Choice One Community Credit Union Plains Township PA | Best Auto Loans & Business Banking

Introduction

Welcome to Choice One Community, your trusted financial partner located at 501 E Main St, Plains Township, PA 18702. Since our establishment in 1941, we have dedicated ourselves to serving the needs of our community and fostering financial well-being among our 11,445 members. With total assets amounting to an impressive $125,857,320, we stand as a pillar of strength and reliability in the local banking landscape. At Choice One Community, we pride ourselves on being more than just a credit union; we are your neighbors and friends. Our friendly team, led by CEO Thomas Smith and Board President Susan Bat, is here to help you navigate your financial journey. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans and mortgages, we have tailored solutions to meet your needs. We understand that trust is built over time, which is why we focus on providing transparent services. With total deposits reaching $1,971,454 and a net worth of $11,837,673, you can feel secure knowing your finances are in good hands. We also maintain healthy cash reserves of $3,217,977 to ensure that we can support our members when they need it most. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to the same address: 501 E Main St, Plains Township, PA 18702. If you have any questions or would like to learn more about our services ranging from business loans to online banking please don't hesitate to reach out at 570-823-7676. Join us at Choice One Community today and experience the difference that a member-focused credit union can make in your life. We look forward to welcoming you into our community! Visit us online at choiceone.org for more information.

Branch History & Mission

A Commitment to Community

Our mission is clear: to provide accessible financial services while fostering a sense of community and support among our members. We aim to empower individuals and families by offering personalized banking solutions like checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking services. Our focus is not just on transactions but on building lasting relationships that enrich lives. While you can visit us at our branch location in Plains Township, official correspondence should be directed to the same address for your convenience.

Community Outreach

Choice One Community believes in giving back. We regularly engage in partnerships and outreach programs aimed at supporting local initiatives and enhancing community well-being. Whether it's financial literacy workshops or charitable events, we strive to make a positive impact beyond banking.

Join Us Today!

We invite you to be part of our growing family! Experience the difference at Choice One Community where your financial needs are met with care and dedication. Visit us during our operating hours Monday through Friday from 9 AM to 5 PM and Saturdays from 8 AM to Noon or give us a call at 570-823-7676. Together, let's build a brighter financial future!

Milestones and Innovations

As we reflect on our journey, we take pride in embracing advancements that enhance member experience. Our commitment to digital banking allows you to manage your finances easily through online and mobile platforms. We also ensure accessibility with features like ADA compliance and shared service center availability.

Branch Location & Accessibility

Convenient Hours for Your Busy Life

We understand that life can get busy, which is why our lobby hours are crafted with your schedule in mind. Join us Monday through Friday from 9 AM to 5 PM and on Saturdays from 8 AM to noon. Whether you need assistance with checking accounts, auto loans, or any of our other services, we're here when you need us.

Easy Access and Comfort

At Choice One Community, we prioritize accessibility. Our branch is designed to accommodate everyone, featuring ADA-compliant entrances and ample parking to make your visit hassle-free. Whether you're stopping by for personal banking or to explore loan options, you can find a comfortable space here.

Services Tailored to You

Our branch offers a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, if you're part of another credit union that participates in shared services, you can also complete basic transactions right here! While members can visit us at 501 E Main St for all their banking needs, please note that official correspondence should be sent to the same address since it serves as both our branch and mailing address.

Stay Connected

Have questions or need assistance? Don't hesitate to give us a call at 570-823-7676. We're excited to help you with all your financial goals. Come visit us today at Choice One Community!

Member Eligibility

At Choice One Community, we believe in the power of community and welcome anyone looking to join a supportive financial family. If you live, work, or attend school in our area, you're likely eligible to become a member! We embrace diversity and aim to serve everyone who shares our values. By joining us at Choice One Community, located at 501 E Main St Plains Township Pa 18702, you gain access to a variety of financial services designed with your needs in mind, from personal banking to loans and credit options that can help you thrive. Getting started is simple! You can check out the detailed eligibility criteria on our website at https://choiceone.org/join-choice-one/become-a-member/. If you find that you qualify, opening an account is just as easy visit us online for more information on how to get started with your membership journey at https://choiceone.org/services-resources/zelle/. Should you have any questions or need assistance, don't hesitate to give us a call at (570) 823-7676. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $469,534, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Work for You

