CHOCOLATE BAYOU COMMUNITY FEDERAL CREDIT UNION

Welcome to Chocolate Bayou Community in Pearland, Texas! Located at 10618 Crossroads Plaza Dr, our credit union has been serving the community since 1962. With a commitment to providing personalized financial solutions, we proudly support over 12,000 members who trust us for their banking needs. At Chocolate Bayou Community, we understand that each member has unique financial goals. That's why we offer a range of services including personal banking, auto loans, and business financing options. Our total assets amount to an impressive $149,807,640, and with $7,056 in total loans and leases, we're dedicated to helping you achieve your dreams. Under the leadership of our CEO, Gary Angeles, and Board President, Tommy King, we strive to create a welcoming environment where our members feel valued. Our team of 48 employees is here to assist you with friendly service and expert advice. While members can visit us at our Pearland branch for all their banking needs, official correspondence should be sent to our mailing address at P.O. Box 1694, Alvin, TX 77512-1694. Feel free to reach out at 281-331-2253 or explore our website at chocolatebayou.org for more information about our offerings. Come visit us today and discover how we can help you build a brighter financial future!

Welcome to the story of Chocolate Bayou Community, a credit union that has been serving the vibrant community of Pearland, Texas since 1962. Founded with the aim of providing accessible financial services to all, our branch has grown alongside the community, creating a legacy built on trust, support, and financial empowerment. Located at 10618 Crossroads Plaza Dr, our Pearland branch stands as a beacon of hope and assistance for over 12,000 members. As we mark decades of service, we take pride in our evolution from a small cooperative to a robust institution with total assets exceeding $149 million. This journey reflects not only our growth but also our commitment to adapt and respond to the needs of our members. At Chocolate Bayou Community, our mission is clear: we strive to improve the financial well-being of our members while fostering strong ties within the community. We believe that banking should be more than just transactions; it should be about building relationships and supporting local initiatives. Our services range from personal banking solutions such as checking accounts and auto loans to business banking options that empower entrepreneurs in Pearland. We are dedicated to ensuring that all members have access to modern banking conveniences. Our branch offers various digital services, including online banking and mobile payments, allowing you to manage your finances easily and securely from anywhere. Additionally, we are proud to provide ADA-compliant facilities and have a drive-thru service for those who prefer convenience without compromising on quality care. While you can visit us at 10618 Crossroads Plaza Dr, official correspondence should be sent to P.O. Box 1694, Alvin, TX 77512-1694 if needed. We invite you to experience our friendly environment during operating hours: Lobby hours are from 9:00 a.m. to 6:00 p.m., Monday through Friday, with Saturday hours from 9:00 a.m. to 1:00 p.m. Our drive-thru is available from 7:30 a.m. to 6:00 p.m., Monday through Friday, making it easier for you to access your funds. Community is at the heart of what we do at Chocolate Bayou Community. We engage in numerous outreach efforts and partnerships that benefit local schools, charities, and events throughout Pearland and beyond. Our goal is not just about financial growth but also about uplifting those around us. If you're looking for a financial partner that cares about your goals and dreams as much as you do, we encourage you to join us today! Experience the benefits of membership with Chocolate Bayou Community where your future matters. Reach out at 281-331-2253 or visit our website here for more information on how you can become part of our family!

Joining the Chocolate Bayou Community is more than just opening an account; it's about becoming part of a supportive family that looks out for your financial well-being. To become a member, you'll need to meet some simple eligibility requirements. Generally, anyone who lives, works, or worships in Brazoria County can join us at our welcoming branch located at 10618 Crossroads Plaza Dr, Pearland, TX 77584. We believe in inclusivity and strive to make banking accessible for everyone. For a deeper dive into the specific eligibility criteria and to see if you qualify, visit our detailed page at http://www.chocolatebayou.org/membership-for-businesses . Once you're ready to take the next step in your financial journey, opening an account with us is straightforward! You can easily get started by visiting our account opening page at http://www.chocolatebayou.org/loan-application or give us a call at 281-331-2253 if you have any questions. We're here to help you every step of the way as you unlock the advantages of being part of the Chocolate Bayou Community!

At Chocolate Bayou Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to serve you better. With a net worth of $18,694,484, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.48% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,124,081 in share certificates and $3,430,916 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $18,694,484 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $86,027,312 in total loans and leases, including 2,678 used auto loans, we support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 46 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts: 24,069, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chocolate Bayou Community is your trusted partner. Visit us at 10618 Crossroads Plaza Dr Pearland Tx 77584 or call 281-331-2253 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.