Cheswick Atomic Division Credit Union PA

Introduction

Welcome to Cheswick Atomic Division, your trusted credit union since 1962. Located at 1000 Wright Way, Cheswick, PA 15024, we pride ourselves on being a cornerstone of financial support for our community. With over 462 members and total assets reaching an impressive $4,920,242, we are dedicated to providing personalized financial services that cater to your unique needs. At Cheswick Atomic Division, we understand that every member's journey is different. That's why our team, led by CEO Melodee Johnson and Board President Dale Farruggia, is committed to offering the best possible service in a welcoming environment. Whether you're looking for loans over 406 already granted or simply need a safe place to deposit your savings, we are here to help with total deposits of $189,209. While you can visit us at our branch location for all your banking needs, if you need to send official correspondence, please use our mailing address at 420 Low Grade Rd, Cheswick, PA 15024-1074. We invite you to explore the various services we offer. With a net worth of $1,581,396, we're not just financially sound; we're also focused on making a positive impact in our community. We look forward to helping you achieve your financial goals! For any inquiries or assistance, feel free to call us at 724-275-5071. Visit us today and experience the difference that community-focused banking can make!

Branch History & Mission

Community Commitment

We understand that financial wellness is not just about numbers; it's about people. Our initiatives are designed with you in mind. We may not offer ATM services or drive-thru banking currently, but we focus on personalized service that meets your needs directly. Our team is here to help you navigate your financial journey with confidence. As we look toward the future, we invite you to join us in this exciting chapter of growth and opportunity. Be part of a credit union that cares about its members and strives for excellence every day. Experience firsthand the benefits of being part of the Cheswick Atomic Division family where you're more than just an account holder; you're a valued member of our community. Come visit us today!

Our Journey

The journey of the Cheswick Atomic Division began with a simple yet powerful vision: to offer accessible financial services that empower individuals and families in our community. From humble beginnings, we have steadily expanded our offerings and resources. Today, we manage assets totaling $4,920,242 while ensuring that our members feel valued and supported at every step. Our commitment to serving the community goes beyond traditional banking. We strive to be an active participant in local initiatives and partnerships that uplift those around us. Whether it's through community events or educational workshops, we are dedicated to making a positive impact right here in Cheswick.

Our Mission

At the heart of the Cheswick Atomic Division is our mission: to provide exceptional financial services while fostering a sense of belonging among our members. We believe that everyone deserves access to quality financial support, whether it's for purchasing a new vehicle or managing day-to-day expenses. While members can visit us at 1000 Wright Way, official correspondence should be sent to 420 Low Grade Rd, Cheswick, PA 15024-1074. Our branch operates on Monday, Thursday, and Friday from 7:00 AM - 8:30 AM & 2:30 PM - 4:00 PM, making it convenient for you to drop by or reach out via phone at 724-275-5071.

Branch Location & Accessibility

Accessibility Features

At Cheswick Atomic Division, we prioritize accessibility for all members. Our branch is ADA compliant, ensuring that everyone can navigate our facilities easily. With ample parking available right outside the entrance, visiting us is hassle-free. We want you to feel comfortable and welcome every time you walk through our doors.

Banking Services

While we currently do not offer ATM services or drive-thru banking, our dedicated staff is here to assist you during lobby hours with all your banking needs. Whether you're looking for information about loans or need help managing your accounts, we're just a phone call away at 724-275-5071. We invite you to come visit us at the Cheswick Atomic Division! Experience firsthand the personalized service that makes our credit union a trusted choice in the community. Let us help you achieve your financial goals today!

Operating Hours

We understand that your time is valuable. That's why we offer convenient operating hours: join us on Mondays, Thursdays, and Fridays from 7:00 AM to 8:30 AM and again from 2:30 PM to 4:00 PM. We strive to accommodate your busy schedule while providing excellent service tailored just for you.

Member Eligibility

At Cheswick Atomic Division, we believe that everyone deserves a supportive community, and becoming a member is your first step towards accessing a range of financial services tailored just for you. If you live, work, or worship in the Cheswick area or have family members who are already part of our credit union, you're likely eligible to join us. We welcome individuals from all walks of life, making it easy for you to become part of our friendly family. To learn more about the specific eligibility requirements, feel free to visit our website where you'll find all the details you need. Joining Cheswick Atomic Division opens up a world of benefits, from personalized service to competitive rates on loans and savings accounts. Getting started is simple! You can open an account by giving us a call at (724) 275-5071 or visiting us at our branch located at 1000 Wright Way Cheswick Pa 15024. We're here to help you navigate the process smoothly, ensuring that your journey with us is as welcoming as possible. Don't hesitate to reach out if you have any questions; we look forward to having you as part of our community!