In addition to loans, our merchant services provide tools that help streamline your operations. Imagine being able to accept payments effortlessly, giving your customers multiple payment options while keeping your cash flow steady. Whether it's point-of-sale systems or mobile payment solutions, we're here to make transactions simpler for you. Discover how Choice One Community can be a partner in your business journey. Contact us today at (570) 823-7676 or visit us online at https://choiceone.org/ to learn more about how we can support your financial needs!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we understand how vital it is to have reliable banking solutions. At Choice One Community, we provide comprehensive Business Banking services including Merchant Services that simplify payment processing and help keep your cash flow steady. Our Business Loans are designed to support growth and operational needs whether it's for inventory purchases or equipment upgrades.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts from anywhere. Check balances, transfer funds, pay bills, and even send money directly to friends or family using our person-to-person payment service all at your fingertips! Need cash? Our branch provides easy access through ATM & Cash Withdrawal Services, ensuring you can get cash when you need it most. For members of partner credit unions, we also facilitate basic shared branch transactions such as deposits and withdrawals.

Get In Touch

With our friendly team ready to assist you during lobby hours from Monday through Friday (9 am - 5 pm) and Saturday (8 am - Noon), we're just a call away at 570-823-7676. We invite you to visit us or explore more about our offerings online at Choice One Community. Whether you're planning for the future or simply need assistance managing day-to-day finances, Choice One Community is here for you every step of the way!

Personal Banking Solutions

When it comes to managing your everyday finances, our personal banking services have you covered. We offer Checking and Savings Accounts that make it easy to manage your money while earning interest on your savings. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms to get you on the road without the stress of high payments. Homeownership is a big step, and with our Mortgage Loans & Refinancing, we can help you find the right fit for your budget. Whether you're a first-time buyer or looking to refinance an existing mortgage, we're here to guide you through the process. For those unexpected expenses or plans that require extra funds, our Personal Loans & Debt Consolidation services offer straightforward solutions that can help ease your financial burdens. Plus, enjoy rewards on purchases with our Credit Cards with Rewards, making every transaction a little more rewarding.

Digital & Online Banking

Key Services

With our online banking platform, accessible through https://choiceone.org/, you can check your account balances, transfer money, and pay bills anytime, day or night. Our 24/7 online banking services ensure that you have the control you need over your accounts without any hassle. Plus, for those who enjoy going paperless, we offer e-statements to keep your financial records organized and easily accessible. If you need to send money quickly to friends or family, our person-to-person transfers make it simple and fast. Just a few taps on your smartphone or computer can get the job done!

Security and Accessibility

Your security is our top priority. We've implemented robust security measures to protect your personal information while ensuring that our services remain user-friendly. With our mobile application available for download, you can take your banking experience with you wherever you go. You'll be able to manage your accounts securely from your mobile device. While we currently do not support electronic signature authorization or mobile payments, we are continuously looking for ways to enhance your banking experience. At Choice One Community, we believe that banking should be straightforward and efficient. With features like e-statements and person-to-person transfers, along with our easy-to-use mobile app, we're here to help you manage your finances effectively anytime, anywhere!

Financial Strength

At Choice One Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trusting a financial institution with your hard-earned money requires confidence in its strength and reliability. That's why we're proud to share our robust financial standing, which reflects our commitment to serving you. With a net worth of $11,837,673, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.40% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $3,218,039 in share certificates and $7,672,299 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to this strong foundation, we have $11,703,673 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in our offerings: with $2,149 in used auto loans and $85,548,183 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is highlighted by our $57,002, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 2 part-time employees who are committed to providing excellent service. The trust placed in us by our members is evident through our 20,949, showcasing a strong and growing member base that relies on us for their financial needs. Our net shares available for lending stand at $0, further illustrating our capacity to support you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Choice One Community is your trusted partner. Visit us at 501 E Main St Plains Township Pa 18702 or call (570) 823-7676 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,073,420 in used vehicle loans and $13,634,399 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our team is ready to assist you every step of the way.

Credit Lines and Business Loans

For those looking for additional flexibility in managing cash flow or funding business initiatives, our credit lines totaling $15,000,000 are designed for your convenience. Additionally, we have outstanding commercial loans totaling $469,534 available for business owners needing capital to grow and expand. If you're interested in refinancing options or learning about eligibility criteria for any of our loan products, please don't hesitate to reach out. Our knowledgeable staff is here to guide you through the application process and answer any questions you may have. To learn more about how we can help you secure the financing you need, contact us at 570-823-7676 or visit us at our branch located at 501 E Main St, Plains Township, PA 18702. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,725,527, make buying or refinancing simple. We provide guidance through each phase of the mortgage process to ensure you find the best solution for your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,982,710 in loans helping members manage their finances effectively. These credit cards come with various benefits that can help you build credit while enjoying everyday purchases.

Loan Aggregator

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CHOICE ONE COMMUNITY FEDERAL CREDIT UNION - Plains Township, PA

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