Chivaho Credit Union Chillicothe OH | Basic Drive-Thru & ATM Access

Introduction

Welcome to Chivaho, your trusted financial partner since 1948! Located at 17273 State Route 104, Chillicothe, OH 45601, we are proud to serve our community with a strong commitment to member satisfaction and financial wellness. With over 2,392 members and total assets reaching $34,569,035, Chivaho is dedicated to providing personalized banking solutions that meet your needs. Our team, led by CEO Laura Roberts and Board President Eric Braunlin, consists of a friendly staff of 7 employees ready to assist you. We understand that every financial journey is unique, which is why we offer a range of services tailored just for you. Whether you're looking for loans or want to open an account, we're here to help. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address. With total deposits of $285,061 and cash in hand amounting to $416,445, we ensure that your money is in safe hands. At Chivaho, we believe in giving back to our community and making a positive impact on the lives of our members. Our focus isn't just on numbers; it's about building relationships and supporting local growth. Ready to take the next step in your financial journey? Give us a call at 740-775-3381 or visit our website at http://www.chivaho.com for more information. Join us today and experience the Chivaho difference!

Branch History & Mission

Community Engagement

Chivaho actively participates in various community outreach efforts. From local sponsorships to partnerships with organizations dedicated to improving lives in Chillicothe, we strive to make a positive impact. Our initiatives reflect our belief in giving back and building stronger neighborhoods together. As technology advances, we embrace digital solutions while ensuring accessibility for everyone. With features like online banking and mobile payments available, we make managing your finances easier than ever. Join us at Chivaho today! Experience firsthand the dedication and support that comes with being part of our credit union family. Together, let's build a brighter future for you and our community! For more information or assistance, feel free to call us at 740-775-3381.

Our Mission

The mission of Chivaho is simple yet profound: to empower our members by providing reliable financial services while actively supporting our community. We believe that when our members thrive, so does the community around us. We are dedicated to helping individuals and families achieve their financial goals through personalized service and innovative solutions. While members can visit us at 17273 State Route 104, official correspondence should be sent to our mailing address at 17273 State Route 104, Chillicothe, OH 45601-9718. Our operating hours are Monday through Friday from 8:00 AM to 4:30 PM, making it easy for you to connect with us.

Branch Location & Accessibility

Operating Hours

We're here for you Monday through Friday from 8:00 AM to 4:30 PM. Feel free to drop by during these hours we're always ready to assist you with whatever you need!

Services Offered

At Chivaho, we strive to meet your banking needs with a variety of services available right at your fingertips. Enjoy the convenience of our drive-thru service for quick deposits and withdrawals, as well as basic transactions. If you're on the go, don't forget about our ATM availability, where you can make cash withdrawals and check your balance anytime. While members can visit us at 17273 State Route 104, official correspondence should be sent to 17273 State Route 104, Chillicothe, OH 45601-9718 if that differs from your visit. If you have any questions or would like more information, please don't hesitate to call us at 740-775-3381. We look forward to welcoming you into the Chivaho family!

Member Eligibility

At Chivaho, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us as a member is simple! If you live, work, or attend school in our local area, you are likely eligible to become part of our family. We welcome individuals from all walks of life, making sure that our services are accessible to those who need them most. To check the specific eligibility criteria and ensure you're on the right track, feel free to visit our detailed resource at . Once you're ready to take this step, opening an account with us is straightforward. Our friendly team is here to help guide you through the process so that you can start enjoying the benefits of membership at Chivaho right away. With personalized service and a commitment to your financial well-being, we're excited to support you on your journey. If you have any questions or need assistance, don't hesitate to give us a call at (740) 775-3381. We look forward to welcoming you to our community!

Business Banking & Commercial Services

Merchant Services Made Easy

In addition to loans, we offer merchant services that simplify payment processing for your business. Whether you're running a retail shop or a service-based company, our solutions make it easy for customers to pay you seamlessly. This not only enhances customer satisfaction but also improves cash flow management. Visit us at 17273 State Route 104 Chillicothe Oh 45601 in Chillicothe, OH, or call us at (740) 775-3381 to learn how our business banking services can empower your growth!

Tailored Loan Options

Imagine having the funds to expand your operations or purchase new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Digital Banking Features

In today's world, digital accessibility is vital. At Chivaho Fcu, we understand this need. Our online banking platform lets you manage your finances from the comfort of home or on the move. Check balances, transfer funds, and review statements at your convenience through our secure online portal. Moreover, we offer mobile payments and a user-friendly mobile application so that you can bank wherever life takes you. This means whether you're at home or out running errands, accessing your account is just a few taps away.

