Chevron Credit Union Bakersfield CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Chevron, your trusted financial partner located at 5060 California Ave Ste 190, Bakersfield, CA 93309. Since our establishment in 1935, we have proudly served the community with a commitment to providing exceptional banking services tailored to meet your needs. With a robust membership of over 137,630 individuals, we are more than just a credit union; we are a community focused on supporting our members' financial journeys. At Chevron, we understand that your financial goals matter. That's why we've built a solid foundation with total assets of $4,837,830,041 and total deposits reaching $411,999,429. We also offer a wide range of loan options over 47,283 loans and leases to help you achieve everything from buying your dream car to securing a mortgage for your home. Our leadership team is dedicated to guiding you every step of the way. Under the guidance of CEO Jon Berlin and Board President Alan Wong, we strive to make your experience positive and fulfilling. Our team of 354 employees is here to ensure that you receive personalized service whenever you reach out. While members can visit us at our Bakersfield branch for all their banking needs, official correspondence should be sent to the same address: 5060 California Ave Ste 190, Bakersfield, CA 93309-0728. Whether you're looking for personal banking solutions or business services, our range includes checking and savings accounts, auto loans, credit cards with rewards, and much more. We invite you to explore how Chevron can support your financial aspirations. For more information or assistance, feel free to call us at 661-695-4260 or visit our website at Chevron FCU. Join us today and experience the difference that comes with being part of a member-focused credit union!

Branch History & Mission

Community Impact

Community involvement is at the heart of what we do. We partner with local organizations to give back and support those in need. Whether it's through sponsorships or volunteering initiatives, Chevron is dedicated to making a difference in Bakersfield and beyond. Our outreach efforts aim not just to meet financial needs but also to uplift the community spirit. We invite you to join us at Chevron experience firsthand the benefits of being part of a credit union that genuinely cares about its members and their communities. Come visit us during our operating hours: Monday, Tuesday, Thursday from 8 AM to 4 PM and Wednesday from 9 AM to 4 PM. If you have questions or want assistance with your financial needs, call us at (661) 695-4260. Discover how Chevron can help you on your path toward financial success!

Our Mission

At Chevron, our mission is clear: to empower our members through personalized financial solutions while fostering community growth and support. We offer a range of services including personal banking (checking and savings accounts), auto loans and vehicle financing, mortgage loans and refinancing, as well as business banking options. Each product is designed with your needs in mind because we believe that every member deserves tailored support on their financial journey. In addition to our core offerings, we prioritize customer service by implementing innovative digital advancements. From online banking to mobile payments, we ensure that managing your finances is convenient and secure. We also adhere to ADA compliance standards so everyone can access our services without barriers.

Branch Location & Accessibility

Accessibility Features

Our branch is equipped with accessibility features to ensure that all members can easily visit us. We have designated parking spaces and ramps available for those who may need them. Whether you're walking in or using a wheelchair, we strive to provide a welcoming environment for everyone.

Get in Touch

Have questions? Feel free to give us a call at 661-695-4260. We're eager to assist you with your financial journey. Come visit Chevron today and discover how we can help meet your banking needs!

Mailing Information

While members can visit us at our physical location, official correspondence should be sent to our mailing address: 5060 California Ave Ste 190, Bakersfield, CA 93309-0728.

Operating Hours

We understand that life gets busy! That's why we offer flexible banking hours to accommodate your schedule. You can visit us Monday, Tuesday, and Thursday from 8 AM to 4 PM, or on Wednesday from 9 AM to 4 PM. Our friendly staff is always ready to assist you during these hours.

Services Offered

At Chevron, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and more. Unfortunately, we do not have ATM services or drive-thru banking at this location; however, our team is here to help with any transactions you may need during your visit.

Member Eligibility

At Chevron, we believe that everyone deserves a chance to be part of a supportive community where financial growth and personal service go hand in hand. Becoming a member of our branch is simple and welcoming! If you live, work, or worship in the area, or if you have family members who are already part of our credit union, you're likely eligible to join us. We're dedicated to helping our members with everything from checking accounts to auto loans, ensuring you have the tools you need for a brighter financial future. To see the complete eligibility details and learn more about how easy it is to become a member, visit us at this link. Once you're ready to take the next step, opening an account is straightforward. You can find all the information you need at our account opening page. If you have any questions or need assistance along the way, don't hesitate to reach out at (661) 695-4260. We're excited to welcome you to Chevron at 5060 California Ave Ste 190 Bakersfield Ca 93309, where your financial journey begins!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced marketplace, efficient payment processing can make all the difference. Our merchant services provide businesses with the tools they need to accept payments seamlessly, whether in-store or online. Imagine a local café that integrates our payment solutions, allowing customers to pay quickly with their smartphones while enjoying their coffee. This not only enhances customer satisfaction but also streamlines operations for the business owner. Located at 5060 California Ave Ste 190 Bakersfield Ca 93309 in Bakersfield, CA, we invite you to visit us or call (661) 695-4260 to learn more about how we can support your business journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are straightforward and flexible, making it easier than ever to hit the road in your dream vehicle. We understand that purchasing a car is a significant investment, which is why we provide competitive rates and customizable loan terms that fit your budget.