Business Banking & Commercial Services

Loan Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that simplify payment processing, allowing you to focus on what you do best running your business. From accepting credit cards to managing transactions seamlessly, our services are designed with your convenience in mind. Visit us at 1000 Wright Way Cheswick Pa 15024 in Cheswick, PA, or call us at (724) 275-5071 to learn how we can partner with you for success!

Comprehensive List Of Services

Banking Services Tailored for You

One of the primary offerings at Cheswick Atomic Division is our ATM Services Only. This service ensures that you can access your funds conveniently and securely. Imagine being on the go, and needing cash for a quick purchase or an unexpected expense. Our ATM services are designed to provide you with easy access to your money, allowing you to withdraw cash when you need it most. In addition, we understand that many members prefer managing their finances digitally. While we currently focus on ATM services, our commitment remains strong towards enhancing your banking experience in the future. We aim to explore options that could include online banking and mobile payments, making it easier than ever for you to handle your transactions from anywhere.

Commitment to Member Needs

At Cheswick Atomic Division, we prioritize the unique financial situations of our members. Whether you're a first-time borrower or looking to manage existing loans, we strive to offer tailored advice and support. Our knowledgeable team is always available during lobby hours Monday, Thursday, and Friday from 7:00 AM to 8:30 AM and 2:30 PM to 4:00 PM to assist you personally.

Why Choose Us?

Choosing Cheswick Atomic Division means opting for a community-focused credit union that values personal relationships over transactions. Our location in Cheswick allows us to connect with local residents, understanding the specific financial challenges and opportunities that arise within our community. We invite you to visit us at 1000 Wright Way Cheswick Pa 15024 or give us a call at (724) 275-5071. Let's start a conversation about how we can help you achieve your financial goals. Your journey towards better financial health begins here!

Digital & Online Banking

Key Features

Our online banking services, accessible at https://cadfcu.com/, allow you to check your account balances, view transaction histories, and transfer funds whenever it suits you. Imagine having real-time access to your accounts 24/7, without needing to visit a branch. It's convenience at your fingertips! While we currently do not support features like electronic signatures or e-statements, our commitment to security remains strong. We prioritize the safety of your personal information and transactions so you can bank with peace of mind.

Mobile Access

Though we do not currently offer a mobile application or mobile payments, we're always looking for ways to improve our services. In the meantime, you can still manage your accounts easily through any web browser.

Person-to-Person Transfers

If you're ever in need of sending money quickly to family or friends, please note that person-to-person transfers are not available right now. However, we're dedicated to enhancing our offerings and will keep you updated on any changes. At Cheswick Atomic Division, we strive to make banking simple and accessible for everyone. With user-friendly features and a commitment to security, we're here to support all your banking needs!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 500, showing a strong and growing member base that trusts us with their finances. As your local credit union at 1000 Wright Way Cheswick Pa 15024, we strive to be your trusted partner in achieving your financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Cheswick Atomic Division is here for you. Visit us at 1000 Wright Way Cheswick Pa 15024 or call (724) 275-5071 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $1,558,795 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $154 in used auto loans and $2,227,490 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $500 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $8,703 which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Position

With a net worth of $1,581,396, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further demonstrated by our net worth ratio of 32.14%, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $695,021 in used vehicle loans and $949,694 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your automotive dreams a reality.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $381,308, make buying or refinancing simple. If you're considering refinancing your current mortgage, we can help guide you through eligibility options that may work for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option provides an excellent way to build your credit while keeping your expenses manageable. At Cheswick Atomic Division, we are committed to providing personalized service and support throughout your borrowing experience. If you have questions about any of our loan products or would like assistance in finding the right fit for you, please don't hesitate to reach out. For more information or to get started, contact us at (724) 275-5071 or visit us at 1000 Wright Way Cheswick Pa 15024 in Cheswick, PA. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers that reflect current market conditions. LendMesh prides itself on several key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means that users can trust the information presented to them without worrying about hidden fees or misleading terms. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. Every comparison is made solely on the merit of the loan offer itself. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users make informed decisions quickly. This feature is crucial in a dynamic lending environment where rates can change frequently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective LendMesh can be in finding competitive loan options tailored to individual needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

CHESWICK ATOMIC DIVISION FEDERAL CREDIT UNION - Cheswick, PA

Compare Loan Rates Near You

Loan rates in Cheswick, PA (15024)