Chiropractic Credit Union Farmington MI | Affordable Auto Loans & Online Banking

Introduction

Welcome to Chiropractic Federal Credit Union, your trusted financial partner in the heart of Farmington, MI! Located at 23617 Liberty St, we have been proudly serving our community since 1950. With a strong commitment to our members, we are dedicated to helping you achieve your financial goals through personalized service and a wide range of banking products. At Chiropractic Federal Credit Union, we understand that every member's needs are unique. That's why we offer a variety of services tailored just for you, including personal and business banking options, auto loans, mortgages, credit cards with rewards, and more. Our total assets stand at an impressive $40,395,430, reflecting our stability and commitment to our members. With over 2,747 members counting on us and a robust net worth of $5,752,108, you can trust that your finances are in capable hands. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 23617 Liberty St, Farmington, MI 48335. For any inquiries or assistance, feel free to reach out at (248) 478-4020. Our dedicated team is here to serve you Monday through Friday from 8:30 AM to 4:30 PM. Under the leadership of our CEO Jeanette Nielsen and Board President Eric Novak, we prioritize community impact and member satisfaction. We pride ourselves on maintaining a friendly atmosphere where everyone feels welcome. With a total deposit amount of $2,161,624, along with strong lending capabilities reflected by over 1,200 loans and leases, we ensure that our members have access to the funds they need when they need them. Join us at Chiropractic Federal Credit Union today and experience the difference that comes with being part of a community-focused financial institution! Visit our website at chirofcu.org to learn more about how we can help you thrive financially. Your journey towards better financial health starts here!

Branch History & Mission

Join Us

As we look forward to the future, we invite you to become part of the Chiropractic Federal Credit Union family. Experience firsthand how we can help you achieve your financial dreams while being an active participant in a supportive community. Visit us online at chirofcu.org or give us a call at (248) 478-4020 to learn more about how you can join us today!

Our Journey

Located at 23617 Liberty St, Farmington, MI 48335, Chiropractic Federal Credit Union has always prioritized the financial well-being of its members. With total assets reaching an impressive $40,395,430, we are dedicated to providing quality financial services tailored to meet the diverse needs of our community. Our journey is marked by key milestones that reflect our growth and commitment to excellence. Over the decades, we have expanded our offerings beyond basic banking services to include auto loans, mortgage refinancing, personal loans, and business banking solutions. We continually strive to enhance our services through technology while ensuring accessibility for all members. Although we currently do not offer ATM services or drive-thru banking, our focus remains on delivering personalized service and support during our lobby hours from Monday to Friday, 8:30 AM to 4:30 PM.

Our Mission

The mission of Chiropractic Federal Credit Union is straightforward: to provide exceptional financial services that empower our members while fostering a spirit of community. We believe in supporting not only your financial goals but also the broader community through outreach programs and partnerships. Our aim is to create lasting relationships with our members built on trust and mutual respect. While members can visit us at 23617 Liberty St Farmington Mi 48335, official correspondence should be sent to 23617 Liberty St, Farmington, MI 48335. This ensures that all communication is streamlined for efficiency.

Branch Location & Accessibility

Accessibility and Parking

We prioritize accessibility for all our members. The branch is ADA compliant, featuring ramps and spacious entryways to ensure everyone can enter comfortably. Ample parking is available right outside our doors, so you can stop by without the hassle of searching for a spot.

Nearby Landmarks

Our branch is just a stone's throw away from several local landmarks. If you're near the Farmington Civic Theater or enjoying a day at the nearby Shiawassee Park, swing by and let us assist you with your financial goals!

Operating Hours

We're here to serve you Monday through Friday from 8:30 AM to 4:30 PM. Whether you need help with checking accounts, auto loans, or business financing, our dedicated team is ready to assist during these hours.

Services Offered

At Chiropractic Federal Credit Union, we offer a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, if you're looking for mortgage loans or debt consolidation options, we're here to guide you every step of the way. While members can visit us at 23617 Liberty St, official correspondence should be sent to the same address for convenience. If you have any questions or need assistance, don't hesitate to give us a call at 248-478-4020. Come see us today! We look forward to welcoming you into our community-focused credit union where your financial well-being is our priority.

Member Eligibility

At Chiropractic, we believe that everyone deserves the chance to be part of a warm and welcoming financial community. Becoming a member is straightforward and open to individuals who share our values. If you live, work, or go to school in the areas we serve, you're likely eligible to join us! We're especially dedicated to supporting those in the chiropractic field, but we welcome anyone who aligns with our mission. You can explore more about our specific eligibility requirements by visiting this page. Joining is just the beginning of your journey with us. As a member, you'll gain access to a range of benefits, from personalized banking services to competitive loan rates, all designed to help you achieve your financial goals. The application process is simple; you can get started online or reach out directly at (248) 478-4020 for assistance. We can't wait for you to join us at Chiropractic located at 23617 Liberty St Farmington Mi 48335, where you'll find not just banking services, but a community that cares about your success!

