Choice One Community Credit Union Old Forge PA | Affordable Auto Loans & Easy ATM Access

Introduction

Welcome to Choice One Community, your trusted financial partner located at 510 Bridge St, Old Forge, PA 18518. Since our establishment in 1941, we have been dedicated to serving our members with integrity and care. With over 11,445 members and a robust asset base of $125,857,320, we pride ourselves on being a cornerstone of the community. At Choice One Community, we understand that every financial journey is unique. That's why we offer a variety of services tailored to meet your needs whether it's personal banking, auto loans, or business banking solutions. Our commitment to providing excellent service is reflected in our total deposits of $1,971,454 and the responsible management of our total loans and leases, which stand at 7,384. We are led by our dedicated CEO, Thomas Smith, and Board President, Susan Bat, who work tirelessly to ensure we remain focused on our mission: supporting our members and their financial goals. With a team of 30 employees, we're here to help you navigate your financial options with ease. While you can visit us at our branch for any inquiries or services you may need, please note that official correspondence should be sent to our mailing address at 501 E Main St, Plains Township, PA 18702-6920. Ready to take the next step in your financial journey? Give us a call at 570-823-7676 or explore more about what we can offer by visiting us online at choiceone.org. Your future starts here!

Branch History & Mission

Community Engagement

Choice One Community actively engages with the neighborhoods around us through various outreach initiatives and partnerships. We understand that supporting local organizations enhances the lives of those in Old Forge and surrounding areas. By participating in community events and offering educational workshops on financial literacy, we aim to foster a stronger bond with our members. In addition to traditional banking services, we offer convenient options like online banking and ATM access ensuring you have flexibility when managing your finances. Although we do not have drive-thru service at this location, our shared service center provides additional resources for basic transactions if needed. As we look toward the future, we remain committed to improving our technology while adhering to ADA compliance standards so that all members can access our services easily.

Join Us

We invite you to experience what makes Choice One Community special. Whether you're looking for a new place to bank or seeking guidance on your financial journey, we're here for you. Visit us during our lobby hours from Monday through Friday from 9 AM to 5 PM or give us a call at 570-823-7676. Join us today and be part of a community-focused credit union where your goals matter!

Our Mission

At Choice One Community, our mission goes beyond just providing banking services; we strive to empower individuals and families through financial education and support. We believe that everyone deserves the opportunity for financial stability and success. Our commitment is evident in every service we offer from personal banking options like checking and savings accounts to auto loans and mortgages. We ensure that each member receives personalized attention tailored to their unique needs. While members can visit us at 510 Bridge St, official correspondence should be sent to 501 E Main St, Plains Township, PA 18702-6920 if it differs from the branch address. We want our members to feel comfortable reaching out for any assistance they may need.

Branch Location & Accessibility

Get in Touch

If you have any questions or would like more information about our services, feel free to give us a call at 570-823-7676. We invite you to visit us soon and discover how we can support your financial journey!

Operating Hours

Our branch is open Monday through Friday from 9 AM to 5 PM, making it simple for you to come in during your busy week. Whether you're looking to open an account or need assistance with loans or other banking services, our friendly staff is here to help.

Parking and Accessibility

We prioritize your convenience with ample parking available right outside our doors. Our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances to ensure everyone can access our services comfortably.

Services Offered

At Choice One Community, we offer a variety of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we have everything you need under one roof. Plus, we provide ATM services for quick cash withdrawals and basic transactions for partner credit union members.

Member Eligibility

Becoming a member of Choice One Community is like joining a family that genuinely cares about your financial well-being. If you live, work, or worship in the Old Forge area, or if you're related to someone who does, you're likely eligible to join us! We believe in making banking accessible and friendly, so whether you're new to credit unions or looking for a supportive place to manage your finances, you'll find a warm welcome here. For more details on eligibility, feel free to check out our page at https://choiceone.org/join-choice-one/become-a-member/ . Opening an account with us is simple and straightforward. You can visit us at our branch located at 510 Bridge St Old Forge Pa 18518, or give us a call at (570) 823-7676 if you have any questions. We're here to help guide you through the process and ensure you feel right at home from the moment you step through our doors! To learn more about how to open your account, just visit https://choiceone.org/services-resources/zelle/ . Join us today and experience the benefits of being part of the Choice One Community community!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the ability to accept payments seamlessly while managing your cash flow effortlessly. Our merchant services help businesses thrive by enabling secure transactions and offering tools that simplify everyday operations. From credit card processing to online payment solutions, we provide the resources you need to focus on what you do best running your business. Located at 510 Bridge St Old Forge, PA 18518, we're here to support you every step of the way. Let us partner with you in achieving your business aspirations!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $469,534, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Access and Shared Branch Transactions

Need cash quickly? Our ATM and cash withdrawal services make it easy to access funds whenever needed. Plus, if you're a member of partner credit unions, you can perform basic shared branch transactions such as deposits and withdrawals right here at Choice One Community.

