Choice One Community Credit Union Kingston PA | Affordable Auto Loans & Online Banking

Introduction

Welcome to Choice One Community, your trusted financial partner located at 584 Wyoming Ave, Kingston, PA 18704. Since our establishment in 1941, we have been dedicated to serving our community with a personal touch and a commitment to helping members achieve their financial goals. Our credit union has grown to support over 11,445 members, with total assets reaching an impressive $125,857,320. At Choice One Community, we pride ourselves on being more than just a financial institution; we are a part of your neighborhood. Our friendly team is here to provide you with the services you need, whether it's opening a new checking account, applying for an auto loan, or exploring mortgage options. With total loans amounting to 7,384 and deposits of $1,971,454, we aim to ensure that your money works harder for you. While members can visit us at our Kingston branch, official correspondence should be sent to 501 E Main St, Plains Township, PA 18702-6920. Our commitment extends beyond banking; we actively engage with our community and strive to make a positive impact in every way possible. Under the leadership of CEO Thomas Smith and Board President Susan Bat, our team of 30 employees is ready to assist you during our operating hours from Monday to Friday, 9 AM to 5 PM. We offer a range of services including personal banking options like checking and savings accounts, as well as auto loans and business banking solutions. If you're looking for a reliable partner in your financial journey, look no further! Call us today at 570-823-7676 or visit our website at choiceone.org to learn more about how we can help you thrive financially. Join us at Choice One Community where your financial success is our priority!

Branch History & Mission

Community Commitment

Our dedication extends beyond traditional banking services. We actively participate in community events and programs designed to make Kingston a better place for everyone. By supporting local charities and hosting workshops on financial wellness, we reinforce our commitment to being more than just a credit union; we are your neighbors invested in your success.

Join Us!

As we look ahead, we invite you to be part of the Choice One Community family. Experience firsthand how our member-focused approach can help you achieve your financial goals while contributing positively to our shared community spirit. For more information about becoming a member or exploring our services further, please give us a call at 570-823-7676 or visit us online at choiceone.org. Together, let's build a brighter future!

Our Journey

From our humble beginnings, Choice One Community has evolved significantly. We began as a small credit union with a mission to offer affordable banking services to local residents. Over the decades, we've expanded our offerings to include personal banking, auto loans, mortgage services, and business banking solutions. As technology advanced, so did we embracing online and mobile banking to ensure that our members have access to their accounts anytime, anywhere. Located at 584 Wyoming Ave, our branch is easily accessible and close to local landmarks that many in Kingston know well. This central location allows us to remain connected with our members and engage in meaningful community outreach efforts. While members can visit us at this address, official correspondence should be sent to 501 E Main St, Plains Township, PA 18702-6920.

Our Mission

At Choice One Community, our mission is clear: we strive to empower our members by providing them with the tools they need for financial success. We believe in fostering strong relationships built on trust and transparency. Our focus goes beyond just banking; we aim to uplift our community through various outreach initiatives and partnerships that promote financial literacy and support local causes. We understand that every member has unique needs. That's why we offer personalized service tailored to each individual's situation. Whether it's helping someone secure their first auto loan or guiding a family through mortgage options, we are here for you every step of the way.

Branch Location & Accessibility

Get in Touch

Have questions? Feel free to give us a call at 570-823-7676. We're excited to meet you and help you achieve your financial goals. So why wait? Visit us today at Choice One Community in Kingston where your banking experience matters!

Nearby Landmarks and Accessibility

Our Kingston location is just a stone's throw away from several community landmarks, including the bustling local shops and eateries that make this town special. Parking is available right outside our branch, ensuring you have a hassle-free experience when you visit. We take pride in being accessible to everyone, featuring ADA-compliant facilities that include ramps and designated parking spots.

Operating Hours and Services

We're open Monday through Friday from 9 AM to 5 PM, ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgage loans, and more. Whether you're looking to apply for a credit card with rewards or need help with online banking, our dedicated team is here for you. If you're in need of cash or quick transactions, you'll be glad to know we offer ATM services right on-site. While we currently do not have drive-thru banking at this location, our shared service center allows members from partner credit unions to perform basic transactions such as deposits and withdrawals.

Member Eligibility

At Choice One Community, we believe that becoming a member is like joining a close-knit community where everyone supports one another. If you're looking to experience the benefits of our services, you might be pleasantly surprised by how easy it is to join us! Membership is open to those who live, work, worship, or go to school in our community, making it truly accessible for many. Our friendly team at Choice One Community, located at 584 Wyoming Ave Kingston Pa 18704, is here to guide you through the process. Whether you're seeking personal banking options or looking to secure an auto loan, we offer a range of services tailored just for you. For detailed eligibility criteria, feel free to check out our resource at https://choiceone.org/join-choice-one/become-a-member/ . If you're ready to take the next step in your financial journey, visit us or give us a call at (570) 823-7676. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $469,534, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to our loan offerings, we provide essential merchant services that simplify transactions and enhance cash flow. Imagine having a reliable partner for processing payments allowing you to focus on what matters most: growing your business. Our services are designed to make everyday financial tasks easier, so you can spend more time serving your customers. Visit us at 584 Wyoming Ave Kingston Pa 18704 in Kingston, PA, or call us at (570) 823-7676 to discover how our business banking solutions can empower your enterprise!

