CHOCOLATE BAYOU COMMUNITY FEDERAL CREDIT UNION

Welcome to Chocolate Bayou Community in Alvin, Texas! Located at 1301 Highway 35 Byp N, Alvin, TX 77511, our credit union has been a trusted financial partner for the community since 1962. With a strong commitment to serving our members, we proudly support over 12,000 individuals and families with personalized banking solutions tailored to their needs. At Chocolate Bayou Community, we understand that every member has unique financial goals. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking solutions. Our total assets stand at an impressive $149,807,640, with total deposits reaching $7,969,900, ensuring that your money is in safe hands. Under the leadership of our CEO, Gary Angeles, and Board President Tommy King, our dedicated team of 48 employees is here to provide exceptional service and support. Whether you're looking for assistance in managing your savings or exploring loan options like our active portfolio of 7,056 loans and leases we are committed to helping you achieve financial success. While members can visit us at our physical location for face-to-face support during our lobby hours from 9:00 a.m. to 6:00 p.m. on weekdays and from 8:00 a.m. to 12:00 p.m. on Saturdays, we also offer convenient online and mobile banking options for your ease. You can explore more about what we offer by visiting our website at chocolatebayou.org. We invite you to experience the difference of being part of a community-focused credit union where you are not just another account but a valued member. Don't hesitate to reach out to us at 281-331-2253 or visit us in person we're here to help you navigate your financial journey!

At Chocolate Bayou Community, we believe in building strong connections within our community. Founded in 1962, our branch has served as a financial haven for residents of Alvin, TX, and surrounding areas for over six decades. Located at 1301 Highway 35 Byp N, Alvin, TX 77511, we are proud to have evolved alongside our community, growing from a small credit union into a trusted financial partner for more than 12,000 members. Our mission is simple yet impactful: to provide accessible financial services that empower individuals and businesses alike. We offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Additionally, we cater to the needs of local businesses through merchant services and business loans. Our commitment extends beyond just banking; we aim to support our community by engaging in outreach efforts and partnerships that promote financial literacy and well-being. While members can visit us at 1301 Highway 35 Byp N, official correspondence should be sent to P.O. Box 1694, Alvin, TX 77512-1694. Our branch operates with convenience in mind our lobby is open Monday through Friday from 9:00 a.m. to 6:00 p.m., and we also have drive-thru banking available from 7:30 a.m. to 6:00 p.m. on weekdays and 8:00 a.m. to 12:00 p.m. on Saturdays. With total assets exceeding $149 million, we continue to prioritize the needs of our members while ensuring financial stability. Our commitment to innovation is evident through our digital offerings such as online banking and mobile payments, making it easier for you to manage your finances anytime, anywhere. As part of our ongoing dedication to serving everyone in our community, we ensure that our facilities are ADA compliant and welcoming for all members. We understand that personal connections are vital; therefore, our staff is always ready to assist you with personalized service. Join us at Chocolate Bayou Community! Experience the difference of being part of a credit union that truly cares about its members and the community. Whether you're looking for financial guidance or just want to learn more about what we offer, we're here for you every step of the way. Give us a call at 281-331-2253 or visit us online at chocolatebayou.org to learn more about becoming a member today!

At Chocolate Bayou Community, we believe that becoming a member means joining a community that cares about your financial well-being. If you're interested in membership, it's quite simple! To be eligible, you generally need to live, work, worship, or attend school in the area surrounding our branch at 1301 Highway 35 Byp N Alvin Tx 77511. This inclusive approach means that many people can enjoy the benefits of being part of our credit union family. Being a member opens up access to personalized banking services, competitive loan rates, and a range of financial products designed just for you. To learn more about the specific eligibility criteria and see if you qualify, feel free to visit our website at http://www.chocolatebayou.org/membership-for-businesses . When you're ready to take the next step in your financial journey, opening an account is easy! Just check out our account opening details here: http://www.chocolatebayou.org/loan-application . If you have any questions or need assistance, don't hesitate to reach out to us at (281) 331-2253. We're here to help!

At Chocolate Bayou Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share the strength of our financial position, which reflects our commitment to serving you. With a net worth of $18,694,484, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1248 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,124,081 in share certificates and $3,430,916 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $18,694,484 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $26,678,032 in used auto loans and over $86 million in total loans and leases available to support your financial goals. While our current net income is $0, this situation highlights our focus on long-term investments rather than short-term profits. We strive for operational efficiency that enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 46 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our net shares amount to $0, reflecting our dedication to supporting member needs directly rather than relying on external funding sources. Total Share Accounts stand at an impressive 24,069, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chocolate Bayou Community is your trusted partner. Visit us at 1301 Highway 35 Byp N Alvin Tx 77511 or call 281-331-2253 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.