CHOCOLATE BAYOU COMMUNITY FEDERAL CREDIT UNION

At Chocolate Bayou Community, located at 802 S Johnson St, Alvin, TX 77511, we believe in building strong relationships and empowering our members through financial services tailored to their needs. Established in 1962, our credit union has grown to serve over 12,000 members while maintaining a commitment to community support and financial education. With total assets of $149,807,640 and total deposits reaching $7,969,900, we are dedicated to providing safe and reliable banking solutions. Our diverse offerings include personal banking services such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For our business members, we also offer merchant services and business loans. Under the leadership of CEO Gary Angeles and Board President Tommy King, our team of 48 employees is here to assist you. Whether you're a student at Alvin High School or a member of the broader community, we ensure that your financial journey is supported every step of the way. While members can visit us at our branch location for in-person assistance during lobby hours on school days (Monday, Wednesday, and Friday from 8:00 AM to 1:00 PM), official correspondence should be sent to our mailing address at P.O. Box 1694, Alvin, TX 77512-1694. At Chocolate Bayou Community, your trust is paramount. We invite you to explore how our services can help you achieve your financial goals. For more information or to get started today, please call us at 281-331-2253 or visit our website at Chocolate Bayou Community. Join us in making a positive impact in your financial future!

Welcome to the Chocolate Bayou Community branch, conveniently located at 802 S Johnson St in Alvin, TX! Nestled near local landmarks and easily accessible for all, our branch is here to serve the community. Whether you're a student or a staff member at Alvin High School, we provide a friendly and welcoming environment for all your banking needs. While members can visit us at our physical location, please note that official correspondence should be sent to P.O. Box 1694, Alvin, TX 77512-1694. Our site is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking for everyone. We strive to make your visit as comfortable as possible. At Chocolate Bayou Community, we prioritize convenience. Our lobby hours are set for Monday, Wednesday, and Friday from 8:00 AM to 1:00 PM during school days. This schedule allows students and staff to easily fit banking into their busy routines. You'll also find an ATM available on-site for quick cash withdrawals or balance checks when you need them. Although we don't offer drive-thru banking services at this location, our team is always ready to assist you inside the branch. We provide a range of personal banking services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more tailored specifically for our community's needs. We invite you to stop by or give us a call at 281-331-2253 if you have any questions or need assistance. Come see how Chocolate Bayou Community can help you achieve your financial goals!

At Chocolate Bayou Community, we believe that being a member means joining a supportive community where your financial well-being is our priority. If you're interested in becoming part of our family, you'll be glad to know that membership is open to individuals who live, work, or attend school in the Alvin area. This means if you're a student or staff member at Alvin High School or reside nearby, you're eligible! We aim to make the process as straightforward and welcoming as possible. To learn more about the specific eligibility requirements, feel free to check out our detailed information at http://www.chocolatebayou.org/membership-for-businesses . Opening an account with us is simple and can set you on the path to enjoying great benefits like personalized service and competitive rates. You can start this journey by visiting us or calling us at (281) 331-2253 for any questions. Ready to take the next step? You can find everything you need for account opening at http://www.chocolatebayou.org/loan-application . Join us today at 802 S Johnson St Alvin Tx 77511, and let's work together toward your financial goals!

At Chocolate Bayou Community, we understand that banking should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to meet your needs, whether you're at home or on the go. With our user-friendly platform, managing your finances has never been easier. One of the standout features is our comprehensive online banking service available 24/7 at https://www.chocolatebayou.org/ . This allows you to check your account balances, view transactions, and pay bills whenever it suits you. Say goodbye to waiting in line your bank is always open! We also provide e-statements, making it simple to access your financial documents without the clutter of paper. Not only is this better for the environment, but it also helps keep your information secure. If you're on the move, our mobile application lets you manage your accounts right from your smartphone, giving you flexibility like never before. Need to send money to a friend? Our person-to-person transfers make it quick and hassle-free. Plus, with our mobile payments feature, you can pay for purchases directly from your phone no wallet needed! To top it all off, we prioritize security with electronic signature authorization for important transactions. This means you can confidently sign documents online without worrying about safety. With these tools at your fingertips, you'll find that managing your finances is straightforward and efficient. Join us at Chocolate Bayou Community and experience how easy banking can be!

At Chocolate Bayou Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our solid financial foundation, ensuring that your money is in safe hands. With a net worth of $18,694,484, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.48% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,124,081 in share certificates and $3,430,916 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $18,694,484 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is substantial; with $8,602,731 in total loans and leases, including 2,678 used auto loans, we support your financial goals across various sectors. Our operational efficiency shines through with a net income of $0 reflecting how effectively we manage resources to benefit our members. We also take pride in having 46 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 24,069 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chocolate Bayou Community is your trusted partner. Visit us at 802 S Johnson St Alvin Tx 77511 or call 281-331-2253 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.