Comprehensive List Of Services

Accessibility & Convenience

At Choice One Community, convenience is key. With access to an ATM and shared branch transactions, members can handle basic deposits and withdrawals with ease. And if you're part of another credit union, don't worry! You can still access essential services through our shared branch network. We also prioritize keeping up with modern banking trends. Our online and mobile banking features ensure you can manage your finances from anywhere at any time perfect for today's busy lifestyles.

Business Banking

If you're an entrepreneur, we offer comprehensive business banking services, including merchant services and business loans. Whether you're just starting out or looking to expand, we have the tools to support your growth.

Connect with Us

Ready to explore these services? We invite you to visit us at 584 Wyoming Ave Kingston Pa 18704, call us at (570) 823-7676, or check out our website at Kingston. Discover how we can assist in achieving your financial goals today!

Credit Cards

Looking for a credit card that rewards you? Our credit cards with rewards not only give you buying power but also allow you to earn points or cash back on your purchases. It's a win-win!

Home Financing

Thinking about purchasing a home? Our mortgage loans and refinancing options provide flexible terms that fit your budget. We know how important it is to find the right loan for your dream home, so our knowledgeable team is here to guide you every step of the way.

Personal Banking

Our personal banking options include checking and savings accounts that cater to everyday needs. Imagine having a checking account that not only keeps your money safe but also offers rewards for using it. You can easily manage your finances through online and mobile banking, making transactions simple no matter where you are. If you're planning to buy a new car, our auto loans and vehicle financing solutions will help you hit the road without breaking the bank.

Personal Loans

For those unexpected expenses or consolidating debt, our personal loans offer a straightforward solution. With competitive rates and easy application processes, getting back on track has never been easier.

Digital & Online Banking

Easy Transfers and Payments

Need to send money to a friend? Our person-to-person transfer feature allows you to quickly and securely send money directly from your account. Plus, although we don't currently offer mobile payments, our other services ensure that managing your finances is hassle-free. In conclusion, whether you're logging into our online banking or using our mobile app, Choice One Community is committed to making banking easier for you. Explore all these fantastic features today by visiting https://choiceone.org/ !

Go Green with E-Statements

Embrace a more sustainable way to manage your finances with e-statements. Not only do they help reduce paper waste, but they also allow you to access your statements anytime with just a few clicks.

Key Features

With our online banking service, you can easily check your account balance, transfer funds, and pay bills without the need to visit a branch. Our user-friendly interface makes navigation simple and efficient. Plus, if you prefer managing your finances on your smartphone, we have a dedicated mobile application that puts all these features right in your pocket.

Security You Can Trust

We prioritize your security with every transaction. While we currently do not support electronic signature authorization, our systems are designed to protect your information and give you peace of mind while banking online.

Financial Strength

Growing Membership

Total Share Accounts: 20,949, showing a strong and growing member base that trusts us with their finances. This trust empowers us to focus on what matters most providing exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Choice One Community is your trusted partner. Visit us at 584 Wyoming Ave Kingston Pa 18704 or call (570) 823-7676 to learn more about how we can help you achieve your financial goals.

Investment in Our Future

With $11,703,673 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial journey with confidence.

Lending Capacity

Our strong lending capacity supports members' financial goals across various sectors. With $2,149 in used auto loans and $85,548,183 in total loans and leases, we're dedicated to helping you achieve your dreams whether it's purchasing a vehicle or expanding your business.

Member-Centric Savings Options

Members' savings are secured through $3,218,039 in share certificates and $7,672,299 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our efficient operations are reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 28 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $11,837,673, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $940 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $16,073,420 in used vehicle loans and $13,634,399 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our team is ready to assist you with tailored solutions.

Business Loans

For business owners looking to expand or improve operations, our outstanding commercial loans totaling $469,534 provide the capital needed for growth. We understand the challenges faced by small businesses and are dedicated to offering solutions that fit your specific needs.

Financing Options and Eligibility

If you're unsure about your eligibility for any of these products or would like to explore refinancing options further, we encourage you to reach out to us at 570-823-7676. Our knowledgeable staff can guide you through the application process and discuss personalized financing options tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Choice One Community, we're committed to providing you with clear information and accessible financial services that empower you to make informed decisions. Feel free to visit our website at Choice One Community for more details about our loan offerings and other services available at our branch!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,725,527, which can help you secure the home you've been dreaming about. If you're considering refinancing your existing mortgage, we have options available to make that process straightforward and stress-free.

Unsecured Credit Card Loans

Managing your finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $2,982,710 in loans helping members navigate their financial obligations without the burden of collateral. Our credit cards come with rewards and benefits designed to make everyday purchases more rewarding.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing ensures fair and transparent offers, allowing users to trust the information they receive.

CHOICE ONE COMMUNITY FEDERAL CREDIT UNION