Drive-Thru Convenience

For members who appreciate the ease of in-person transactions without leaving their vehicles, our Basic Drive-Thru Banking service is an excellent option. Here, you can handle deposits, withdrawals, and simple transactions quickly and efficiently. It's designed for those busy days when you need to get things done swiftly while still enjoying personalized service.

Everyday Banking Made Easy

Our branch offers essential services like ATM Services Only, allowing you quick access to your funds whenever you need them. With basic ATM access, you can easily make withdrawals and check your account balance without stepping inside the branch. This is perfect for those on the go or anyone who prefers a straightforward banking experience.

Join Us Today!

Whether you're new to banking or looking for better options, Chivaho is here to help you navigate your financial journey with confidence and ease. Visit us at 17273 State Route 104 Chillicothe Oh 45601 in Chillicothe, OH, or check out our website at http://www.chivaho.com for more information on how we can assist you today!

Member-Focused Solutions

We recognize that every member has unique financial goals. That's why we tailor our services to help meet these individual needs. Whether you're saving for a big purchase or managing day-to-day expenses, our friendly staff is here to assist you in finding the right solutions. If you're ever unsure about which service fits your needs best, don't hesitate to reach out! You can call us at (740) 775-3381 during our operating hours from 8:00 AM to 4:30 PM Monday through Friday.

Digital & Online Banking

Key Features

Our online banking service allows you to check balances, pay bills, and transfer funds all from the comfort of your home or on the go. With our mobile application, you can access your account anytime, anywhere, making it easier than ever to keep track of your financial health. For those who prefer going paperless, we provide e-statements. Not only do these save trees, but they also give you instant access to your account statements without waiting for mail delivery. Plus, with the added security of electronic signatures (though currently not available), you can rest assured that your transactions are safe.

Security and Ease of Use

We prioritize your security. Our systems are designed to protect your information while providing a user-friendly experience. Whether you're setting up mobile payments or making transfers, you can do so with confidence. While person-to-person transfers aren't available right now, there are still plenty of ways to manage your money effectively. From setting up automatic payments to tracking spending habits, our digital tools help you stay organized and informed about your finances. At Chivaho, we believe that modern banking should empower you. Explore our digital offerings today at http://www.chivaho.com and see how easy it is to take control of your financial journey!

Financial Strength

Commitment to Growth

With $4,782,196 in undivided earnings, we continually reinvest in innovative banking tools and stronger lending options. This commitment helps us enhance security measures and improve the services available to our members. Our lending capacity is evident with $132 in used auto loans and $15,786,446 in total loans and leases. We are here to support your financial goals across various sectors.

Member Trust

With a total of 4,798 share accounts, we have built a growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chivaho is your trusted partner. Visit us at 17273 State Route 104 Chillicothe Oh 45601 or call (740) 775-3381 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our strong performance is reflected in our operational efficiency, represented by our net income of $0. This allows us to continue offering competitive loan rates and solid financial products designed with our members' best interests in mind. We are proud of our dedicated team comprising 6 full-time employees and 1 part-time employees who are always ready to assist you with knowledgeable service at every interaction.

Secure Savings Opportunities

We prioritize your savings by securing $5,514,893 in share certificates and $6,976,783 in money market shares. These offerings provide stable and rewarding financial growth opportunities for our members. Unlike traditional banks, we focus on you our members. With $0 in non-member deposits, we ensure that our resources are directed toward benefiting you through improved loan rates and exclusive perks.

Solid Capital Foundation

Our net worth ratio of $1,393 illustrates a strong capital foundation. This ratio is critical as it ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,235,786 in used vehicle loans and $2,174,034 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new vehicle or a reliable used one, we have flexible financing options available to suit your needs.

Credit Lines

In addition to our traditional loan offerings, we provide credit lines up to $2,000,000 for those who may need quick access to cash for unexpected expenses or projects. If you're considering refinancing or exploring eligibility options for any of our products, don't hesitate to ask us about how we can assist you further. The financial insights and data provided here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Chivaho, we're committed to being your trusted partner for all your lending needs come visit us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $355,922, ensuring that you have the support needed to secure your dream home.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $483,062 in loans helping our members effectively manage their finances, you can enjoy peace of mind knowing you have access to funds when needed.

Loan Aggregator

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Real-Time Rate Comparisons

With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions. The tool continuously updates its data to reflect changes in the market, ensuring that users have access to the most relevant information when evaluating their options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Verified Data

Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive is reliable and reflects current market conditions.

CHIVAHO FEDERAL CREDIT UNION