Chhe Credit Union Huntington WV | Best Auto Loans & Business Banking

Introduction

Welcome to Chhe Federal Credit Union, your trusted financial partner located at 1204 Hal Greer Blvd, Huntington, WV 25701. Since our establishment in 1979, we've been dedicated to providing our members with exceptional service and community-focused banking solutions. With a strong membership base of 4,124 and assets totaling an impressive $28,458,288, we are here to help you achieve your financial goals. At Chhe, we pride ourselves on fostering a sense of community and belonging among our members. Led by our CEO, Brent Patton, and Board President, Joshua Sova, our team is committed to making banking accessible and straightforward for everyone. Whether you're looking for personal loans, auto financing, or business banking services, we have the resources you need to succeed. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 1204 Hal Greer Blvd, Huntington, WV 25701. With a focus on building lasting relationships and ensuring your financial security, we offer a variety of products designed with you in mind. From checking accounts to credit cards with rewards and online banking options, our offerings are tailored to meet the diverse needs of our community. Feel free to reach out at (304) 525-4145 during our operating hours from 8:00 am through 5:00 pm Monday through Friday. We invite you to explore how we can serve you better visit us today or check out more about our services at Chhe Federal Credit Union. Your journey towards financial wellness starts here!

Branch History & Mission

Community Focus

Our dedication extends beyond banking; we actively engage with the Huntington community through outreach programs and partnerships that make a difference in people's lives. We understand that strong communities build strong credit unions, which is why we invest time and resources into local initiatives. With features like ADA compliance and drive-thru banking available for those who need it, we strive to meet the diverse needs of all members. If you have any questions or need assistance, don't hesitate to call us at ${phone_number}. As we continue to grow and adapt to the changing financial landscape, we invite you to be part of our journey. Join us at Chhe Federal Credit Union today and discover the benefits of being a member of an institution that truly cares about your success!

Our Mission

At Chhe Federal Credit Union, our mission is clear: to provide accessible financial services while making a positive impact in our community. We believe that everyone deserves the opportunity to achieve their financial goals. This belief drives us to offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. We aim to ensure that our members feel supported every step of the way. Whether you're visiting us at our branch or accessing your account online through our digital banking platform complete with mobile payments and person-to-person services we prioritize your experience.

Branch Location & Accessibility

Welcome to Chhe Federal Credit Union, conveniently located at 1204 Hal Greer Blvd in Huntington, WV. Our branch is designed with you in mind, making it easy for members to access banking services right in the heart of Cabell County. Whether you're stopping by for a quick transaction or need assistance with your financial needs, our friendly team is here to help. Located near well-known landmarks, our branch is just a short drive from the local shopping centers and community parks, ensuring that you can easily fit your banking into your day. We have ample parking available, including accessible spaces for those who need them. Our building is equipped with features that meet ADA compliance standards, so everyone can feel welcome. Chhe Federal Credit Union operates Monday through Friday from 8:00 am to 5:00 pm, providing a full range of services during convenient hours. Need cash on the go? We have an ATM available for quick withdrawals and balance checks right outside our door. If you're looking for added convenience, take advantage of our drive-thru service for deposits and simple transactions without having to leave your vehicle. While members can visit us at this address for all their banking needs, any official correspondence should be sent to the same location at 1204 Hal Greer Blvd, Huntington, WV 25701. Ready to experience personalized banking? Give us a call at 304-525-4145 or stop by today! We look forward to serving you!

Member Eligibility

Becoming a member of Chhe is like joining a close-knit family that truly cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in the area around 1204 Hal Greer Blvd Huntington Wv 25701. It's our way of ensuring that we support our community members in their financial journeys. By choosing to join us, you'll gain access to a variety of personalized services designed just for you, from competitive loan rates to tailored financial advice. Getting started is easy! Just give us a call at (304) 525-4145 during our friendly business hours, and we'll guide you through the simple membership process. For more details on eligibility requirements, feel free to check out this link: Member Eligibility. Your journey to better banking begins here at Chhe, where we look forward to welcoming you into our community!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

In addition to loans, we offer robust merchant services designed to simplify your daily operations. Imagine processing payments seamlessly while also having access to detailed sales reports right at your fingertips. Whether you're a small startup or an established company, our merchant services ensure you can focus on what you do best running your business. Explore how Chhe can be a partner in your business journey. Visit us today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it simple. With competitive rates, we help you get behind the wheel without the financial stress. Plus, whether you're purchasing a new or used vehicle, our friendly staff can guide you through the process.

