CHIPHONE FEDERAL CREDIT UNION

Welcome to Chiphone, your trusted financial partner in the heart of Nappanee, Indiana! Located at 250 N Miriam St, we have proudly served our community since 1947, providing personalized banking solutions that cater to your unique needs. With a dedicated membership of over 9,142 individuals and total assets exceeding $110 million, we are committed to helping you achieve your financial goals. At Chiphone, we understand that trust is earned through reliability and support. That's why our team, led by CEO Travis Mazur and Board President Terry Miller, is always here to guide you with friendly service and expert advice. Whether you're looking for personal banking options like checking accounts, auto loans, or credit cards with rewards, we've got you covered. Our services also include business banking solutions tailored for local entrepreneurs. While members can visit us at our branch address, official correspondence should be sent to 250 N Miriam St, NAPPANEE, IN 46550-2216. You can easily reach us at (574) 773-2428 for any inquiries or assistance you may need. With a strong net worth of $17,566,771 and cash in hand totaling $2,402,320, we are well-positioned to support your financial journey. Our commitment extends beyond just numbers; we aim to make a positive impact on our community by fostering financial wellness and growth. We invite you to experience the Chiphone difference today! Visit us in person or check out our website at chiphone.org for more information on how we can assist you. Let's build a brighter financial future together!

At Chiphone, we believe that everyone deserves to be part of a caring community focused on financial well-being. Becoming a member is simple and welcoming. If you live, work, worship, or attend school in the Nappanee area, you're likely eligible to join us! We also invite family members of existing members to apply. Membership comes with fantastic benefits, including access to personalized banking services and competitive loan rates. For complete details on eligibility requirements, feel free to visit our eligibility page. Ready to take the next step? Opening an account is straightforward and can be done online at your convenience. Just head over to our account opening page for more information. If you have any questions or need assistance, don't hesitate to reach out at (574) 773-2428. Join us at Chiphone, located at 250 N Miriam St Nappanee In 46550, and start enjoying the many advantages of membership today!

At Chiphone, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health with you, as transparency is vital in building trust. With a net worth of $17,566,771, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,579 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $11,393,687 in share certificates and $10,127,211 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,244,357 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $1,176 in used auto loans and $46,413,146 in total loans and leases. Our operational efficiency shines through with a reported net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our commitment to you is reflected in the numbers: Net Shares available for lending and investments stand at $0, while total share accounts have reached an impressive 18,407. This shows a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chiphone is your trusted partner. Visit us at 250 N Miriam St Nappanee In 46550 or call (574) 773-2428 to learn more about how we can help you achieve your financial goals.