Chevron Credit Union Concord CA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Chevron, your trusted financial partner located at 2300 Clayton Rd Ste 700, Concord, CA 94520. Established in 1935, we have proudly served our community for decades, building strong relationships with our 137,630 members. At Chevron, we believe that banking should be personal and approachable, and our dedicated team is here to guide you through every step of your financial journey. With a robust asset base of over $4.8 billion, we are well-equipped to meet your diverse needs, whether it's securing a loan or managing your savings. We currently hold $412 million in deposits and have provided loans totaling 47,283 to our valued members. Our commitment to financial health is reflected in our impressive net worth of $655 million, ensuring stability and trustworthiness for all who choose us. While members can visit us at our branch location in Concord, official correspondence should be sent to the same address: 2300 Clayton Rd Ste 700, Concord, CA 94520. Our branch operates Monday through Friday from 6 AM to 6 PM, making it easy for you to stop by or give us a call at 510-627-5000 whenever you need assistance. Led by CEO Jon Berlin and Board President Alan Wong, our leadership team is deeply invested in the financial success of our members and the community we serve. We pride ourselves on offering a range of services that include personal banking options like checking and savings accounts, auto loans, mortgage financing, credit cards with rewards, and business banking solutions. At Chevron, we're not just about numbers; we're about people. We strive to make a positive impact in the lives of those around us. Join us today and discover how we can help you achieve your financial goals! Visit our website at www.chevronfcu.org for more information or start your membership journey here.

Branch History & Mission

At Chevron, we take pride in our rich history and commitment to serving the community of Concord, CA. Since our doors opened in 1935, we have grown from a small financial institution into a trusted partner for over 137,630 members. Our journey began with the vision of providing accessible financial services to everyone, and today, we proudly manage total assets of $4,837,830,041. Located at 2300 Clayton Rd Ste 700, Concord, CA 94520, our branch is not just a place to manage your finances; it's a hub for community connection and support. We believe that banking should be personal and approachable. Our mission is simple yet powerful: to empower our members by offering them financial tools and resources that enhance their lives while giving back to the community through various outreach programs. Over the years, we've adapted to meet the changing needs of our members. We understand that in today's fast-paced world, convenience is key. That's why we offer a range of digital services, including online banking and mobile applications, allowing you to manage your finances anytime, anywhere. While we currently do not have ATM or drive-thru services available, our friendly staff is here during our operating hours Monday through Friday from 6 AM to 6 PM to assist you with all your banking needs. Our commitment extends beyond just providing excellent financial services. Chevron actively participates in local initiatives and partnerships aimed at strengthening our community. We are dedicated to supporting local businesses and promoting educational programs that benefit residents of all ages. While members can visit us at 2300 Clayton Rd Ste 700 Concord Ca 94520, official correspondence should be sent to 2300 Clayton Rd Ste 700, Concord, CA 94520 if different. You can reach us at (510) 627-5000 for any inquiries or assistance. We invite you to join Chevron Credit Union and experience firsthand the benefits of being part of a community-focused institution. Together, let's build a brighter financial future! For more information on how to become a member or to open an account today, please visit our website.

Branch Location & Accessibility

Welcome to Chevron, your trusted credit union conveniently located at 2300 Clayton Rd Ste 700, Concord, CA 94520. Nestled in the heart of Contra Costa County, our branch is easily accessible and surrounded by familiar landmarks. You can find us near the bustling Concord Pavilion, making it a breeze to stop by for your banking needs before or after a concert. At Chevron, we prioritize your convenience. While you can visit us at our branch location for all your financial services, please note that official correspondence should be sent to the same address listed above. Our friendly team is here to assist you during our operating hours from Monday to Friday, 6 AM to 6 PM. Whether you're looking to open a new account, apply for an auto loan, or inquire about mortgage options, we're ready to help! Accessibility is key at our branch. We have ample parking available for both members and guests, along with features that comply with ADA standards so everyone can enjoy easy access. While we currently do not offer drive-thru banking or ATM services on-site, our dedicated staff is always available to assist you with any transactions you may need inside the branch. Don't hesitate to reach out! For any questions or additional information, feel free to give us a call at 510-627-5000. We look forward to welcoming you into our Chevron family!