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to support your growth and operational needs. We aim to be your trusted partner in navigating the financial landscape of running a business.

Conclusion

At Choice One Community in Old Forge, PA, we're here to empower you with the financial tools and resources necessary for success. With a commitment to exceptional service and community involvement since 1941, we invite you to explore all that we have to offer. Visit us today or check out our website at choiceone.org for more information on how we can support your financial journey!

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services that let you manage your accounts from anywhere. Whether it's checking balances, making transfers, or paying bills, our digital banking features ensure that you're always in control of your finances.

Credit Cards and Rewards

Who doesn't love rewards? At Choice One Community, we offer credit cards with rewards that allow you to earn points on every purchase. Whether you're shopping for essentials or planning a special getaway, our credit card program can add value back into your wallet.

Personal Banking Solutions

We offer a variety of personal banking options to help you manage your finances with ease. Our checking and savings accounts are designed for everyday needs, allowing you to save for future goals or manage daily expenses efficiently. If you're looking for a reliable way to finance your next vehicle, our auto loans and vehicle financing solutions can help you drive away in your dream car without breaking the bank. For those considering homeownership or refinancing, our mortgage loans provide competitive rates and flexible terms tailored to fit your situation. Additionally, our personal loans and debt consolidation options can assist you in managing existing debts while providing the cash flow you need for unexpected expenses.

Digital & Online Banking

Banking at Your Fingertips

For those who prefer mobile banking, our mobile application is here to help. Available for download, this app offers all the features you need right from your smartphone. Plus, with mobile payments on the horizon, you'll soon be able to make purchases with just a tap making transactions smoother than ever.

Easy Access to Your Accounts

With our robust online banking platform available at https://choiceone.org/ , you can access your accounts 24/7. Check balances, pay bills, and transfer funds with just a few clicks. It's all about giving you control when you need it most.

Secure Transactions

We prioritize your security. While we currently do not offer electronic signature authorization, rest assured that our online banking services are designed with your safety in mind. You can bank confidently knowing that your personal information is protected. At Choice One Community, we're committed to providing easy access and real-time account management so that you can focus on what matters most in life. Join us today and experience how digital banking can enhance your financial journey!

Stay Organized with E-Statements

Say goodbye to paper clutter! Enjoy the convenience of e-statements available at Choice One Community. You can easily view, download, or print your statements whenever you need them. This not only helps you stay organized but is also better for the environment.

Transfer Funds Effortlessly

Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick. Just a few taps on your device, and your money is on its way!

Financial Strength

Commitment to Growth

With $11,703,673 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is reflected in our lending capacity; with $2,149 in used auto loans and $85,548,183 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is evident as shown by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 28 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedicated workforce supports our vision of providing exceptional service while maintaining robust financial strength.

Member Savings Secured

Members' savings are secured through $3,218,039 in share certificates and $7,672,299 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share and Deposit Accounts stand at 20,949, showing a strong and growing member base that trusts us with their finances. Our Net Shares available for lending and investments total $0, reinforcing our position as a reliable partner for your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Choice One Community is your trusted partner. Visit us at 510 Bridge St Old Forge Pa 18518 or call (570) 823-7676 to learn more about how we can help you achieve your financial goals.

Strong Financial Health

With a net worth of $11,837,673, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $940 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,073,420 in used vehicle loans and $13,634,399 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $469,534 provide the capital needed to grow and expand your business. We understand that having access to funds can be crucial for success, and our team is ready to assist you with tailored solutions. At Choice One Community in Old Forge, PA (510 Bridge St), we're committed to providing personalized service and expert guidance every step of the way. Whether you need assistance with loan applications or have questions about eligibility requirements, don't hesitate to reach out at 570-823-7676 during our operating hours (Monday - Friday from 9 AM to 5 PM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and take the first step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,725,527, make buying or refinancing simple. We provide competitive rates and flexible terms to ensure that you find the right fit for your budget. If you're considering refinancing your current mortgage, we can help you explore eligibility options that could save you money.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,982,710 in loans helping members manage their finances effectively. This option is great for those who want to simplify their budgeting while still enjoying the benefits of credit.

Loan Aggregator

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CHOICE ONE COMMUNITY FEDERAL CREDIT UNION - Old Forge, PA