Choice One Community Credit Union Hazleton PA | Affordable Auto Loans & Easy ATM Access

Introduction

Welcome to Choice One Community, your trusted financial partner in Hazleton, PA! Established in 1941, we have proudly served our community for over 80 years, becoming a cornerstone of financial support for our members. With a commitment to fostering relationships and empowering individuals, we currently serve 11,445 members who trust us with their financial needs. Located at 983 N Sherman Ct, Hazleton, PA 18201, our branch is more than just a place to manage your money; it's a hub for community engagement and support. While members can visit us at this address, official correspondence should be sent to the same location for convenience. At Choice One Community, we believe that every member deserves personalized service. Our total assets exceed $125 million, reflecting our strong stability and growth over the years. We offer a variety of services including personal banking, auto loans, mortgages, and business loans all tailored to meet the diverse needs of our members. Our dedicated team, led by CEO Thomas Smith and Board President Susan Bat, is here to guide you through every step of your financial journey. With a total of 30 employees, we pride ourselves on providing friendly and knowledgeable assistance whether you're visiting in person or using our online services. With total deposits reaching $1,971,454 and cash in hand amounting to $3,217,977, we ensure that your funds are safe while providing competitive loan options over 7,384 loans have been issued to help members achieve their goals. We invite you to discover how Choice One Community can make a positive impact on your financial future. Whether you're looking for straightforward banking solutions or personalized advice, we're here for you! Feel free to call us at 570-454-0080 or visit our website at choiceone.org to learn more about how we can assist you today. Your journey towards financial empowerment starts here!

Branch History & Mission

Welcome to Choice One Community, your trusted financial partner in Hazleton, PA. Since opening our doors in 1941, we have proudly served our community with dedication and care. Our journey began with a small group of visionaries who understood the importance of accessible banking services for everyone. Over the years, we have grown into a vibrant credit union, now boasting a membership of 11,445 individuals who trust us with their financial needs. Located at 983 N Sherman Ct, Hazleton, PA 18201, our branch is easily accessible and close to local landmarks that make it a familiar stop for many residents. We are committed to providing a range of services tailored to meet the diverse needs of our members, from personal banking solutions like checking and savings accounts to auto loans and mortgages. At Choice One Community, our mission is clear: to empower our members through exceptional financial services while fostering a spirit of community support. We believe in putting people first our members and the communities we serve. Our financial strength is reflected in our total assets, which stand at an impressive $125,857,320. This allows us not only to offer competitive rates on loans and savings but also to reinvest in initiatives that benefit Hazleton and surrounding areas. We take pride in being more than just a credit union; we are a part of the fabric of this community. Through partnerships and outreach programs, we actively contribute to local events and causes that matter most to you. Whether it's sponsoring youth sports teams or supporting local charities, we strive to make a positive impact. In addition to traditional banking services, we've embraced digital advancements that enhance your banking experience while ensuring accessibility for everyone. With online banking options available, along with mobile applications for your convenience, managing your finances has never been easier. For those who prefer visiting us in person, we offer drive-thru banking for quick transactions and have an ATM available for cash withdrawals anytime you need them. Our lobby hours are designed with your schedule in mind: Monday, Tuesday, Thursday from 8:30 AM to 4:30 PM; Wednesday from 8 AM to 3 PM; Friday from 8:30 AM to 5:30 PM; and Saturday from 8 AM to noon. If you need assistance or want more information about becoming a member of Choice One Community, please feel free to reach out at 570-454-0080 or visit our website at choiceone.org. Join us today and experience the benefits of being part of a community-focused credit union!

Branch Location & Accessibility

Welcome to Choice One Community's Hazleton branch, conveniently located at 983 N Sherman Ct, Hazleton, PA 18201. Our friendly team is here to serve you in the heart of Luzerne County, making banking easy and accessible for everyone. You can find us near local landmarks like the Hazleton Area High School, ensuring that your visit is both familiar and convenient. While members can visit us at our branch address, official correspondence should be sent to 983 N Sherman Court, Hazleton, PA 18201 if it differs from your in-person visits. We strive to make your experience smooth with ample parking and features designed for accessibility, including ramps to ensure everyone can easily access our services. Our operating hours are tailored to fit your busy schedule: we're open Monday, Tuesday, and Thursday from 8:30 AM to 4:30 PM; Wednesday from 8:00 AM to 3:00 PM; Friday from 8:30 AM to 5:30 PM; and Saturday from 8:00 AM to 12:00 PM. Whether you need personal banking services like checking and savings accounts or wish to discuss auto loans and mortgages, we have got you covered. At Choice One Community, we offer a variety of services including basic drive-thru banking for deposits and withdrawals, as well as ATM access for quick cash needs. If you're a member of a partner credit union, take advantage of our shared service center for seamless transactions. Don't hesitate to reach out! Give us a call at 570-454-0080 or stop by our branch today. We look forward to welcoming you into the Choice One Community family!