Member Eligibility

Becoming a member of Chevron is like joining a welcoming community where your financial well-being is the top priority. If you live, work, or attend school in certain areas, you may be eligible to join us! We believe that everyone deserves access to friendly and supportive banking services. To learn more about who can become a member, please check out our detailed eligibility criteria at http://www.chevronfcu.org/become-a-member/why-join-a-credit-union . Once you're ready to take the next step, opening an account with us is easy! You can find all the information you need to get started by visiting http://www.chevronfcu.org/become-a-member/join-today . If you have any questions along the way, don't hesitate to reach out at (510) 627-5000. We're here to help you every step of the way as you embark on this exciting journey with Chevron!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that make transactions smooth for your business. Imagine easily accepting payments from customers no matter where they are. Our tools allow you to focus more on running your business and less on managing finances. By choosing Chevron, you gain access to resources that empower your operations and enhance customer satisfaction. Visit us at 2300 Clayton Rd Ste 700 Concord Ca 94520 in Concord, CA, or call us at (510) 627-5000 to learn more about how we can help your business thrive!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs available at this branch, our service team is always ready to assist with any cash withdrawal needs during our lobby hours from 6 AM to 6 PM on weekdays. At Chevron, we're committed to providing exceptional service tailored just for you. If you're interested in learning more about how our services can benefit you or if you'd like assistance with any financial inquiries, don't hesitate to give us a call at (510) 627-5000 or visit us online at Concord Headquarters. Let's work together towards achieving your financial goals!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options can get you on the road quickly and affordably. With competitive rates and terms that work for you, securing the right loan has never been easier. Picture yourself driving home in your dream car without the stress of complicated financing.

Business Banking

For our business members, we offer specialized services including merchant services and business loans. We understand that running a business comes with its own set of challenges, so we're dedicated to providing support that helps your venture thrive.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! Enjoy benefits like cash back or travel points while making everyday purchases. This means every dollar spent can bring you closer to exciting rewards or savings an effortless way to enhance your spending power.

Mortgage Loans & Refinancing

If you're ready to buy a home or refinance your current mortgage, we offer mortgage loans tailored to fit various budgets and situations. Our experienced team will guide you through the process, ensuring you understand each step. Homeownership is within reach, and we're here to help make it happen.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we have robust online and mobile banking features that allow you to manage your accounts from anywhere at any time. From paying bills to transferring funds instantly, our digital services ensure you're always in control of your finances.

Personal Banking

For individuals seeking reliable banking solutions, we offer checking and savings accounts designed to help you manage your finances effectively. Imagine having a checking account that fits your lifestyle while earning interest on your savings. We understand that every member's financial journey is unique, which is why we provide flexible options to suit different needs.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options to help you manage those costs effectively. Whether it's funding a home renovation or consolidating debt into one manageable payment, our flexible terms are designed with your financial well-being in mind.

Digital & Online Banking

Key Services

Discover the full range of our online banking features at https://www.chevronfcu.org/ . You can enjoy 24/7 online access to your accounts, making it simple to check balances, pay bills, and transfer funds whenever you need to. Say goodbye to long lines and limited hours! Our electronic signature authorization feature means you can sign documents securely from the comfort of your home. This not only saves time but also adds an extra layer of security to your transactions. Plus, if you prefer going paperless, our e-statements are available for easy access right from your account dashboard.

Mobile Banking on the Go

Stay connected with your finances wherever you are through our mobile application. Whether you're grabbing coffee or waiting for an appointment, our app makes banking accessible and straightforward. You can make mobile payments effortlessly and even send money instantly with our person-to-person transfer option. With all these features combined, managing your money becomes hassle-free. You can monitor your spending in real-time and make informed decisions without ever needing to visit a branch. In summary, Chevron is committed to providing secure, accessible, and user-friendly digital banking solutions tailored for your lifestyle. Experience the ease of managing your finances today!

Financial Strength

Commitment to Innovation

With $606,486,594 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have a robust lending capacity with $3,592 in used auto loans and $4,015,954,291 in total loans and leases, supporting our members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts stand at 307,541, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $3,622,569, further reflecting our dedication to member service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chevron is your trusted partner. Visit us at 2300 Clayton Rd Ste 700 Concord Ca 94520 or call (510) 627-5000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,639,481,649 in share certificates and $1,777,501,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,880,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 350 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $655,962,877, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,348 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $67,227,488 in used vehicle loans and $107,816,718 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to fit your budget. Plus, our refinancing options can help you lower your payments if you already have an existing auto loan.

Credit Lines and Personal Loans

In addition to our auto and mortgage offerings, we also provide substantial credit lines with a total amount of $1,398,564,408 available for our members. These credit lines can give you the flexibility needed for unexpected expenses or larger purchases. Furthermore, we offer unsecured credit card loans as well though currently totaling $0, this option is available for those looking for flexible spending without collateral. At Chevron, we prioritize your financial well-being by providing access to the funds you need when you need them. For any questions about eligibility or our products, don't hesitate to reach out at 510-627-5000 or visit us at 2300 Clayton Rd Ste 700 Concord Ca 94520. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $145,456,353, make buying or refinancing simple. We offer various mortgage solutions tailored to fit different needs and financial situations. If you're considering refinancing your current mortgage, we can guide you through the process to find a solution that works best for you.

Loan Aggregator

Benefits of Using LendMesh

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CHEVRON FEDERAL CREDIT UNION