Business Banking & Commercial Services

Merchant Services That Make Sense

Alongside our loan options, we offer merchant services that simplify transactions for local businesses. Imagine a busy café during morning rush hour. Our payment solutions help ensure customers can pay quickly and securely, keeping lines moving and customer satisfaction high. By choosing Chiropractic, you get more than just a financial institution; you gain a partner committed to your business's success right here in Farmington, MI. Let us help you take the next step towards achieving your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $31 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $2,333,419, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a vehicle, our auto loans and vehicle financing options make it simple and straightforward. We understand that buying a car can be a significant investment, and we strive to provide competitive rates that fit your budget. Picture yourself driving off in your dream car, knowing you got the best deal possible!

Business Banking Services

For our members who own businesses, we have comprehensive business banking services including merchant services and business loans designed to help your enterprise thrive. We understand the challenges small business owners face, so we're here to support you with flexible financing options.

Credit Cards with Rewards

Our credit cards with rewards give you more than just purchasing power; they provide benefits that enhance your spending experience. Whether it's earning points for travel or cash back on daily purchases, these cards make every dollar work harder for you.

Home Financing Options

Buying a home is one of the biggest decisions you'll ever make. With our mortgage loans and refinancing services, you can take the next step toward homeownership or lower your current payments. Our friendly team is here to guide you through every aspect of the process, ensuring that you find the right mortgage solution tailored to your needs.

Online & Mobile Banking Convenience

In today's fast-paced world, convenience is key. Our online and mobile banking features allow you to access your accounts anytime, anywhere. Whether you're checking balances or making transfers from your phone during lunch breaks, we've got you covered. At Chiropractic, we pride ourselves on being more than just a financial institution; we're a community partner dedicated to helping our members achieve their financial goals. If you're ready to explore how our services can benefit you or if you have any questions, don't hesitate to reach out! Call us at (248) 478-4020, visit us at https://www.chirofcu.org , or stop by our branch today!

Personal Banking Solutions

Whether you're looking to manage everyday expenses or save for future goals, our personal banking services offer various options. You can open checking and savings accounts that are designed to help you keep track of your finances easily. Imagine having a place where your money not only stays safe but also grows over time. That's what our accounts are all about!

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. For those moments, we offer personal loans and debt consolidation options that can help ease financial stress. Imagine consolidating multiple debts into one easy payment, making your financial life more manageable and less overwhelming.

Digital & Online Banking

Easy Account Access

With our 24/7 online banking services available at https://www.chirofcu.org , you can check your account balances, view transaction history, and transfer funds with just a few clicks. Our user-friendly interface ensures that navigating your finances is straightforward and hassle-free.

Enhanced Security Features

Your security is our top priority. While we currently do not offer electronic signature authorization, we take various measures to protect your information during every transaction. Rest assured that when you bank with us, you're in safe hands.

Mobile Application

Stay connected on the go with our mobile application. Available for download, this app puts all the features of your online banking experience right in the palm of your hand. You can manage your accounts, make payments, and stay updated on all things finance wherever life takes you.

Quick Transfers and Payments

While we don't support mobile payments or person-to-person transfers just yet, we are committed to enhancing your banking experience continually. For now, enjoy efficient fund transfers between accounts directly through our online banking system. At Chiropractic, we're dedicated to making banking simpler and more accessible for you. Experience the ease of managing your finances digitally today!

Stay Organized with E-Statements

Gone are the days of paper clutter! We provide e-statements for all our members, allowing you to access your statements securely online. This not only helps the environment but also keeps your financial records organized and easy to find.

Financial Strength

Committed Workforce

We also take pride in having 5 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our operational efficiency is reflected in our net income of $0, which allows us to focus on providing valuable products for our members.

Investment in Member Services

With $5,710,942 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $18,252,776 in total loans and leases, including $1,798,781 dedicated to used auto loans. This ensures that we can support our members' financial goals across various sectors.

Member Trust and Growth

Total Share Accounts stand at 5,804, showing a strong and growing member base that trusts us with their finances. We have significant net shares available for lending and investments at $545,759, reinforcing our ability to meet your needs as they arise. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chiropractic is your trusted partner. Visit us at 23617 Liberty St Farmington MI 48335 or call us at [248-478-4020](tel:2484784020) to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Secure Savings Opportunities

Members' savings are secured through $6,763,343 in share certificates and $5,937,741 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $5,752,108, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.23% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,489,781 in used vehicle loans and $1,545,896 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a dependable used one, we have options tailored for your budget.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $2,333,419 can provide the necessary funding to take your business to the next level. We also have refinancing options available across various loan types to ensure you find the best fit for your situation. If you're unsure about eligibility or want more information on how to apply for any of these products, feel free to reach out to us at 248-478-4020. For more details on our services and offerings, visit us at Chiropractic Federal Credit Union or come see us at 23617 Liberty St Farmington MI 48335. We're here to assist you during our operating hours from Monday through Friday between 8:30 AM and 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,737,869, make buying or refinancing simple. We aim to provide straightforward terms and competitive rates to make the process as smooth as possible.

Unsecured Credit Cards

Managing everyday expenses can be easier with our flexible terms on unsecured credit card loans. We currently offer a total of $1,090,774 in these loans to help members manage their finances effectively without the burden of secured collateral.

Loan Aggregator

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CHIROPRACTIC FEDERAL CREDIT UNION - Farmington, MI