Member Eligibility

At Choice One Community, we believe that everyone deserves to be part of a welcoming community that supports their financial journey. Joining us is easy and open to anyone who lives, works, worships, or attends school in the Hazleton area. We also extend membership to family members of current members, making it simple for loved ones to enjoy our services together. By becoming a member of Choice One Community, you gain access to a variety of financial products designed with your needs in mind like competitive rates on loans and savings accounts, personalized service, and community-focused initiatives. Ready to take the next step? You can find more detailed information about eligibility criteria by visiting our website at https://choiceone.org/join-choice-one/become-a-member/ . If you're interested in opening an account, check out the details at https://choiceone.org/services-resources/zelle/ . For any questions or assistance, feel free to call us at (570) 454-0080. We can't wait to welcome you into our family at Choice One Community, located at 983 N Sherman Ct Hazleton Pa 18201!

Business Banking & Commercial Services

Business Loan Options

Imagine having access to the funds you need to purchase new equipment or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $11 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $469,534, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But it's not just about loans. Our merchant services are designed to simplify your payment processing, allowing you to focus on what you do best running your business. Whether it's credit card processing or point-of-sale systems, we provide tools that make transactions easier for both you and your customers. Located at 983 N Sherman Ct Hazleton Pa 18201 in Hazleton, PA, we invite you to visit us or call (570) 454-0080 to learn more about how we can partner with you on your journey to success!

Comprehensive List Of Services

Additional Services

Our commitment extends beyond traditional banking. We provide access to various other resources that enhance our members' experiences. From basic ATM access for balance checks to personalized support over the phone at 570-454-0080, we're here whenever you need us.

Business Banking

For local entrepreneurs, we recognize how vital it is to have reliable financial support. That's why our business banking services, including merchant services and business loans, are designed to help your business thrive. We work alongside you to understand your financial needs so that we can offer the best solutions for your company.

Digital & Convenient Banking Solutions

In today's fast-paced world, convenience matters more than ever. That's why we offer online and mobile banking features that allow you to manage your accounts from anywhere at any time. Need cash? Our ATMs and cash withdrawal services are readily available for easy access to your funds. You can also take advantage of our basic drive-thru banking for quick transactions like deposits and withdrawals. If you're a member of a partner credit union, enjoy added flexibility through our shared branch transactions for deposits and withdrawals. This means even if you're away from home, accessing your money is simple!

Personal Banking

We understand that managing your money is essential for achieving your life goals. That's why we offer a variety of personal banking options such as checking and savings accounts designed to help you save and grow your funds. If you're planning to purchase a new car, our auto loans and vehicle financing options are available to get you on the road quickly and affordably. For those looking to invest in a home, we provide mortgage loans and refinancing solutions tailored to your unique situation. If life throws unexpected expenses your way, our personal loans and debt consolidation services can help you regain control of your finances. Plus, with our credit cards with rewards, you can earn benefits while making everyday purchases.

Visit Us Today!

At Choice One Community in Hazleton, PA, located at 983 N Sherman Ct Hazleton Pa 18201, we invite you to explore all the ways we can assist you in achieving financial success. Whether you're opening an account or seeking guidance on loans, we're ready to help you every step of the way. Ready to learn more? Visit us online at choiceone.org or stop by during our operating hours: Monday through Thursday from 8:30 AM to 4:30 PM, Wednesday from 8:00 AM to 3:00 PM, Friday from 8:30 AM to 5:30 PM, and Saturday from 8:00 AM to 12:00 PM. We look forward to serving you!

Digital & Online Banking

Always Secure

Security is our top priority. Your personal information is protected through advanced security measures that keep your data safe while you bank online. This peace of mind lets you focus on what truly matters your financial goals. At Choice One Community, we're committed to providing you with accessible and efficient banking solutions. Start enjoying the benefits today by visiting us online at https://choiceone.org/ !

User-Friendly Features

Managing money has never been simpler. Our mobile application allows you to perform various tasks right from your smartphone. You can make person-to-person transfers easily send money to friends or family in seconds! Even better, there's no need to worry about electronic signatures; our process is straightforward and user-friendly. If you're always on the go, you'll appreciate the convenience of mobile payments. While this feature isn't available just yet at Choice One Community, our app still provides a secure way to manage transactions directly from your device.

Financial Strength

Member-Centric Savings

Members' savings are secured through $3,218,039 in share certificates and $7,672,299 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, reflecting our dedication to providing quality products while managing costs effectively. We also take pride in having 28 full-time employees and 2 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team.

Reinventing Banking Services

With $11,703,673 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment translates into our lending capacity as well; with $2,149 in used auto loans and $85,548,183 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Health

With a net worth of $11,837,673, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $940 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 20,949, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Choice One Community is your trusted partner. Visit us at 983 N Sherman Ct Hazleton Pa 18201 or call (570) 454-0080 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,073,420 in used vehicle loans and $13,634,399 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and help make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $469,534 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to improve your existing business operations, our team is here to support you.

Credit Lines

In addition to these offerings, we provide access to credit lines with a total amount available of $15,000,000. This flexibility allows you to borrow when needed without the hassle of applying for multiple loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in any of our loan products or would like more information on eligibility options and refinancing opportunities, don't hesitate to contact us or visit our website at Choice One Community. Let's work together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,725,527, make buying or refinancing simple. We also provide refinancing options to help you lower your monthly payments or access cash from your home's equity.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,982,710 in loans helping members manage their finances effectively. These cards can be an excellent way to build credit while enjoying benefits like rewards and low-interest rates.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures fair and transparent offers that users can trust. The platform prioritizes accurate comparisons by continually updating its database with the most recent loan information.

CHOICE ONE COMMUNITY FEDERAL CREDIT UNION - Hazleton, PA