CHIPHONE FEDERAL CREDIT UNION

Welcome to Chiphone, your trusted credit union located at 1655 W Beardsley Ave, Elkhart, IN 46514. Since our establishment in 1947, we have proudly served our community with a commitment to providing exceptional financial services. Our focus is on enhancing the lives of our members, which now total over 9,142 individuals who rely on us for their banking needs. At Chiphone, we understand that financial stability is key to achieving your goals. With total assets of $110,954,106 and deposits amounting to $3,141,249, we are well-equipped to support you whether you're seeking personal loans, auto financing, or business banking solutions. We currently manage a robust portfolio of 3,545 loans and leases, demonstrating our dedication to helping you succeed financially. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO Travis Mazur and Board President Terry Miller, we prioritize transparent communication and community engagement. We invite you to reach out anytime at (574) 294-3606 with questions or for assistance. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 1655 W BEARDSLEY AVE, ELKHART, IN 46514-1825. Discover the difference that a member-focused credit union can make in your financial journey. Whether you're looking for checking and savings accounts or personalized loan options, Chiphone is here for you. Explore our services further at Chiphone.org or stop by during our lobby hours from Monday through Friday and even Saturday mornings! We look forward to serving you!

Becoming a member of Chiphone is like joining a family that genuinely cares about your financial well-being. Located at 1655 W Beardsley Ave Elkhart In 46514, we welcome anyone who lives, works, worships, or attends school in our community. We believe that everyone deserves access to quality financial services, which is why our membership is open to a broad range of individuals. If you're interested in learning more about the specific eligibility requirements, please check out this helpful resource: https://www.chiphone.org/services/become-a-member/ . Joining us is simple! You can start the process by visiting our website and following the steps outlined for account opening here: https://loans.itsme247.com/261/home/start . If you have any questions or need assistance along the way, feel free to give us a call at (574) 294-3606. At Chiphone, we're excited to support you on your financial journey and help you achieve your goals!

At Chiphone, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing how we remain a reliable partner in your financial journey. With a net worth of $17,566,771, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.79% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $11,393,687 in share certificates and $10,127,211 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $17,244,357 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $46,413,146 in total loans and leases and $11,176 in used auto loans. While our recent net income is currently reported as $0 due to strategic investments for future growth and development efforts, it reflects our commitment to operational efficiency. We also take pride in having 36 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 18,407, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chiphone is your trusted partner. Visit us at 1655 W Beardsley Ave Elkhart IN 46514 or call 574-294-3606 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

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