our total credit lines amounting to $99,500,000 can provide just what you need. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $27,166,751 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $33,407,090, make buying or refinancing simple. We aim to guide you through the process with straightforward terms and dedicated support.

Refinancing Options

If you're considering refinancing any of your existing loans or credit lines, we can help explore eligibility options tailored specifically for you. Our goal is to ensure that you find the best solution for your financial situation. You can reach us at our branch located at 8171 E 10 Mile Rd Center Line MI 48015, or give us a call at 586-772-6330 for more information on any of our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Christian Financial, we're committed to empowering our members with the right tools and resources for a brighter financial future.

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CHRISTIAN FINANCIAL CREDIT UNION