Business Banking

If you're a business owner, our business banking services, including merchant services and business loans, are crafted to support your growth. We know that running a business requires reliable financial tools and resources. That's why we're committed to helping local businesses thrive in Bakersfield.

Credit Cards with Rewards

Make the most out of your spending with our credit cards that come with rewards. Enjoy benefits like cash back or points for travel every time you shop. It's not just about spending; it's about getting rewarded for it!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is here to guide you through the process. Picture yourself settling into your new home with peace of mind, knowing you secured an affordable loan through Chevron.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to access your accounts anytime, anywhere. Whether you're checking balances on the go or transferring funds from the comfort of your home, managing your finances has never been simpler. At Chevron, we're more than just a credit union; we're a community partner committed to helping you achieve financial wellness. For more information about any of these services or if you're ready to open an account with us, give us a call at 661-695-4260 or visit us online at Chevron FCU. Join us today and experience how banking can be both easy and rewarding!

Personal Banking

Our personal banking services are designed to help you manage your money effectively. We offer checking and savings accounts that provide easy access to your funds while helping you grow your savings. Imagine having a checking account that not only simplifies daily transactions but also rewards you for your spending. With our competitive interest rates on savings accounts, every dollar can work harder for you.

Personal Loans & Debt Consolidation

For those unexpected expenses or larger purchases, our personal loans can provide the financial boost you need. Plus, if you're juggling multiple debts, consider our debt consolidation services. By combining high-interest debts into one manageable payment, we can help you save money and reduce stress.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.chevronfcu.org/ , you can easily check your account balances, pay bills, and transfer funds without stepping foot outside your door. Whether you're at home or on the go, accessing your accounts is just a click away.

Convenience Meets Security

Managing your money shouldn't be complicated. At Chevron, we prioritize ease-of-use while ensuring that your information remains secure. Our online banking platform is designed for members who want to stay organized and informed about their finances effortlessly. Join us today at Chevron to experience these digital banking services firsthand!

Stay Connected with Mobile Banking

Our mobile application makes banking even easier. With features like mobile payments and person-to-person transfers, sending money to friends or paying for purchases is quick and simple. Just download our app, and you'll have everything you need right in your pocket.

User-Friendly Features

We know security is important to you, which is why our platform includes electronic signature authorization for added safety when making important transactions. Plus, with e-statements readily available, you can keep track of your financial activities without the hassle of paper clutter.

Financial Strength

A Growing Community

We have a strong member base with a total of 307,541 share accounts, demonstrating the trust placed in us by our community. The funds available for lending and investments stand at $3,622,569, highlighting our ability to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Chevron is your trusted partner. Visit us at 5060 California Ave Ste 190 Bakersfield Ca 93309 or call (661) 695-4260 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $606,486,594 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $3,592 in used auto loans and $4,015,954,291 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $1,639,481,649 in share certificates and $1,777,501,719 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $25,880,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 350 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $655,962,877, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,348 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Our auto loan offerings include competitive financing for both new and used vehicles. Whether you are purchasing from a dealership or buying privately, our flexible terms can accommodate your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $145,456,353, ensuring that you have access to the resources needed for your dream home.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, our team can guide you through the process and help determine eligibility. Refinancing could potentially lower your monthly payments or free up cash for other expenses. For any questions about our loan products or to discuss how we can assist with your specific financial situation, don't hesitate to reach out! You can contact us at 661-695-4260 or visit us at our branch located at 5060 California Ave Ste 190 Bakersfield, CA 93309. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support you every step of the way!

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. While we currently have $0 in unsecured credit card loans available, our approach is designed to help members manage their finances effectively as soon as these options become available.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that all offers presented are fair and transparent, giving users peace of mind as they navigate their borrowing choices.

CHEVRON FEDERAL CREDIT UNION