Business Banking Solutions

If you're a business owner, you'll appreciate our dedicated business banking services, which include merchant services and business loans. We understand the unique challenges of running a business and are here to support you with tailored solutions that help your enterprise thrive.

Convenient Access Points

Need cash on the go? Our ATM services allow easy cash withdrawals and balance checks whenever you need them. Additionally, our drive-thru service makes quick transactions even simpler for those busy days when time is of the essence. In today's fast-paced world, having access to reliable financial services is crucial. That's why at Chhe, we focus on making banking straightforward and accessible for everyone. If you're ready to explore how we can assist you with any of these services or have questions about opening an account, don't hesitate to reach out! Call us at (304) 525-4145 or visit us at 1204 Hal Greer Blvd Huntington Wv 25701 in Huntington, WV. We're excited to serve you!

Credit Cards with Rewards

With our credit cards featuring rewards programs, you can earn points while spending on everyday purchases. Imagine getting cash back or travel rewards simply by using your card for groceries or gas! It's an effortless way to benefit from your regular spending.

Mortgage Loans & Refinancing

For those ready to buy a home or refinance an existing mortgage, we offer tailored mortgage solutions. Picture yourself settling into your dream home with a mortgage plan that fits your budget perfectly. Our team is here to provide personalized assistance every step of the way.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services are crafted for your convenience. Imagine having easy access to your funds anytime, anywhere, thanks to our online and mobile banking features. You can check balances, transfer money, and even pay bills right from your smartphone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. When that happens, our personal loans and debt consolidation options are available to help you regain control of your finances. Whether it's for a major purchase or consolidating debt into one manageable payment, we've got you covered.

Digital & Online Banking

Key Features

Our online banking services allow you to manage your accounts with ease. You can view balances, make transfers, and pay bills all from the comfort of your home or on the go. If you're looking to send money to friends or family, our person-to-person transfer feature makes it quick and hassle-free. For those who prefer mobile banking, our user-friendly mobile application gives you all the features you need right at your fingertips. Whether you're checking your balance or making payments, everything is just a tap away. Plus, with our mobile payments option, paying for purchases is as easy as scanning your phone.

Security and Convenience

We prioritize your security with robust measures to keep your information safe while you bank online. Our services are designed to be intuitive so that you can focus on what matters most your financial goals. You can also choose to receive e-statements for added convenience, eliminating the need for paper statements and helping you stay organized. While electronic signature authorization isn't available at this time, rest assured that all transactions are secure and efficient. With these tools at your disposal, managing your finances has never been easier! Experience the convenience of digital banking with Chhe today!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chhe is your trusted partner. Visit us at 1204 Hal Greer Blvd Huntington Wv 25701 or call (304) 525-4145 to learn more about how we can help you achieve your financial goals.

Growing Member Base

Our total share accounts stand at 5,453, showcasing a strong and growing member base that trusts us with their finances. The funds available for lending and investments total $0, reinforcing our ability to support your financial needs.

Member Savings and Investments

Members' savings are secured through $4,822,490 in share certificates, offering stable and rewarding financial growth opportunities. Although we currently have $0 in money market shares, our focus remains on providing you with the best options for your savings. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is strong with a net income of $44,103, reflecting our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 0 part-time employees dedicated to serving you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $2,867,660, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of $1,008, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Our Community

With $2,536,902 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is not just to keep your money safe but also to help it grow. Our lending capacity supports members' financial goals across various sectors. We currently have $406 in used auto loans and a total of $15,001,459 in loans and leases available for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,834,036 in used vehicle loans and $3,964,795 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our financing options are designed to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have junior lien family property loans available, we are committed to assisting you with future opportunities when they arise.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans. While we do not have an outstanding amount currently in this category, our team is ready to help you explore other financing solutions that may suit your needs. For anyone considering refinancing their existing loans or looking for eligibility options, our experienced staff is here to guide you through the process. At Chhe, we prioritize making your financial journey as straightforward as possible. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With personalized service and competitive rates, Chhe is here to support all your lending needs. Visit us today or call to learn more about how we can assist you!

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CHHE FEDERAL CREDIT UNION